股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年11月30日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | AEON信貸財務(亞洲)有限公司 | | | 呈交日期: | 2025年12月1日 | | | I. 法定/註冊股本變動 不適用 | | | | 備註： | | | | | 自新《公司條例》(香港法例第622章) 於2014年3月3日實施後，AEON信貸財務(亞洲)有限公司 (於香港註册成立的公司) 不再有法定股本及股份面值。 | | FF301 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00900 | 說明 | AEON CREDIT | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股 ...

格隆汇11月28日丨AEON CREDIT(00900.HK)宣布，金华淑将辞任公司非执行董事一职，自2025年12月1 日起生效，以出任 AEON 集团内新管理层要职。 ...

Core Viewpoint - AEON CREDIT announced the resignation of Ms. Jinhua Shu as a non-executive director, effective December 1, 2025, to take on a new management role within the AEON Group [1] Company Summary - Ms. Jinhua Shu will be leaving her position as a non-executive director at AEON CREDIT [1] - The effective date of her resignation is set for December 1, 2025 [1] - She will assume a new management position within the AEON Group [1]

Core Viewpoint - AEON Credit announced the resignation of Ms. Jinhua Shu as a non-executive director, effective December 1, 2025, to take on a new management role within the AEON Group [1] Group 1 - Ms. Jinhua Shu will be leaving her position as a non-executive director at AEON Credit [1] - The effective date of her resignation is set for December 1, 2025 [1] - She will assume a new management position within the AEON Group [1]

非執行董事辭任 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或 因倚賴該等內容而引致的任何損失承擔任何責任。 ( 於香港註冊成立之有限公司 ) (股份代號：900) 金女士已確認彼與董事會之間並無意見分歧，亦無任何與其辭任有關而須本公司股東垂 注的事項。 董事會謹此向金女士就彼出任本公司非執行董事期內對本公司所作出的貢獻致以衷心感 謝。 承董事會命 主席 三島茂樹 香港，二零二五年十一月二十八日 於本公告日期，本公司董事會成員包括執行董事魏愛國先生（董事總經理）、黎玉光先 生（董事副總經理）及温育芳女士；非執行董事三島茂樹先生（主席）及金華淑女士； 及獨立非執行董事李澄明先生、盛慕嫻女士、土地順子女士及蔡炳中先生。 AEON 信貸財務（亞洲）有限公司（「本公司」）之董事會（「董事會」）謹此宣布， 金華淑女士（「金女士」）將辭任本公司非執行董事一職，自二零二五年十二月一日起 生效，以出任 AEON 集團內新管理層要職。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: AEON信貸財務(亞洲)有限公司 呈交日期: 2025年11月3日 I. 法定/註冊股本變動 不適用 備註： 自新《公司條例》(香港法例第622章) 於2014年3月3日實施後，AEON信貸財務(亞洲)有限公司 (於香港註册成立的公司) 不再有法定股本及股份面值。 FF301 第 1 頁 共 10 頁 v 1.1.1 第 2 頁 共 10 頁 v 1.1.1 FF301 III.已發行股份及/或庫存股份變動詳情 (A). 股份期權（根據發行人的股份期權計劃） 不適用 第 3 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00900 | 說明 | AEON CREDI ...

