Core Viewpoint - Manulife Financial Corporation (00945.HK) announced a quarterly common stock dividend of CAD 0.44 per share, payable to shareholders on record as of November 26, 2025, after the market closes [1] Group 1 - The dividend will be distributed on or after December 19, 2025 [1] - The company will repurchase common shares in the open market as part of its "Dividend Reinvestment and Share Purchase Plan" for shareholders participating in the plan [1] - The purchase price for these common shares will be based on the average actual purchase price, with no applicable discount [1]

新聞稿 即時發佈 TSX/NYSE/PSE: MFC SEHK: 945 宏利宣佈優化企業策略，以推動持續的長遠增長 引入以客戶首選為目標的新願景，輔以五項創新且更強化的核心策略 建基於公司的堅實基礎與發展勢頭，加快推動長壽倡議，並將業務版圖擴展至印度 多倫多 – 2025 年 11 月 12 日：宏利今日宣佈優化其業務策略，提出一系列創新且更強化的核心策 略。這些舉措進一步鞏固宏利的優勢，並聚焦其雄圖願景，推動宏利成為客戶首選。 宏利將通過五項創新且更強化的核心策略，實現其雄圖願景。這些舉措建基於公司的堅實基礎， 維持策略上的連貫性，同時擁抱必要的革新，為公司的未來發展做好部署： 成本效益與業務組合優化仍然是我們業務的重要一環。隨著公司持續落實以上策略重點，預期將 推動業務穩健增長，並進一步鞏固股東總回報的良好勢頭。 • 卓越團隊與文化：宏利將強化其聚焦績效、包容共融及持續學習的企業文化，同時投資於 在瞬息萬變的世界中成功所需的技能與領導力，使公司成為頂尖人才的首選。 • 多元化業務組合：宏利繼續發揮其優勢，把握亞洲業務及全球財富與資產管理業務的卓越 增長機遇。同時，公司將持續作出投資，進一步鞏固並拓展加拿 ...

第 2 頁 共 2 頁 v 1.1.1 第 1 頁 共 2 頁 v 1.1.1 發行人所發行上市權證/可轉換債券的相關信息 發行人所發行上市權證/可轉換債券 不適用 其他信息 其他信息 不適用 發行人董事 Philip Witherington, Nicole Arnaboldi, Guy Bainbridge, Julie Dickson, Michael Durland, Donald P. Kanak, Donald Lindsay, May EF001 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | | | --- | --- | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | | | 股票發行人現金股息公告 | | | | | 發行人名稱 | 宏利金融有限公司 | | | | 股份代號 | 00945 | | | | 多櫃檯股份代號及貨幣 | 不適用 | | | | 相關股份代號及名稱 | 不適用 | | | | 公告標題 | ...

因應本公司在加拿大及美國的「股息再投資及股份購買計劃」，本公司將於公開市場上購 入普通股，以供參加計劃的股東進行股息再投資並選擇以現金購入股份。這些普通股的購 入價將以股份的平均實際購入價為基準，而且沒有任何適用折讓。 宏利概覽 新聞稿 除非另有註明，所有金額均按加元呈列 TSX/NYSE/PSE: MFC SEHK: 945 即時發佈 2025 年 11 月 12 日 宏利宣佈派發普通股股息 多倫多 – 宏利董事會今天宣佈派發季度普通股股息，就其每股普通股派發0.44加元股息。 此股息將於2025年12月19日及之後，派發予在2025年11月26日營業結束時登記在冊的股 東。 傳媒查詢： 投資者關係部： fiona_mclean@manulife.com derek_theobalds@manulife.com 宏利金融有限公司是全球領先的金融服務供應商，致力於幫助客戶輕鬆作出明智抉擇，實 現精彩人生。本公司為個人、團體及企業客戶提供理財建議與保險方案，全球總部位於加 拿大多倫多，在加拿大、亞洲及歐洲以「宏利」名稱營運，在美國則主要以「恒康」的名 稱經營業務。本公司通過「宏利財富與資產管理」，為全球個人客戶 ...

