来源：新浪基金∞工作室 9月18日，重庆银行跌2.27%，截至发稿，报9.06元/股，成交1.40亿元，换手率0.81%，总市值314.80亿 元。重庆银行股价已经连续6天下跌，区间累计跌幅6.6%。 资料显示，重庆银行股份有限公司位于香港铜锣湾希慎道33号利园1期19楼1918室，成立日期1996年9月 2日，上市日期2021年2月5日，公司主营业务涉及重庆银行股份有限公司主要在中国从事提供公司及个 人银行产品和服务以及资金市场业务。该公司通过三个业务部门运营。公司银行业务部从事向公司类客 户提供金融产品和服务业务,包括存款和贷款。零售业务部从事向个人客户提供金融产品和服务业务,包 括存款和贷款。资金业务部从事同行拆借、债券投资交易、回购交易以及外汇买卖交易业务。主营业务 收入构成为：公司银行业务69.84%，个人银行业务21.95%，资金业务7.41%，未分配0.80%。 从基金十大重仓股角度 数据显示，德邦基金旗下1只基金重仓重庆银行。德邦新回报灵活配置混合A（003132）二季度持有股 数3.6万股，占基金净值比例为0.32%，位居第七大重仓股。根据测算，今日浮亏损失约7560元。连续6 天下跌期间浮 ...

Group 1 - Chongqing Bank's stock price has declined for six consecutive days, with a total drop of 6.6% during this period, currently trading at 9.06 CNY per share and a market capitalization of 31.48 billion CNY [1] - The bank's main business segments include corporate banking (69.84% of revenue), personal banking (21.95%), and funding operations (7.41%), with a small portion of 0.80% classified as undistributed [1] - The bank was established on September 2, 1996, and listed on February 5, 2021, providing a range of banking products and services in China [1] Group 2 - CITIC Prudential Fund holds a significant position in Chongqing Bank, with its fund, CITIC Prudential State-Owned Enterprise Dividend Quantitative Stock A, owning 448,800 shares, representing 3.12% of the fund's net value [2] - The fund has experienced a floating loss of approximately 94,200 CNY today and a total floating loss of 287,200 CNY over the six-day decline [2] - The fund was established on March 22, 2024, with a current size of 16.21 million CNY and has reported a year-to-date return of 1.9% [2] Group 3 - The fund managers for CITIC Prudential State-Owned Enterprise Dividend Quantitative Stock A are Han Yiling and Huang Zhi, with Han having a tenure of 7 years and 164 days and Huang for 7 years and 58 days [3] - Han Yiling's fund has achieved a best return of 116.67% and a worst return of -0.67% during his tenure, while Huang Zhi's fund has seen a best return of 146.63% and a worst return of -17.96% [3] - The total asset size of Han Yiling's fund is 1.118 billion CNY, while Huang Zhi's fund has a total asset size of 3.01 billion CNY [3]

Group 1 - Chongqing Bank's stock price has declined for six consecutive days, with a total drop of 6.6% during this period, currently trading at 9.06 CNY per share and a market capitalization of 31.48 billion CNY [1] - The bank's main business segments include corporate banking (69.84% of revenue), personal banking (21.95%), and funding operations (7.41%), with a small portion of 0.80% classified as undistributed [1] - Chongqing Bank was established on September 2, 1996, and listed on February 5, 2021, providing a range of banking products and services in China [1] Group 2 - Rongtong Fund's mixed fund, Rongtong Domestic Demand Driven Mixed A/B (161611), has increased its holdings in Chongqing Bank by 21,100 shares, bringing the total to 3.01 million shares, representing 3.58% of the fund's net value [2] - The fund has experienced a floating loss of approximately 632,200 CNY today and a total floating loss of 1.93 million CNY during the six-day decline [2] - The fund was established on April 22, 2009, with a current size of 794 million CNY and has achieved a year-to-date return of 12.54% [2]

