Financial Performance - For the six months ended June 30, 2024, the company reported a loss of HK$38,799,000, compared to a loss of HK$21,015,000 for the same period in 2023, representing an increase in loss of approximately 84.6%[3] - Revenue for the period was HK$17,198,000, a decrease of 57.8% from HK$40,779,000 in the previous year[4] - The company reported a loss before tax of HK$38,799,000 for the six months ended June 30, 2024, compared to a profit in the same period of 2023[16] - The total comprehensive loss for the period was HK$38,799,000, reflecting the company's financial challenges[16] - The company reported a basic and diluted loss per share of HK$0.0252 for the six months ended 30 June 2024, compared to HK$0.0136 for the same period in 2023[29] Assets and Liabilities - The company's total assets less current liabilities decreased to HK$206,476,000 from HK$243,274,000, a decline of approximately 15.1%[6] - Net current assets decreased to HK$203,452,000 from HK$242,936,000, a reduction of about 16.2%[6] - Total equity decreased to HK$204,475,000 from HK$243,274,000, a decline of approximately 15.9%[6] - Cash and cash equivalents at the end of the period were HK$19,162,000, down from HK$32,714,000 at the end of June 2023[9] - The total market value for financial assets at FVTPL as of June 30, 2024, was approximately HK$39.1 million, down from HK$78.3 million as of December 31, 2023[56] Revenue Segments - The segment revenue from trading of used computer-related components, clothes, and beauty products was HK$11,036,000, while the money lending business generated HK$6,117,000[16] - Money lending segment revenue was HK$5,027,000 for the six months ended 30 June 2024, down from HK$1,008,000 in the same period of 2023, indicating a decline in this segment[17] - Interest income from the money lending business was approximately HK$6.1 million for the six months ended June 30, 2024[44] Cash Flow - Net cash used in operating activities was HK$1,427,000 for the six months ended June 30, 2024, a significant decrease from HK$6,865,000 in 2023[9] - The company reported a net decrease in cash and cash equivalents of HK$2,359,000 for the period[9] - The cash generated from investing activities was HK$8,000, compared to HK$5,000 in the previous year[9] Financial Assets - The company reported unrealized losses on financial assets at fair value through profit or loss of HK$30,655,000, compared to HK$20,205,000 in the previous year, an increase of 51.1%[4] - The unrealized loss on financial assets at FVTPL for the six months ended June 30, 2024, was approximately HK$30.7 million, an increase from HK$20.2 million for the same period in 2023[56] - The group recognized a realized loss on financial assets at FVTPL of approximately HK$8.8 million for the six months ended June 30, 2024, compared to HK$0 for the same period in 2023[56] Share Capital and Dividends - The Company has a total authorized share capital of HK$600,000,000, with 100,000,000,000 ordinary shares at HK$0.006 per share[43] - As of 30 June 2024, the issued and fully paid ordinary shares amounted to 1,538,536,566, totaling HK$9,231,000[43] - The Company did not pay or propose any dividends during the six months ended 30 June 2024 and 2023[30] Strategic Adjustments - The Board has resolved to withdraw the License application due to substantial changes in the virtual assets business landscape in Hong Kong[51] - The Board believes that resources should be concentrated on existing businesses with stable growth, such as clothing and beauty products, rather than the virtual asset platform[53] - The adjustment in business strategy aims to enhance the capability to create value for shareholders by integrating resources and exercising cost control[54] - The board confirmed that the nature of the group's business has not changed significantly, and reallocating unutilized funds will enhance long-term business performance[55] Employee and Director Information - The Group's emolument policies are based on employee performance and market conditions, with discretion to grant share options as incentives[60] - As of June 30, 2024, no Directors or chief executive had interests in the shares or debentures of the Company[62] - Since the adoption of the 2021 Share Option Scheme, no share options were granted, exercised, or outstanding as of June 30, 2024[62] Market Conditions - The Company observed a shift in customer preferences towards more reliable and secure virtual asset services amid increasing market competition[53] - The board emphasizes the importance of resource integration and timely adjustments to business strategies to enhance shareholder value[55]