TSX/NYSE/PSE: MFC SEHK: 945 除非另有註明，所有金額均按加元呈列 宏利公佈 2025 年第三季度業績 多倫多 – 2025 年 11 月 12 日 – 宏利金融有限公司（「宏利」或「本公司」）宣佈截至 2025 年 9 月 30 日的第三季 度業績，期間核心盈利創下新高，而核心 EPS 亦錄得雙位數增幅。 2025 年第三季度業績的主要重點包括： 「憑藉專注執行與全球化業務佈局的多元優勢，我們再次於本季度的財務與營運表現錄得佳績。亞洲、全球財 富與資產管理業務、加拿大業務的核心盈利均創下新高，新造業務持續保持強勁勢頭，旗下三大保險業務部的 新造業務 CSM 均錄得 15%或以上增幅。儘管全球財富與資產管理業務錄得淨流出，其核心 EBITDA 利潤率 3 仍持續擴大，顯示我們的營運槓桿保持良好成效。此外，我們成功收購 Comvest Credit Partners 並達成收購 Schroders 印尼 8 業務的協議，進一步印證我們在資本配置上的嚴謹與策略部署。這些舉措不僅拓展了我們的 服務能力，也豐富了客戶方案，為業務增長注入新的動能。」 業績一覽 | | 季度業績 | | | | ...

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Financial Performance - Core earnings of $2.0 billion in Q3 2025, up 10% from Q3 2024 on a constant exchange rate basis[15] - Net income attributed to shareholders of $1.8 billion, consistent with Q3 2024[15] - Core EPS of $1.16, an increase of 16% from Q3 2024, while EPS rose 2% to $1.02[15] - Year-to-date net income attributed to shareholders for 2025 was $4,073 million, an increase of $326 million compared to $3,747 million in 2024[63] - Year-to-date core earnings increased by $253 million or 3% to $5,528 million in 2025, driven by higher net fee income and disciplined expense management[65] - Net income attributed to shareholders rose to $895 million in Q3 2025, up from $827 million in Q3 2024[129] - Year-to-date net income attributed to shareholders reached $1,684 million in 2025, compared to $1,300 million in the same period of 2024, marking a 30% increase[134] Sales and Business Growth - APE sales increased by 8% to $2.576 billion, with new business CSM up 25% to $966 million and NBV up 11% to $906 million compared to Q3 2024[15][17] - APE sales were $1,452 million in 3Q25, a 5% increase compared to 3Q24, with year-to-date APE sales of $4,097 million reflecting a 26% increase[135] - Asia APE sales reached $2,000 million in 3Q25, an increase of 18% compared to 3Q24, while year-to-date APE sales were $7,495 million, up 19% from the same period in 2024[85] - U.S. APE sales increased by 51% in 3Q25 compared to 3Q24, reflecting strong demand for the company's product suite[90] Capital and Financial Ratios - The LICAT ratio stood at 138%, indicating strong capital adequacy[15] - The LICAT ratio for The Manufacturers Life Insurance Company was 138% as of September 30, 2025, an increase from 136% as of June 30, 2025, driven by earnings and increases in CSM[95] - MFC's consolidated capital was $81.9 billion as of September 30, 2025, an increase of $2.0 billion compared to December 31, 2024, primarily due to higher post-tax CSM[98] - The effective tax rate on net income attributed to shareholders was 14% in 3Q25, up from 11% in 3Q24[55] - The effective tax rate on year-to-date net income attributed to shareholders was 14% in 2025, down from 16% in 2024[63] Operational Developments - Manulife entered an agreement to acquire 75% of Comvest Credit Partners, enhancing its private credit capabilities with $14.7 billion on its platform[22] - A 50:50 life insurance joint venture was established with Mahindra & Mahindra Ltd. to enter the India insurance market, expanding Manulife's global footprint[24] - The company launched the Manulife AI Assistant in Hong Kong, a GenAI-powered chatbot for customer service, enhancing digital solutions[25] - In the U.S., Manulife partnered with Munich Re Life US to enhance underwriting efficiency, raising instant underwriting decision eligibility from $3 million to $5 million[28] - The company launched FutureChoice™, an open-architecture retirement plan solution in the U.S., enhancing its product offerings and digital capabilities[179] Market and Investment Performance - Global Wealth and Asset Management experienced net outflows of $6.2 billion, contrasting with net inflows of $5.2 billion in Q3 2024[15] - Year-to-date net outflows were $4.8 billion in 2025, compared to net inflows of $12.0 billion in the same period of 2024, driven by lower net sales and higher member withdrawals[92] - Retail net outflows were $3.9 billion in Q3 2025 compared to net inflows of $3.9 billion in Q3 2024, driven by lower net sales through third-party intermediaries[177] - Total year-to-date market experience was a net charge of $1,221 million in 2025, influenced by reinsurance transactions and lower-than-expected returns on ALDA[64] Risk and Sensitivity Analysis - The potential immediate impact on net income attributed to shareholders from a 30% decrease in public equity returns is estimated at $(2,510) million, while a 30% increase would result in an increase of $2,060 million[200] - For variable annuity and segregated fund guarantees, a 30% decrease in public equity returns would lead to a loss of $(3,100) million reported in the contractual service margin (CSM), while a 30% increase would yield a gain of $2,040 million[204] - The impact of risk mitigation through hedging is estimated to offset $(450) million in net income attributed to shareholders under a 30% decrease scenario, while it would add $660 million under a 30% increase scenario[204] - The underlying sensitivity before hedging indicates a total potential impact of $(3,200) million in a 30% decline and $2,400 million in a 30% increase[200] Customer Engagement and Technology - The company launched the enhanced ManulifeMOVE lifestyle program and the Manulife AI Assistant in Hong Kong, aimed at improving customer engagement and service[141] - A new GenAI-powered coaching tool for Licensed Insurance Advisor supervisors was introduced to enhance customer service and sales outcomes[160] - The company launched an enhanced online application form for life and health insurance, improving processing times and advisor experience[160]

