BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或 因倚賴該等內容而引致之任何損失承擔任何責任。 （於開曼群島註冊成立之有限公司） （股份代號：1428） 更新持續關連交易 金融服務協議 本集團已於其日常及一般業務過程中按正常商業條款向董事提供並將繼續 提供若干金融服務，包括孖展融資及首次公開發售融資。為訂明框架令董事 及彼等各自之聯繫人可聘用本集團提供有關服務，本集團已於二零二五年二 月十四日與董事訂立金融服務協議。 由於參照葉先生、許先生、陳先生（與葉先生合計）、余先生、司徒先生、凌 先生及黃小姐（連同彼等各自之聯繫人）可能需要之金融服務協議項下擬進行 之交易之年度上限根據上市規則計算之所有適用百分比率均低於5%，惟金 融服務協議項下擬進行之交易金額超過3,000,000港元，故該等關連人士之金 融服務協議項下擬進行之交易及年度上限須遵守上市規則第14A章項下之申 報 ...

香港交易及結算所有限公司及香港聯合交易所有限公司 ( 「聯交所」 ) 對本公告之內容 概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或 任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 ( 於開曼群島註冊成立之有限公司 ) (股份代號: 1428) 二零二四/二五年度首九個月初步財務數據 耀才證券金融集團有限公司（「本公司」，連同其附屬公司統稱「本集團」）根據聯 交所證券上市規則（「上市規則」）第 13.09(2)(a)條及香港法例第 571 章證券及期貨 條例第 XIVA 部項下之內幕消息條文（定義見上市規則）發出本公告。 香港金融業在疫情後投資氣氛一直未見好轉，不論成交及升幅已大不如前，單日成 交更曾一度萎縮至 800 億港元以下，更落後於全球其他重要的金融國家，令投資者 對港股前景及入市意欲連番失去信心。而當中港兩地股市一直處於最黑暗的時期之 際，在踏入九月中旬起突迎來「及時雨」潤澤港股。首先，美國聯儲局終於在九月 十八日宣佈減息 ...

BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1428） 敬啟者： 於本公司網站刊發公司通訊之通知 現謹通知 閣下，本公司下述之公司通訊（「公司通訊」）之中、英文本，現已登載於本公司網站www.bsgroup.com.hk 以供閱覽： ‧ 二零二四╱二五年度之中期報告 該等公司通訊刊載於本公司網站「投資者關係」項下，請按載於「財務報告」項下之二零二四╱二五年度之中期報告 以閱覽公司通訊。 要求收取公司通訊之印刷本 倘 閣下擬收取公司通訊之印刷本，可在隨附之申請表格甲部的適當方格內劃上「✓」號及利用郵寄標籤寄回本公 司於香港之股份過戶登記分處卓佳證券登記有限公司。公司通訊之印刷本將免費發送予 閣下。 請注意，當 閣下填寫申請表格甲部並寄回申請表格以索取公司通訊之印刷本後，即表示 閣下確認擬收取本公 司日後刊發之所有公司通訊之印刷本及所選擇之語言版本。 要求透過本公司網站收取本公司日後刊發之公司通訊以代替收取印刷本 若 閣下曾要求收取公司通訊之印刷本，我司現向 閣下附上上述之公司通訊之 ...

BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1428） 敬啟者： 致新登記股東之函件 — 選擇公司通訊之收取方式及語言版本 為響應環保及節省印刷及郵遞費用，本公司將根據 閣下就日後收取公司通訊 （附註） 之語言版本及收取方式之選擇寄發公 司通訊。本公司現根據香港聯合交易所有限公司證券上市規則，致函確定 閣下收取公司通訊之方式。 閣下可選擇： 為節省成本、維護本公司及股東之整體利益及響應環保，本公司鼓勵 閣下選擇網上版本，並同意本公司以登載於本公 司網站 www.bsgroup.com.hk 之形式向 閣下提供公司通訊。 即使 閣下已選擇收取網上版本， 閣下仍有權隨時透過郵寄或電郵方式（電郵地址為 brightsmart1428-ecom@vistra.com ），向本 公司或本公司於香港之股份過戶登記分處發出合理書面通知，更改就收取公司通訊之方式及╱或語言版本所作出之選擇， 倘 閣下因任何理由以致檢閱網上版本或登入本公司網站上出現困難，在 閣下提出合理書面要求後，本公司將盡快免 ...

BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 （於開曼群島註冊成立之有限公司） （股份代號：1428） 敬啟者： 致現有登記股東之函件 — 本公司之公司通訊 我司欣然附上本公司下述之公司通訊（「公司通訊」）： ‧ 二零二四╱二五年度之中期報告 股東如已選擇只收取公司通訊的英文本或中文本，可透過填妥隨附之變更申請表格，並利用郵寄標籤寄回 本公司於香港之股份過戶登記分處卓佳證券登記有限公司（「股份登記處」），地址為香港夏愨道16號遠東金 融中心17樓，要求索取另一語言印刷本。此外， 閣下有權於任何時間以書面通知股份登記處（地址參照前述）， 或以電郵致股份登記處（電郵地址為 brightsmart1428-ecom@vistra.com ）更改收取公司通訊之方式之選擇（即收 取公司通訊之印刷本，或透過本公司網站取得公司通訊），及╱或語言版本之選擇（即英文本或中文本或中、 英文本）。此項要求亦可透過填妥隨附之變更申請表格及將其交回股份登記處，通知我司。 鑑於二零二四╱二五年度之中期報告之英文本及中文本乃印列於同一文件內，股東應同時收取 ...

BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 （於開曼群島註冊成立之有限公司） 列位現有登記股東 代表 耀才證券金融集團有限公司 執行董事兼行政總裁 許繹彬謹啟 （股份代號：1428） 敬啟者： 於本公司網站刊發公司通訊之通知 現謹通知 閣 下， 本 公 司 下 述 之 公 司 通 訊（「公 司 通 訊」）之 中、 英 文 本， 現 已 登 載 於 本 公 司 網 站 www.bsgroup.com.hk 以供閱覽： ‧ 二零二四╱二五年度之中期報告 該等公司通訊刊載於本公司網站「投資者關係」項下，請按載於「財務報告」項下之二零二四╱二五年度之中 期報告以閱覽公司通訊。 倘 閣下因任何理由在收取或下載於本公司網站登載之公司通訊有任何困難，我司將在 閣下提出要求時， 立刻向 閣下免費發送公司通訊之印刷本。此外， 閣下有權於任何時間以書面通知本公司於香港之股份過 戶登記分處卓佳證券登記有限公司（「股份登記處」），地址為香港夏愨道16號遠東金融中心17樓，或以電郵 致股份登記處（電郵地址為 brightsmart1428-ecom@ ...