Group 1: Company Overview - Chongqing Bank is located at 33 Hysan Avenue, Causeway Bay, Hong Kong, and was established on September 2, 1996, with its listing date on February 5, 2021 [2] - The company primarily engages in providing corporate and personal banking products and services, as well as money market operations, through three business segments: corporate banking, retail banking, and funding operations [2] - The revenue composition of Chongqing Bank is as follows: corporate banking 69.84%, retail banking 21.95%, funding operations 7.41%, and undistributed 0.80% [2] Group 2: Financial Performance - As of June 30, the number of shareholders of Chongqing Bank is 34,200, a decrease of 7.52% from the previous period, with an average of 56,649 circulating shares per person, an increase of 8.34% [2] - For the first half of 2025, Chongqing Bank reported an operating income of 0.00 yuan and a net profit attributable to shareholders of 3.19 billion yuan, representing a year-on-year growth of 5.39% [2] Group 3: Stock Performance - On September 18, Chongqing Bank's stock price decreased by 2.05%, trading at 9.08 yuan per share, with a total market capitalization of 31.549 billion yuan [1] - Year-to-date, the stock price has increased by 2.41%, but it has declined by 5.91% over the last five trading days, 9.83% over the last 20 days, and 21.11% over the last 60 days [1] - The net outflow of main funds was 10.82 million yuan, with large orders buying 11.5953 million yuan and selling 18.8482 million yuan [1] Group 4: Dividend Information - Since its A-share listing, Chongqing Bank has distributed a total of 6.88 billion yuan in dividends, with 4.229 billion yuan distributed over the past three years [3]

快查股权穿透数据显示，该公司由千里科技、重庆路桥持股，出资比例为3.73%、4.93%。 （来源：快查一企业中标了） 快查APP显示，千里科技、重庆路桥相关公司重庆银行股份有限公司于2025年9月17日发布一则招标信 息，项目名称为关于为[重庆银行大厦北楼改造项目施工图审查(重新采购)]公开选取[施工图设计文件审 查]机构的公告，预算金额为14000.00万元。 ...

Group 1 - The Chongqing Bank has announced the issuance of the Changjiang·Xianghui public net value type product, with a fundraising period from September 11, 2025, to September 18, 2025 [1] - The planned issuance amount is 500 million yuan, with a minimum subscription amount of 10,000 yuan for investors [1] - The product is classified as a fixed income type with a risk rating of medium-low, and has a term of 368 days [1] Group 2 - The performance benchmark for the product is set between 2.20% and 3.00% annually [1] - It is important to note that the performance benchmark does not represent the expected return and does not guarantee future performance or actual returns [1] - The information provided is for reference only, and specific details should be based on the product prospectus and other sales documents [1]

以9月10日收盘价计算，重庆银行目前市盈率（TTM）约4.61倍，市净率（TTM）约0.45倍，市销率（TTM）约1.76倍。 市净率(LF)历史分位(%) (100 900 80 70 60 50 45g78 40 38:81 39:37 30 25.41 20 19-86 10 5.79 4:24 0 2019-12-37 | 2-06-30 1 0-06-30 ' 2027-12-37 ' 2-12-37 J-12-37 16-30 , 7-0 2n- 制图数据来自恒生聚源数据库 公司经营范围包括吸收公众存款；发放短期、中期和长期贷款；办理国内结算；办理票据承兑贴现；发行金融债券；代理发行、代理兑付、承销政府债券； 买卖政府债券；从事同业拆借；提供信用证服务及担保；代理收付款项及代办保险业务；提供保管箱业务；信贷资产转让业务；办理地方财政周转金的委托 贷款业务，外汇存款；外汇贷款；外币兑换；国际结算；结汇、售汇；同业外汇拆借；自营和代客买卖外汇；普通类衍生产品交易；买卖除股票以外的外币 有价证券；资信调查、咨询、见证业务；开办信用卡业务；证券投资基金销售业务；办理账务查询、网上转账、代理业务、贷款业务、 ...

BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 二零二五年中期報告 目錄 | 1. | 重要提示 | | 3 | | --- | --- | --- | --- | | 2. | 釋義 | | 4 | | 3. | 公司簡介 | | 5 | | 4. | 財務摘要 | | 8 | | 5. | 管理層討論與分析 | | 12 | | | 5.1 | 概述 | 12 | | | 5.2 | 業務綜述 | 13 | | | 5.3 | 財務報表分析 | 23 | | | 5.4 | 貸款質量分析 | 41 | | | 5.5 | 分部經營業績 | 48 | | | 5.6 | 根據監管要求披露的其他信息 | 49 | | | 5.7 | 控股子公司和參股公司情況 | 51 | | | 5.8 | 風險管理 | 53 | | | 5.9 | 資本管理 | 60 | | | 5.10 | 環境與展望 | 65 | | 6. | 重要事項 | | 66 | | 7. | 股本變動 ...

Investment Rating - The report maintains a "Recommended" investment rating for the banking sector, expecting the sector index to outperform the benchmark index by over 5% in the next 3-6 months [4][24]. Core Insights - The overall asset quality of commercial banks has improved in the first half of 2025, with a slight decrease in the non-performing loan (NPL) ratio to 1.49% [7][8]. - Retail loan asset quality remains under pressure, particularly in specific areas such as credit cards and personal business loans, due to ongoing economic recovery challenges [8]. - The report emphasizes the importance of long-term capital inflows and public fund reforms, suggesting that banks with high dividend yields and solid asset quality present good investment opportunities [8][9]. Summary by Sections Corporate Sector - The corporate lending sector shows improved asset quality, driven by government policies aimed at stabilizing growth, with a focus on high-tech manufacturing and key policy-supported areas [3]. - The NPL ratio in the corporate real estate sector has increased by 10 basis points to 3.59%, but the peak risk exposure phase is considered to have passed [3][8]. Retail Sector - Retail loan quality is closely linked to employment, income expectations, and consumer confidence, with the NPL ratio for mortgages, credit cards, and consumer loans showing increases of 10bp, 9bp, and 6bp respectively [8]. - The report highlights that the recovery of household balance sheets may take longer, impacting the retail loan sector's performance [8]. Investment Recommendations - The report suggests a diversified investment strategy focusing on state-owned banks and robust regional banks with high provisioning coverage, such as China Merchants Bank and CITIC Bank [8][9]. - It also recommends attention to undervalued joint-stock banks with potential for return on equity (ROE) improvement, specifically mentioning浦发银行 (Shanghai Pudong Development Bank) [8]. Performance Metrics - The banking sector's absolute performance over the past month is reported at 5.0%, with a 17.3% increase over six months and 17.7% over twelve months [5]. - The report provides earnings per share (EPS) and price-to-earnings (PE) ratios for key banks, indicating a positive outlook for banks like 宁波银行 (Ningbo Bank) and 招商银行 (China Merchants Bank) [10].

Group 1 - The announcement by Chongqing Bank regarding the completion of a share transfer involving 52 million A-shares, which has led to a change in the shareholding ratio of the largest shareholder and its concerted parties [1] - The transaction was approved by the Chongqing State-owned Assets Supervision and Administration Commission, allowing Chongqing Real Estate Group Co., Ltd. to acquire shares from Chongqing Water Investment (Group) Co., Ltd., a concerted party of the largest shareholder [1] - The share transfer was completed on September 3, 2025, through a block trade, with Chongqing Water Investment Group selling 52 million shares at a price of 10.70 yuan per share, totaling no more than 580 million yuan [1] Group 2 - Following the transfer, the combined shareholding ratio of Chongqing Yufu Capital and its concerted parties decreased from 23.45% to 21.95%, triggering a disclosure threshold of 1% for equity changes [1]