Accessibility StatementSkip Navigation C$ unless otherwise stated      TSX/NYSE/PSE: MFC   SEHK: 945 TORONTO, Nov. 12, 2025 /PRNewswire/ - Manulife Financial Corporation ("Manulife") announced today that Hai Ling has been appointed to its Board of Directors, effective January 1, 2026. Continue Reading Investor RelationsDerek TheobaldsManulife(416) 254-1774[email protected] Mr. Ling is the President for Asia Pacific, Europe, the Middle East and Africa at Mastercard Inc., where he serves on both its ...

Core Insights - Manulife Financial Corporation reported record core earnings of $2.0 billion for the third quarter of 2025, reflecting a 10% increase compared to the same period in 2024 [6][20] - The company achieved a core EPS of $1.16, up 16% year-over-year, and net income attributed to shareholders was $1.8 billion, consistent with the previous year [4][21] - The strong performance was driven by growth across its Asia, Global Wealth and Asset Management (WAM), and Canada segments, with new business momentum continuing [2][23] Financial Performance - Core earnings increased by 10% year-over-year, with a core ROE of 18.1% and a LICAT ratio of 138% [3][6] - APE sales rose by 8%, new business CSM increased by 25%, and NBV grew by 11% compared to the third quarter of 2024 [6][24] - Global WAM experienced net outflows of $6.2 billion, contrasting with net inflows of $5.2 billion in the same quarter last year [6][24] Segment Performance - Asia's core earnings rose by 29%, driven by business growth and improved insurance experience [23][36] - Canada saw a 4% increase in core earnings, supported by higher investment spreads and favorable insurance experience [23][36] - The U.S. segment reported a 20% decrease in core earnings, primarily due to unfavorable life insurance claims experience [23][36] Strategic Developments - Manulife completed the acquisition of Comvest Credit Partners, enhancing its private credit capabilities [9] - The company also agreed to acquire Schroders Indonesia, reinforcing its position as the largest asset manager in Indonesia [10] - A joint venture with Mahindra & Mahindra Ltd. was established to enter the Indian insurance market, expanding Manulife's global footprint [11] Customer Experience Innovations - The launch of the Manulife AI Assistant in Hong Kong aims to improve customer service through AI-powered solutions [12] - An enhanced online application form for life and health insurance in Canada aims to streamline processes and improve advisor efficiency [13] - The introduction of a GenAI-powered coaching tool for insurance advisors is designed to enhance customer service and sales outcomes [14] Recognition and Ratings - Manulife was included in the TIME World's Best Companies 2025 List, highlighting its employee satisfaction, revenue growth, and sustainability transparency [8] - The company received an upgrade from MSCI, moving from AA to AAA in its ESG rating, reflecting strong governance and sustainability management [8]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 | 2. 股份分類 | 優先股 | 股份類別 | 其他類別 (請註明) | 於香港聯交所上市 (註1) | 否 | | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 第一類優先股 - 不設上限及無面值 | | | | | | 法定/註冊股份數目 | | 面值 | 法定/註冊股本 | | 上月底結存 | | | 80,200,000 | | | | 增加 / 減少 (-) | | | | | | | 本月底結存 | | | 80,200,000 | | | 致：香港交易及結算所有限公司 公司名稱: 宏利金融有限公司 呈交日期: 2025年11月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 (註1) | 是 | | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00945 | 說明 | ...