Financial Performance - Northern Trust's Q4 2025 revenue reached $21358 million, showing an 8% increase compared to Q4 2024[25] - The company's Q4 2025 net income was $466 million, a 2% increase from Q4 2024[25] - Full-year 2025 revenue was $81149 million, a decrease of 2% compared to 2024[48] - Full-year 2025 net income was $17369 million, a decrease of 14% compared to 2024[48] - Northern Trust's Return on Equity for the full year 2025 was 144%[50] Assets and Custody - Assets under Custody/Administration (AUC/A) reached $187 trillion in both Q4 2025 and for the full year 2025, an 11% increase year-over-year[25, 48] - Assets under Management (AUM) reached $18 trillion in both Q4 2025 and for the full year 2025, a 12% increase year-over-year[25, 48] Wealth Management - Wealth Management's Assets under Management (AUM) reached $507 billion in Q4 2025, a 13% increase compared to Q4 2024[31] Asset Servicing - Asset Servicing's Assets under Custody / Administration (AUC/A) reached $17418 trillion in Q4 2025, an 11% increase compared to Q4 2024[38] Capital and Expenses - The company's CET1 Ratio stood at 126% in Q4 2025[25, 48] - Common stock repurchased amounted to $3698 million in Q4 2025 and $12735 million for the full year[25, 56]

Fourth-quarter and full-year 2025 results | Adjusted diluted EPS | | | | --- | --- | --- | | Fourth quarter | $1.501 | ↑12% | | Full year | $5.152 | % ↑10 | | W orldwide sales | Organic* sales growth for underlying base business** | 5 Full-year 2026 guidance | | $11.5B | ↑3.8%3 | 6.5% to 7.5% | | Fourth quarter | | Organic sales growth | | $44.3B | ↑6.7%4 | $5.55 to $5.80 | | Full year | | Adjusted diluted EPS | Key business units | Fourth-quarter sales Expanding in the fast-growing pulsed field ablation (P ...

4Q and Full Year 2025 Earnings Presentation January 22, 2026 FORWARD-LOOKING STATEMENTS This presentation and statements by our management may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements that include, without limitation, statements regarding our acquisition of Sandy Spring Bancorp, Inc. ("Sandy Spring") and expectations with regard to the benefits of the Sandy Spring acquisition, statements rega ...

Beyond ordinary banking Important Information Investor Presentation H o r i z o n B a n c o r p , I n c . ( N A S D A Q : H B N C ) Ye a r E n d e d D e c e m b e r 3 1 , 2 0 2 5 J a n u a r y 2 2 , 2 0 2 6 Forward-Looking Statements This press release may contain forward–looking statements regarding the financial performance, business prospects, growth and operating strategies of Horizon Bancorp, Inc. and its affiliates (collectively, "Horizon"). For these statements, Horizon claims the protection of the s ...

EARNINGS RELEASE Q2 FY 2026 Results January 22, 2026 BUSINESS RESULTS Q2 FY 2026 Q2 FY 2026 RESULTS Second quarter results heavily impacted by base period dynamics and underlying market trends. Organic sales were in-line with prior year. Pricing +1% offset by volume -1%. 7 of 10 product categories grew or held organic sales for the quarter. Global aggregate value share is down 20 basis points, with 25 of our top 50 category/country combinations holding or growing share for the quarter. Core earnings per sha ...

Financial Performance - GAAP Net Income was $9.4 million [13] and Diluted EPS was $0.15 [13] - Net Interest Income reached $38.0 million [13] with a Net Interest Margin of 2.14% [13], a 4 bps increase from the prior quarter [16] - Pre-tax, pre-provision net revenue increased by 3.9% to $12.3 million [16], indicating improved core earnings [16] Balance Sheet & Portfolio - Total deposits increased by $79.7 million, a 1.4% increase [16] - Non-performing assets decreased by 20.6% to $51.3 million, representing 0.67% of assets [16] - Loans totaled $5.8 billion [9] - The company has $2.7 billion in secured borrowing capacity with the FHLB & Fed [69] Capital & Ratios - The CET-1 Ratio was 14.67% [13] - Tangible equity to tangible assets was 8.56% [68] - The company's Market Cap is $479.7 million [9]

Earnings Results Fourth Quarter 2025 Forward-Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward-looking statements. You can identi ...

Ensuring our Clients and Our Institution Succeed Boldly Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 4Q & Full Year 2025 Investor Presentation Listed as ESQ Forward Looking Disclosure This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are not historical fact and express management's current expectations, forecasts of future events or long-term goals and, by their nature, are subject to ass ...

This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward-looking statements. You can identify these forward-looking statements through Pinnacle's use of wo ...

United Bankshares, Inc. (UBSI) Fourth Quarter & Fiscal Year 2025 Earnings Review January 22, 2026 The following factors, among others, could cause actual results to differ materially from the anticipated results or other expectations expressed in the forward-looking statements: (1) the effects of and changes in trade and monetary and fiscal policies and laws, including the interest rate policies of the Federal Reserve and the trade and tariff policies; (2) general competitive, economic, political and market ...