Financial Performance - As of December 31, 2023, the total market value for the financial assets at fair value through profit or loss (FVTPL) of the Group was approximately HK$78.3 million, compared to approximately HK$75.0 million in 2022[34]. - The Group recognized an unrealized loss of approximately HK$6.6 million for the year ended December 31, 2023, significantly improved from an unrealized loss of approximately HK$21.5 million in 2022[12]. - The Group reported a realized loss of approximately HK$200,000 for the year ended December 31, 2023, compared to a realized gain of approximately HK$4.8 million in 2022[12]. - The total assets of the Group as of December 31, 2023, amounted to HK$264.025 million[15]. Investment Strategy - The Board considers investments with a market value accounting for more than 5% of the Group's total assets as significant investments[34]. - The Group plans to utilize unutilized funds for the acquisition of equipment and related management services by December 31, 2024[30]. - The Group aims to enhance its trading platform, including purchasing digital asset inventory and insurance, by December 31, 2024[11]. - The Group's other listed equity securities comprised 21 listed equity securities, none of which exceeded 3.0% of the total assets of the Group[38]. Corporate Governance - The Group's management emphasizes high standards of corporate governance practices and procedures, ensuring transparency and accountability to all shareholders[24]. - The Audit Committee, established in March 2000, consists of three independent non-executive Directors, providing a crucial link between the Board and the Company's auditors[63]. - The Board of Directors held a total of 5 meetings in 2023, with attendance rates ranging from 40% to 100% among members[81]. - The Audit Committee conducted 2 meetings during the financial year of 2023, ensuring sufficient resources were available for its duties[94]. - The Remuneration Committee held 2 meetings in 2023, with full attendance from its members[97]. - The Nomination Committee, established on April 1, 2012, had a 100% attendance rate in its single meeting held in 2023[102]. - The Company has adopted a director remuneration policy aimed at providing a fair market level of remuneration to retain and motivate high-quality directors and senior management[99]. - The Company follows a formal and transparent procedure for the appointment of new Directors, ensuring compliance with its Bye-laws[78]. - Continuous professional development training was attended by all Directors to enhance their governance knowledge[74]. - The Company has implemented a Board Diversity Policy to promote balanced development and improve performance quality[102]. - The Board will regularly assess the structure, size, and composition of the Board to identify qualified candidates as needed[78]. - The Audit Committee serves as a vital link between the Board and the Company's auditors, ensuring effective communication[91]. - The Audit Committee held 2 meetings during the financial year of 2023, with full attendance from all members[115]. - The financial reports for the year ended December 31, 2022, and for the six months ended June 30, 2023, were reviewed and approved by the Audit Committee[115]. - The Company has a Nomination Committee that promotes board diversity, considering factors such as gender, age, and professional experience[124]. - The Board comprises five Directors, with three being independent non-executive Directors, enhancing management oversight[126]. - The Company has adopted a Nomination Policy to assess the suitability of proposed candidates based on academic background and relevant experience[127]. - The Board Diversity Policy aims to achieve sustainable development and enhance performance quality through diverse board composition[128]. Risk Management - The Directors acknowledge their responsibility for the risk management and internal control systems, which cover financial, operational, and compliance controls[135]. - An external professional party was engaged to review the effectiveness of the risk management and internal control systems[135]. - The Remuneration Committee held 2 meetings during the financial year of 2023, ensuring transparency in setting Directors' remuneration[121]. - The Audit Committee recommended the re-appointment