Group 1 - The launch of the Cross-Border Payment System marks a significant development in the cross-border payment market, with multiple banks including Bank of China, Agricultural Bank of China, and China Construction Bank actively participating [1][2] - The first cross-border remittance transaction took place in Shenzhen, enabling real-time cross-border remittances between residents of mainland China and Hong Kong [1] - The initial participating banks from mainland China include Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank, while Hong Kong banks include Bank of China (Hong Kong), East Asia Bank, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [1] Group 2 - Bank of China has introduced the Cross-Border Payment System, allowing Hong Kong residents to register their mainland mobile numbers and initiate remittance transactions without needing to fill in additional account information, enhancing convenience [1][2] - Agricultural Bank of China has also launched its cross-border payment services, with a focus on real-time remittance for various scenarios such as tuition and medical payments, initially piloting in Shenzhen before expanding to other regions [2][3] - China Construction Bank has begun offering cross-border payment services in Guangdong, Shenzhen, and Hainan, with plans for nationwide rollout, and is currently waiving service fees for these transactions [3]

Group 1 - The core viewpoint indicates a recovery in the second-hand residential mortgage market, with a slight monthly increase in registrations and an expectation for further growth in June [1][2] - In May 2025, there were 1,356 registrations for second-hand residential mortgages, reflecting a monthly increase of 61 or 4.7%, driven by renewed buyer interest post-New Year [1] - The total number of registered mortgage contracts for buildings (excluding pre-sale) was 4,920 in May, marking a rebound after two months of decline, reaching a three-month high [1] Group 2 - The one-hand mortgage market saw a significant monthly increase of 1,382 registrations or 53.0%, with a total of 3,992 registrations in May, largely due to new developments [2] - The number of registered mortgage contracts for new residential properties was 1,972, while the second-hand market accounted for 1,356, indicating a strong performance in both segments [2] - The number of registered mortgages for subsidized housing and other plans surged to 751, a monthly increase of 315 or 72.2%, attributed to new housing projects coming online [2]

日前，国家金融监督管理总局上海监管局批复信息显示，核准吴威恒生银行（中国）有限公司（下称"恒生 中国"）行长的任职资格。同日，一并核准吴威恒生中国董事的任职资格。 任职资格获批 6月23日，国家金融监督管理总局上海监管局发布信息显示，经审核，核准吴威恒生中国行长的任职资格。 批复信息显示，该行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自本行政许可决定作 出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复失效，由国家金融 监督管理总局上海监管局办理行政许可注销手续。 "你行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规意识，熟悉任 职岗位职责，忠实勤勉履职。"批复信息显示。 在核准吴威行长任职资格的当日，吴威恒生中国董事的任职资格也被监管核准。作出上述批复决定的日期为 2025年6月15日。 金融业老将 今年4月14日，恒生银行对外宣布，委任吴威为恒生中国执行董事兼行长（候任）兼企业银行部主管，同时李 文龙将担任恒生中国副董事长（候任）。上述任命将待监管机构批准后生效。 从职业履历来看，吴威拥有近30年的金融从业经验，曾在汇丰银行英 ...

Core Viewpoint - The launch of the Cross-Border Payment Link on June 22, 2025, marks a significant milestone in the financial connectivity between Mainland China and Hong Kong, with six banks from each region participating as initial institutions [2][4]. Group 1: Overview of Cross-Border Payment Link - The Cross-Border Payment Link connects the Mainland online payment interbank clearing system with Hong Kong's Fast Payment System, providing real-time cross-border payment services for residents of both regions [2][6]. - This initiative is part of the central government's support for Hong Kong's development and aims to enhance financial cooperation between the two regions, improving payment efficiency and service levels [6][8]. Group 2: Participating Banks - The initial participating banks from Mainland China include Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank [10]. - The Hong Kong banks involved are Bank of China (Hong Kong), East Asia Bank, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [10]. Group 3: Services Offered - The Cross-Border Payment Link supports convenient remittance services for residents, including salary payments, tuition fees, and medical expenses, without requiring business background documentation for small amounts [7][8]. - It allows for two-way remittance services, facilitating transactions for individuals holding identification from either region [7][8]. Group 4: Market Response and Future Prospects - Following the announcement, banks like Bank of China (Hong Kong) and East Asia Bank expressed strong demand for cross-border services, with East Asia Bank reporting a 112% year-on-year increase in cross-border payment transactions in Q1 2025 [11][12]. - HSBC and ICBC (Asia) plan to offer fee-free services and real-time transactions, enhancing customer experience and promoting cross-border economic activities [12][15].

Core Viewpoint - The launch of the Cross-Border Payment System, set to go live on June 22, 2025, aims to facilitate easy and instant small remittances between residents of mainland China and Hong Kong through mobile phones, enhancing financial cooperation between the two regions [2][3]. Group 1: System Overview - The Cross-Border Payment System connects the rapid payment systems of mainland China and Hong Kong, providing efficient, convenient, and secure cross-border payment services for residents [2][3]. - The system is designed to support real-time transactions, allowing users to initiate remittances using mobile numbers or bank accounts, significantly improving the efficiency of cross-border payments compared to traditional methods [4][5]. Group 2: Benefits and Features - The system offers three main advantages over traditional cross-border remittances: reduced transaction chains, real-time processing for certain amounts, and lower costs due to fewer intermediaries [4][5]. - It supports small, convenient remittances for personal use without the need for extensive documentation, catering to the growing demand for efficient cross-border financial services [5][6]. Group 3: Institutional Participation - Initial participating institutions include major banks from both mainland China and Hong Kong, with plans to gradually expand the range of participating entities [3][4]. - The system will facilitate various payment scenarios, including tuition fees, medical payments, and salary disbursements, enhancing the financial services available to residents [5][6]. Group 4: Strategic Importance - The Cross-Border Payment System is a significant step in strengthening financial cooperation between mainland China and Hong Kong, supporting Hong Kong's status as an international financial center and enhancing the use of the Renminbi in cross-border transactions [7][8]. - The initiative reflects the central government's commitment to Hong Kong's long-term prosperity and stability, aiming to integrate the region more closely into national development strategies [8].

