Year-end fiscal 2025 update November 14, 2025 Forward-looking statements and use of non-GAAP measures This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Our forward-looking statements in this presentation speak only as of today, and we assume no duty to update them. Forward- looking statements are typically identified by words such as, but not limited to: "estimates," "expects," "anticipates," "intends," "targets," "plans," "fore ...

Quarter 3 2025 Financial Results Disclaimer Cautionary Language Regarding Forward-Looking Statements This slide deck contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended (the "Act"), and are intended to enjoy the protection of the safe harbor for forward-looking statements provided by the Act as well as protections afforded by other federal securities laws. Such forward-looking statements include but are not limited to: the expected timing ...

Financial Performance Highlights - Credicorp achieved a Return on Equity (ROE) of 19.6%[14] - Risk-Adjusted Net Interest Margin (NIM) increased by 9 basis points compared to 2Q25, reaching 5.5%[14] - The efficiency ratio for 3Q25 was 46.4%[14] - BCP's CET1 ratio stood at 13.17% in September 2025[14] - The coverage ratio was 110.1%[14] Loan Portfolio and Asset Quality - Total loans increased by 1.5% year-over-year[17] - FX Neutral Loan Growth was 7.0% year-over-year[17] - The NPL (Non-Performing Loan) ratio decreased by 105 basis points year-over-year to 4.8%[17] - The Cost of Risk (CoR) decreased by 71 basis points year-over-year to 1.7%[17] Income and Funding - Net Interest Income (NII) increased by 2.7% year-over-year[17] - Low-cost deposits constituted 58.1% of the funding base, an increase of 185 basis points year-over-year[17] - Fee income increased by 8.2% year-over-year[17] - Gains on FX transactions increased by 23.4% year-over-year[17] - Insurance underwriting results increased by 33.1% year-over-year[17] Yape Digital Platform - Yape's lending revenue share increased from 7% in 3Q24 to 20% in 3Q25[44] - Yape disbursed loans to 3.4 million clients in 3Q25[44]

Company Overview - ImmuCell focuses on growth in sales of the First Defense product line and enhancing subclinical mastitis treatment with Re-Tain[10] - The company addresses the $2 billion annual economic harm to the dairy industry due to mastitis infections with Re-Tain, aiming to reduce antibiotics in the food chain[10] - The company completed an investment to increase First Defense production capacity to over $30 million in annual sales value[29, 51] Product Lines and Market Opportunity - The U S market opportunity for calf-level products to prevent scours is about $311 million annually[31, 55] - The U S market opportunity for calf-level and dam-level vaccine products used to prevent scours is estimated at about $818 million[31, 55] - Mastitis causes approximately $2 billion in economic loss to the dairy industry each year[10, 32, 56, 57] Financial Performance - As of September 30, 2025, the company had $39 million in cash and cash equivalents[88] - As of October 31, 2025, the company's market capitalization was $564 million, with a stock price of $624 per share and 905 million shares outstanding[88] - Product sales for the nine-month period ended September 30, 2025, were $20 million, compared to $187 million for the same period in 2024[91] - Gross margin for the three-month period ended September 30, 2025, was 43%, compared to 26% for the same period in 2024[91]

Third Quarter 2025 Results Presentation Cautionary statement This presentation contains non -IFRS and other financial measures and forward -looking statements, including a discussion of our business targets, expectations, and outlook. We caution readers not to place undue reliance on our forward - looking statements since a number of factors could cause actual future results to differ materially from the targets and expectations expressed. Non -IFRS and other financial measures do not have a standardized me ...

FINANCIAL RESULTS 3Q - 2025 Legal Disclaimer Financial Results This document was prepared by Ecopetrol S.A. (the "Company" or "Ecopetrol") with the purpose of providing the market and interested parties certain financial and other information of the Company. This document may include strategy discussions and forward-looking statements regarding the probable development of Ecopetrol's business. Said projections and statements include references to estimates or expectations of the Company regarding its future ...

FOURTH QUARTER AND FULL YEAR FISCAL 2025 EARNINGS NOVEMBER 2025 PRELIMINARY STATEMENTS NASDAQ: EZPW FORWARD LOOKING STATEMENTS This presentation contains certain forward-looking statements. These statements are based on the company's current expectations as to the outcome and timing of future events. All statements, other than statements of historical facts, that address activities or results that the company plans, expects, believes, projects, estimates or anticipates will, should or may occur in the futur ...

Financial Performance - Revenue surged by 115%, from $2.83 million in Q3 2024 to $6.09 million in Q3 2025[6] - Gross profit increased by 120%, from $1.35 million in Q3 2024 to $2.96 million in Q3 2025[12] - Gross margin improved significantly by over 40%, rising from 7.8% in Q2 2025 to 48.6% in Q3 2025[17] - Net loss narrowed dramatically by 84%, decreasing from $1.19 million in Q3 2024 to $188,000 in Q3 2025[20] - Net loss per share decreased by 92%, from $0.12 in Q3 2024 to $0.01 in Q3 2025[23] Liquidity and Capital - Cash, cash equivalents, and accounts receivable totaled $11.9 million as of September 30, 2025[24] - Working capital stood at $14.0 million[28] - The company has zero long-term debt[25] Future Outlook - The company increases revenue guidance to at least $25 million for FY 2025, representing a 160% year-over-year increase over full year 2024[38] - FY2026 revenue is projected to be at least $50 million[38] - The 5G services market size is projected to surpass US$36 billion by 2030, CAGR of 54%[43]

Third Quarter Earnings Presentation November 2025 Important notice 3 AI & data center growth: a new era of energy demand Natural gas widely embraced as the primary source of new scalable, dispatchable power 224 292 371 450 513 606 2025 2026 2027 2028 2029 2030 Projected U.S. data center energy consumption (TWh) (1) ~12% of total U.S. power demand in 2030 from data centers Data center developers are prioritizing: 24/7 reliability Rapid scalability Low LCOE Pathways to decarbonize Data center energy surge Nat ...

TM AirJoule Technologies Corporation (Nasdaq: AIRJ) Q3 2025 Earnings Presentation November 14, 2025 https://airjouletech.com DISCLAIMERS Forward Looking Statements The information in this presentation includes "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements, other than statements of present or historical fact included in this presentation, regarding AirJoule Technologi ...