Regulatory Dynamics - Seven departments, including the Ministry of Science and Technology and the People's Bank of China, jointly issued policies to accelerate the construction of a technology finance system, focusing on venture capital, monetary credit, capital markets, and technology insurance to support innovation [1] - The "Nansha Financial 30 Measures" were released to explore financial regulatory innovation and cooperation, aiming to enhance the uniformity, professionalism, and transparency of financial technology regulation [2] Industry Dynamics - Several banks have introduced limited-time offers, with cash installment rates dropping to as low as 2% to 4%, with examples including China Merchants Bank offering a 1.7-fold interest discount, resulting in an annualized rate as low as 2.76% for 12-month installments [3] - The A-share banking sector's market capitalization has surpassed 10 trillion yuan, with the China Securities Bank Index reaching a high of 7751.80 points, supported by high dividends and low valuations [3] - Over 40 banks have "disappeared" this year, with announcements of mergers and acquisitions, indicating a trend of consolidation in the banking sector [4][5] Corporate Dynamics - iYunBao completed a C-round financing, attracting Canada’s Sun Life Financial as a strategic investor, marking a significant investment in the insurance technology sector [10] - Hebei Bank's shares have faced multiple failed auctions, indicating challenges in attracting bidders despite a reported revenue increase of approximately 22% year-on-year [9] - Huayi Payment has submitted a new listing application to the Hong Kong Stock Exchange, marking its third attempt, with a reported revenue increase of 8.54% but a net profit decrease of 9.31% [11]

Core Points - The China Securities Hong Kong Repurchase Index closed at 1010.10 points, showing a 10.57% increase over the past month, a 3.37% increase over the past three months, and a 13.56% increase year-to-date [1] - The index consists of 50 listed companies in Hong Kong with high repurchase ratios, reflecting the overall performance of these companies [1] Index Holdings - The top ten weighted companies in the index are: AIA Group (10.96%), HSBC Holdings (10.79%), Tencent Holdings (10.25%), Kuaishou-W (8.39%), Meituan-W (7.84%), Dongyue Group (7.07%), Swire Properties A (5.96%), Hang Seng Bank (5.83%), CSPC Pharmaceutical Group (4.58%), and China COSCO Holdings (4.38%) [1] - The index is fully composed of companies listed on the Hong Kong Stock Exchange, with a 100% allocation [1] Industry Breakdown - The industry composition of the index includes: Financials (29.30%), Communication Services (18.72%), Consumer Discretionary (13.02%), Health Care (12.53%), Materials (7.26%), Real Estate (7.11%), Industrials (6.92%), Information Technology (2.61%), Consumer Staples (1.55%), Energy (0.84%), and Utilities (0.14%) [2] - The index samples are adjusted quarterly, with adjustments occurring on the next trading day after the second Friday of March, June, September, and December [2]

Group 1 - The core point of the article is that Hang Seng Bank is restructuring its business operations, affecting approximately 1% of its core business employees [1] Group 2 - The restructuring indicates a strategic shift within the company to enhance operational efficiency [1] - The impact on employees is relatively minor, suggesting that the core business remains stable despite the changes [1]

Group 1 - Hang Seng Bank has initiated a significant layoff process since late March, with reductions in some departments ranging from 10% to 50%, expected to be completed by the end of June [2] - The layoffs primarily affect support departments, strategy and corporate development, as well as IT, corporate communications, and the Hang Seng Index Company [2] - Employees in affected departments must reapply for their positions, competing with both internal and external candidates, with potential changes in job titles due to restructuring [2] Group 2 - Hang Seng Bank, established in 1933 and a core member of HSBC Group, reported a net operating income of HKD 41.537 billion for 2024, a year-on-year increase of 1.75% [3] - The bank's net profit attributable to shareholders was HKD 18.379 billion, up 2.98%, with earnings per share at HKD 9.33 and a dividend of HKD 6.80 per share, reflecting a 4.6% increase [3] - Despite a 4.68% decrease in net interest income to HKD 30.784 billion due to weak loan demand, non-interest income surged by 26% to HKD 10.753 billion, driven by significant contributions from wealth management [3] - As of the end of 2024, the bank's total assets reached HKD 1,795.196 billion, with a robust capital adequacy ratio and a common equity tier 1 capital ratio of 17.7% [3] - The bank's non-performing loan ratio rose to 6.12%, the highest since 2014, due to cash flow pressures on commercial real estate clients in Hong Kong [3]

Group 1 - Hang Seng Bank has been laying off employees across multiple departments since March, including logistics support, strategy and corporate development, IT, corporate communications, and the Hang Seng Index Company [1] - The layoffs are expected to be completed by the end of June, with a reduction of approximately 10% to 20% in affected departments, and some departments facing cuts of nearly 50% of their staff [1] - A spokesperson for Hang Seng Bank stated that the bank regularly reviews its business portfolio and operations to adapt to the rapidly changing market environment and diverse customer needs, which includes optimizing or innovating new functions, adjusting business structures, and enhancing employee skills to better serve customers [1]

