宏利公佈2024年第三季度業績 TSX/NYSE/PSE: MFC SEHK: 945 除非另有註明，所有金額均按加元呈列 加拿大多倫多 – 2024年11月6日 – 宏利金融有限公司（「宏利」或「本公司」）公佈截至2024年9月30日的第三季度 業績，期内在核心盈利、保險新造業務方面均創下歷年新高1。 2024年第三季度業績的主要重點包括： • 核心盈利2為18億加元，按固定匯率基準3計算，較2023年第三季度增長4% • 歸於股東的收入淨額為18億加元，較2023年第三季度增長8億加元 • 每股核心盈利4為1.00加元，比2023年第三季度上升7%3；每股盈利為1.00加元，比2023年第三季度增長91%3 • 撇除全球最低稅負制(GMT)的影響5，每股核心盈利4為1.03加元，比2023年第三季度上升11%3 • 股東資金核心回報率4為16.6%，股東資金回報率為16.6% • 「壽險資本充裕測試」(LICAT)比率6錄得137%的水平 • 相對於2023年第三季度，年度化保費等值（「APE」）銷售額按年增長40%7，新造業務CSM按年增長47%3， 新造業務價值（「NBV」）按年增長39%7,8 • ...

Core Earnings and Net Income - Core earnings for Q2 2024 reached CAD 1.737 billion, a 6% increase year-over-year at constant exchange rates[2] - Net income attributed to shareholders was CAD 1.042 billion, similar to Q2 2023 levels[2] - Core earnings per share (EPS) rose to CAD 0.91, a 9% increase compared to Q2 2023[2] - Core earnings for Q2 2024 were CAD 1.737 billion, with Asia contributing CAD 647 million, Canada CAD 402 million, the US CAD 415 million, and Global Wealth and Asset Management CAD 399 million[19] - Core earnings for the first half of 2024 totaled CAD 3.491 billion, compared to CAD 3.168 billion in the same period of 2023[19] - Core profit (after tax) for Q2 2024 was $1.737 billion, with Asia contributing $647 million, Canada $402 million, and the US $415 million[22] - Core profit (before tax) for Q2 2024 was $2.057 billion, with Asia contributing $711 million, Canada $509 million, and the US $510 million[22] - Core profit (after tax) at constant exchange rates for Q2 2024 was $1.737 billion, with Asia contributing $647 million, Canada $402 million, and the US $415 million[23] - Core profit (before tax) at constant exchange rates for Q2 2024 was $2.057 billion, with Asia contributing $711 million, Canada $509 million, and the US $510 million[23] - Core profit (after tax) in USD for Asia and US operations in Q2 2024 was $472 million and $303 million respectively[23] - Core profit after tax for Q1 2024 in Asia was $657 million, while in Canada it was $364 million, and in the US it was $452 million[26] - Total core profit after tax for Q1 2024 across all regions was $1,754 million[26] - Core profit after tax on a constant currency basis for Q1 2024 was $1,765 million, with adjustments of $11 million due to currency fluctuations[27] - Core profit after tax for Q2 2023 in Asia was $473 million, while in Canada it was $374 million, and in the US it was $458 million[29] - Total core profit after tax for Q2 2023 across all regions was $1,637 million[29] - Core profit after tax on a constant currency basis for Q2 2023 was $1,639 million, with adjustments of $2 million due to currency fluctuations[30] - Core profit after tax for the Asia and US business segments in Q1 2024 was $488 million and $335 million respectively, when converted to USD[27] - Core profit after tax for the Asia and US business segments in Q2 2023 was $353 million and $341 million respectively, when converted to USD[30] - Core profit after tax on a constant currency basis for the Asia and US business segments in Q2 2023 was $337 million and $341 million respectively, when converted to USD[30] - Core earnings for Asia in 2024 YTD reached $1,304 million, while Canada and the US reported $766 million and $867 million respectively[31] - Global Wealth and Asset Management contributed $756 million to core earnings in 2024 YTD[31] - Total core earnings for the overall business in 2024 YTD stood at $3,491 million[31] - Core earnings before tax for the overall business in 2024 YTD amounted to $4,097 million[31] - Core earnings for Asia in 2023 YTD were $962 million, with Canada and the US reporting $727 million and $843 million respectively[34] - Global Wealth and Asset Management contributed $607 million to core earnings in 2023 YTD[34] - Total