Economic Outlook - The Hong Kong government forecasts GDP growth for 2024 to be between 2.5% and 3.5%[27] - Hong Kong's GDP growth forecast for 2024 is between 2.5% and 3.5%, primarily driven by domestic demand recovery and tourism revival[28] - The overall economic recovery in Hong Kong remains fragile, with many businesses facing unprecedented challenges[27] Market Conditions - The recovery in Hong Kong's economy is primarily driven by a rebound in domestic demand and the tourism industry, with little benefit to the financial and real estate sectors[27] - Consumer spending patterns in Hong Kong have shifted post-pandemic, leading to a significant decline in retail and catering industries, with some shop rental rates dropping by 90%[27] - Despite the removal of stringent property market measures, high interest rates have caused property prices to decline to levels not seen in 10 years[27] - The Hong Kong stock market has faced repeated declines, with the Hang Seng Index struggling to maintain levels around 20,000 points[27] - The decline in the RMB exchange rate has weakened the flow of southbound funds supporting Hong Kong stocks[27] - Geopolitical conflicts and economic uncertainties have negatively impacted investor sentiment towards the investment market[27] - The dominance of the Hong Kong stock market has been challenged by neighboring markets reaching new highs[27] Stock Market Performance - The Hang Seng Index fell below 16,500 points in August 2024, with daily transaction volume shrinking to less than HK$80 billion, indicating a decline in investor appetite for Hong Kong stocks[30] - Following the interest rate cut, the Hang Seng Index broke through the 18,300-point mark, with transaction volume beginning to improve[31] - The Hang Seng Index reached above 23,000 points at one point, with a record high turnover of HK$620.4 billion, the highest one-day turnover ever in Hong Kong[35] Company Performance - The Group recorded a revenue of HK$448.8 million for the six months ended 30 September 2024, a year-on-year decrease of 6.0% from HK$477.4 million in 2023[44] - Net profit attributable to shareholders increased by 2.9% to HK$312.0 million compared to HK$303.3 million in the previous year[44] - The total number of client accounts reached 571,170, representing a growth of 2.8% from 555,568 as of 30 September 2023[48] - Client assets, including cash, stocks, and margins, increased by 11.6% to approximately HK$59.5 billion, up from approximately HK$53.3 billion as of 30 September 2023[48] - Earnings per share for the Period was 18.38 HK cents, compared to 17.89 HK cents in 2023[44] - The Group does not recommend the payment of any interim dividend for the Period, consistent with the previous year[44] Strategic Initiatives - The Group launched various promotional strategies, including a one-month zero commission for trading Hong Kong stocks and A-shares, and margin interest rebates up to HK$16,800 for new clients[40] - The Group's promotional strategy during the downturn in the Hong Kong stock market has been effective, leading to a significant increase in client accounts and net profit[40] - The Group's mobile applications, BS Securities and BS Futures, have been continuously enhanced to attract hundreds of thousands of investors[43] - The Group's proactive expansion included 13 business outlets across Hong Kong, with some branches operating seven days a week[48] Financial Health - The Group's total bank deposits, bank balances, and cash amounted to HK$634.9 million as of September 30, 2024, up from HK$441.3 million as of March 31, 2024, indicating a significant increase in liquidity[104] - Total bank borrowings decreased to HK$3,099.3 million as of September 30, 2024, from HK$3,775.0 million as of March 31, 2024, reflecting a reduction in debt levels[104] - The Group's gearing ratio improved slightly to 259.1% as of September 30, 2024, compared to 261.4% as of March 31, 2024, indicating a stable capital structure[104] - Net current assets decreased by 22.5% to HK$1,014.7 million as of September 30, 2024, down from HK$1,308.6 million as of March 31, 2024, suggesting a tightening of liquidity[104] Corporate Governance - The company has confirmed that all directors have fully complied with the Model Code for securities transactions during the reporting period[155] - The company has adopted high standards of corporate governance practices, ensuring accountability and transparency[154] - The interim