Group 1 - The People's Bank of China has announced the first batch of mainland institutions participating in the cross-border payment system, which includes major banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank [1] - Hong Kong institutions participating in the cross-border payment system include Bank of China (Hong Kong), Bank of East Asia, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [1] - The participation range will be gradually expanded in the future, indicating a potential increase in cross-border payment capabilities [1]

Group 1 - UBS forecasts a significant decline in Hang Seng Bank's (00011) earnings per share for the first half of this year due to compression in net interest income (NII) and an expected rise in expected credit loss (ECL) expenses [1] - The bank is currently trading at 1.3 times the one-year forward price-to-book ratio, with a target price of HKD 112 and an estimated dividend yield of 5.4% for 2025 based on the target price [1] - Hang Seng Bank is expected to announce a new share buyback plan alongside its earnings report on July 30, despite a weak profit outlook [1] Group 2 - UBS notes that the Hong Kong Interbank Offered Rate (HIBOR) has remained below 1% for a month, deviating from seasonal patterns, and predicts HIBOR will stabilize between 2% and 2.5% by year-end [2] - As a result of the low HIBOR environment, UBS has revised down its forecast for Hang Seng Bank's NII for 2025, while slightly increasing the forecast for non-interest income due to potential boosts in net fee income and trading income [2] - UBS has also slightly raised its estimate for ECL expenses for Hang Seng Bank in light of cautious views on non-performing loan (NPL) risks [2]

Core Viewpoint - UBS forecasts that Hang Seng Bank's net profit for the first half of the year will decline by 17% year-on-year due to compression in net interest income (NII) and an expected increase in expected credit loss (ECL) expenses [1] Financial Performance - Hang Seng Bank is expected to announce its 2025 first-half results on July 30, with a projected net profit decrease of 17% year-on-year [1] - The bank is currently trading at 1.3 times the one-year forward price-to-book ratio [1] Investment Rating - UBS maintains a "Neutral" rating on Hang Seng Bank's stock with a target price of HKD 112 [1] - The expected dividend yield for Hang Seng Bank in 2025 is projected to be 5.4% based on the target price, with a buyback yield of 1% [1]

南都此前报道，6月2日，香港恒生银行沙田第一城分行发生持刀抢劫案，一名劫匪持刀威胁银行职员后 劫走约38万余港元及少量外币，一名职员颈部受轻伤。之后，嫌疑人于案发当晚潜逃至内地，后经内地 执法单位协助，其于3日中午在深圳落网，并于当晚押回香港。3日晚，香港警务处公共关系部工作人员 回应南都记者称，香港警方当晚拘捕一名49岁仇姓本地男子，其涉嫌"行劫"及"企图爆窃"。此外，一名 34岁黎姓本地女子涉嫌"协助罪犯"被拘捕。 香港一家恒生银行日前发生持刀抢劫案，持续引发关注。6月5日，香港警务处公共关系部当值新闻主任 告诉南都记者，香港新界南总区重案组人员昨晚拘捕了一名47岁刘姓本地男子，涉嫌"处理赃物"。此 前，香港警方已拘捕了一名49岁仇姓本地男子，其涉嫌"行劫"及"企图爆窃"。一名34岁黎姓本地女子涉 嫌"协助罪犯"也被拘捕。 （文章来源：南方都市报） 6月5日，香港警务处公共关系部当值新闻主任及该部门工作人员告诉南都记者，香港新界南总区重案组 人员昨晚拘捕了一名47岁刘姓本地男子，该男子系自首，涉嫌与2日在香港恒生银行沙田第一城分行发 生的持刀抢劫案有关。他涉嫌"处理赃物"，正被扣留调查。 另有公开信息称， ...

【山东】2025年底前所有三级公立医院提供免陪照护服务 日前，山东省卫生健康委联合省教育厅、省财政厅等6部门出台《山东省医疗机构免陪照护服务工作方 案》（以下简称《工作方案》），规范医疗机构免陪照护服务发展，进一步改善患者就医体验。根据 《工作方案》，2025年底前，山东省所有公立三级医疗机构均能为有需求的住院患者提供免陪照护服 务，鼓励具备条件的公立二级医疗机构积极探索推进。力争到2027年底前，全省二级以上公立医疗机构 均能为有需求的住院患者提供免陪照护服务，患者就医体验和满意度显著提升。 【海南】卫健委通报：游客被不明生物咬伤 据中国铁路昆明局集团有限公司消息，随着越南籍游客赴滇西旅游需求增加，国铁昆明局积极优化列车 开行方案，于6月4日、6月5日临时开行河口北至大理、漾濞的直达旅客列车C4214次，该趟列车于15时 25分从河口北站始发，途经屏边、蒙自、红河、个旧、建水、玉溪等车站，22时37分到达大理站，并于 23时03分终到漾濞站，中途无需中转和换乘。 6月4日，安徽师范大学发布情况通报称，针对6月3日晚网上反映该校"因猥亵被处分的男教师又到保卫 处任职"一事，学校高度重视，第一时间成立调查组，开 ...