core earnings for the overall business in 2023 YTD were $3,168 million[34] - Core earnings before tax for the overall business in 2023 YTD amounted to $3,745 million[34] - Core earnings at constant exchange rates for 2024 YTD were $3,502 million, with Asia and the US contributing $1,305 million and $874 million respectively[32] - Core earnings before tax at constant exchange rates for 2024 YTD were $4,109 million[32] - Core earnings after tax at fixed exchange rates for 2023 year-to-date totaled $3,162 million, with Asia contributing $936 million and the US contributing $857 million[35] - Core earnings after tax for Q2 2024 were $1,737 million, with a slight decrease from Q1 2024's $1,754 million[38] - Core earnings attributable to common shareholders for Q2 2024 were $1,638 million, reflecting a decrease from Q1 2024's $1,699 million[38] - Core earnings after tax for the US business segment in 2023 year-to-date were $626 million at fixed exchange rates[35] - Core earnings after tax for the Asia business segment in 2023 year-to-date were $683 million at fixed exchange rates[35] - Core earnings before tax at fixed exchange rates for 2023 year-to-date were $3,736 million, with Asia contributing $1,071 million and the US contributing $1,055 million[35] - Core earnings attributable to common shareholders for 2023 full year were $6,381 million, with a slight adjustment for fixed exchange rates bringing it to $6,387 million[38] Business Growth and Sales Performance - Annualized Premium Equivalent (APE) sales grew by 17% year-over-year, reaching CAD 1.907 billion[2] - New Business Value (NBV) increased by 23% year-over-year to CAD 723 million[2] - Asia region core earnings grew by 40% year-over-year to USD 472 million[5] - Canada APE sales surged by 61% year-over-year to CAD 520 million[5] - Asia business core earnings grew 40% in Q2 2024, attributed to sustained business momentum and updates to actuarial methods and assumptions in H2 2023[10] - Canada group insurance business core earnings grew 7% in Q2 2024, driven by strong growth and favorable net insurance experience[10] - Global Wealth and Asset Management business recorded net inflows of CAD 100 million in Q2 2024, reflecting strength in institutional business, offset by outflows in retirement business[13] - New business CSM in Hong Kong for Q2 2024 reached $200 million, showing a 19% increase compared to Q1 2024 ($168 million)[43] - Asia (excluding Hong Kong and Japan) contributed $463 million to new business CSM in 2024 YTD, a 25.8% increase from the same period in 2023 ($368 million)[43] - Total new business CSM for 2024 YTD reached $1.286 billion, a 24.4% increase compared to 2023 YTD ($1.034 billion)[43] - Japan's new business CSM for 2024 YTD was $138 million, a significant 150.9% increase from 2023 YTD ($55 million)[43] - The US market contributed $171 million to new business CSM in 2024 YTD, a decrease of 13.6% compared to 2023 YTD ($198 million)[43] - Canada's new business CSM for 2024 YTD was $146 million, a 41.7% increase from 2023 YTD ($103 million)[43] - Total new business CSM on a constant exchange rate basis for 2024 YTD was $1.291 billion, a 25.3% increase from 2023 YTD ($1.030 billion)[43] - Asia (excluding Hong Kong and Japan) accounted for 36% of total new business CSM in 2024 YTD ($463 million out of $1.286 billion)[43] - The global premium business segment contributed $231 million to total new business CSM in 2023, representing 10.7% of the total ($2.167 billion)[43] - Vietnam's new business CSM for 2023 was $87 million, a 91.3% increase from 2022 ($45.5 million, calculated from 2023 total and 2022 YTD)[43] Global Wealth and Asset Management - Global Wealth and Asset Management net inflows were CAD 100 million, significantly lower than CAD 