report is available for download on the company's website, providing transparency to potential investors[164] Investment Strategy - The Group is committed to providing one-stop investment services both online and offline, focusing on being a reliable investment partner for global investors[79] - The Group has connected its online trading platforms to global markets, offering a wide range of products including U.S. stocks, Hong Kong stocks, and various futures, catering to increasing client interest in global financial products[85] - The introduction of the "24-hour Electronic Direct Debit Authorisation (eDDA) Service" allows clients to deposit and trade global stocks and futures anytime, breaking traditional industry limitations[88] Risk Management - The group maintains low credit risk due to transactions with brokers and clearing houses that are registered and reputable in the industry[117] - The group does not have significant concentration of credit risk as it provides credit to a large population of clients[118] - The group regularly monitors its liquidity requirements and maintains sufficient cash reserves to meet short and long-term liquidity needs[120] - Interest-bearing assets and liabilities are primarily priced based on floating rates, with the group actively managing interest rate risk[122]

Financial Performance - For the six months ended September 30, 2024, the company's revenue was HKD 448,778,000, a decrease of 6.0% compared to HKD 477,376,000 for the same period in 2023[2] - Interest income calculated using the effective interest method was HKD 140,284,000, down from HKD 147,056,000, representing a decline of 4.9%[2] - The company's operating profit for the period was HKD 448,226,000, slightly down from HKD 453,012,000, a decrease of 1.7%[5] - Profit before tax increased to HKD 343,641,000, up 3.9% from HKD 330,833,000 in the previous year[5] - Net profit for the period was HKD 312,024,000, compared to HKD 303,627,000, reflecting a growth of 2.3%[5] - Basic and diluted earnings per share for the period were both 18.38 cents, an increase from 17.89 cents in the previous year[5] - The company reported a total comprehensive income of HKD 448,778 for the six months ended September 30, 2024, compared to HKD 477,376 in the previous year, indicating a decrease of approximately 6.0%[24] - The company's profit attributable to equity shareholders for the six months ended September 30, 2024, was HKD 312,024,000, compared to HKD 303,627,000 for the same period in 2023, representing a growth of 0.13%[46] - Basic earnings per share increased to 18.38 cents for the six months ended September 30, 2024, up from 17.89 cents in the previous year, reflecting a growth of 2.73%[46] Assets and Liabilities - Total current assets as of September 30, 2024, were HKD 7,908,283,000, an increase from HKD 6,886,049,000[7] - Total liabilities increased to HKD 6,893,551,000 from HKD 5,577,431,000, indicating a rise of 23.6%[7] - The company's total assets decreased to HKD 1,196,191,000 from HKD 1,444,275,000, a decline of 17.2%[9] - The company reported a net asset value of HKD 1,196,191,000 as of September 30, 2024, down from HKD 1,444,275,000[9] - The total accounts receivable as of September 30, 2024, was HKD 7,180,720,000, compared to HKD 6,349,686,000 as of March 31, 2024, showing an increase of 13.06%[49] - The total accounts payable increased significantly to HKD 3,665,774,000 as of September 30, 2024, from HKD 1,702,548,000 as of March 31, 2024, reflecting an increase of 115.5%[55] - The company reported total bank loans of HKD 3,099,348,000 as of September 30, 2024, down from HKD 3,775,000,000 as of March 31, 2024, a decrease of 17.9%[58] - The fair value of collateral pledged to banks for loans was HKD 5,632,468,000 as of September 30, 2024, compared to HKD 5,933,698,000 as of March 31, 2024, indicating a decrease of 5.08%[59] Revenue Streams - Total reported segment revenue for the six months ended September 30, 2024, was HKD 448,563, a decrease from HKD 477,208 for the same period in 2023, representing a decline of approximately 6.4%[23] - Brokerage commission income increased to HKD 222,666 for the six months ended September 30, 2024, compared to HKD 234,856 in the prior year, reflecting a decrease of about 5.0%[21] - Commission income from securities brokerage was HKD 135.5 million, an increase of 9.6% from HKD 123.6 million in the previous year, accounting for 30.2% of total revenue[74] - The group recorded