of external auditors at the forthcoming annual general meeting[115]. - The Group's external auditors, McMillan Woods (Hong Kong) CPA Limited, received HK$680,000 for audit services during the financial year 2023, with no non-audit services provided[171]. - The Board is responsible for maintaining effective risk management and internal control systems to safeguard shareholders' interests and company assets[146]. - An external consultant was engaged to review the internal control system and risk management, with no significant areas of concern identified that could affect financial, operational, compliance, control, and risk management[166]. - Each division is tasked with identifying and assessing principal risks quarterly and establishing mitigation plans[159]. - The Group's risk management and internal control systems are designed to provide reasonable assurance against material misstatement or loss, rather than absolute assurance[167]. - The Group does not have an internal audit department but conducts annual reviews to assess the necessity of establishing one, given its simple corporate structure[165]. - The Group has implemented a whistleblowing policy allowing anonymous reporting of financial reporting and internal control improprieties[173]. - The risk management framework is aligned with the COSO Integrated Framework 2013 principles, focusing on managing risks to achieve business objectives[158]. - The Board oversees the overall risk management and internal control systems on an ongoing basis[158]. - The Group's risk management and internal control systems were concluded to be effective by the Board[169]. - The Group has adopted a zero-tolerance anti-corruption policy, ensuring compliance with ethical business practices[174]. Shareholder Communication - The Company has maintained effective communication with shareholders, providing at least 21 days' notice for annual general meetings and 14 days for other meetings[178]. - The Group's liquidity position and general economic conditions are considered in its dividend policy[186]. - There were no significant changes to the Company's memorandum of association during the year ended December 31, 2023[186]. - The amended and restated bye-laws of the Company were approved by shareholders on June 23, 2023, following changes to Appendix A of the Listing Rules[186]. - The Company encourages investor relations and welcomes suggestions from investors and stakeholders[186]. - The Group complies with the Hong Kong Companies Ordinance and the Listing Rules regarding corporate governance and information disclosure[193]. - The external auditors' remuneration for the financial year 2023 is detailed in the report[197]. - The Group has established a whistleblowing policy to report any suspected business irregularities[198]. - The Company Secretary is responsible for ensuring that board procedures are followed and that the Board is informed of legislative and regulatory developments[176].

Revenue Performance - Revenue from major customers in 2023 was significantly lower, with Customer A generating HKD 14,978,000 compared to HKD 24,360,000 in 2022, a decrease of 38.5%[2] - The total revenue from Customer B dropped from HKD 43,828,000 in 2022 to HKD 19,401,000 in 2023, reflecting a decline of 55.7%[2] - The company's revenue for the year ended December 31, 2023, was approximately HKD 66,300,000, a decrease of about 48.2% compared to HKD 128,000,000 for the year ended December 31, 2022[38] - Total revenue for the year 2023 was HKD 66,288,000, a decrease of 48.3% compared to HKD 128,035,000 in 2022[152] - Revenue from the clothing and beauty products segment contributed approximately 51.9% of total revenue, while the second-hand computer components segment contributed about 27.9%[38] - Revenue from the sale of clothing and beauty products was HKD 34,379,000, down 49.5% from HKD 68,188,000 in the previous year[152] - Revenue from the Chinese market (including Hong Kong) was HKD 38,798,000, down 47.1% from HKD 73,107,000 in the previous year[136] Profitability and Financial Performance - The group reported a profit before tax of HKD 40,184,000 in 2023, a turnaround from a loss of HKD 57,354,000 in 2022[6] - Basic earnings per share for 2023 were HKD 40,070,000, compared to a loss of HKD 56,992,000 in 2022[10] - The operating profit for the year was approximately HKD 15,200,000, down about 5.0% from HKD 16,000,000 in 2022[29] - The net profit for the year was HKD 40,065 thousand, compared to a net