First Quarter 2025 Earnings Webcast Presentation Rollins, Inc. April 24, 2025 1 © 2024 Rollins, Inc. All rights reserved. Cautionary Statement Regarding Forward-Looking Statements This presentation as well as other written or oral statements by the Company may contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. We have based these forward-looking statements on our current opinions, expectations, intentions, beliefs, plans, objectives, assumptions and proj ...

Financial Highlights - Nasdaq's net revenue reached $1.237 billion, an increase of 11% year-over-year[18] - Solutions revenue grew to $947 million, representing a 9% increase year-over-year[18] - Operating income increased by 15% year-over-year to $682 million[18] - Diluted EPS increased by 24% year-over-year to $0.79[18] - Annualized Recurring Revenue (ARR) increased by 8% year-over-year to $2.831 billion[18] - Annualized SaaS revenue increased by 14% year-over-year to $1.061 billion[18] Segment Performance - Capital Access Platforms revenue increased by 11% adjusted year-over-year, with Index revenue up by 26% and Data & Listing revenue up by 4%[40] - Financial Technology revenue increased by 10% adjusted year-over-year, driven by a 21% increase in Financial Crime Management Technology revenue[40] - Market Services revenue increased by 19% adjusted year-over-year, driven by record volumes in U.S cash equities and derivatives[40] Operational Highlights - Index average ETP AUM increased year-over-year to $662 billion[24] - Nasdaq listed 45 operating companies, raising nearly $5 billion in proceeds[13]

INVESTOR PRESENTATION Q1 2025 FORWARD LOOKING STATEMENTS This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements often include words such as "believes," "expects," "anticipates," "estimates," "forecasts," "intends," "plans," "targets," "potentially," "probably," "projects," "outlook" or similar expressions or future or conditional verbs such as "may," "will," "should," "would," and "could," as well as the negative of ...

1Q25 Earnings Presentation 1 Please refer to the Non-GAAP Disclosure Reconciliation in Appendix. ² Pre-provision net revenue ("PPNR") equals net interest income plus total noome plus total noome les total non-interest expense. 3 2 1Q 2025 Financial Highlights | | | GAAP Reported | | | Non-GAAP Adjusted 1 | | | --- | --- | --- | --- | --- | --- | --- | | | 1Q25 | 4Q24 | 1Q24 | 1Q25 | 4Q24 | 1Q24 | | Net Income ($mm) | $106.1 | $115.7 | $96.3 | $106.1 | $75.7 | $99.4 | | Return on Average Assets Annualized | ...

Earnings and Profitability - Earnings per share (EPS) reached $0.87[8] - Net income totaled $33.4 million[8] - Return on Assets (ROA) was 1.41%[8] - Return on Equity (ROE) was 9.67%[8] - Return on Average Tangible Shareholders' Equity (ROTE) was 13.29%[8] - Pre-provision Net Revenue (PPNR) was 1.73%[8] Balance Sheet and Asset Quality - Loan growth amounted to $93.4 million, representing an annualized growth rate of 4.89%[8, 18] - Deposit growth reached $109.8 million, with an annualized growth rate of 5.72%[8] - The company reduced borrowings by $55.0 million[18] - The company reduced brokered deposits by $24.9 million[18] - ACL was 1.26%[8] - Nonperforming Assets (NPAs) stood at 0.29% of total portfolio loans plus OREO[8, 26] Net Interest Income and Noninterest Income - Net Interest Margin (NIM) increased by 4 basis points to 3.81%[8, 11, 32] - The company repositioned $193.6 million of securities over the past four quarters, expected to positively impact net interest income by $5.0 million in 2025[37] - Noninterest income totaled $10.4 million[34]

First Quarter 2025 Earnings Release April 23, 2025 Investor Relations Contact and Disclosure Statements Investor Relations Contact Mac Schmitz Senior Vice President – Investor Relations Phone: (972) 371-5225 E-mail: investors@matadorresources.com Cautionary Note – The SEC permits oil and gas companies, in their filings with the SEC, to disclose only proved, probable and possible reserves. Potential resources are not proved, probable or possible reserves. The SEC's guidelines prohibit Matador from including ...

First Quarter 2025 Financial Results Investor Presentation April 24, 2025 Group 1 Automotive 2025 Forward looking statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements related to future, not past, events and are based on our current expectations and assumptions regarding our business, the economy and other future conditions. In this context, the forward-looking statements often include statements re ...

Financial Performance - Ladder Capital reported distributable earnings of $25.5 million, resulting in a distributable EPS of $0.20 and an after-tax distributable ROAE of 6.6%[9] - The company declared a Q1 2025 cash dividend of $0.23 per LADR share, representing a 9.0% annual dividend yield[9] - Net interest income was $20.3 million for Q1 2025[42] Balance Sheet & Liquidity - Total liquidity exceeded $1.3 billion, including $480 million in unrestricted cash and cash equivalents, and an undrawn corporate revolving credit facility[7, 9] - The company's investment assets and unrestricted cash totaled $4.6 billion, including $1.7 billion in senior secured first mortgage loans (38% of total), $892 million in CRE equity (20%), and $1.5 billion in securities (32%)[7, 9] - Unencumbered assets totaled $3.7 billion, representing 83% of total assets, with 85% comprised of cash, first mortgage loans, and investment grade securities[7, 9, 34] Loan Portfolio - New loan originations amounted to $329 million, leading to a $138 million growth in the loan portfolio[7] - The weighted average spread on new balance sheet loans was 394 basis points[7] - The loan portfolio totaled $1.7 billion with a weighted average loan-to-value (LTV) of 67%[7, 15] Capital Structure - 72% of total debt was comprised of unsecured corporate bonds[9, 33] - The adjusted leverage ratio was 1.4x, or 1.2x net of cash[7, 9, 33] - 98% of debt is non-mark-to-market[7, 9, 33]

Company Profile & Strategy - Colony Bank had $3.2 billion in assets as of March 31, 2025 and operates across nearly 40 locations in Georgia, Alabama, and Florida[12] - The company aims to achieve a return on assets target of 1% and grow its customer base by 8-12% per year[22] - Colony Bank intends to return to an 8-12% organic growth run rate by the end of 2025[23] - The company seeks to benefit from industry consolidation and become an acquirer of choice in Georgia and contiguous states, noting 319 banks under $600 million and 87 banks between $600 million and $1.2 billion[26] Financial Performance & Metrics - The company's Small Business Specialty Lending (SBSL) group's pre-tax profit was $492 thousand in 1Q 2025[30] - The mortgage division had stable production and sales volume, remaining focused on secondary market products[36] - The current indicated annual dividend rate is $0.46 per share, equating to a yield of 3.1% based on the closing stock price on April 21, 2025 of $14.74[39] - Total liquidity sources as of March 31, 2025, were $1.3177 billion, including $185.7 million in FRB Reserves and $341.7 million in unencumbered securities[43] Loan & Deposit Portfolio - As of March 31, 2025, the loan portfolio totaled $1.9213 billion, with real estate comprising 83.6% of the portfolio[62] - Commercial/business accounts represent 13.6% of accounts and 45.1% of total deposits balance as of March 31, 2025[55]

First Quarter 2025 Financial Results Forward Looking Statements Statements contained in this news release that concern Euronet's or its management's intentions, expectations, or predictions of future performance, are forward-looking statements. Euronet's actual results may vary materially from those anticipated in such forward-looking statements as a result of a number of factors, including: conditions in world financial markets and general economic conditions and tariffs, including impacts from pandemics; ...