智通财经APP讯，耀才证券金融(01428)及要约人WEALTHINESS AND PROSPERITY HOLDING LIMITED联合公布，于2025年4月25日，要约人拟向新长明控股有限公司收购约8.58亿股公司股份，占 于购股协议日期已发行股份总数的约50.55%，总现金代价为约28.14亿港元，即每股销售股份3.28港 元。 据悉，要约人直接由Innovatech Empowerment Company Limited全资持有，而Innovatech Empowerment Company Limited间接由上海云进全资拥有。要约人的唯一董事是黄海先生，上海云进的唯一董事是黄 浩先生。 上海云进是一家根据中国法律成立的有限责任公司，由蚂蚁控股全资拥有。上海云进持有各 种投资，包括其全资子公司蚂蚁财富。蚂蚁财富是一家在中国成立的金融科技服务公司，定位是要约人 集团旗下的一站式理财服务平台，经营范围包括金融信息服务，金融产品的研究开发、设计、咨询服务 等。有超过150家资产管理机构在蚂蚁财富的平台上为数亿用户提供多样化的普惠金融服务。 于本公告日期，要约人及要约人一致行动人士并无于任何股份中拥有权益 ...

智通财经APP讯，耀才证券金融(01428)发布公告，根据董事会对集团2024/25年度("该年度")的最新未经 审核综合管理账目的初步审阅，该集团的未经审核综合税后纯利为约6.13亿港元，较上年度的综合税后 纯利约5.59亿港元上升约10%。而集团截至2025年3月31日的客户户口总数更高达587072个。 而扎根香港近30载的耀才集团，多年来曾多次经歷香港经济环境处于逆境时，仍一直坚持採取积极进取 的营商理念，在推广策略上不断投放更多资源，无论线上线下均可见到本集团的广告推广。而本集团更 采取多元化的营商理念，务求做到不论全球那个股票市场兴旺，集团亦会受惠;但本集团的销售团队在 推广上，不断推出极有竞争性及合时宜的优惠，务求令投资者在投资路上满载而归。在港股优惠上，推 出"开户送您高达20000港元的迎新奖赏"、"新客首月交易港股及中国A股无需佣金及一世不收平台 费"、"所有客户均可享免费港股实时报价(LV1)"、"新客孖展利息回赠高达16800港元"及"将股票转入耀 才可获高达100股腾讯")以及期货优惠(如:"送客户高达800美元买期货"、"期货一开五"等);又在美股推广 上推出"买卖美股送2股曼联、 ...

Economic Outlook - The Hong Kong government forecasts GDP growth for 2024 to be between 2.5% and 3.5%[27] - Hong Kong's GDP growth forecast for 2024 is between 2.5% and 3.5%, primarily driven by domestic demand recovery and tourism revival[28] - The overall economic recovery in Hong Kong remains fragile, with many businesses facing unprecedented challenges[27] Market Conditions - The recovery in Hong Kong's economy is primarily driven by a rebound in domestic demand and the tourism industry, with little benefit to the financial and real estate sectors[27] - Consumer spending patterns in Hong Kong have shifted post-pandemic, leading to a significant decline in retail and catering industries, with some shop rental rates dropping by 90%[27] - Despite the removal of stringent property market measures, high interest rates have caused property prices to decline to levels not seen in 10 years[27] - The Hong Kong stock market has faced repeated declines, with the Hang Seng Index struggling to maintain levels around 20,000 points[27] - The decline in the RMB exchange rate has weakened the flow of southbound funds supporting Hong Kong stocks[27] - Geopolitical conflicts and economic uncertainties have negatively impacted investor sentiment towards the investment market[27] - The dominance of the Hong Kong stock market has been challenged by neighboring markets reaching new highs[27] Stock Market Performance - The Hang Seng Index fell below 16,500 points in August 2024, with daily transaction volume shrinking to less than HK$80 billion, indicating a decline in investor appetite for Hong Kong stocks[30] - Following the interest rate cut, the Hang Seng Index broke through the 18,300-point mark, with transaction volume beginning to improve[31] - The Hang Seng Index reached above 23,000 points at one point, with a record high turnover of HK$620.4 billion, the highest one-day turnover ever in Hong Kong[35] Company Performance - The Group recorded a revenue of HK$448.8 million for the six months ended 30 September 2024, a year-on-year decrease of 6.0% from HK$477.4 million in 2023[44] - Net profit attributable to shareholders increased by 2.9% to HK$312.0 million compared to HK$303.3 million in the previous year[44] - The total number of client accounts reached 571,170, representing a growth of 2.8% from 555,568 as of 30 September 2023[48] - Client assets, including cash, stocks, and margins, increased by 11.6% to approximately HK$59.5 billion, up from approximately HK$53.3 billion as of 30 September 2023[48] - Earnings per share for the Period was 18.38 HK cents, compared to 17.89 HK cents