股份代號: 11（港幣櫃台）及 80011（⼈⺠幣櫃台） 獨 立 非 執 行 董 事 鄭 維 新 執 行 董 事 施 穎 茵 （ 行 政 總 裁 ） 蘇 雪 冰 非 執 行 董 事 顏 杰 慧 廖 宜 建 周 蓉 董事 名 單及 其 角色 與職 能 自 恒 生 銀 行 有 限 公 司（「 本 行 」）於 2025 年 5 月 8 日 舉 行 的 股 東 周 年 常 會 結 束 後 起 ， 利 蘊 蓮 不 再 出 任 本 行 獨 立 非 執 行 董 事 及 董 事 會 （ 「 董 事 會 」 ） 董 事 ⻑ 職 務 ， 同 時 不 再 出 任 提 名 委 員 會 主 席，以 及 審 核 委 員 會、風 險 委 員 會 及 薪 酬 委 員 會 的 成 員 。 鄭 維 新 接 替 利 女 士 ， 獲 調 任 為 董 事 ⻑ 及 提 名 委 員 會 主 席 。 本 行 董 事 會 成 員 載 列 如 下 ： 獨 立 非 執 行 董 事 ⻑ 鍾 郝 儀 郭 敬 文 林 詩 韻 林 慧 如 王 小 彬 | 董 事 | 營 運 委 員 會 * | 審 核 委 員 會 | 風 險 委 員 會 | 提 名 委 員 會 | 薪 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損 失承擔任何責任。 股份代號: 11（港幣櫃台）及 80011（⼈⺠幣櫃台） 2025年股東周年常會投票表決結果及 董事會成員之變更 於 2025年 5月 8日舉⾏之股東周年常會投票表決結果 在 恒 生 銀 ⾏ 有 限 公 司 （ 「 本 ⾏ 」 ） 於 2025 年 5 月 8 日 舉 ⾏ 之 股 東 周 年 常 會 （「2025 年股東會」）上，所有提呈之議決案皆以按股數投票形式投票並獲股東 通過。有關之投票表決結果，即分別投贊成票及反對票之股份總數如下： | | | | 票數(%) | | | --- | --- | --- | --- | --- | | | 普通議決案 | | 贊成 | 反對 | | 1 | 省覽截至 2024 年 月 31 日止年度的經審 | 12 | 1,376,043,446 | 664,554 | | | 核財務報表、董事會報告與核數師報告。 | | (99.951729%) | (0.0 ...

Group 1 - The number of existing property mortgages in April 2025 was 3,446, down 14.2% from March's 4,015, marking a five-month low and a decline for two consecutive months [1] - The number of pre-sale property mortgages in April 2025 was 467, a decrease of 34.1% from March's 709, also reaching a three-month low after four months of increases [1] - Compared to the same period last year, existing property mortgages in April 2025 decreased by 17.3% from 4,166 in April 2024, while pre-sale mortgages increased by 151.1% from 186 in April 2024 [1] Group 2 - In the first four months of 2025, existing property mortgages totaled 17,055, an increase of 6.5% from 16,016 in the same period last year [1] - Pre-sale property mortgages in the first four months of 2025 reached 2,241, a significant increase of 300.2% from 560 in the same period last year, marking a three-year high [1] - The Chief Vice President of the mortgage referral department indicated that the decline in mortgage numbers was due to a lack of large new property launches in April, but overall property registration numbers have been rising [1] Group 3 - In terms of market share for existing property mortgages, Bank of China (Hong Kong) ranked first with 27.4%, followed by HSBC at 17.6% and Hang Seng Bank at 11.1% [2] - For pre-sale property mortgages, Bank of China (Hong Kong) also led with a market share of 25.5%, followed by HSBC at 18.6% and Hang Seng Bank at 11.3% [2] - The market share of the four major banks for existing property mortgages dropped to 62.3% in April 2025, a seven-month low, indicating potential adjustments in market share among banks [2]

Group 1 - The core viewpoint of the article highlights the performance of the China Securities Hong Kong Stock Connect Repurchase Index, which has seen a decline of 6.43% over the past month but an increase of 6.99% over the last three months and 6.16% year-to-date [1][2] - The index consists of 50 stocks with high repurchase ratios selected from the Hong Kong Stock Connect, reflecting the overall performance of these high repurchase companies [1][2] - The index's top ten holdings include HSBC Holdings (10.69%), Tencent Holdings (10.16%), AIA Group (9.54%), Meituan-W (8.06%), Kuaishou-W (7.78%), Dongyue Group (6.47%), Swire Properties A (5.36%), Hang Seng Bank (5.32%), CSPC Pharmaceutical Group (4.37%), and COSCO Shipping Holdings (3.76%) [1][2] Group 2 - The industry composition of the index's sample shows that finance accounts for 25.55%, communication services 18.54%, consumer discretionary 15.61%, healthcare 11.76%, real estate 8.97%, materials 6.65%, industrials 6.35%, energy 3.41%, information technology 1.98%, and consumer staples 1.17% [2] - The index samples are adjusted quarterly, with adjustments implemented on the next trading day following the second Friday of March, June, September, and December each year [2]

EF001 EF001 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | 股票發行人現金股息公告 | | | 發行人名稱 | 恒生銀行有限公司 | | 股份代號 | 00011 | | 多櫃檯股份代號及貨幣 | 80011 RMB | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 2025年度第一次中期股息 | | 公告日期 | 2025年4月29日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 第一季度 | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年3月31日 | | 宣派股息 | 每 股 1.3 HKD | | 股東批准日期 | 不適用 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | 每 股 1.3 HKD | | 匯率 | 1 HKD : 1 H ...