2.2 billion in Q2 2023[2] - Global Wealth and Asset Management core EBITDA margin improved to 26.3%, up 170 basis points year-over-year[6] - Total assets under management and administration reached CAD 933.1 billion, a 13% increase year-over-year[6] - Global Wealth and Asset Management core earnings increased 23% in Q2 2024 due to higher fee income from favorable market impacts, positive net inflows, and favorable tax adjustments[10] - Global Wealth and Asset Management core EBITDA reached $513 million in Q2 2024, compared to $477 million in Q1 2024[49] - Core earnings for Global Wealth and Asset Management grew to $399 million in Q2 2024, up from $357 million in Q1 2024[49] - Core EBITDA for Global Wealth and Asset Management at constant exchange rates was $995 million year-to-date in 2024, up from $822 million in the same period of 2023[49] - Core EBITDA for Q2 2024 was $513 million, up from $477 million in Q1 2024 and $424 million in Q2 2023[50] - Core revenue for Q2 2024 reached $1.948 billion, compared to $1.873 billion in Q1 2024 and $1.722 billion in Q2 2023[50] - Core EBITDA margin for Q2 2024 was 26.3%, up from 25.5% in Q1 2024 and 24.6% in Q2 2023[50] - Global Wealth and Asset Management core revenue for Q2 2024 was $1.948 billion, compared to $1.873 billion in Q1 2024 and $1.722 billion in Q2 2023[50] - Total investment income for Q2 2024 was $4.825 billion, up from $4.789 billion in Q1 2024 and $5.085 billion in Q2 2023[50] - Global Wealth and Asset Management investment income for Q2 2024 was $138 million, compared to $140 million in Q1 2024 and $75 million in Q2 2023[50] - Year-to-date core EBITDA for 2024 was $990 million, up from $817 million in the same period in 2023[50] - Year-to-date core revenue for 2024 was $3.821 billion, compared to $3.478 billion in the same period in 2023[50] Regional Performance - Asia region core earnings grew by 40% year-over-year to USD 472 million[5] - Canada APE sales surged by 61% year-over-year to CAD 520 million[5] - Asia business core earnings grew 40% in Q2 2024, attributed to sustained business momentum and updates to actuarial methods and assumptions in H2 2023[10] - Canada group insurance business core earnings grew 7% in Q2 2024, driven by strong growth and favorable net insurance experience[10] - US core earnings decreased 11% in Q2 2024 due to unfavorable net insurance experience and the impact of the long-term care reinsurance transaction announced in December 2023[10] - Asia's net income attributable to shareholders increased to $582 million in Q2 2024, up from $363 million in Q1 2024[46] - US operations reported a net income of $135 million in Q2 2024, recovering from a loss of $108 million in Q1 2024[46] - Canada's net income attributable to shareholders decreased to $79 million in Q2 2024 from $273 million in Q1 2024[46] - Asia's net income attributable to shareholders in USD terms was $424 million in Q2 2024, compared to $270 million in Q1 2024[46] - Total net income attributable to shareholders reached $1,042 million in Q2 2024, up from $866 million in Q1 2024[46] Contractual Service Margin (CSM) - Contractual Service Margin (CSM) balance increased to CAD 20.758 billion as of June 30, 2024, up by CAD 318 million from December 31, 2023[14] - Natural CSM movement contributed CAD 453 million to the increase in the first half of 2024, driven by new business and interest accretion, partially offset by core earnings amortization and unfavorable insurance experience[14] - Non-natural CSM movement decreased by CAD 135 million, primarily due to reinsurance transactions, partially offset by favorable foreign exchange and equity market impacts[14] - Post-tax CSM, excluding non-controlling interests, stood at CAD 18.290 billion as of June 30, 2024[14] - Contractual