Living on Social Security in retirement requires a different kind of budgeting mindset. With income largely fixed, the challenge shifts from earning more to managing tradeoffs, anticipating rising costs and building a plan that holds up over time. Any Social Security-based budget has to start with a realistic look at income. For most retirees, benefits alone provide a modest and fixed monthly amount. According to Christopher Stroup, a CFP and owner of Silicon Beach Financial, benefits average around $1,90 ...

Optima Health's £100m acquisition will help it scale; brokers call PAM deal defensive and earnings-enhancing Proactive uses images sourced from Shutterstock Optima Health PLC's (AIM:OPT, OTC:OHLTF, FRA:J3N) agreement to buy rival PAM Healthcare for around £100 million has been framed by brokers as a defensive land grab that accelerates the company towards its ambition to dominate the UK outsourced occupational health market. Cavendish said the acquisition, Optima’s largest since its September 2024 flotati ...

Core Insights - The viral TikTok video highlights a common misunderstanding about credit card minimum payments and interest charges, emphasizing the need for better financial education [1][3] Group 1: Understanding Credit Card Payments - Many individuals mistakenly believe that making the minimum payment on their credit card prevents interest charges, which is not the case [2][4] - The minimum payment is the smallest amount required to avoid late fees, but it does not prevent interest from accruing on any remaining balance [4][5] Group 2: Interest Accumulation - Credit card interest is calculated based on the average daily balance and compounds over time, leading to increased debt if the balance is not paid in full [5] - The misunderstanding of how interest works can lead to significant financial consequences for consumers, as illustrated by the experience shared in the TikTok video [3][5]

Core Viewpoint - Louisiana-Pacific Corporation (NYSE:LPX) is positioned as a compelling investment opportunity in the building products sector, supported by an upward revision in EBITDA guidance and a positive rating from Barclays [1][3]. Group 1: Financial Performance - In Q3 2025, Louisiana-Pacific Corporation raised its full-year EBITDA guidance to $425 million from $405 million, reflecting a $20 million increase due to stronger-than-expected operational performance [3]. - Barclays increased its price target for Louisiana-Pacific Corporation to $108 from $100, maintaining an Overweight rating, indicating confidence in the company's financial outlook despite market challenges [1][3]. Group 2: Market Position and Products - Louisiana-Pacific Corporation is a leading manufacturer of engineered wood products, including Oriented Strand Board and siding, which are essential for new residential construction and remodeling activities [4]. - The company benefits from long-term structural demand drivers in the housing market, positioning it favorably for future growth [4].

We recently published an article titled 9 Best Lumber Stocks to Invest in Now. The Home Depot, Inc. (NYSE:HD) is among the best lumber stocks to invest in now. On January 16, Truist raised its price target on The Home Depot to $405 from $390 and reiterated a Buy rating, citing stable December sales trends and supportive consumer data. The firm highlighted encouraging card data and holiday updates, while also pointing to the potential benefit of higher tax refunds boosting spending in typically slower seas ...

Company Overview - TRX Gold Corporation (NYSE:TRX) is involved in the exploration, development, and production of mineral property interests in Tanzania, focusing on advancing projects through internally generated cash flow rather than equity financing [4] - The company was founded in 1990 and is headquartered in Oakville, Canada, with a strategy centered on disciplined capital allocation to scale operations while preserving shareholder value [4] Recent Developments - On February 9, Roth Capital raised its price target on TRX Gold Corporation to $2.25 from $1.25, maintaining a Buy rating, citing the company's strategy of moving directly into production to generate cash flow while minimizing shareholder dilution [1] - The analyst noted that disciplined financial management and current metal prices could enable TRX to reach its targeted long-term production levels without issuing additional equity [1] Governance and Shareholder Matters - On January 29, 2026, TRX Gold Corporation filed a Form 6-K with U.S. regulators regarding its upcoming annual general and special meeting of shareholders scheduled for February 25, 2026 [3] - The filing includes standard governance matters such as receiving audited financial statements for the fiscal year ended August 31, 2025, setting the board size at five directors, electing directors, appointing the auditor, and addressing other proper business [3]

We recently published an article titled 10 Best Low Volatility Canadian Stocks to Buy. On January 20, Maxim analyst Tate Sullivan initiated coverage of Nouveau Monde Graphite Inc. (NYSE:NMG) with a Buy rating and a $6 price target, signaling confidence in the company’s vertically integrated graphite strategy and its positioning within the North American battery materials supply chain. The initiation reflects growing investor interest in domestic critical mineral projects as automakers and battery manufact ...

Key Takeaways Some analysts warn XRP could “normalize” toward $1 or lower in 2026. The Federal Reserve staff proposal referenced XRP as part of plans to create a dedicated crypto risk class. Bullish $15 price projections generated by Grok on X have fueled online optimism, but analysts have urged caution. XRP’s price slid again on Monday, extending a broader crypto pullback that has pushed the token toward a key psychological threshold. Analysts now warn XRP could fall below $1 as investors rotate ...

We recently published an article titled 10 Best Low Volatility Canadian Stocks to Buy. On February 7, Alliance Global analyst Aaron Grey lowered the firm’s price target on Canopy Growth Corporation (NASDAQ:CGC) to C$1.80 from C$2.50 while maintaining a Neutral rating following the fiscal Q3 report. The adjustment reflects a reduced valuation multiple amid uncertainty surrounding veteran reimbursement changes and potential pressure on gross margins. In early January, Canopy Growth Corporation (NASDAQ:CGC ...

By Haripriya Suresh and Deborah Mary Sophia BENGALURU, Feb 16 (Reuters) - Anthropic's revenue run-rate in India has doubled in four months, chief executive officer Dario Amodei ‌said on Monday, underscoring the rapid adoption of the AI startup's Claude ‌coding product in the country. Anthropic, which announced its India expansion in October 2025 and opened its Bengaluru office ​on Monday, said the world's most populous country is the largest market for its Claude AI model after the United States. "Ant ...