EF001 EF001 免責聲明 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | --- | --- | | 股票發行人現金股息公告 | | | 發行人名稱 | 中國匯融金融控股有限公司 | | 股份代號 | 01290 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至二零二五年十二月三十一日止年度之末期股息 | | 公告日期 | 2026年3月27日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 末期 | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年12月31日 | | 宣派股息 | 每 股 0.03 HKD | | 股東批准日期 | 2026年5月28日 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | 每 股 0.03 HKD | | 匯率 | 1 ...

Financial Performance - For the fiscal year ending December 31, 2025, the company's operating revenue increased by 8% to RMB 708,581,000 compared to RMB 658,798,000 in 2024[2]. - The company's net profit attributable to equity holders rose by 4% to RMB 52,582,000 from RMB 50,485,000 in the previous year[4]. - Basic earnings per share increased by 4% to RMB 0.048, up from RMB 0.046 in 2024[4]. - The company reported a profit of RMB 52,582 thousand for the year, contributing to total comprehensive income of RMB 70,816 thousand[8]. - The company's total comprehensive income for the year was RMB 70,816,000, slightly down from RMB 71,026,000 in 2024[4]. - Profit before tax for 2025 was RMB 99,074 million, slightly higher than RMB 96,013 million in 2024, reflecting an increase of about 2.2%[41]. - The effective tax rate for 2025 was approximately 28.5%, compared to 26.0% in 2024, indicating an increase in the tax burden[41]. - The company's profit attributable to equity holders for 2025 is RMB 52,582 million, compared to RMB 50,485 million for 2024, reflecting an increase of approximately 4.2%[47]. - The proposed dividend for the fiscal year ending December 31, 2025, is HKD 0.03 per share, totaling approximately HKD 32.7 million (equivalent to RMB 29.5 million)[50]. Assets and Liabilities - Total assets decreased by 5% to RMB 3,344,733,000 from RMB 3,504,127,000 in 2024[5]. - Total liabilities decreased by 14% to RMB 1,124,112,000 from RMB 1,301,438,000 in the previous year[6]. - Total equity as of December 31, 2025, was RMB 2,220,621 thousand, up from RMB 2,202,689 thousand at the beginning of the year[8]. - The company's total liabilities decreased to RMB 1,936,303 thousand from RMB 1,913,619 thousand, indicating a reduction in financial leverage[8]. - The company's cash and cash equivalents at the end of the year stood at RMB 159,949 thousand, up from RMB 136,071 thousand at the beginning of the year[9]. - The company’s cash and cash equivalents reached 216,671 in 2025, compared to 147,893 in 2024, showing an increase of approximately 46.5%[76]. Cash Flow - The company's net cash flow from operating activities for the year ended December 31, 2025, was RMB 356,259 thousand, a significant increase from RMB 12,906 thousand in 2024[9]. - The net increase in cash and cash equivalents for the year was RMB 27,124 thousand, reversing a decrease of RMB 775 thousand in the previous year[9]. - The company experienced a net cash outflow from investing activities of RMB 13,689,000, a decrease compared to RMB 59,049,000 in 2024[174]. - Net cash outflow from financing activities was RMB 231,460,000, an increase from RMB 136,048,000 in the previous year[175]. Investment and Financing - The company reported a net investment loss of RMB 16,941,000, compared to a loss of RMB 7,954,000 in the previous year[3]. - The company’s interest income decreased to RMB 303,860,000 from RMB 327,334,000 in 2024[3]. - The company incurred interest expenses of RMB 47,163 thousand, a decrease from RMB 56,734 thousand in 2024, reflecting better debt management[9]. - The company has a non-current bank loan secured by land use rights amounting to RMB 169.5 million as of December 31, 2025[55]. - The company’s non-current bank borrowings decreased to RMB 189.00 million in 2025 from RMB 334.00 million in 2024, a decline of 43.3%[85]. Segment Performance - The company operates through two main business segments: Inclusive Finance Division, providing loan services primarily in mainland China, and Ecological Finance Division, focusing on supply chain technology and related services[31][32]. - The inclusive finance division reported operating revenue of RMB 237,480,000, a decrease from RMB 240,951,000 in 2024, mainly due to a challenging credit market environment[141]. - The ecological finance division achieved operating revenue of RMB 458,881,000, up from RMB 404,820,000 in 2024, attributed to increased sales from supply chain management[143]. Risk Management and Compliance - The company has implemented comprehensive internal control measures for risk management, including pre-loan separation and post-loan monitoring systems[126]. - The company has not adopted any new accounting standards that would significantly impact future financial periods[10]. - The company is currently evaluating the impact of the new Hong Kong Financial Reporting Standards (HKFRS) 18 on the presentation and disclosure of consolidated financial statements[21]. - The company expects that the application of the revised HKFRS 9 and HKFRS 7 will not have a significant impact on its financial position and performance[19]. Future Outlook and Strategy - The company plans to strengthen external collaborations and explore opportunities in medical and educational sectors for future growth in the insurance agency business[138]. - The company aims to continue refining management practices to enhance efficiency and reduce costs in the future[144]. - The company plans to focus on providing liquidity support for large, stable assets and enhance capital utilization in the technology micro-loan business[112]. - The company aims to establish long-term, large-scale supply chain partnerships to enhance revenue contributions in the supply chain management business[130]. - The company’s strategy focuses on "optimizing existing stock, preventing changes, expanding new stock, and strengthening management" to navigate market challenges[95].

