Market Trend & Policy - The Trump administration proposed a 50-year mortgage option to make home buying more affordable [1] - FHFA is considering the 50-year mortgage, viewing it as a potential "game changer" [2] - Analysts suggest that implementing a 50-year mortgage may require regulatory changes to the Dodd-Frank Act, potentially taking up to a year [5] - The housing market needs more supply to combat inflated home prices, regardless of mortgage rates [6] Financial Implications - A 50-year mortgage could lower monthly payments, illustrated by a decrease from $2,506 to $1,823 on a $415,200 home with a 20% down payment and a 63% interest rate [3] - While monthly payments decrease by $233, homeowners build equity slower and pay 40% more interest over the loan term [4] - Shorter-term loans (15-year fixed) currently have lower interest rates (66 basis points lower) than 30-year fixed loans, suggesting a 50-year mortgage might have a higher interest rate [7] Risks & Considerations - A higher interest rate on a 50-year mortgage could negate the benefit of lower monthly payments [8] - Concerns exist that a 50-year mortgage resembles an interest-only mortgage due to the slow equity building [9] - The average homeowner may not stay in their home long enough to benefit from a 50-year mortgage [9][10]

Despite some growing consumer concerns, some signs of strength in CNBC's latest retail monitor report. For that, we'll turn to Steve Leeman this morning. Hi, Steve.Hey, Car. Yeah, consumer spending bounced back in October after a pretty sharp fall in September with gains in the CNBC NRF retail monitor across most sectors, adding up to a strong start for retail in the fourth quarter. That could be good for the holiday season.The retail monitor, we get actual credit card spending data from Affinity Solutions. ...

AI and Data Center Market Opportunity - AI 驱动的需求预计未来 5 年内将新增 100 吉瓦（GW）的电力需求，相当于 20 个纽约市的用电量 [12] - Generac 认为 AI 带来的电力需求增长对公司有利，既增加了备用电源的需求，也暴露了电网的不足 [9][10] - 数据中心项目单个站点的电力需求巨大，有些站点需求高达 500 兆瓦（MW）甚至 1 吉瓦（GW）[21] Generac's Business Expansion - Generac 正在大力投资数据中心业务的扩张 [1] - Generac 的商业和工业（CNI）业务在未来 3-5 年内预计将翻倍，从目前的 15 亿美元增长到 30 亿美元 [3][20] - Generac 在威斯康星州开设了一家新工厂，以提高大型发电机组的产能，满足全球需求 [8] - Generac 在大型发电机类别中面临巨大的供应缺口，需求超过供应 [7][19] Products and Services - Generac 的产品主要用于数据中心的紧急备用电源，而非主要电源 [16] - Generac 已经营发电机业务 65 年，主要面向住宅市场，现在正在扩展到更大的 CNI 市场 [5][6] - 住宅备用发电机在美国的普及率持续增长，7% 的美国家庭拥有家用备用发电机 [14] Financial Performance and Market Dynamics - Generac 的 CNI 业务目前为 15 亿美元 [3][20] - 由于供应短缺，大型发电机组的利润率非常可观 [18][19] - 过去三到四年，Generac 的产品价格上涨了 20%，这影响了消费者的购买决策，融资成为更重要的支付手段 [15] - Generac 的积压订单已增长至 3 亿美元 [3]

Bernie McTernan, Needham senior analyst, joins CNBC's 'Squawk on the Street' to discuss outlooks on Instacart following the company's third quarter earnings. ...

Market Trends & Dynamics - The NASDAQ is up 2%, with Alphabet up almost 35%, Nvidia up almost 4%, and AMD up 6% [1] - The market is experiencing a rebound after the worst week since April [1] - Seasonality is generally favorable for market performance towards the end of the year [6] - AI continues to be a significant driver for the market [5][16] Economic Factors & Fed Policy - The potential government shutdown and its impact on lower-income consumers are being considered [2] - Consumer weakness is a concern, but its short-term impact may be limited [7][8] - The market is closely watching the Federal Reserve's potential rate cuts, with opinions divided on whether a cut is necessary or beneficial [9][10][13] - Inflation remains a concern, influencing the Fed's decisions [10] AI & Technological Impact - Capital expenditure (capex) in big tech firms is driving economic strength [12] - Companies are starting to see early benefits from AI in areas like marketing, customer interactions, and product design [19][20] - The widespread impact of AI on enterprise efficiency is expected to take several years [21] - Significant investment, approximately $400 billion annually, is being made in AI [11][22]

Market Focus - The company identifies obesity as a very fast-growing market with significant potential for value creation [1][2] Strategic Acquisition - The company acquired an advanced portfolio in the obesity market after evaluating opportunities in the US, Europe, and China [1] - The acquisition includes a contingent value right for Metser shareholders, linked to achieving specific milestones such as phase three approvals [3] Core Competencies - The company possesses strengths in conducting large, complex studies, particularly in metabolic cardiovascular comorbidities [3] - The company has strong commercial capabilities in promoting relevant medicines [4] - The company has robust manufacturing capabilities, addressing a potential bottleneck [4] Strategic Rationale - The company aims to leverage its capabilities to maximize the value of the acquired portfolio [2] - The company's existing portfolio was not successful, necessitating the acquisition to secure a promising portfolio [4]

Let's get to Jim and stop trading. >> I know Carl, you are a Cole Porter fan and there's a terrific song that starts birds do it, bees do it, but apparently cows aren't doing it because the cattle herders is lower since 1951. And that's one of the reasons why Tyson Foods, even though it looked like a blowout, can't seem to make a lot of money.The squeeze on beef is horrendous. It's also hurting any company that >> I thought you told us the herd was going up now finally >> from 51. Yeah, but 1951's there the ...

Fiser's up to10 billion dollar deal to buy MSA ended a fierce bidding war with Nova Nordisk. It's a move aimed at establishing Fizer in the very fast growing market for obesity drugs. Joining us now any first on CNBC interview to discuss the deal and who knows what else of course is company's chairman and CEO Albert Borla.Nice to have you here. >> Thank you for having me David. >> Um from your original deal to where you ended up I think you're paying another two $2.1% billion.Why was it worth it to you to s ...

All right, we got a little time for a quick mad dash to start the week. What do you got. >> There's one indebted company we don't talk enough about and that's called in trader.It's not >> It's actually called Core Wee, >> but uh this Michael Trader is from the Bitcoin world. It's also from the Wall Street world. He has bought a lot of money as you know in order to be the king of data centers.Uh Jensen Wong thinks he is. Judge Wong is just great. But he reports tomorrow.We are so fortunate to have him becaus ...

skis. I don't think so. >> A lot of it comes back to the depreciation of GPUs.>> Exactly. >> Which you can have a debate about for I don't know how long, you know. Is it 5 years. Is it 7 years. Is it two years.>> Well, at 40 it was a good debate. At 11, I don't know. But it does matter.We have the most important guest tomorrow. Michael straight shoes and he's got to put a tie on the t-shirt. It just doesn't work for him.That's a huge signal tonight. And let's get the opening bell here in the CNBC realtime e ...