Service Margin (CSM) as of June 30, 2024, was $21,760 million, slightly down from $22,075 million at the end of 2023[41] - Post-tax CSM as of June 30, 2024, was $19,184 million, compared to $19,425 million at the end of 2023[41] Market Experience and Losses - Market experience losses for Q2 2024 were CAD 665 million, contributing to a total loss of CAD 1.444 billion for the first half of 2024[19] - Market experience losses for Q2 2024 were $665 million, with Asia contributing $(58) million, Canada $(364) million, and the US $(280) million[22] - Market experience losses for Q2 2024 were $9 million, compared to gains of $8 million in Q1 2024 and $7 million in Q2 2023[50] Strategic Initiatives and Partnerships - Manulife completed the acquisition of UK-based multi-sector alternative credit management company CQS, rebranded as Manulife | CQS Investment Management, and launched the John Hancock Multi Asset Credit Fund in the US retail market[7] - Manulife announced a strategic partnership with Annexus in the US to expand its indexed account product portfolio and broaden the market for its indexed universal life insurance products[7] - Manulife deployed generative AI in Asia, launching an innovative AI-powered agent sales tool in Singapore and piloting the Manulife MPF Smart Advisor platform in Hong Kong[8] - Manulife enhanced its mobile app for group insurance members in Canada by adding mental health features and instant support services through a partnership with TELUS Health[8] Financial Metrics and Ratios - Shareholders' core return on equity (annualized) for Q2 2024 was 15.7%, down from 16.7% in Q1 2024[39] - Adjusted book value rose to $60,595 million as of June 30, 2024, up from $60,137 million at the end of Q1 2024[47] - The company's LICAT ratio as of June 30, 2024, was disclosed in accordance with OSFI's guidelines[14] Forward-Looking Statements and Risk Management - Manulife's second quarter 2023 results are discussed, focusing on financial performance and future outlook[55] - The report includes updates on risk management and key actuarial and accounting policies[55] - Forward-looking statements are provided to help investors understand the company's financial condition and future operations[55] - The company does not commit to updating forward-looking statements unless required by law[55]

Core Earnings and Net Income - Core earnings for Q1 2024 were CAD 1.8 billion, a 16% increase year-over-year at constant exchange rates[2] - Net income attributed to shareholders was CAD 900 million, a decrease of CAD 500 million compared to Q1 2023, but adjusted for the Global Atlantic reinsurance transaction, it was CAD 1.6 billion, an increase of CAD 200 million[2] - Core earnings per share (EPS) increased by 20% to CAD 0.94, while EPS decreased by 38% to CAD 0.45, but adjusted for the Global Atlantic transaction, EPS rose by 21% to CAD 0.87[3] - Shareholders' core return on equity (ROE) was 16.7%, while ROE was 8.0%, but adjusted for the Global Atlantic transaction, ROE was 15.5%[3] - Manulife's core earnings for Q1 2024 reached CAD 1.8 billion, a 16% increase compared to Q1 2023[11] - Core earnings for Q1 2024 totaled CAD 1.754 billion, compared to CAD 1.773 billion in Q4 2023 and CAD 1.531 billion in Q1 2023[19] - Core earnings (after tax) for the overall company in Q2 2023 were $1,754 million, with Asia contributing $657 million, Canada $364 million, the US $452 million, and Global Wealth & Asset Management $357 million[22] - Core earnings (before tax) at a fixed exchange rate for the overall company were $2,040 million, with Asia at $724 million, Canada $455 million, the US $555 million, and Global Wealth & Asset Management $415 million[23] - Core earnings after tax for the overall company reached $1.773 billion, with