in 2023[44] - The Group does not recommend the payment of any interim dividend for the Period, consistent with the previous year[44] Strategic Initiatives - The Group launched various promotional strategies, including a one-month zero commission for trading Hong Kong stocks and A-shares, and margin interest rebates up to HK$16,800 for new clients[40] - The Group's promotional strategy during the downturn in the Hong Kong stock market has been effective, leading to a significant increase in client accounts and net profit[40] - The Group's mobile applications, BS Securities and BS Futures, have been continuously enhanced to attract hundreds of thousands of investors[43] - The Group's proactive expansion included 13 business outlets across Hong Kong, with some branches operating seven days a week[48] Financial Health - The Group's total bank deposits, bank balances, and cash amounted to HK$634.9 million as of September 30, 2024, up from HK$441.3 million as of March 31, 2024, indicating a significant increase in liquidity[104] - Total bank borrowings decreased to HK$3,099.3 million as of September 30, 2024, from HK$3,775.0 million as of March 31, 2024, reflecting a reduction in debt levels[104] - The Group's gearing ratio improved slightly to 259.1% as of September 30, 2024, compared to 261.4% as of March 31, 2024, indicating a stable capital structure[104] - Net current assets decreased by 22.5% to HK$1,014.7 million as of September 30, 2024, down from HK$1,308.6 million as of March 31, 2024, suggesting a tightening of liquidity[104] Corporate Governance - The company has confirmed that all directors have fully complied with the Model Code for securities transactions during the reporting period[155] - The company has adopted high standards of corporate governance practices, ensuring accountability and transparency[154] - The interim report is available for download on the company's website, providing transparency to potential investors[164] Investment Strategy - The Group is committed to providing one-stop investment services both online and offline, focusing on being a reliable investment partner for global investors[79] - The Group has connected its online trading platforms to global markets, offering a wide range of products including U.S. stocks, Hong Kong stocks, and various futures, catering to increasing client interest in global financial products[85] - The introduction of the "24-hour Electronic Direct Debit Authorisation (eDDA) Service" allows clients to deposit and trade global stocks and futures anytime, breaking traditional industry limitations[88] Risk Management - The group maintains low credit risk due to transactions with brokers and clearing houses that are registered and reputable in the industry[117] - The group does not have significant concentration of credit risk as it provides credit to a large population of clients[118] - The group regularly monitors its liquidity requirements and maintains sufficient cash reserves to meet short and long-term liquidity needs[120] - Interest-bearing assets and liabilities are primarily priced based on floating rates, with the group actively managing interest rate risk[122]