（於香港註冊成立之有限公司） （股份代號︰900） 各位非登記股東1： 若 閣下欲收取是次公司通訊及/或日後公司通訊之印刷本，請填妥隨附之申請表格並寄回本公司的股份過戶登記 處（「股份過戶登記處」）卓佳證券登記有限公司，地址為香港夏慤道16號遠東金融中心17樓或發送電郵至 is-ecom@vistra.com。 倘若 閣下對本函有任何疑問，請於辦公時間內（星期一至星期五（香港公眾假期除外）上午九時正至下午六時 正）致電股份過戶登記處查詢熱線(852) 2980 1333或電郵至如上所述之電郵地址查詢。 承董事會命 AEON信貸財務(亞洲)有限公司 洪敦信 公司秘書 二零二五年十月二十三日 附件 於本公司網站登載公司通訊之通知 AEON信貸財務（亞洲）有限公司（「本公司」）謹此通知 閣下，本公司下述公司通訊2（「是次公司通訊」） 之中、英文版本現已登載於本公司網站 www.aeon.com.hk及香港聯合交易所有限公司（「聯交所」）網站 www.hkexnews.hk： • 中期報告 2025/26 閣下可於本公司網站「關於AEON信貸財務」項下「投資者關係」一欄或聯交所網站瀏覽是次公司通訊。如 閣 下早前已選 ...

（於香港註冊成立之有限公司） （股份代號︰900） 各位登記股東： 於本公司網站登載公司通訊之通知 AEON信貸財務（亞洲）有限公司（「本公司」）謹此通知 閣下，本公司下述公司通訊^（「是次公司 通訊」）之中、英文版本現已登載於本公司網站 www.aeon.com.hk 及香港聯合交易所有限公司（「聯交 所」）網站 www.hkexnews.hk： ^ 「公司通訊」指按聯交所制定的證券上市規則第 1.01 條所定義，本公司發出或將予發出以供其任何證券的持有 人或投資大眾參照或採取行動的任何文件，其中包括但不限於 (a) 董事會報告、年度賬目連同核數師報告及（如 適用）財務摘要報告； (b) 中期報告及（如適用）中期摘要報告； (c) 會議通告； (d) 上市文件； (e) 通函； 及 (f) 代表委任表格。 致： AEON 信貸財務（亞洲）有限公司（「本公司」）（股份代號：900） 經 卓佳證券登記有限公司 香港夏慤道 16 號 遠東金融中心17樓 甲部 本人╱吾等欲收取日期為二零二五年十月二十三日的是次公司通訊的印刷本 （請在下列空格內劃上「✓」號） 欲收取是次公司通訊之中文及英文印刷本 乙部 本人╱吾等欲 ...