loss of HKD 57,354 thousand in 2022, marking a substantial improvement[110] - The gross profit for the year was HKD 15,195 thousand, down from HKD 15,999 thousand in the previous year, indicating a decrease of about 5.0%[110] - The expected credit loss provision recovery amounted to approximately HKD 18,300,000, contributing to the net profit of approximately HKD 40,000,000 for the year[29] Cost Management - The total financial costs decreased from HKD 292,000 in 2022 to HKD 179,000 in 2023, a reduction of 38.7%[3] - The group recorded a significant reduction in the cost of goods sold, from HKD 112,036,000 in 2022 to HKD 51,093,000 in 2023, a decrease of 54.4%[8] Assets and Liabilities - The total assets of the group as of December 31, 2023, are valued at approximately HKD 264,025,000[53] - The total assets decreased from 281,698 thousand HKD in 2022 to 263,687 thousand HKD in 2023, reflecting a reduction of about 6.4%[125] - The company's cash and bank balances decreased from 32,590 thousand HKD in 2022 to 28,366 thousand HKD in 2023, a decline of approximately 13.6%[125] - The company reported a total of HKD 155,193,000 in receivables, with a provision for expected credit losses of HKD 39,729,000[22] - The group reported total assets of HKD 166,624,000 and total liabilities of HKD 264,025,000 as of December 31, 2023[141] Credit and Receivables Management - Trade receivables decreased from HKD 68,100,000 in 2022 to HKD 33,933,000 in 2023, a decline of 50.2%[13] - The aging analysis of trade receivables showed a significant decrease in amounts overdue over 90 days, from HKD 24,983,000 in 2022 to HKD 13,398,000 in 2023[18] - The company’s expected credit loss provision for trade receivables was HKD (12,958) thousand, slightly improved from HKD (13,196) thousand in 2022[110] - The group has established credit policies and procedures for its lending business, which include credit risk assessment based on the borrower's background and financial strength[185] Dividends and Share Capital - The group did not declare any dividends for the year ending December 31, 2023, consistent with 2022[9] - The company has not declared a final dividend for the year ended December 31, 2023, consistent with the previous year[92] - As of December 31, 2023, the company's issued share capital was HKD 9,231,219, divided into 1,538,536,566 shares with a par value of HKD 0.006 per share[181] Strategic Outlook and Business Development - The company plans to continue exploring potential investments and business opportunities to broaden its revenue sources and further develop existing business segments[40] - The group is focusing on expanding its market presence and enhancing its product offerings in response to changing market conditions[139] - The group plans to utilize the remaining unspent proceeds for various operational and technological developments by the end of 2024[51] - The group is evaluating its different business segments and will reposition its strategy and operations in more optimistic segments due to the unpredictable business environment[175] Compliance and Governance - The company has maintained compliance with corporate governance codes throughout the year ended December 31, 2023[102] - The group did not violate any financial covenants related to interest-bearing borrowings during the years ending December 31, 2022, and 2023[148] - The group applied the revised Hong Kong Accounting Standard No. 1, which did not have a significant impact on its financial position or performance[134]

Financial Performance - Revenue for the six months ended June 30, 2023, was HK$40,779,000, a decrease of 37.2% compared to HK$64,907,000 in 2022[3] - Gross profit increased to HK$6,759,000, up 16.3% from HK$5,812,000 in the same period last year[3] - Loss for the period was HK$21,015,000, a significant improvement from a loss of HK$47,300,000 in 2022, representing a reduction of 55.6%[4] - Basic loss per share attributable to owners of the Company was HK$1.37, compared to HK$0.03 in the previous year[4] - The segment loss before tax for the six months ended June 30, 2023, was HK$21,015,000, compared to a loss of HK$47,300,000 in the same period of 2022, indicating an improvement[24][27] - The Group reported an unaudited consolidated loss of approximately HK$21.0 million, primarily due to an unrealized loss on financial assets at FVTPL of approximately HK$20.2 million[68] - The loss attributable to owners of the Company for the six months ended June 30, 2023, was