The crypto market just crashed. No, I'm just joking, guys. We lost a hundred billion dollars in market cap uh within the market.And yes, Bitcoin did drop about 2 and a.5%. XRP dropped about 4.2%. Most old coins did drop a significant amount because of course, Bitcoin dominance is pretty high.And of course, with Bitcoin dropping, yeah, it's going to affect old coins a little bit more significantly than just like Bitcoin. But everyone is starting to panic a bit and call it a crash. But ultimately, if you've b ...

It's been 3 days since we got the major delay on the Clarity Act. Now, the crazy thing about this is that the drama is becoming extremely significant all over social media regarding how Coinbase is the bad guy here. And even when we look at a lot of the articles, right, they're putting a spotlight on why Coinbase specifically derailed the crypto industry's political future.But the issue here that I have with almost every single one of these articles is that they're all pointing the finger at Brian Armstrong ...

The crypto market continues to chop and this may be seen as a bad thing but I really don't believe that it is. Obviously yes other markets are pumping which everyone is really kind of putting their attention on and that's really okay. I'm not too u mad about that. The main thing that I am looking at here when it comes back to crypto is just the range in which we are trading in. Um, it's very easy to spot the fact that we are ranging just by looking at the market cap of crypto over the last like roughly four ...

Wow, what a throwback to this document going all the way back to roughly 2018. Ripple transforming global payments enabling the internet of value. You might be saying, "What the hell? Why are we looking at an, you know, a document from 2018, Nick?" Well, the reason why is because this vision is still in play today.This is enabling the world to move money like information moves today. And of course, yes, crypto is right at the center of all of this. Now again, that doesn't really answer the question on why I ...

Tokenization just isn't moving assets on chain. This is us rewiring the financial system as a whole. I don't think people realize just how big of a use case this actually is or what this enables.We go and look at one of the most recent events happening right now. This is with some pretty big names from finance like the DTCC for an example. We also have major players from crypto as well.Um but we have here private markets are entering a new phase as tokenization moves from theory to practice. Capital market ...

Tokenization Trend & Market Opportunity - Tokenization of every asset is underway and 2025 was a clear signal for its future [1] - The current represented asset value on chain is around $400 billion, while the value that actually moves on chain is approximately $19 billion, indicating the early stage of the market [3] - JP Morgan CEO highlights tokenization, stating blockchain is real, faster, cheaper, and RWA (Real World Assets) is inevitable, estimating a $10 trillion market [5] - DTCC (Depository Trust & Clearing Corporation) holds $100 trillion in assets and aims to tokenize them, with plans to tokenize securities worth $2 quadrillion annually [24][28] - Predictions estimate over $10 trillion on-chain by 2030, more than double the current market cap of the entire crypto space [38] Key Players & Infrastructure - JP Morgan launched its first tokenized money market fund with $100 million using Ethereum [7] - Ethereum is currently the most utilized network for tokenized RWAs and stablecoins, but this may shift over time [8] - Coinbase is positioned to be a leader in tokenization of every asset, partnering with BlackRock to tokenize their funds [17][19] - DTCC received SEC approval to tokenize assets and is launching a tokenization service in the second half of 2026 [27][29] - Swift is now utilizing blockchain technology [12] Benefits & Future Outlook - Tokenization offers core benefits such as real-time settlement, improved liquidity and accessibility, and higher efficiency by reducing bureaucracy and friction [14] - The industry is moving towards a faster, more digital-based system, with digital-based fiat currency in the form of stablecoins and deposit tokens [31][33] - XRP ledger is suited for RWA tokenization due to its characteristics and features, including SPVS, DEX, AMM, and lending protocols [33][34] - The new financial system is evolving, with the potential to revolutionize the world's rails that move money [31][32]