Financial Performance - For the six months ended September 30, 2024, the company's revenue was HKD 448,778,000, a decrease of 6.0% compared to HKD 477,376,000 for the same period in 2023[2] - Interest income calculated using the effective interest method was HKD 140,284,000, down from HKD 147,056,000, representing a decline of 4.9%[2] - The company's operating profit for the period was HKD 448,226,000, slightly down from HKD 453,012,000, a decrease of 1.7%[5] - Profit before tax increased to HKD 343,641,000, up 3.9% from HKD 330,833,000 in the previous year[5] - Net profit for the period was HKD 312,024,000, compared to HKD 303,627,000, reflecting a growth of 2.3%[5] - Basic and diluted earnings per share for the period were both 18.38 cents, an increase from 17.89 cents in the previous year[5] - The company reported a total comprehensive income of HKD 448,778 for the six months ended September 30, 2024, compared to HKD 477,376 in the previous year, indicating a decrease of approximately 6.0%[24] - The company's profit attributable to equity shareholders for the six months ended September 30, 2024, was HKD 312,024,000, compared to HKD 303,627,000 for the same period in 2023, representing a growth of 0.13%[46] - Basic earnings per share increased to 18.38 cents for the six months ended September 30, 2024, up from 17.89 cents in the previous year, reflecting a growth of 2.73%[46] Assets and Liabilities - Total current assets as of September 30, 2024, were HKD 7,908,283,000, an increase from HKD 6,886,049,000[7] - Total liabilities increased to HKD 6,893,551,000 from HKD 5,577,431,000, indicating a rise of 23.6%[7] - The company's total assets decreased to HKD 1,196,191,000 from HKD 1,444,275,000, a decline of 17.2%[9] - The company reported a net asset value of HKD 1,196,191,000 as of September 30, 2024, down from HKD 1,444,275,000[9] - The total accounts receivable as of September 30, 2024, was HKD 7,180,720,000, compared to HKD 6,349,686,000 as of March 31, 2024, showing an increase of 13.06%[49] - The total accounts payable increased significantly to HKD 3,665,774,000 as of September 30, 2024, from HKD 1,702,548,000 as of March 31, 2024, reflecting an increase of 115.5%[55] - The company reported total bank loans of HKD 3,099,348,000 as of September 30, 2024, down from HKD 3,775,000,000 as of March 31, 2024, a decrease of 17.9%[58] - The fair value of collateral pledged to banks for loans was HKD 5,632,468,000 as of September 30, 2024, compared to HKD 5,933,698,000 as of March 31, 2024, indicating a decrease of 5.08%[59] Revenue Streams - Total reported segment revenue for the six months ended September 30, 2024, was HKD 448,563, a decrease from HKD 477,208 for the same period in 2023, representing a decline of approximately 6.4%[23] - Brokerage commission income increased to HKD 222,666 for the six months ended September 30, 2024, compared to HKD 234,856 in the prior year, reflecting a decrease of about 5.0%[21] - Commission income from securities brokerage was HKD 135.5 million, an increase of 9.6% from HKD 123.6 million in the previous year, accounting for 30.2% of total revenue[74] - The group recorded a significant increase of 381.9% in commission income from IPO brokerage, reaching HKD 0.906 million compared to HKD 0.188 million in the previous year[77] Expenses and Costs - The company incurred financial costs of HKD 104,585 for the six months ended September 30, 2024, down from HKD 122,179 in the previous year, representing a decrease of approximately 14.4%[37] - Operating expenses decreased by 1.7% to HKD 300.2 million from HKD 305.4 million in the previous year[82] - Employee costs increased by 15.6% to HKD 73,301,000 in 2024 from HKD 63,388,000 in 2023[83] - Advertising and promotional expenses rose by 24.8% to HKD 7,469,000 in 2024 compared to HKD 5,983,000 in 2023[83] Market Conditions and Strategies - Hong Kong's GDP growth forecast for 2024 is between 2.5% and 3.5%, primarily driven by domestic demand recovery and tourism revival[61] - The ongoing geopolitical tensions and economic uncertainties have negatively impacted investor sentiment in Hong Kong, leading to a wave of brokerage closures[61] - The company remains optimistic about future market opportunities and aims to maximize returns for shareholders[66] - The company has implemented promotional strategies such as commission-free trading for new customers and cash rebates for margin trading, which contributed to the increase in customer accounts and trading activity[66] - The company continues to invest in marketing resources despite market challenges, focusing on both online and offline promotions to attract customers[66] Customer Metrics - The company recorded a net profit of HKD 312 million during the period, with the number of customer accounts increasing to 571,170 as of September 30, 2024[66] - The total number of customer accounts increased by 2.8% to 571,170, up from 555,568 accounts as of September 30, 2023[71] - Customer assets rose by 11.6% to approximately HKD 59.5 billion, compared to HKD 53.3 billion as of September 30, 2023[71] Technology and Innovation - The group continues to invest heavily in optimizing online trading channels and enhancing security measures to meet the rising demand for fintech solutions[68] - The introduction of a 24-hour direct payment service allows clients to deposit and trade globally at any time, breaking traditional industry norms[91] - The group is actively developing new global financial products to meet increasing investor demand, including a focus on U.S. stocks[89] - The company has launched a pre-market trading feature for U.S. stocks on its "Yao Cai Bao Bao" app, responding to increased interest in U.S. markets[90] - The group has invested significantly in upgrading its online trading systems, conducting large-scale tests to ensure efficiency and stability, including simulations at ten times the current peak trading volume of the Hong Kong Stock Exchange[94] Compliance and Governance - The company has fully complied with the corporate governance code as per the Hong Kong Stock Exchange listing rules during the reporting period[117] - The company maintains a low credit risk due to its policy of requiring collateral from cash and margin clients before executing any purchase transactions[105] - The company regularly monitors its liquidity needs and ensures compliance with borrowing covenants to maintain sufficient cash reserves[109] Awards and Recognition - The group has received multiple awards, including "Best Retail Broker" from the Hong Kong Stock Exchange and "Outstanding Partner for 2024" from the Chicago Mercantile Exchange, highlighting its strong market presence and brand recognition[92]

未來計劃 同時，本集團每每不惜工本，投放大量資源，定期提升各類交易平台的功能、 落盤速度及提升網絡保安，令客戶交易時倍感安全快捷可靠。與此同時，本集 團不斷優化及完善分行網絡，現時設有13個營業點，包括遊走全港的耀才教學 專車，營商網絡可謂遍及港九新界，為廣大投資者提供專業貼心的投資服務， 往後還將不斷物色位置優越和人流密集的舖位開設新據點，務求擴大銷售網絡。 本集團深明「淡市播種、旺市收割」的道理，因而不論環境順逆，亦會定期舉辦 招聘日，招攬具潛質的精英良才，有助提升本集團的服務質素外，更以培育業 界下一代精英為己任。 本集團定期會向客戶作民意調查及客戶數據分析，發現投資者對環球金融產 品的投資意欲日益濃厚，因而不斷推陳出新，提供更多元化的投資產品。本集 團的證券及期貨網上交易平台及手機應用程式，早已貫通全球，為客戶提供全 面而專業的經紀服務，業務涵蓋港股、美股、滬港通A股、深港通A股、中國B 股、日股、台股、新加坡股、澳股、英股、港期、恒生指數期權、港股期權、 道指期貨、A50期貨、外匯期貨、期金、期油、期銅、人民幣（香港）黃金期貨、 美元（香港）黃金期貨、槓桿式外匯產品、鐵礦石期貨、新股認購以及孖展融資 ...

加強網上交易安全度 本集團投放大量資源提高網上交易系統處理交易的效率及容量，以滿足客戶 需要。為使網上交易平台更快捷穩定，本集團早前已耗資巨額提升交易系統， 更將電腦中樞設備系統遷往位於將軍澳的港交所中央機樓，並會為所有交易 系統進行大規模測試，包括定期進行比現時港交所高峰期交易量高五倍的模 擬測試，以持續優化現有的證券及期貨交易平台的效率與穩健程度。 網絡技術和移動通信技術已是生活上不可缺少的一部份，互聯網金融迅猛發展， 網上交易安全的問題亦隨之而生。投資者對風險的警覺性愈來愈高，愈來愈重 視網上交易的安全。本集團深明網上交易安全是投資者的首要關注，故一直致 力確保交易的穩健與安全。本集團成功自行研發緊急防斷系統，特設四款交易 平台供買賣全球股票，任君選擇，包括：耀才證券（寶寶）APP、耀才證券(MH) APP、電腦（網頁版）以及電腦（專業版），各大平台既能互相支援，亦可防斷互 – 29 – 補，為客戶提供四重保障。此外，本集團特設3大期貨同2大槓桿式外匯交易平 台，可買賣全球期貨同槓桿式外匯產品，各大平台同時防斷互補，九重保障， 大幅提高安全性。 利率風險 – 33 – 本集團承受的外匯風險主要源自以美元 ...

Economic Overview - In the first half of 2022, the number of visitors to Hong Kong was only 76,000, representing a 125% increase compared to the previous year, but less than 1% of the pre-pandemic level of almost 35 million visitors in the first half of 2019[12]. - Total retail sales in the first seven months of 2022 decreased by 1.7% compared to the same period last year[12]. - Hong Kong's GDP fell year-on-year by 3.9% in the first quarter and by 1.3% in the second quarter, with the actual GDP growth rate for the year expected to be adjusted downward to between -0.5% and 0.5%[12]. - The consumer price index in September 2022 rose by 4.4% year-on-year, higher than the increase of 1.9% in August[12]. - Excluding one-off government bailouts, the basic inflation rate in September would return to 1.8%[12]. - The Federal Reserve increased interest rates by a total of 3% from January to September 2022, leading to banks in Hong Kong raising the prime rate[12]. - Residential property prices in Hong Kong faced declines due to interest rate hikes and a wave of migration[12]. Financial Performance - For the six months ended September 30, 2022, the Group recorded revenue of HK$436.2 million, a year-on-year decrease of 23.0% from HK$566.5 million[21]. - Profit for the Period was HK$231.1 million, reflecting a decline of 21.6% compared to HK$294.9 million in the previous year[21]. - The average daily turnover for Hong Kong stocks during the Period was approximately HK$113.01 billion, a decrease of approximately 28.7% from HK$158.54 billion in the same period last year[21]. - The Group's total comprehensive income attributable to equity shareholders amounted to HK$231.5 million, a decline of 21.5% from HK$294.8 million in the previous year[21]. - The board of directors does not recommend the payment of any interim dividend for the Period, consistent with the previous year[21]. - The Group recorded revenue of HK$436.2 million, a year-on-year drop of 23.0% from HK$566.5 million[27]. - Commission income from securities brokerage was HK$166.3 million, a decrease of 28.9% year-on-year, accounting for 38.1% of total revenue[28][29]. - Commission income from Hong Kong futures and options brokerage increased by 9.9% to HK$64.0 million, accounting for 14.7% of total revenue[30][31]. - Global futures brokerage commission income rose by 74.1% to HK$60.1 million, representing 13.8% of total revenue[32][35]. - IPO brokerage commission income decreased by 82.5% to HK$2.1 million, with interest income from IPO financing down 99.4% to HK$236,000[33][36]. - Average daily margin borrowings decreased by 36.7% to HK$6.84 billion, with interest income from margin financing at HK$132.3 million, a decrease of 25.6%[34]. - The Group's investment losses from financial assets at fair value through profit or loss were HK$15.8 million, an improvement from a loss of HK$21.6 million in the previous year[39]. - Operating expenses decreased by 15.8% year-on-year to HK$263.7 million, while the net profit margin slightly increased to 53.0% from 52.1%[40]. - Staff costs decreased by 1.3% to HK$76.2 million, while finance costs saw a significant reduction of 44.2% to HK$45.4 million[42]. Client and Market Activity - The number of companies listed in Hong Kong for financing in the first half of the year decreased by 48% year-on-year to 24, with financing amount dropping 92% to HK$17.8 billion[15]. - The Hang Seng Index dropped approximately 50% from its high to low since 2021, hitting a 13-year low below 15,000 points[15]. - The total number of client accounts increased to 538,629, representing a growth of 5.4% from 510,957 as of September 30, 2021, with 27,672 new accounts opened during the period[24][25]. - Client assets decreased by 22.6% to approximately HK$53.0 billion as of September 30, 2022, down from approximately HK$68.5 billion as of September 30, 2021[24][25]. - The average daily trading volume during the period was approximately HK$113.01 billion, a decrease of about 28.7% compared to HK$158.54 billion in the same period last year[23]. Strategic Initiatives - The Group invested heavily in the research and development of one-stop mobile trading apps, BS Securities and BS Futures, anticipating a rapid increase in investor demand for financial technology[21]. - The Group maintained services of physical stores across Hong Kong Island, Kowloon, and New Territories, providing all-round, one-stop, and 24-hour services to investors[17]. - The Group's strategies were adjusted in response to changes in market conditions, aiming to retain customers with high-quality service despite adverse market conditions[17]. - The Group plans to enhance its online trading systems and improve the speed of order placement through regular updates to its trading apps[46]. - The Group aims to expand its branch network by identifying prime locations with high pedestrian traffic, currently operating 14 outlets[46]. - Future strategies include attracting talents, technology, and capital to strengthen the Group's position in the securities industry[43]. - The Group emphasizes the importance of stable and reliable trading channels to avoid disruptions during trading[46]. - The Group is committed to nurturing the next generation of industry elites through regular job fairs, regardless of market conditions[46]. - The Group launched a live streaming channel "Bright Smart Finance Channel" to provide real-time financial information and investor education[49]. - The Group's online trading platforms connect to global markets, offering a wide range of financial products including Hong Kong stocks, US stocks, and various futures[53]. - The Group introduced a "one for five" futures account, allowing investors to trade with a margin of 20%, which has gained popularity since its launch in June[53]. - Significant investments were made in developing two mobile trading apps, BS Securities (Baobao) and BS Futures (Doudou), equipped with AI 3.0 features[55]. - The Baobao app now includes premarket trading for US stocks, allowing clients to trade before 4 PM Hong Kong time[55]. - The Group won seven awards from HKEX, including five "Top Broker" awards, reflecting its strong market position and service quality[58]. - The Group's mobile apps received recognition as "Outstanding One-Stop Mobile Application for Securities and Futures Trading" by industry organizations[58]. - The Group is committed to enhancing financial literacy among the public through various educational initiatives and partnerships with renowned financial institutions[49]. - The introduction of the "24-hour Electronic Direct Debit Authorisation (eDDA) Service" allows clients to deposit and trade anytime, breaking traditional industry constraints[55]. - The Group's efforts in fintech and service upgrades have significantly boosted client confidence and brand reputation in the market[58]. Financial Position and Liquidity - As of September 30, 2022, the Group maintained a strong cash position with total bank deposits, bank balances, and cash amounting to HK$570.7 million, an increase from HK$524.7 million as of March 31, 2022[71]. - The Group's total bank borrowings decreased to HK$4,255.0 million as of September 30, 2022, down from HK$5,162.2 million as of March 31, 2022, resulting in a gearing ratio of 168.0%[71]. - The net current assets of the Group increased by 3.8% to HK$2,384.2 million as of September 30, 2022, compared to HK$2,296.3 million as of March 31, 2022[71]. - The Group's current ratio improved to 1.4 times as of September 30, 2022, compared to 1.3 times as of March 31, 2022[71]. - The Group's unutilized banking facilities amounted to HK$17,825.1 million as of September 30, 2022, compared to HK$16,048.8 million as of March 31, 2022[71]. - The Group's asset-liability ratio was 168.0% as of September 30, 2022, down from 208.9% as of March 31, 2022[74]. - The Group's liquidity position is strong, with unused bank financing of HK$17,825.1 million as of September 30, 2022, compared to HK$16,048.8 million as of March 31, 2022[74]. - Corporate guarantees provided by the Company for banking facilities to subsidiaries amounted to HK$16,492.8 million as of September 30, 2022, up from HK$15,724.5 million as of March 31, 2022[79]. - As of September 30, 2022, the subsidiaries utilized HK$3,525.0 million of the aggregate banking facilities, down from HK$4,063.7 million as of March 31, 2022[81]. - The Group maintains a policy of regular monitoring of liquidity requirements and compliance with loan covenants to ensure sufficient cash reserves[86]. Risk Management - The Group actively manages foreign currency risk by monitoring positions daily and addressing short-term imbalances as necessary[93]. - The Group's interest-bearing assets and liabilities are primarily priced based on floating rates, mainly linked to HIBOR[90]. - The Group is exposed to price risk from listed equity investments and futures contracts classified as financial assets at fair value through profit or loss[95]. - The fair value of accounts receivable from margin, cash, and IPO clients is referenced against the fair value of collaterals, exposing the Group to price risk[96]. - The Group manages foreign currency risk primarily from financial instruments denominated in USD, RMB, AUD, SGD, JPY, and GBP, with daily monitoring of foreign currency positions[94]. Corporate Governance - The company has fully complied with the Corporate Governance Code during the reporting period[113]. - The company confirmed that all directors complied with the Model Code for Securities Transactions during the period[115]. - The interim financial report has been reviewed by KPMG, confirming compliance with the relevant accounting standards[140]. - The Audit Committee, along with external auditor KPMG, reviewed the financial reporting processes and internal control procedures for the six months ended September 30, 2022[111]. Employee and Workforce - The Group's workforce decreased to 217 employees as of September 30, 2022, from 262 employees as of March 31, 2022[93]. - The Group's remuneration policy aims to provide competitive compensation to attract and retain talented employees, including a bonus plan for executives[99].

Corporate Achievements - The Group was invited by NASDAQ to appear on the huge screen in Times Square, New York, becoming the first Hong Kong-funded securities company to achieve this milestone[10]. - The Group sponsored the Bright Smart Securities Hong Kong Squash Championships 2021, the largest squash competition in Hong Kong, to support the sustainable development of the sports industry[12]. - The Group was awarded the Gold Prize under the ESG Rising Star and Silver Prize under Special Awards at the ESG Achievement Awards 2020, affirming its commitment to sustainable development[13]. - BS Securities (Baobao) and BS Futures (Doudou) were recognized as "Excellent Securities and Futures Trading Apps" at the Elite Enterprise Awards, highlighting the Group's innovation in financial technology[14]. - The Group was awarded the Top 20 Partner for trading over one billion CME Group Micro Contracts by the Chicago Mercantile Exchange, demonstrating its strong industry presence[17]. - The Group was granted the Most Popular Brokerage Brand Award by TVB Weekly, reflecting its reputation for professional and reliable services[22]. - The Group won seven awards at the HKEX Awards 2021/2022, marking a historical high and recognition for contributions to Hong Kong's investment markets[28]. - Awards included Top Broker in various categories such as Equity Index Futures & Options and Stock Futures & Options, highlighting the Group's market leadership[38]. - The Group received multiple awards, including "Most Active Stock Futures Broker" and "Outstanding Social Caring Organisation Award," highlighting its industry recognition[71][75]. Employee Engagement and Social Responsibility - The Group provided preferential treatment to all employees, allowing them to subscribe to five lots of iBond 2021 without deposit and interest fees, recognizing their hard work[11]. - The Group distributed bonuses to all employees, with outstanding employees receiving bonuses up to 37 months, and organized a trip to Disneyland for staff[22]. - The Group's performance remained strong despite challenges, with notable contributions from employees recognized through bonuses and rewards[23]. - The Yip Mow Lum Charity Fund donated HK$10 million to the Hospital Authority in 2022, totaling HK$30 million over three years to support COVID-19 efforts[25]. - The Group's commitment to social responsibility was recognized with multiple awards, including the ESG Achievement Awards[38]. - The Group has been actively involved in charitable activities, donating a total of HK$30 million to the Hospital Authority over three years to support medical workers[75][77]. Market Performance and Economic Outlook - Revenue for the year ended March 31, 2022, was HK$1,068.0 million, a decrease of 16.9% from HK$1,285.2 million in 2021[43]. - Profit for the year was HK$561.5 million, down 20.2% from HK$703.9 million in the previous year[44]. - Basic earnings per share decreased to HK$33.08 from HK$41.47, reflecting a decline of 20.2%[43]. - The final dividend per share was reduced to HK$10.00 from HK$13.00, a decrease of 23.1%[43]. - The economic growth forecast for Hong Kong in 2022 was revised down to 2%-3.5% due to pandemic uncertainties, compared to an expected growth of 6.4% in 2021[45]. - The total number of confirmed COVID-19 cases in Hong Kong exceeded 1.2 million, with over 9,200 deaths reported by the end of April 2022[45]. - The International Monetary Fund cut the global economic growth forecast for 2022 to 4.4%, citing risks from the pandemic resurgence[45]. - Supply chain disruptions in Mainland China have led to increased commodity prices and inflation, impacting economic outlook[48]. - Tensions in Sino-US relations and the ongoing Russia-Ukraine conflict are contributing to an unpredictable international economic environment[49]. - The company anticipates that the Mainland economy will remain robust, supported by fiscal and monetary policies despite global challenges[48]. Client Growth and Trading Activity - The total number of client accounts reached 526,849, reflecting a 9.2% increase from 482,413 accounts as of March 31, 2021[56]. - Client assets, including cash and stocks, decreased by 13.1% year on year to approximately HK$64.5 billion, down from approximately HK$74.2 billion[56]. - The number of downloads of the Baobao and Doudou apps rose by approximately 35% compared to the prior year[59]. - The number of accounts opened through Baobao and Doudou apps increased by approximately 20% compared to the prior year[59]. - The number of orders