Hinton Lectures promotional poster (CNW Group/Manulife Financial Corporation) Accessibility StatementSkip Navigation This partnership will advance public understanding of AI safety, led by Nobel Laureate Geoffrey Hinton and supported by Manulife's commitment to Responsible AI C$ unless otherwise stated                                       TSX/NYSE/PSE: MFC   SEHK: 945 TORONTO, Oct. 22, 2025 /PRNewswire/ - Manulife is proud to announce its role as presenting sponsor ...

二零二五年十一月十二日星期三 (多倫多時間) 香港時間: 二零二五年十一月十三日星期四 截至二零二五年九月三十日止季度的財務報表將於會議上提呈董事會批准。 宏利金融有限公司 董事會會議通告 本公司謹定於加拿大多倫多舉行董事會會議: 宏利金融有限公司 助理公司秘書 Scott MacIntosh 多倫多，二零二五年十月十七日 ...

For more, let's bring in Matt Mskin, co-chief investment strategist at Manul Life, John Hancock Investments. Matt, it's great to have you on. I know earnings are start going to kick off and really get underway in earnest tomorrow when some of the big banks begin to report.Why is that the thing that matters here the most. Because at the end of the day, multiples are stretched. There is a lot of actually froth in the market in our view, but the lone driver of markets from here is going to be earnings.And we'r ...

9日凌晨，美联储公布9月联邦公开市场委员会（FOMC）会议纪要。 与会的美联储委员们一致认为，目前的经济指标显示就业增长有所放缓，失业率略有上升，劳动力市场出现疲软迹象。与此同时，通胀率仍然略高于2% 的目标。几乎所有委员都同意，将联邦基金利率目标区间下调25个基点至4%至4.25%之间。 据悉，9月会议的投票结果为11比1。唯一反对的成员是由美国总统特朗普任命的新上任的美联储理事斯蒂芬·米兰（Stephen Miran），他主张降息50个基 点。 19位参会官员中，略多于一半的人预计今年还将至少再降息两次，但有数人预计2025年剩余时间内只会降息一次或不再降息。 美联储下一次议息会议将在10月28日至29日进行 9月18日凌晨2点，美联储正式宣布降息25个基点，是美联储继去年12月以来的首次降息，再次启动了降息步伐， | About | News | Monetary | Stay Connected · Recent Postings · Calendar · Publications · Site Map · A-Z index · Careers · FAQs · Videos · Contact · ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 宏利金融有限公司 呈交日期: 2025年10月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 (註1) | 是 | | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00945 | 說明 | 普通股-不設上限及無面值 | | | | | | 法定/註冊股份數目 | | 面值 | 法定/註冊股本 | | 上月底結存 | | | | | | | 增加 / 減少 (-) | | | | | | | 本月底結存 | | | | | | | 2. 股份分類 | 優先股 | 股份類別 | 其他類別 (請註明) | 於香港聯交所上市 (註1) | 否 | | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 第一類優先股 - 不設上限及無面值 | | | | | ...

Market Overview - The current market is characterized by strong momentum and technical factors, with valuations at approximately 23 times forward earnings, indicating that markets are priced for perfection in an imperfect environment [2][3] - The performance of international markets, such as the MSCI EA, which is up 30% this year despite only 1% earnings growth, raises questions about the sustainability of such trends [4][5] Earnings and Valuations - The earnings growth in the United States is crucial, with high-quality companies showing the best earnings revisions, which supports the current market performance [3][7] - Concerns exist regarding the reliance on AI-driven growth, suggesting that without AI, earnings growth may be limited [6][7] Investment Strategy - The focus is on investing in higher quality stocks with robust balance sheets within the technology sector while avoiding more speculative investments [8] - Midcap stocks are highlighted as a favorable investment area, trading at a 30% discount compared to large-cap counterparts, particularly in sectors like industrials and regional banks benefiting from M&A activity [11][15] Market Risks - The primary risk identified is the absence of perceived risk in the market, which could lead to a potential bubble [11] - There is a noted frustration among CEOs of midcap companies regarding the lack of attention to their earnings growth, despite strong performance [14]