HK$21,015,000, compared to a loss of HK$44,240,000 in the same period of 2022, representing an improvement of approximately 52.5%[45] Assets and Liabilities - Current assets decreased to HK$259,232,000 from HK$281,698,000 as of December 31, 2022, reflecting a decline of 8.0%[6] - Net current assets were HK$182,049,000, down from HK$203,485,000 at the end of 2022, indicating a decrease of 10.6%[6] - Total equity decreased to HK$182,194,000 from HK$203,209,000, a decline of 10.4%[6] - Total consolidated assets decreased to HK$259,595,000 as of June 30, 2023, from HK$282,174,000 at the end of 2022, a reduction of approximately 8.0%[29] - Total segment liabilities were HK$44,930,000 as of June 30, 2023, slightly down from HK$45,952,000 in December 2022, indicating a decrease of about 2.2%[32] - Trade and other receivables totaled HK$55,785,000 as of June 30, 2023, down from HK$68,100,000 at the end of 2022, a decrease of approximately 18.1%[49] - Total loan receivables as of June 30, 2023, were HK$159.3 million, with an allowance for expected credit losses of HK$57.3 million[52] Cash Flow - Net cash from operating activities improved to HK$6,865,000 in 2023 from a net cash used of HK$17,867,000 in 2022[11] - Cash and cash equivalents at the end of the period increased to HK$32,714,000 from HK$26,848,000 at the beginning of the period[11] - The company experienced a net increase in cash and cash equivalents of HK$5,866,000 in 2023, compared to a decrease of HK$15,258,000 in 2022[11] - Cash used in investing activities was HK$5,000 in 2023, while there were no cash outflows in 2022[11] Revenue Segments - Money lending segment revenue increased to HK$104,186,000 in 2023 from HK$103,359,000 in 2022, showing a growth of 0.8%[29] - Sales of clothes and beauty products generated HK$45,201,000 in revenue, down from HK$46,644,000 in 2022, reflecting a decrease of about 3.1%[29] - Approximately 14.9% of total revenue came from processing and trading of used computer-related components, 12.3% from interest income, 2.5% from securities brokerage, and 70.3% from sales of clothes and beauty products[67] Financial Assets - The Company reported unrealised losses on financial assets at fair value through profit or loss of HK$20,205,000, an improvement from HK$31,113,000 in 2022[3] - The total market value for financial assets at FVTPL was approximately HK$56.5 million as of 30 June 2023, down from HK$75.0 million at the end of 2022[93] - The Group recognized an unrealized loss on financial assets at FVTPL of approximately HK$20.2 million during the six months ended 30 June 2023[94] - The Group recognized a realized gain of approximately HK$0 for the six months ended June 30, 2023, compared to HK$20,000 for the same period in 2022[95] Corporate Governance - The Company is committed to high standards of corporate governance practices and has applied the principles of the CG Code[117] - The Audit Committee reviewed the unaudited financial statements for the six months ended June 30, 2023[116] - The Company has maintained compliance with the Model Code for securities transactions by directors throughout the reporting period[124] - There were no purchases, sales, or redemptions of the Company's listed securities during the six months ended June 30, 2023[125] Future Plans - The Group plans to deploy more resources in developing the asset management business in the future[70] - The Group obtained licenses of Types 4 and 9 from the Securities and Futures Commission for operating a virtual asset trading platform[70]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示概不會就因本公佈全部或任 何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 新 確 科 技 有 限 公 司 （於百慕達註冊成立之有限公司） （股份代號：1063） 截至二零二三年六月三十日止 六個月之中期業績公佈 未經審核中期業績 新確科技有限公司（「本公司」）董事（「董事」）會（「董事會」）謹此提呈本公司及其 附屬公司（統稱「本集團」）截至二零二三年六月三十日止六個月之未經審核簡明 綜合中期業績，連同二零二二年之比較數字如下： 簡明綜合損益及其他全面收益表 截至二零二三年六月三十日止六個月 二零二三年 二零二二年 （未經審核）（未經審核） 附註 千港元 千港元 收益 3 40,779 64,907 銷售成本 (34,020) (59,095) 毛利 6,759 5,812 其他收入 4 163 – ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示概不會就因本公佈全部或任 何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 新 確 科 技 有 限 公 司 （於百慕達註冊成立之有限公司） （股份代號：1063） 對截至二零二二年十二月三十一日止年度年報的補充公佈 茲提述新確科技有限公司（「本公司」，連同其附屬公司統稱「本集團」）於二零二三 年四月二十七日刊發的截至二零二二年十二月三十一日止年度年報（「二零二二年 年報」）。除非本公佈另有界定，本公佈所用詞彙具有二零二二年年報所界定的相 同涵義。本公司刊發本公佈之目的為補充二零二二年年報所載資料，並更新放債 業務的資料。 放債業務 於二零二二年 本年度確認 與本公司及 十二月三十一日 任何 的減值虧損 其關連人士的 利率 應收貸款及利息 抵押品及 身份 客戶簡介 （附註） 關係 本金 授出貸款日期 貸款期限 （年利率） 還款時間表* 的總賬面值 擔保 千港元 千港元 客戶A 商人 8,348 獨立且並無關連 20,000 二零一七年十一月二十一日 二零二三年十一月二十日 10% ...