Financial Performance - Revenue for the first half of the fiscal year 2025 reached HKD 897.1 million, a 4.3% increase compared to the same period in fiscal year 2024[6] - Operating profit before impairment losses was HKD 475.6 million, reflecting an 11.7% increase year-over-year[6] - Net profit for the period was HKD 233.6 million, representing a 37.1% increase compared to the previous year[6] - Total comprehensive income for the period was HKD 233.5 million, compared to HKD 158.5 million in the previous year[15] - The company reported a profit of HKD 233,600 thousand for the six months ended August 31, 2025, compared to HKD 170,361 thousand for the previous period, representing an increase of approximately 37.1%[18] - The group recorded a pre-tax profit of HKD 281.3 million, an increase of 38.4% or HKD 78.1 million compared to the same period last year[80] - The net profit after tax rose by 37.1% or HKD 63.2 million to HKD 233.6 million, with earnings per share increasing from HKD 0.4068 to HKD 0.5578[80] - Revenue for the first half of the fiscal year 2025/26 was HKD 897.1 million, a growth of 4.3% or HKD 36.8 million from HKD 860.3 million in the previous year[81] Customer Loans and Receivables - Total customer loans and receivables amounted to HKD 7.524 billion, a 2.7% increase from February 28, 2025[7] - The total amount of customer loans and receivables as of August 31, 2025, was HKD 7,523,985,000, up from HKD 7,329,378,000 as of February 28, 2025[37] - The company’s customer loans and receivables included restructured loans amounting to HKD 188,170,000 as of August 31, 2025[38] - Total customer loans and receivables grew by 2.7% from February 28, 2025, to August 31, 2025, despite a more conservative marketing strategy[76] Assets and Liabilities - Non-current assets decreased to HKD 1.852 billion from HKD 1.936 billion as of February 28, 2025[16] - Current assets increased to HKD 6.235 billion from HKD 5.933 billion as of February 28, 2025[16] - Current liabilities increased to HKD 2,651,262 thousand as of August 31, 2025, compared to HKD 2,274,343 thousand as of February 28, 2025, reflecting a growth of approximately 16.5%[17] - Total liabilities decreased from HKD 1,342,825 thousand as of February 28, 2025, to HKD 1,056,274 thousand as of August 31, 2025, showing a reduction of about 21.3%[17] - The total amount of other receivables increased to HKD 53,178,000 as of August 31, 2025, compared to HKD 30,072,000 on February 28, 2025, representing a growth of approximately 76.7%[47] Dividends and Shareholder Returns - The company paid dividends totaling HKD 104,691 thousand during the period, compared to HKD 100,504 thousand in the previous period, marking an increase of about 4.3%[19] - The company declared a final dividend of HKD 0.25 per share, totaling HKD 104,691,000 for the fiscal year ending August 31, 2024, compared to HKD 100,504,000 for the previous year[32] - The board declared an interim dividend of HKD 0.25 per share, up from HKD 0.24 per share in the previous year, with a payout ratio of 44.8%[79] Interest Income and Expenses - Interest income increased to HKD 754,456,000 in 2025, up from HKD 734,492,000 in 2024, reflecting a growth of 2.1%[29] - The interest expense for the period was HKD 55,609,000, down from HKD 64,537,000 in the previous year, indicating improved cost management[29] - The average financing cost decreased from 4.1% in the previous year to 3.4% in the first half of the fiscal year 2025/26[82] Operational Efficiency and Strategies - The company plans to enhance customer experience by upgrading credit assessment models and integrating AI tools into backend operations[13] - The company is integrating AI tools into backend operations to improve efficiency and reduce operational costs[94] - The company aims to leverage the potential of the Guangdong-Hong Kong-Macao Greater Bay Area to establish a sustainable growth model for its Shenzhen operations[95] Risk Management - The group has established a risk management framework to address various risks, including credit, operational, market, liquidity, and legal risks[112] - The group employs derivative financial instruments to manage interest rate and foreign currency risks, with no significant changes in market risk management practices[113] - The group has implemented policies and systems to monitor and control credit risk, ensuring appropriate follow-up actions for overdue debts[119] Market Performance - The group’s overall sales for the first half of the fiscal year 2025/26 increased by 4.4% compared to the same period last year, primarily driven by growth in credit card sales[76] - Credit card business accounted for 79.6% of total revenue, up from 77.8% in the previous year, while private loan business accounted for 18.6%, down from 20.5%[91] - Hong Kong business revenue increased by 3.6% to HKD 872.1 million for the first half of FY2025/26, up from HKD 841.9 million in FY2024/25[93] Employee and Management - The total number of employees increased slightly to 598 as of August 31, 2025, from 596 in the previous period[101] - The remuneration for key management personnel increased slightly to HKD 5,474,000 in 2025 from HKD 5,434,000 in 2024, reflecting a growth of 0.7%[67] Corporate Governance - The board of directors has undergone changes, with new appointments and resignations effective June 26, 2025[131] - The company’s management received discretionary bonuses, with amounts such as HKD 600,000 and HKD 340,000 awarded in June 2025[132] - The interim financial results were reviewed by Deloitte, confirming compliance with Hong Kong accounting standards[134]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年9月30日 | 狀態: | 新提交 | | --- | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | | 公司名稱: | AEON信貸財務(亞洲)有限公司 | | | | 呈交日期: | 2025年10月2日 | | | | I. 法定/註冊股本變動 | 不適用 | | | | 備註： | | | | | | 自新《公司條例》(香港法例第622章) 於2014年3月3日實施後，AEON信貸財務(亞洲)有限公司 (於香港註册成立的公司) 不再有法定股本及股份面值。 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00900 | 說明 | AEON CREDIT ...