Core Viewpoint - Manulife Financial-S (00945.HK) has priced a public offering of senior notes totaling $1 billion with an interest rate of 4.986% maturing in 2035, at a public offering price of 100 cents on the dollar [1] Group 1 - The total principal amount of the senior notes is $1 billion [1] - The interest rate for the notes is set at 4.986% [1] - The maturity date for the notes is in 2035 [1] - The public offering price is 100 cents on the dollar [1]

除非另有註明，所有金額均按加元呈列 即時發佈 2025年12月2日 新聞稿 TSX/NYSE/PSE: MFC SEHK: 945 宏利金融有限公司為於美國公開發行的優先票據定價 宏利金融有限公司是全球領先的金融服務供應商，致力於幫助客戶輕鬆作出明智抉擇，實現精彩 人生。本公司為個人、團體及企業客戶提供理財建議與保險方案，全球總部位於加拿大多倫多， 在加拿大、亞洲及歐洲以「宏利」名稱營運，在美國則主要以「恒康」的名稱經營業務。本公司 通過「宏利財富與資產管理」，為全球個人客戶、機構客戶以及退休計劃成員提供投資、理財建 議及退休計劃服務。截至 2024 年底，本公司有超過 37,000 員工、超過 109,000 代理人以及數以 萬計的經銷合作夥伴，為 3,600 多萬客戶提供服務。本公司在多倫多、紐約及菲律賓證券交易所 以股份代號 MFC 上市，在香港交易所則以股份代號 945 上市。 多倫多 – 2025 年 12 月 2 日 – 宏利金融有限公司 (NYSE: MFC)（「本公司」）今天宣佈，已為於 美國公開發行的本金總額 1,000,000,000 美元、利率 4.986 厘、2035 年到期的優先票據 ...

Core Points - Manulife Financial Corporation has priced a public offering of U.S.$1,000,000,000 aggregate principal amount of 4.986% senior notes due 2035 at a public offering price of 100% [1] - The net proceeds from the sale of the notes will be used for general corporate purposes, which may include future refinancing requirements [2] - The offering is managed by BofA Securities, Citigroup Global Markets, J.P. Morgan Securities, and Morgan Stanley [2] Company Overview - Manulife Financial Corporation is a leading international financial services provider with global headquarters in Toronto, Canada, operating as Manulife in Canada, Asia, and Europe, and as John Hancock in the United States [5] - The company provides financial advice and insurance for individuals, groups, and businesses, and offers global investment, financial advice, and retirement plan services [5] - As of the end of 2024, Manulife had over 37,000 employees, more than 109,000 agents, and served over 36 million customers [5]

Core Insights - The author has extensive experience in executive management, particularly in insurance/reinsurance and the Asia Pacific markets, with a focus on climate change and ESG [1] Group 1 - The author holds an honours degree in economics and politics, emphasizing economic development [1] - The author has 36 years of executive management experience, indicating a deep understanding of market dynamics [1] - The author's investment activities are conducted in a personal capacity, suggesting a focus on individual investment strategies rather than institutional [1]

Core Viewpoint - Manulife Financial-S (00945) announced a dividend distribution of HKD 2.426292 per share for the third quarter, scheduled for December 19, 2025 [1] Group 1 - The company will distribute a total dividend of HKD 2.426292 per ordinary share [1] - The dividend payment date is set for December 19, 2025 [1]

Core Viewpoint - Manulife Financial-S (00945) announced a dividend distribution of HKD 2.426292 per share for the third quarter, scheduled for December 19, 2025 [1] Group 1 - The dividend amount per share is set at HKD 2.426292 [1] - The payment date for the dividend is December 19, 2025 [1]

第 1 頁 共 2 頁 v 1.1.1 EF001 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | | | | --- | --- | --- | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | | | | 股票發行人現金股息公告 | | | | | | 發行人名稱 | 宏利金融有限公司 | | | | | 股份代號 | 00945 | | | | | 多櫃檯股份代號及貨幣 | 不適用 | | | | | 相關股份代號及名稱 | 不適用 | | | | | 公告標題 | 宏利宣布派發普通股股息 | | | | | 公告日期 | 2025年11月12日 | | | | | 公告狀態 | 更新公告 | | | | | 更新/撤回理由 | 更新匯率 | | | | | 股息信息 | | | | | | 股息類型 | 第三季度 | | | | | 股息性質 | 普通股息 | | | | | 財政年末 | 2025年12月31日 | | | | ...

Core Viewpoint - The article discusses the response of various insurance companies to a severe fire incident in Hong Kong, highlighting the importance of insurance in disaster recovery and urban safety [2][5]. Insurance Coverage Details - China Taiping Insurance (Hong Kong) provided comprehensive property insurance for the affected estate, with a total compensation cap of 2 billion HKD [3][4]. - The insurance includes coverage for public areas and public liability insurance, with specific compensation limits: 10 million HKD for personal injury per incident and 20 million HKD for third-party liability [3][4]. Emergency Response by Insurance Companies - Multiple insurance companies, including China Life (Overseas) and Ping An Life, activated emergency claims procedures to ensure rapid support for affected families [5]. - Ping An announced the establishment of emergency response teams and initiated a green channel for customer service to facilitate claims [5]. Urban Safety and Insurance Role - The article emphasizes the need for enhanced urban safety and risk prevention measures, positioning insurance as a critical component in disaster recovery and urban resilience [5][6]. - It advocates for comprehensive insurance coverage for residential and commercial buildings, alongside improved claims processes to better support disaster recovery efforts [6]. Future Directions for Insurance in Urban Governance - The article calls for deeper integration of insurance mechanisms into urban governance and planning, encouraging innovation in insurance products and services to extend beyond post-disaster compensation to proactive risk management [6].

Summary of Key Points Core Viewpoint - As of November 26, a total of 39 stocks reached their 52-week highs, with notable performances from Fire Rock Holdings (02975), Crocodile Garments (02977), and Aisuo Holdings (08585) showing significant increases in their high rates [1]. 52-Week Highs - Fire Rock Holdings (02975) achieved a closing price of 0.114 with a peak of 0.231, marking a high rate of 285.00% - Crocodile Garments (02977) closed at 0.085, reaching a high of 0.189, reflecting a high rate of 170.00% - Aisuo Holdings (08585) closed at 0.021, with a peak of 0.040, resulting in a high rate of 110.53% - Other notable stocks include: - Fulltech Electric Group Holdings (01750) with a high rate of 23.64% - Century United Holdings (01959) at 22.05% - Cassava Resources (00841) at 20.19% [1]. 52-Week Lows - The stock with the largest decline was Jia Jin Investment International (00310), which closed at 0.141, reaching a low of 0.137, resulting in a decline rate of -25.95% - Crown Central Properties (00193) closed at 0.168, with a low of 0.141, reflecting a decline rate of -18.02% - Lion Holdings (02562) had a closing price of 4.710, with a low of 4.680, showing a decline rate of -9.48% - Other significant declines include: - Huading Holdings (03398) at -7.14% - XL Two South Strategy - U (09799) at -5.96% [2].

Group 1 - The conference in Toronto marks the inaugural event for Desjardins Securities Inc., highlighting the importance of strategic discussions in the financial sector [2] - Manulife Financial has introduced a refreshed strategy, which includes a video presentation to communicate the changes effectively [2][3] - The focus of the discussion is on understanding the differences in the new strategy compared to previous approaches [3]