Financial Performance - For the year ended December 31, 2022, the Group recorded a revenue of approximately HK$128.0 million, representing a decrease of approximately 36.0% compared to HK$200.0 million for the year ended December 31, 2021[27]. - Revenue from the clothing and beauty products segment declined by approximately 21.0%, from approximately HK$86.3 million to approximately HK$68.2 million compared to 2021[9]. - For the year ended 31 December 2022, the Group's revenue was approximately HK$128 million, a decrease of about 36.0% compared to the corresponding amount for the year ended 31 December 2021[54]. - The gross profit for the year ended 31 December 2022 was approximately HK$16.0 million, down from approximately HK$25.3 million for the year ended 31 December 2021[53]. - The Group recognized an unrealized loss on financial assets at FVTPL of approximately HK$21.5 million for the year ended 31 December 2022, compared to an unrealized gain of approximately HK$16.7 million in 2021[45]. - The Group recorded a realized gain on financial assets at FVTPL of approximately HK$4.8 million for the year ended 31 December 2022, compared to approximately HK$16,000 in 2021[45]. Assets and Liabilities - As of December 31, 2022, the loan receivables amounted to HK$101 million, maturing on or before December 31, 2023, with no collateral or guarantees[32]. - As of December 31, 2022, the Group had cash on hand of approximately HK$26.9 million, net current assets of approximately HK$203.5 million, total assets of approximately HK$282.2 million, and shareholders' equity of approximately HK$203.2 million[56]. - For the year ended December 31, 2022, the total outstanding loan receivables amounted to HK$101.2 million with an interest rate of 8-10%, all recoverable within one year[56]. - The largest borrower and the five largest borrowers accounted for approximately 22% and 54% of the total loan receivables, amounting to HK$21.8 million and HK$54.6 million respectively[56]. - As of December 31, 2022, the total market value for financial assets at fair value through profit or loss was approximately HK$75.0 million, down from approximately HK$87.3 million in 2021[70]. Business Strategy and Operations - The Group is evaluating different business segments to reposition its strategy in more optimistic areas due to the unpredictable business environment[9]. - The future development in sales of residential telephones and related products is expected to be limited due to technological evolution and changes in consumer behavior[9]. - The financial sector, including securities brokerage and lending businesses, contributed to the Group's revenue during the year[29]. - The Group will continue to seek potential investment and business opportunities to broaden its income stream[10]. - Significant investments include allocations for the development of a virtual asset trading platform, equipment purchases, cloud infrastructure, and employee costs, all to be utilized by 31 December 2024[39][40][41][42]. Environmental, Social, and Governance (ESG) Initiatives - The Group's total greenhouse gas emissions in 2022 were 8.8 tonnes of carbon dioxide equivalent, with a target to maintain or reduce this level by 2023[82]. - The Group has implemented energy-saving measures, including the use of high energy efficiency appliances and encouraging employees to turn off non-essential equipment[91]. - The ESG working group has been established to coordinate ESG initiatives within the Company, supervised by senior management[100]. - The Group has identified key ESG topics as employment, occupational health and safety, training