Asia contributing $564 million, Canada $352 million, and the US $474 million[24] - Core earnings before tax for the overall company were $2.067 billion, with Asia contributing $640 million, Canada $439 million, and the US $587 million[24] - Core earnings after tax on a constant currency basis were $1.759 billion, with Asia contributing $557 million, Canada $352 million, and the US $470 million[25] - Core earnings before tax on a constant currency basis were $2.051 billion, with Asia contributing $633 million, Canada $439 million, and the US $582 million[25] - Core earnings after tax for the overall company in Q1 2023 were $1.531 billion, with Asia contributing $489 million, Canada $353 million, and the US $385 million[26] - Core earnings before tax for the overall company in Q1 2023 were $1.801 billion, with Asia contributing $557 million, Canada $438 million, and the US $471 million[26] - Core earnings after tax at fixed exchange rates for Q2 2023 were $1,513 million, with Asia contributing $473 million, Canada $353 million, and the US $384 million[27] - Core earnings after tax for common shareholders in Q2 2023 were $1,539 million, with a fixed exchange rate adjustment of $(8) million[29] - Core earnings after tax for common shareholders in Q1 2024 were $1,699 million, with a fixed exchange rate adjustment of $0 million[29] - Core earnings after tax excluding GA reinsurance transactions were $1,754 million, with Asia contributing $657 million, Canada $364 million, the US $452 million, and Global Wealth & Asset Management $357 million[22] Capital Adequacy and Financial Ratios - The LICAT ratio stood at 138%, indicating strong capital adequacy[2] - Shareholders' core return on equity (ROE) was 16.7%, while ROE was 8.0%, but adjusted for the Global Atlantic transaction, ROE was 15.5%[3] - Shareholders' core return on equity (annualized) for Q2 2023 was 15.5%, with core earnings after tax for common shareholders at $6,173 million[30] - Shareholders' core return on equity (annualized) for Q1 2024 was 16.7%, with core earnings after tax for common shareholders at $6,833 million[30] - Shareholders' return on equity excluding GA reinsurance transactions (annualized) for Q2 2023 was 15.5%, with net income attributable to common shareholders at $1,578 million[32] - Core EBITDA margin for Q1 2024 was 25.5%, slightly down from 25.7% in Q4 2023 but up from 22.4% in Q1 2023[42] Business Performance by Region - In Asia, core earnings increased by 39% to USD 488 million, with APE sales growing by 13% to USD 950 million, and new business CSM and value increasing by 68% and 28% respectively[5] - In Canada, APE sales surged by 54% to CAD 450 million, with new business CSM and value increasing by 52% and 71% respectively[5] - Asia's core earnings grew by 39% year-over-year in Q1 2024, while global wealth and asset management core earnings increased by 25%[11] - Canada's APE sales increased by 54% in Q1 2024, driven by growth across all business segments[14] - US APE sales grew by 14% in Q1 2024, reflecting increased demand for wealth accumulation insurance products among affluent customers[14] - Asia core earnings for Q1 2024 were CAD 657 million, up from CAD 489 million in Q1 2023[19] - Canada core earnings for Q1 2024 were CAD 364 million, slightly up from CAD 353 million in Q1 2023[19] - US core earnings for Q1 2024 were CAD 452 million, up from CAD 385 million in Q1 2023[19] - Global Wealth and Asset Management core earnings for Q1 2024 were CAD 357 million, up from CAD 287 million in Q1 2023[19] - Core earnings (after tax) for Asia and US business units in USD were $488 million and $335 million respectively, with no adjustments for fixed exchange rates[23] - Net income attributable to shareholders (after tax) was $866 million, with