Core Insights - The article emphasizes the importance of the Zacks Rank system in identifying strong stocks through earnings estimates and revisions [1] - Value investing is highlighted as a favored strategy that seeks to find undervalued companies in the market [2] - Manulife Financial Corp (MFC) is presented as a notable value stock with a Zacks Rank of 2 (Buy) and a Value grade of A [3] Valuation Metrics - MFC has a Price-to-Book (P/B) ratio of 1.67, which is lower than the industry average of 1.95, indicating solid valuation [4] - The P/B ratio for MFC has fluctuated between 1.43 and 1.75 over the past 12 months, with a median of 1.62 [4] - MFC's Price-to-Cash Flow (P/CF) ratio stands at 12.65, which is attractive compared to the industry average of 15.36 [5] - The P/CF ratio for MFC has ranged from 11.85 to 16.32 in the past 52 weeks, with a median of 12.92 [5] Investment Outlook - The combination of MFC's strong valuation metrics and positive earnings outlook suggests that it is likely undervalued at present [6]

Core Insights - Manulife Financial Corporation (MFC) is focusing on organic growth through strong new business growth, steady net inflows in wealth and asset management, and rising efficiency from capability investments, with Asia as the core engine aiming to contribute nearly half of core earnings by 2025 [1][9] - The company has made strategic acquisitions, including Standard Life's Canadian operations and Standard Chartered's pension business in Hong Kong, enhancing its scale in insurance, retirement, and wealth solutions [2][9] - Manulife's Global Wealth and Asset Management (WAM) segment is diversified across regions and business lines, with new fund launches in the U.S. and partnerships to expand indexed offerings [3][9] - The company demonstrates strong financial health with a return on equity of 15.77%, surpassing the industry average of 15.23%, indicating efficient capital use [4] Challenges - Despite strong organic growth, Manulife faces challenges such as lower annualized premium equivalent sales in Canada and low interest rates, which may pressure margins [5] - The company maintains a low leverage position with a debt-to-capital ratio of 10.93, better than the industry average, but its times interest earned is slightly below the industry average, indicating a smaller buffer for interest obligations [6] Earnings Performance - Manulife's recent earnings performance has been mixed, beating estimates in two of the last four quarters with an average positive surprise of 2.62% [7] Industry Context - Other players in the life insurance sector include Reinsurance Group of America (RGA), Brighthouse Financial, and Voya Financial, each with varying earnings performance and growth strategies [8][11][12][13]

Group 1 - iREIT+HOYA Capital focuses on income-producing asset classes that provide sustainable portfolio income, diversification, and inflation hedging [1] - The current environment of interest rate cuts may benefit borrowers but negatively impact savers, making money market funds and short-dated bonds less attractive [2] Group 2 - The article emphasizes the importance of performing due diligence and drawing personal conclusions before making investment decisions [4][5]

Core Insights - Manulife Financial Corporation (MFC) has launched a refreshed Specialized Lending suite through Manulife Bank, aimed at providing effective lending solutions for high-net-worth clients [1][10] Specialized Lending Offering - The Specialized Lending suite includes customized credit solutions tailored for high-net-worth clients and business owners, allowing access to funds without selling core assets [2][10] - It enables clients to manage liquidity, plan taxes, and focus on long-term financial goals [2] Lending Options - The suite features various lending options, including the Immediate Financing Arrangement, which allows liquidity access while maintaining insurance policies [3] - The Access Line of Credit Plus program offers two paths: Quick for fast approvals under $1 million and Max for larger borrowing needs with detailed underwriting [3] Additional Offerings - Investment and RRSP Loans are included to support long-term portfolio and retirement strategies [4] - Specialized financing is available for managing general agencies and advisors to expand their practices [4] Financial Impact - The new suite is expected to enhance Manulife Bank's lending portfolio and increase interest income, with loans backed by insurance and investment assets supporting better margins and lower risk [5] - For Manulife, these products can maintain active insurance policies, generate steady premium income, and create cross-selling opportunities across banking, insurance, and wealth management [6] Price Performance - Year-to-date, Manulife Financial's shares have increased by 3.5%, outperforming the industry growth of 1.4% [9]