Marketing Analysis - The industry views the marketing positioning of the paid "M-branded NFT U Card" as awkward [1] - For card organizations, credit cards are superior to debit cards, which are superior to prepaid cards, and U cards are considered the lowest tier within prepaid cards [1] Financial Alternatives - The industry suggests that with the budget for a U card, obtaining an ITIN with a mainland passport is a better alternative for accessing US credit cards [1] International Banking - Preparing overseas bank accounts and credit cards is recommended for seamless fund transfers [1]

#副业算了下副业睡后收入，每月有一两万刀这样子，都是和主业息息相关的，没有额外去投入很多精力。等休息够了试试能不能再拓展 🤗 ...

Product Features - OPPO Find N5 boasts a thin design [1] - The black color variant of OPPO Find N5 is prone to attracting dust [1]

Personal Finance Management - The user is transitioning from MoneyWiz to Google Sheets for personal finance tracking [1] - The user aims to create a customized accounting system using Google Sheets, leveraging its flexibility and accessibility [1] - The system will include features like transaction recording, balance tracking, and potentially external API integration for token and exchange rate data [1] Technology & Automation - The user plans to use speech-to-text for quick transaction input, adapting a pre-existing prompt [1] - The user intends to create custom dashboards within Google Sheets to analyze financial data [1] Development Efficiency - The user believes Google Sheets offers a faster and more accessible alternative to developing a dedicated accounting application [1]