Institutional DeFi Focus - XRP Ledger has entered the top tier of institutional DeFi with over 1 billion USD in monthly stablecoin volume and top 10 RWA activity [4] - Ripple is building infrastructure to power the internet of value through acquisitions, focusing on institutional players [8][9][10][11] - Ripple is developing a portal for the XRP Ledger and XRP for institutional DeFi, anticipated to launch potentially in 2026 [12] Lending Protocol and Yield Generation - XRP Ledger lending protocol is coming, offering fixed-term, fixed-rate, uncollateralized credit for institutions and yield opportunities for XRP holders [18] - XRP's 124 billion USD market cap can be lent into institutional credit facilities to generate real yield [22] - Evernorth, backed by companies like SBI, Ripple, Pantara, and Kraken, is an institutional participant in the XRP ecosystem, actively managing XRP holdings through yield generation [24] Partnerships and Adoption - Major institutions like City, BlackRock, Fidelity, JP Morgan, Mastercard, State Street, DBS, Society General, NASDAQ, BNY, and Franklin Templeton are becoming Ripple partners [15][16][17] - Token Relations indicates XRP has seen its institutional activity drive retail adoption [29] - Over the next year or two, increased retail adoption is expected through major institutional players diving into the XRP Ledger and XRP [32] Technological Advancements - Ripple introduced permissioned DEXs on the XRP Ledger, unlocking institutional access to DeFi [33] - The XRP Ledger is evolving to enable use cases like FX swaps (a 75 trillion USD per day market), payroll payouts, cross-border B2B payments, and corporate treasury [34] - The lending protocol and ZKPs are key components expected to be in place, potentially leading to a full launch in 2026 [13][37]

I don't think the Bitcoin high is in place, but you're right. Uh, you know, we were too optimistic about this happening by December, but I do think Bitcoin can make an all-time high by the end of January. So, I I don't think we should we should think the highs are in place for Bitcoin or Ethereum or crypto.So, so there we have Tom Lee saying that we can very well see an all-time high for Bitcoin by the end of January. He also said that they were wrong on their December rally uh call and a lot of people are ...

Market Sentiment & Technical Analysis - Altcoin charts, including HBAR, show similar patterns, hitting yearly lows and targeting highs from March-May 2024 [1] - Market sentiment is extremely negative, with investors expressing pessimism about altcoins [2] - HBAR's RSI (Relative Strength Index) is at 3334%, nearing the oversold levels of September-October 2024 and close to the 2022 bear market lows, indicating it is extremely oversold [2][4] - Retail interest in crypto and HBAR is low, as indicated by Google Trends data, with search interest at levels similar to June-July 2024 [5][6][7] - The market anticipates a significant bounce, with HBAR potentially being undervalued at $020, $030, or $040, driven by recent developments [9] Strategic Partnerships & Developments - GBBC (Global Blockchain Business Council) has joined the Hedera Council as a strategic partner, connecting Hedera with organizations like the World Economic Forum, OECD, IMF, EU Commission, World Bank, US Department of Treasury, UK's HM Treasury, Bank of England, and Abu Dhabi Global Markets [10][11] - Neuron was selected for the NATO DIANA 2026 challenge program, focusing on resilient decentralized edge communication for autonomous systems [13][14][15] - Hedera was selected for the Wyoming Frontier stable token, marking the first US state-issued stable token [18] - Virginia partnered with Water Ledger to launch a statewide environmental credit marketplace on Hedera [19][20][21] - Global energy company Repsol joined the Hedera Council to advance decentralized digital identity, focusing on standardization, automation, and integrity across its global energy operations [23][24][26][27] Hedera's Expanding Role - Hedera is evolving beyond an enterprise focus to include government and institutional initiatives, including institutional DeFi [11][12][18] - Hedera is being chosen for its efficiency in various applications, including stable tokens and environmental credit marketplaces [18][19] - Hedera's focus on verification, tracking, tracing, and transparency is crucial for multinational operations and complex supply chain verification [32][33]

While we are wrapping up the 2025 year, I do think that it's a good time to take a step back and just look at everything that has happened in 2025. Um, regardless of price action, I feel as if this has been one of the most successful years for Ripple and for the entire crypto environment itself um, in history. And I think that going into 2026, it's going to be even crazier because I feel as if the engagement from institutional players, from even the government sector, I mean, just in general, I feel as if a ...