香 港 交 易 及結 算 所 有 限 公 司 及 香港 聯 合 交 易 所 有 限 公司 對 本 公 告 的 內 容 概不 負 責 ， 對 其 準 確 性 或 完 整性 亦 不 發 表 任 何 聲 明， 並 明 確 表 示 ， 概 不對 因 本 公 告 全 部 或 任何 部 份 內 容 而 產 生或因倚賴該等內容而引致的任何損失承擔任何責任。 CHINA HUIRONG FINANCIAL HOLDINGS LIMITED 中 國 匯 融 金 融 控 股 有 限 公 司 （股份代號：1290） （ 於開曼群島註冊成立的有限公司） 於 本 公 告 日期 ， 本 公 司 執 行 董 事為 吳 敏 先 生 、 邱 蔚 先生 、 張 長 松 先 生 及 姚文 軍 先 生 ； 本 公 司 非 執 行 董事 為 毛 竹 春 先 生 及 鄧林 燕 女 士 ； 及 本 公 司獨 立 非 執 行 董 事 為 謝日 康 先 生 、 馮 科 先生及梁劍虹先生。 董事會會議召開日期 中國匯融金融控股有限公司（「本公司」）董事會（「董事會」）兹通告謹定於二零 二六年三月二十七日（ 星期五）舉行本公司董事會會議，以考慮及通過本公司 及其 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年2月28日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國匯融金融控股有限公司 呈交日期: 2026年3月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01290 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 HKD | | | 100,000,000 | | 增加 / 減少 (-) | | | | | | HKD | | | | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.01 HKD | | | 100,000,000 | 本月底法 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2026年1月31日 狀態: 新提交 致：香港交易及結算所有限公司 1. 股份分類 普通股 股份類別 不適用 於香港聯交所上市 (註1) 是 證券代號 (如上市) 01290 說明 已發行股份（不包括庫存股份）數目 庫存股份數目 已發行股份總數 上月底結存 1,090,335,000 0 1,090,335,000 增加 / 減少 (-) 0 0 本月底結存 1,090,335,000 0 1,090,335,000 公司名稱: 中國匯融金融控股有限公司 呈交日期: 2026年2月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01290 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 FF301 第 1 頁 共 10 頁 v 1.1.1 致：香港交易及結算所有限公司 公司名稱: 中國匯融金融控股有限公司 呈交日期: 2026年1月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01290 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | | 增加 / 減少 (-) | | | 0 | | | | HKD | | 0 | | 本月底結存 | | | 10,000,000,000 | HKD | | 0 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國匯融金融控股有限公司 呈交日期: 2025年12月4日 FF301 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01290 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | | 增加 / 減少 (-) | | | 0 | | | | HKD | | 0 | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,00 ...

Core Viewpoint - The article discusses the concept of stock pledge financing as a flexible tool for major shareholders of listed companies to access liquidity without selling their shares, thus maintaining their control over the company [1][7]. Group 1: Stock Pledge Financing Overview - Stock pledge financing allows major shareholders to use their shares as collateral to obtain funds from financial institutions, addressing immediate financial needs while preserving ownership [4][7]. - This method is likened to pawning a valuable item, where the shareholder retains the asset but risks losing it if they fail to repay the loan [4][9]. Group 2: Benefits of Stock Pledge Financing - It provides liquidity to shareholders without losing their shareholder status, enabling them to fund operations, investments, or mergers [10]. - Unlike direct stock sales, stock pledge financing does not immediately impact market perception or stock prices, helping to stabilize market confidence [11]. - The process is efficient and flexible, often featuring lower interest rates compared to traditional loans, thus quickly meeting funding needs [12]. Group 3: Stock Pledge Financing Process - The standard process begins with discussions and due diligence, where financial institutions assess the shareholder's qualifications, the purpose of the funds, and the quality of the pledged stock [13]. - Key terms such as financing scale, duration, interest rate, and pledge ratio are established in the agreement, with specific risk control measures in place [15]. - Risk control includes a pledge ratio, warning line, and liquidation line to manage potential declines in stock value and protect the lender's interests [16][17]. Group 4: Risks and Considerations - While stock pledge financing can alleviate financial pressure and support business development, excessive pledge ratios or poor management can lead to risks such as forced liquidation and control disputes [17].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國匯融金融控股有限公司 呈交日期: 2025年11月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01290 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | | 增加 / 減少 (-) | | | 0 | | | | HKD | | 0 | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 ...

致：香港交易及結算所有限公司 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 呈交日期: 2025年10月8日 公司名稱: 中國匯融金融控股有限公司 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01290 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | | 增加 / 減少 (-) | | | 0 | | | | HKD | | 0 | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | ...