Clorox to Acquire GOJO Industries, Owner of Purell January 22, 2026 Expands Clorox's Leadership in Health & Hygiene + 3 • Advances Portfolio Evolution to Strengthen Strategic Advantage: Expands Clorox's position in health & hygiene with a renowned and trusted brand in Purell® – expanding reach across B2B and retail channels • Capitalizes on Attractive Category Tailwinds: Provides exposure to sizeable and growing categories underpinned by favorable macro and consumer tailwinds where brand trust provides diff ...

Fourth Quarter 2025 Results January 22, 2026 C O N F I D E N T IAL Forward-Looking Statements This presentation and related communications should be read in conjunction with the financial statements, notes, and other information contained in Capital One's Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K. Please note that the following materials containing information regarding Capital One's financial performance is preliminary and based on Capital One's data avail ...

THE PATHWARD STORY UPDATED JANUARY 22, 2026 Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation 1 FORWARD LOOKING STATEMENTS This investor update contains "forward-looking statements" which are made in good faith by Pathward Financial, Inc. (the "Company") pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. You can identify forward-looking statements by words such as "may," "hope," "will," "should," "expect," "plan," "anticipate," "intend," ...

Q4 Earnings January 22nd, 2026 4 th Quarter Earnings Presentation Lip-Bu Tan Chief Executive Officer David Zinsner Chief Financial Officer Non-GAAP Financial Measures and Forward-Looking Statements • This presentation contains non-GAAP financial measures. Intel gross margin percentage, operating income, earnings per share attributable to Intel, net capital expenditures and adjusted free cash flow, including year-over-year comparisons, are presented on a non-GAAP basis. The Appendix provides reconciliations ...

East West Bancorp, Inc. Fourth Quarter and Full Year 2025 Earnings Presentation January 22, 2026 Industry Information This presentation includes statistical and other industry and market data that we obtained from government reports and other third-party sources. Although we believe that this information is accurate and reliable, we have not independently verified such information. Forward-looking information that we have obtained from these sources is subject to the same uncertainties and qualifications as ...

4 th Quarter Earnings Alcoa Corporation This presentation contains statements that relate to future events and expectations and as such constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include those containing such words as "aims," "ambition," "anticipates," "believes," "could," "develop," "endeavors," "estimates," "expects," "forecasts," "goal," "intends," "may," "outlook," "potential," "plans," "projects," "reach," ...

Other important assumptions and factors that could cause actual results to differ materially from those in the forward-looking statements are specified in the company's SEC reports, accessible on the SEC's website at www.sec.gov and the company's website at www.csx.com. 2025 FOURTH QUARTER EARNINGS CONFERENCE CALL 2025 FOURTH QUARTER CONFERENCE CALL 1.22.2026 Forward Looking Disclosure This information and other statements by the company may contain forward-looking statements within the meaning of the Priva ...

4Q25 Update (Nasdaq: BHRB) January 2026 1 Cautionary Statement Regarding Forward-Looking Information Cautionary Note Regarding Forward Looking Statements This presentation includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including with respect to (or based on) the beliefs, goals, intentions, and expectations of Burke & Her ...

Financial Performance - Old Republic's total shareholder return for the past 10 years was 170%[3] - The company has raised its annual cash dividend for the past 44 years[4] - As of December 31, 2025, the market capitalization was $1124 billion and the stock price was $4564[6] - Shareholders' equity was $591 billion, with a book value per share (BVPS) of $2421[6] - Trailing four-quarter operating income was $7925 million, resulting in earnings per share (EPS) of $315 and an operating return on equity (ROE) of 141%[6] - Net premiums and fees earned increased by 98% in the fourth quarter of 2025, reaching $213 billion, driven by Specialty Insurance (up 83%) and Title Insurance (up 124%)[22] - The regular quarterly dividend was increased by 94% to $029[23] Business Segments - Specialty Insurance accounted for 67% of the $89 billion in 2025 operating revenue, while Title Insurance accounted for 33%[29] - The Title Insurance business holds a 140% market share, ranking it third largest in the industry[51] - Gross premiums and fees for Specialty Insurance in fiscal year 2025 totaled $878 billion[35] Capital Management - Since December 31, 2016, Old Republic has distributed $69 billion in dividends and share repurchases[4] - The company has $856 million remaining authorized for share repurchases[24, 66] - The investment portfolio is composed of 85% fixed income and 15% equities, totaling $168 billion[74]

Loan Portfolio Presentation January 2026 Great Southern Bancorp. Inc (NASDAQ: GSBC) Fourth Quarter Ended December 31, 2025 Loan Portfolio by Category Gross Loans [in thousands] Consumer* $174,448 4% Single Family Real Estate $788,835 18% Multi-family Real Estate $1,387,410 31% Commercial Real Estate $1,556,148 35% Const & Land Dev $349,161 8% Commercial Business $178,514 4% *Includes Home Equity Loans of $128,030 12-31-25 $4,434,516 9-30-25 $4,543,707 Consumer* $171,519 4% Single Family Real Estate $802,384 ...