and development, product responsibility, and corporate governance as the highest priority issues[105]. - The Group's primary operations, mainly conducted in offices, result in relatively low emissions, reflecting its commitment to sustainability[111]. Corporate Governance - The Board is responsible for promoting the success of the Company by providing leadership and supervising control of the business[118]. - All independent non-executive Directors have confirmed their independence in accordance with the Listing Rules, ensuring a balanced Board composition[120]. - The Company conducts periodic reviews of its corporate governance practices to ensure compliance with the CG Code[139]. - The Company has adopted a director remuneration policy to provide a fair market level of remuneration to retain and motivate high-quality directors and senior management[190]. - The Board has engaged an external professional party to review the effectiveness of the risk management and internal control systems, covering all material controls including financial, operational, and compliance controls[198].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示概不會就本公佈全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 新 確 科 技 有 限 公 司 （於百慕達註冊成立之有限公司） （股份代號：1063） 截至二零二二年十二月三十一日止年度之末期業績公佈 新確科技有限公司（「本公司」）董事會（「董事會」或「董事」）欣然公佈，本公司及 其附屬公司（統稱「本集團」）截至二零二二年十二月三十一日止年度之經審核綜 合業績，連同截至二零二一年十二月三十一日止相應年度之比較數字如下： 綜合損益及其他全面收益表 截至二零二二年十二月三十一日止年度 二零二二年 二零二一年 附註 千港元 千港元 收益 4 128,035 199,967 銷售成本 (112,036) (174,624) 毛利 15,999 25,343 其他收益 5 612 211 分銷及銷售開支 (3,121) (6,091) 經營開支 (13,199) (25,152) 應收貿易賬款、其他應收款項及應收貸款之 ...

Loan Receivables and Impairment - As of December 31, 2021, the total receivable loans amounted to HKD 119 million, with no collateral or guarantees provided for these loans[4]. - The impairment losses on receivable loans were approximately HKD 68.1 million for the year ended December 31, 2021, compared to HKD 87.8 million for the year ended December 31, 2020[6]. - The impairment loss primarily stemmed from a HKD 62.4 million impairment related to Zhongrong International Finance Co., which went into liquidation in 2020[6]. - The total outstanding loan value and accrued interest as of December 31, 2021, was HKD 288.025 million, with confirmed impairment losses of HKD 68.078 million[8]. - The company has submitted proof of debt to the bankruptcy management office regarding the liquidation of Zhongrong[6]. - The company plans to continue monitoring and managing its loan portfolio to mitigate future impairment risks[6]. Loan Management and Strategy - The company has complied with the listing rules regarding loans granted to borrowers, with no agreements or arrangements with related parties concerning outstanding loans as of December 31, 2021[4]. - The company typically considers factors such as the borrower's financial background and repayment ability when determining loan terms[3]. - The interest rates for loans are based on historical rates and market rates, with a standard annual rate of 10% applied to most loans[8]. - The company aims to expand its lending business through its reputation and existing commercial networks targeting retail and corporate clients[3]. Market Value and Fair Value Gains - 汇隆控股有限公司的市值为15,126千港元，占集团总资产的4.60%[12]. - 中国投融资集团有限公司的市值为9,740千港元，占集团总资产的2.96%[12]. - 泰锦控股有限公司的市值为9,324千港元，占集团总资产的2.83%[12]. - 财讯传媒集团有限公司的市值为8,360千港元，占集团总资产的2.54%[12]. - 富誉控股有限公司的市值为7,245千港元，占集团总资产的2.20%[12]. - 中国环保能源投资有限公司的未变现公平值收益为(533)千港元[12]. - 雋泰控股有限公司的未变现公平值收益为(7,230)千港元[12]. - 中国国家文化产业集团有限公司的未变现公平值收益为(941)千港元[12]. - 吉辉控股有限公司的未变现公平值收益为2,744千港元[12]. Investment Strategy - 中国钱包支付集团有限公司计划采用被动投资策略，以获取市场最大回报[16].