Asia contributing $363 million, Canada $273 million, and the US showing a loss of $108 million[22] - Net income attributable to shareholders in Asia for Q1 2024 was $363 million, compared to $615 million in Q4 2023[38] - Net income attributable to shareholders in the U.S. for Q1 2024 was a loss of $108 million, compared to a profit of $198 million in Q4 2023[38] - Net income attributable to shareholders in Canada for Q1 2024 was $273 million, down from $365 million in Q4 2023[38] Global Wealth and Asset Management - Global Wealth and Asset Management net inflows reached CAD 6.7 billion, up from CAD 4.4 billion in Q1 2023[2] - Global wealth and asset management business recorded net inflows of CAD 6.7 billion in Q1 2024, a CAD 2.3 billion increase from Q1 2023[14] - Global Wealth and Asset Management core earnings for Q1 2024 were CAD 357 million, up from CAD 287 million in Q1 2023[19] - Global Wealth and Asset Management business reported net income of $365 million in Q1 2024, consistent with Q4 2023[38] - Core EBITDA for the Global Wealth and Asset Management business in Q1 2024 was $477 million, slightly up from $474 million in Q4 2023[41] - Core earnings for the Global Wealth and Asset Management business in Q1 2024 were $357 million, compared to $353 million in Q4 2023[41] - Core EBITDA on a constant currency basis for the Global Wealth and Asset Management business in Q1 2024 was $477 million, consistent with Q4 2023[41] - Core revenue for Q1 2024 was $1.873 billion, up from $1.842 billion in Q4 2023 and $1.756 billion in Q1 2023[42] - Global Wealth and Asset Management core revenue for Q1 2024 was $1.873 billion, compared to $1.842 billion in Q4 2023 and $1.756 billion in Q1 2023[42] - Total investment income for Q1 2024 was $4.789 billion, down from $7.171 billion in Q4 2023 but up from $5.464 billion in Q1 2023[42] - Global Wealth and Asset Management investment income for Q1 2024 was $140 million, compared to $230 million in Q4 2023 and $107 million in Q1 2023[42] New Business and Contractual Service Margin (CSM) - Annualized Premium Equivalent (APE) sales grew by 21% compared to Q1 2023, with new business CSM and new business value increasing by 52% and 34% respectively[2] - CSM balance increased to CAD 21.089 billion as of March 31, 2024, up by CAD 649 million compared to December 31, 2023[15] - Natural CSM change in Q1 2024 increased by CAD 314 million, driven by new business and interest accretion, partially offset by core earnings amortization[15] - Non-natural CSM change in Q1 2024 increased by CAD 335 million, benefiting from favorable equity market performance and foreign exchange rate movements, partially offset by the Global Atlantic reinsurance transaction[15] - Post-tax CSM, excluding non-controlling interests, stood at CAD 18.547 billion as of March 31, 2024[15] - New business CSM total for Q1 2024 reached $658 million, compared to $626 million in Q4 2023 and $442 million in Q1 2023[35] - Asia region contributed $491 million to new business CSM in Q1 2024, up from $414 million in Q4 2023 and $301 million in Q1 2023[35] - Hong Kong's new business CSM in Q1 2024 was $168 million, down from $199 million in Q4 2023 but up from $119 million in Q1 2023[35] - Japan's new business CSM increased to $48 million in Q1 2024 from $42 million in Q4 2023 and $36 million in Q1 2023[35] - Other Asian regions saw a significant jump in new business CSM to $275 million in Q1 2024 from $173 million in Q4 2023 and $146 million in Q1 2023[35] - Canada's new business CSM remained steady at $70 million in both Q1 2024 and Q4 2023, up from $46 million in Q1 2023[35] - US new business CSM decreased to $97 million in Q1 2024 from $142 million in Q4 2023 but was slightly higher than $95 million in Q1 2023[35] - Full-year 