a significant increase of 381.9% in commission income from IPO brokerage, reaching HKD 0.906 million compared to HKD 0.188 million in the previous year[77] Expenses and Costs - The company incurred financial costs of HKD 104,585 for the six months ended September 30, 2024, down from HKD 122,179 in the previous year, representing a decrease of approximately 14.4%[37] - Operating expenses decreased by 1.7% to HKD 300.2 million from HKD 305.4 million in the previous year[82] - Employee costs increased by 15.6% to HKD 73,301,000 in 2024 from HKD 63,388,000 in 2023[83] - Advertising and promotional expenses rose by 24.8% to HKD 7,469,000 in 2024 compared to HKD 5,983,000 in 2023[83] Market Conditions and Strategies - Hong Kong's GDP growth forecast for 2024 is between 2.5% and 3.5%, primarily driven by domestic demand recovery and tourism revival[61] - The ongoing geopolitical tensions and economic uncertainties have negatively impacted investor sentiment in Hong Kong, leading to a wave of brokerage closures[61] - The company remains optimistic about future market opportunities and aims to maximize returns for shareholders[66] - The company has implemented promotional strategies such as commission-free trading for new customers and cash rebates for margin trading, which contributed to the increase in customer accounts and trading activity[66] - The company continues to invest in marketing resources despite market challenges, focusing on both online and offline promotions to attract customers[66] Customer Metrics - The company recorded a net profit of HKD 312 million during the period, with the number of customer accounts increasing to 571,170 as of September 30, 2024[66] - The total number of customer accounts increased by 2.8% to 571,170, up from 555,568 accounts as of September 30, 2023[71] - Customer assets rose by 11.6% to approximately HKD 59.5 billion, compared to HKD 53.3 billion as of September 30, 2023[71] Technology and Innovation - The group continues to invest heavily in optimizing online trading channels and enhancing security measures to meet the rising demand for fintech solutions[68] - The introduction of a 24-hour direct payment service allows clients to deposit and trade globally at any time, breaking traditional industry norms[91] - The group is actively developing new global financial products to meet increasing investor demand, including a focus on U.S. stocks[89] - The company has launched a pre-market trading feature for U.S. stocks on its "Yao Cai Bao Bao" app, responding to increased interest in U.S. markets[90] - The group has invested significantly in upgrading its online trading systems, conducting large-scale tests to ensure efficiency and stability, including simulations at ten times the current peak trading volume of the Hong Kong Stock Exchange[94] Compliance and Governance - The company has fully complied with the corporate governance code as per the Hong Kong Stock Exchange listing rules during the reporting period[117] - The company maintains a low credit risk due to its policy of requiring collateral from cash and margin clients before executing any purchase transactions[105] - The company regularly monitors its liquidity needs and ensures compliance with borrowing covenants to maintain sufficient cash reserves[109] Awards and Recognition - The group has received multiple awards, including "Best Retail Broker" from the Hong Kong Stock Exchange and "Outstanding Partner for 2024" from the Chicago Mercantile Exchange, highlighting its strong market presence and brand recognition[92]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或 因倚賴該等內容而引致之任何損失承擔任何責任。 茲提述耀才證券金融集團有限公司 (「本公司」) 日期為二零二四年十一月十三日的 公告（「該公告」）。 本公司董事會 (「董事會」) 謹此澄清，董事會會議日期應為二零二四年十一月二十 六日(星期二)，而非二零二四年十一月二十五日(星期一)。除上文所披露者，該公告 內所有其他資料保持不變。 承董事會命 耀才證券金融集團有限公司 執行董事兼行政總裁 許繹彬 香港，二零二四年十一月十四日 於本公告日期，董事會由執行董事葉茂林先生（主席）、許繹彬先生（行政總裁）、陳永誠 先生；以及獨立非執行董事余韌剛先生、司徒維新先生、凌國輝先生及黃婷婷小姐組成。 BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 ( 於開曼群島註冊成立之有限公司 ) (股份代號: 1428) 澄清公告 董事會會議召開日期 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或 因倚賴該等內容而引致之任何損失承擔任何責任。 耀才證券金融集團有限公司 (「本公司」) 董事會 (「董事會」) 謹此宣佈將於二零 二四年十一月二十五日 (星期一) 召開董事會會議，藉以審議及通過 (其中包括) 本 公司及其附屬公司截至二零二四年九月三十日止六個月之中期業績及其發佈，以及 考慮派發中期股息 (如有)。 ( 於開曼群島註冊成立之有限公司 ) (股份代號: 1428) 董事會會議召開日期 BRIGHT SMART SECURITIES & COMMODITIES GROUP LIMITED 耀才證券金融集團有限公司 承董事會命 耀才證券金融集團有限公司 執行董事兼行政總裁 許繹彬 香港，二零二四年十一月十三日 於本公告日期，董事會由執行董事葉茂林先生（主席）、許繹彬先生（行政總裁）、陳永誠 先生；以及獨立非執行董事余韌剛先生、司徒維新先生、凌國輝先生及黃婷婷小姐組成。 ...