Financial Performance - Revenue for the six months ended June 30, 2022, was HK$64,907,000, a decrease of 35.5% compared to HK$101,074,000 in 2021[6] - Gross profit for the same period was HK$5,812,000, down 59.1% from HK$14,213,000 in 2021[6] - Loss for the period was HK$47,300,000, compared to a loss of HK$946,000 in 2021, representing a significant increase in losses[6] - Loss per share attributable to owners of the Company was HK$0.03, compared to HK$0.10 in the previous year[7] - The total comprehensive loss for the period was HK$381,606,000, reflecting a deterioration from the previous year's loss of HK$297,080,000[12] - The company reported a loss before tax of HK$47,300,000 for the six months ended June 30, 2022, compared to a loss of HK$946,000 in the same period of 2021[26] - Net loss for the period attributable to owners of the Company was HK$44,240,000, compared to a loss of HK$946,000 in the prior year[46] Assets and Liabilities - Total assets less current liabilities decreased to HK$214,704,000 from HK$259,070,000 as of December 31, 2021[9] - Net current assets were HK$214,194,000, down from HK$258,447,000 in the previous year[9] - Non-current assets included right-of-use assets of HK$282,000, down from HK$395,000[9] - Cash and bank balances totaled HK$285,097,000, a decrease from HK$328,359,000[9] - Trade and other receivables decreased to HK$38,216,000 from HK$61,841,000[9] - Total equity as of June 30, 2022, was HK$213,264,000, down from HK$257,008,000[9] - The total segment liabilities as of June 30, 2022, were HK$72,343,000, slightly up from HK$71,974,000 as of December 31, 2021[34] Cash Flow - For the six months ended June 30, 2022, the company reported a net cash used in operating activities of HK$17,867,000, compared to HK$7,337,000 for the same period in 2021, indicating a significant increase in cash outflow[15] - Cash and cash equivalents at the end of the period stood at HK$37,617,000, a substantial increase from HK$11,399,000 at the end of June 2021[15] - The company reported a net decrease in cash and cash equivalents of HK$15,258,000 for the six months ended June 30, 2022, compared to a decrease of HK$10,216,000 in the same period of 2021[15] - The financing activities generated a net cash inflow of HK$2,609,000 in the current period, contrasting with a cash outflow of HK$565,000 in the previous year[15] Segment Performance - The money lending segment generated revenue of HK$4,928,000, while the securities brokerage segment reported a loss of HK$548,000[26] - Approximately 48.3% of total revenue was generated from processing and trading of used computer-related components, while B2B cross-border e-commerce and payment business contributed approximately 42.2%[69] - The B2B cross-border e-commerce segment reported a loss of HK$2,813,000, a significant improvement from a loss of HK$13,582,000 in the previous year[34] - The cross-border e-commerce business continued to significantly contribute to revenue, with a revenue of HK$27.36 million, while the securities brokerage and related services generated HK$1.23 million[83] Share Capital and Equity - The company’s share capital increased to HK$9,231,000 as of June 30, 2022, up from HK$8,958,000 at the beginning of the year[12] - The company’s contributed surplus remained stable at HK$441,253,000 as of June 30, 2022[12] - The weighted average number of ordinary shares for basic loss per share increased to 1,509,312,257 from 912,936,566[46] - The authorized share capital of the Company was HK$600 million, divided into 100 billion shares with a par value of HK$0.006 each[88] Financial Assets - Unrealized loss on financial assets at FVTPL was HK$31,113,000, indicating significant financial challenges[26] - As of June 30, 2022, the total market value of financial assets at fair value through profit or loss was approximately HK$62.2 million, down from approximately HK$87.3 million as of December 31, 2021[98] - The Group recognized a realized gain on financial assets at fair value through profit or loss of approximately HK$20,000 for the six months ended June 30, 2022, compared to a realized gain of approximately HK$16,000 for the same period in 2021[98] - The Group reported an unrealized loss on financial assets at fair value through profit or loss of approximately HK$31.1 million for the six months ended June 30, 2022[98] Corporate Governance - The company emphasizes high standards of corporate governance, focusing on a quality board and sound internal controls[116] - Independent non-executive directors were not present at the annual general meeting held on June 24, 2022, due to prior commitments[118] - The company has complied with the Model Code for securities transactions by directors throughout the six months ended June 30, 2022[119] - The company has adopted the standard code of conduct for directors' securities transactions as per Appendix 10 of the Listing Rules[122]