2023 new business CSM totaled $2,167 million, with Asia contributing $1,549 million, Canada $224 million, and the US $394 million[35] - Currency adjustments had a negative impact of $7 million on new business CSM in Q1 2024, with Asia being the most affected region at $5 million[35] - On a constant currency basis, new business CSM for Q1 2024 was $658 million, slightly lower than the $619 million in Q4 2023 but significantly higher than the $434 million in Q1 2023[35] Reinsurance and Capital Management - The company completed a significant reinsurance transaction with Global Atlantic, involving CAD 5.6 billion in net insurance liabilities, releasing CAD 800 million in capital, which will be returned to shareholders through a share repurchase program[7] - Net income attributable to shareholders excluding GA reinsurance transactions for Q2 2023 was $1,633 million, with a net loss from GA reinsurance transactions of $(767) million[31] - Net income attributable to shareholders excluding GA reinsurance transactions for Q1 2024 was $1,633 million, with a net loss from GA reinsurance transactions of $(767) million[31] - Future share repurchases will depend on earnings, cash requirements, market conditions, and regulatory approvals[45] Digital and Technological Innovations - Manulife launched a new AI-powered sales tool, JHINI, in the US to enhance sales team efficiency[8] - The company introduced M-Pro in Vietnam, a digital pre-signature verification tool, improving customer experience[8] - Manulife's new retail wealth platform in Canada manages over CAD 54 billion in assets, enhancing advisor and client experiences[9] - JohnHancock.com's Vitality page saw a 43% increase in visits in Q1 2024 compared to Q1 2023, driven by the Your Year in Wellness campaign[10] Risks and Future Outlook - The company highlights risks such as market volatility, interest rates, credit spreads, and the impact of COVID-19 variants on future performance[45] - Potential factors affecting future results include changes in legal and regulatory environments, accounting standards, and capital requirements[45] - The company's ability to achieve strategic plans and maintain reputation are key factors in future performance[45]

宏利公佈 2023 年全年及第四季度業績 TSX/NYSE/PSE: MFC SEHK: 945 除非另有註明，所有金額均按加元呈列 – 2024 2 14 – 2023 12 31 多倫多 年 月 日 宏利金融有限公司（「宏利」或「本公司」）公佈截至 年 月 日的全年及第四季度 9.6% 業績，期内在每股核心盈利方面錄得雙位數升幅，並於今天宣佈普通股股息上調 。 2023 年全年及第四季度業績的主要重點包括： • 2023 51 2022 1 年歸於股東的收入淨額為 億加元，比 年歸於股東的過渡性收入凈額（「過渡性收入凈額」） 高出 16 2023 17 2022 4 億加元； 年第四季歸於股東的收入淨額為 億加元，比 年第四季度的過渡性收入凈額高出 億加 元 • 2023 51 2022 70 2023 年錄得歸於股東的收入淨額為 億加元，比 年高出 億加元； 年第四季度錄得歸於股東的收 17 2022 7 入淨額為 億加元，比 年第四季度高出 億加元 • 2023 67 1 2 2022 13% 2023 18 年錄得 億加元的核心盈利 ，按固定匯率基礎 計算比 年上升 ； 年第四季度錄得 億加元 20 ...

TSX/NYSE/PSE: MFC SEHK: 945 除非另有註明，所有金額均按加元呈列 – 2023 11 8 – 2023 9 30 多倫多 年 月 日 宏利金融有限公司（「宏利」或「本公司」）公佈截至 年 月 日的第三季度業績，期内在 1 APE 2 2 核心盈利 、 銷售額、新造業務價值 均錄得雙位數字的增長。 2023 年第三季度業績的主要重點包括： • 10 2022 1 2 2022 歸於股東的收入淨額為 億加元，比 年第三季度歸於股東的過渡性收入凈額 多出 億加元，比 年第三季度 5 歸於股東的收入凈額多出 億加元 • 17 3 2022 28% 核心盈利為 億加元，按固定匯率基準 計算，比 年第三季增長 • 4 0.92 2022 0.68 35%3 2023 0.52 每股核心盈利 為 加元，比 年第三季的 加元增長 ； 年第三季的每股盈利為 加元，比 2022 4 0.38 31%3 0.23 104%3 年第三季的每股過渡性盈利 加元增長 ，並比該季度的每股盈利 加元增長 • (LICAT) 5 137% 季內「壽險資本充裕測試」 比率 錄得 的水平 「我們在第三季度錄得強勁的營運表 ...

新聞稿 TSX/NYSE/PSE: MFC SEHK: 945 除非另有註明，所有金額均按加元呈列 2023 8 9 年 月 日 本業績新聞稿應與宏利金融有限公司（「宏利」或「本公司」）的《2023年第二季致股東報告》，包括截至 2023年6 月 30 日之季度及半年度的未經審核中期《綜合財務報表》一併閱覽；這些資 料均按國際會計準則理事會所頒布的《國際財務匯報準則》編製，並已上載至宏利網站www.manulife.com/en/investors/results-and-reports以供公眾檢視。有關《管理層討論及分析》及本公司的其 他資料，已上載至SEDAR+ 網站http://www.sedarplus.com及美國證券交易委員會網站 http://www.sec.gov。 宏利已採用了《國際財務匯報準則第17號——保險合同》(IFRS 17) 及《國際財務匯報準則第9號——金融工具》(IFRS 9)，兩者均適用於2023年1月1日以後開始之年度，並可追溯適用。我們 已根據IFRS 17及IFRS 9重新呈列2022年的季度和年初至今的業績。 本新聞稿中用作比較並經重列的2022年業績，或未能完全涵蓋 ...