on the Baobao app was approximately 24 million, representing an increase of approximately 50% compared to the prior year[59]. - The total number of orders on all platforms exceeded 31 million, representing an increase of approximately 47.8% compared to the prior year[59]. - The average daily turnover for the fiscal year was approximately HK$147.50 billion, a decrease of 4.9% from HK$155.06 billion in the prior year[104]. - The total turnover of securities on HKEX for the year was HK$36,431.7 billion, a year-on-year decrease of 4.9%[114]. Financial Performance and Revenue Breakdown - Brokerage commission income fell by 13.0% year on year to HK$690.8 million, compared to HK$793.8 million in the previous year[55]. - Interest income from margin lending increased by 20.2% to HK$326.1 million, up from HK$271.2 million in the prior year[55]. - Commission income from the Group's securities brokerage business was HK$437.2 million, accounting for 40.9% of total revenue, a decrease of 15.5% from the previous year[114]. - Revenue from Hong Kong futures and options brokerage increased to HK$125.0 million, up 3.8% from HK$120.4 million in 2021, representing 11.7% of total revenue[118]. - Interest income from margin financing was HK$37.7 million, a significant decrease of 81.3% from HK$201.7 million in the previous year[112]. - Commission income from IPO brokerage decreased by 71.7% to HK$13.3 million, while interest income from IPO financing dropped by 81.3% to HK$37.7 million[130]. Technology and Innovation - The Group invested heavily in the research and development of mobile trading apps, BS Securities (Baobao) and BS Futures (Doudou), anticipating a rapid increase in investor demand for financial technology[104]. - The Group launched a new service for pre-market trading in U.S. stocks, allowing clients to trade earlier at 4 PM (summer) and 5 PM (winter) Hong Kong time[67]. - The Group is investing in digitalizing investment services with the development of two apps featuring AI 3.0 capabilities[150]. - The Group has developed new features for the Baobao and Doudou apps, including position gain/loss tracking, automatic odd lot selling, and a month-long trading record view[151]. - The Group has implemented a "dual password" security measure for online trading, enhancing client security and compliance with regulatory requirements[158]. - An anti-disruption system has been developed, featuring four trading platforms to ensure seamless trading of global stocks and futures[162]. - The Group's focus on fintech and software development aims to strengthen its core competitiveness and leadership in the industry[156]. Risk Management and Financial Health - The Group's credit risk from receivables is considered low due to individual evaluations based on collateral for all clients, including cash and margin clients[187]. - The Group regularly monitors its liquidity requirements and maintains sufficient cash reserves and committed lines of funding from major financial institutions[191]. - Interest charged on margin and cash clients is based on the cost of funding plus a mark-up, with financial assets primarily at floating rates, indicating minimal interest rate risk[194]. - The Group is exposed to currency risk primarily from financial instruments denominated in multiple currencies, but considers the risk between HKD and USD as insignificant[196]. - The management monitors all foreign currency positions daily to address short-term imbalances and maintain acceptable net exposure levels[200].

耀才 9 證 券 BRIGHT SMART SECURITIES 耀才證券金融集團有限公司 Bright Smart Securities & Commodities Group Limited (於開曼群島註冊成立之有限公司) (Incorporated in the Cayman Islands with limited liability) 股份代號 Stock Code: 1428 宝宝 耀才證券 (寶寶)APP 事業版 耀才證券 羅才官網 Megahub APP 網頁版 7 7 期货 產才官網 (日日)APP 專業版 多 元 化 交 易 渠 道 安 全 穩 健 無 煩 惱 Multi-trading Channels No.1 Trading Platform 2021/22 中 期 報 告 Interim Report Contents 目錄 | --- | --- | |-------------------------------------------------|--------------------------| | | | | Corporate Information | 公司資料 ...

耀 才 40 證券 BRIGHT SMART SECURITIES 耀才證券金融集團有限公司 Bright Smart Securities & Commodities Group Limited 24 小 時 eDDA 存 款 服 務 2 4 小 時 買 賣 全 球 產 品 | --- | --- | --- | --- | --- | --- | --- | --- | |-------------------------------------------------------------|-------|-------|-------|-------|-------|-------|-------| | | | | | | | | | | (於開曼群島註冊成立之有限公司) | | | | | | | | | (Incorporated in the Cayman Islands with limited liability) | | | | | | | | | 股份代號 Stock Code: 1428 | | | | | | | | | | | | | | | | | | | | | | | | ...