新聞稿 TSX/NYSE/PSE: MFC SEHK: 945 除非另有註明，所有金額均按加元呈列 2023 5 10 年 月 日 2023 2023 3 31 本業績新聞稿應與宏利金融有限公司（「宏利」或「本公司」）的《 年第一季致股東報告》，包括截至 年 月 日之季度的未經審核中期《綜合財務報 www.manulife.com/en/investors/results-and-reports 表》一併閱覽；這些資料均按國際會計準則理事會所頒布的《國際財務匯報準則》編製，並已上載宏利網站 以供 SEDAR http://www.sedar.com http://www.sec.gov 公眾檢視。有關《管理層討論及分析》及本公司的其他資料，已上載 網站 及美國證券交易委員會網站 。 17 —— (IFRS 17) 9 —— (IFRS 9) 2023 1 1 宏利已採用了《國際財務匯報準則第 號 保險合同》 及《國際財務匯報準則第 號 金融工具》 ，兩者均適用於 年 月 日以後開 IFRS 17 IFRS 9 2022 始之年度，並予以追溯應用。我們已根據 及 重新呈列 年季度業績。 2022 IFRS 17 ...

111 Manulife 新聞稿 除非另有註明，所有金額均按加元呈列 TSX/NYSE/PSE: MFC SEHK: 945 2022 年 11 月 9 日 | --- | --- | |-----------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | | | | 本業績新聞稿應與宏利金融有限公司（「宏利」或「本公司」）的《 2022 年第 三 季致股東報告》，包括截至 2022 年 | 9 月 30 日 ...

111 Manulife 新聞稿 除非另有註明，所有金額均按加元呈列 TSX/NYSE/PSE: MFC SEHK: 945 2022 年 8 月 10 日 本業績新聞稿應與宏利金融有限公司（「宏利」或「本公司」）的《2022 年第二季致股東報告》，包括截至 2022 年 6 月 30 日之季度及半 年度未經審核中期《綜合財務報表》一併閱覽；這些資料均按國際會計準則理事會所頒布的《國際財務匯報準則》編製，並已上載宏利網 站 www.manulife.com/en/investors/results-and-reports 以供公眾檢視。有關《管理層討論及分析》及本公司的其他資料，已上載 SEDAR 網站 http://www.sedar.com 及美國證券交易委員會網站 http://www.sec.gov。 宏利 2022 年第二季錄得 11 億加元的收入淨額，16 億加元的核心盈利，14 億加元的年度化保費等值銷 售額，而全球財富與資產管理業務亦錄得 17 億加元的淨流入 宏利今天公布 2022 年第二季業績，主要重點包括： 2022 年第二季歸於股東的收入淨額錄得 11 億加元，較 2021 年第二季減 ...

||| Manulife 新聞稿 除非另有註明，所有金額均按加元呈列 TSX/NYSE/PSE: MFC SEHK: 945 2022 年 5 月 11 日 | --- | |----------------------------------------------------------------------------------------------------------------------| | | | 本業績新聞稿應與宏利金融有限公司（「宏利」或「本公司」）的《 2022 年第一季致股東報告》，包括截至 2022 | | 31 日之季度的未經審核中期《綜合財務報表》一併閱覽；這些資料均按國際會計準則理事會所頒布的《國際財務匯報準 | | 則》編製，並已上載宏利網站 www.manulife.com/en/investors/results-and-reports 以供公眾檢視。有關《管理層討論及分 | | 析》及本公司的其他資料，已上載 SEDAR 網站 http://www.sedar.com 及美國證券交易委員會網站 http://www.sec.gov | 宏利 2022 年首季錄 ...