Core Viewpoint - Chongqing Bank's stock has experienced a decline of 1.65% on September 25, with a trading volume of 153 million yuan and a total market capitalization of 31.063 billion yuan [1] Group 1: Dividend and Financial Support Initiatives - Chongqing Bank's dividend yields over the past three years were 5.83%, 5.86%, and 4.46% respectively [2] - The bank has launched various financial products to support rural revitalization, including "Rural Revitalization Loans" and "Live Pig Collateral Loans" to enhance agricultural infrastructure [2] - The bank aims to strengthen credit support for new agricultural entities and collaborate with local government financing guarantee companies [2] Group 2: Shareholding and Market Activity - Chongqing Real Estate Group Co., Ltd. has acquired a stake in Chongqing Bank, holding 6.53% of the total shares [2] - The bank's main trading activity shows a net outflow of 8.93 million yuan today, with a continuous reduction in main funds over the past three days [3][4] Group 3: Technical Analysis and Stock Performance - The average trading cost of Chongqing Bank's shares is 9.57 yuan, with the stock price nearing a support level of 8.88 yuan [5] - If the stock price falls below the support level, it may trigger a downward trend [5] Group 4: Company Overview and Financial Performance - Chongqing Bank, established on September 2, 1996, primarily provides corporate and personal banking services, with a revenue composition of 69.84% from corporate banking, 21.95% from personal banking, and 7.41% from funding operations [6] - As of June 30, the number of shareholders decreased by 7.52% to 34,200, while the average circulating shares per person increased by 8.34% [6] - For the first half of 2025, Chongqing Bank reported a net profit of 3.19 billion yuan, reflecting a year-on-year growth of 5.39% [6] Group 5: Dividend Distribution - Since its A-share listing, Chongqing Bank has distributed a total of 6.88 billion yuan in dividends, with 4.229 billion yuan distributed over the past three years [7]

Core Viewpoint - Chongqing Bank's stock has experienced a decline in recent trading sessions, with a year-to-date increase of only 0.38% and a significant drop of 20.75% over the past 60 days [1][2] Group 1: Stock Performance - As of September 25, Chongqing Bank's stock price was 8.90 CNY per share, with a market capitalization of 30.924 billion CNY [1] - The stock has seen a net outflow of 6.7694 million CNY in principal funds, with large orders showing a buy of 10.7661 million CNY and a sell of 16.3730 million CNY [1] - Over the last five trading days, the stock has decreased by 1.77%, and over the last 20 days, it has dropped by 9.46% [1] Group 2: Company Overview - Chongqing Bank was established on September 2, 1996, and listed on February 5, 2021, primarily engaged in corporate and personal banking services as well as money market operations [2] - The bank operates through three business segments: corporate banking (69.84% of revenue), retail banking (21.95%), and funding business (7.41%) [2] - As of June 30, the number of shareholders was 34,200, a decrease of 7.52% from the previous period, with an average of 56,649 circulating shares per shareholder, an increase of 8.34% [2] Group 3: Financial Performance - For the first half of 2025, Chongqing Bank reported a net profit attributable to shareholders of 3.19 billion CNY, representing a year-on-year growth of 5.39% [2] - The bank has distributed a total of 6.88 billion CNY in dividends since its A-share listing, with 4.229 billion CNY distributed over the past three years [3]

Core Viewpoint - The article discusses the recent adjustments in the USD fixed deposit rates by mainland banks following the Federal Reserve's decision to lower interest rates, indicating a trend of decreasing rates across various banks in China [2][5]. Group 1: Mainland Bank Adjustments - Following the Federal Reserve's rate cut on September 17, 2025, many local banks in mainland China have begun to lower their USD fixed deposit rates, which previously exceeded 4% [2]. - On September 23, Huashang Bank reduced its USD fixed deposit rates by 25 basis points, with new rates for 1-month, 3-month, and 6-month deposits set at 3.75%, 3.85%, and 3.90% respectively [2]. - Xi'an Bank is also expected to lower its rates around September 28, with rates for various terms dropping from 3.6%-4.3% to 3.2%-3.98% [3]. Group 2: Customer Strategies - Customers are advised to lock in their deposits before the rates drop further, as indicated by bank representatives [3][4]. - A customer named Chen Li was informed about significant rate cuts at Guangdong Huaxing Bank before they occurred, prompting her to secure her deposits at higher rates [5]. - Chen Li's experience highlights the importance of timing in securing favorable deposit rates, as she managed to deposit before the rates fell below 4% [6]. Group 3: Hong Kong Market Comparison - In contrast to mainland banks, many Hong Kong banks still offer attractive USD fixed deposit rates above 3%, with some promotional rates reaching as high as 5.09% for new funds [9][10]. - A virtual bank in Hong Kong launched a promotional campaign offering a 3-month USD fixed deposit at 5.09%, which attracted significant customer interest [9]. - Major banks in Hong Kong, such as HSBC and Bank of China Hong Kong, have maintained their rates around 3.5%-3.7% despite the Federal Reserve's rate cut [11].

Core Viewpoint - The Federal Reserve's recent decision to lower the federal funds rate target range by 25 basis points to 4.00%-4.25% has prompted significant attention towards the domestic dollar deposit rates in China, with many banks beginning to adjust their rates downward in response to the Fed's actions [1][4]. Group 1: Current Dollar Deposit Rates - Various banks in China are currently offering dollar deposit rates above 3%, with some products still maintaining attractive rates [3]. - For instance, Jiangsu Bank offers a 1-year dollar deposit rate of 3% with a minimum deposit of $5,000, while other banks like Guangfa Bank and Chongqing Bank provide rates as high as 3.4% and 3.95% respectively for higher deposit amounts [3][4]. - Foreign banks, such as Standard Chartered, are also maintaining relatively stable rates, with their 1-year dollar deposit rate reaching up to 3.6% [3]. Group 2: Rate Adjustments Post-Fed Decision - Several banks have already initiated rate cuts following the Fed's announcement, with Huashang Bank reducing its short-term dollar deposit rates by 25 basis points across various terms [4]. - Xi'an Bank plans to lower its dollar deposit rates by the end of September, with significant reductions across all terms [4]. - Guangdong Huaxing Bank has already completed its rate adjustments, with the 1-year rate for deposits over $100,000 now at 3.9% [4]. Group 3: Future Rate Trends - Experts predict a downward trend in dollar deposit rates due to the Fed's actions, with expectations of further rate cuts in the coming years [6]. - The Chief Economist at CITIC Securities suggests that domestic banks will likely lower their dollar deposit rates to reduce liability costs, although the timing may vary based on individual bank circumstances [6]. - Predictions indicate that the Fed may implement two more rate cuts by 2025, which could further pressure domestic dollar deposit rates [6]. Group 4: Consumer Behavior and Considerations - Some consumers are taking proactive measures to secure higher rates before anticipated cuts, while others remain cautious and rational in their approach to dollar deposits [7]. - The current exchange rate of 1 USD to 7.1173 CNY indicates a strengthening of the yuan, which could impact the real returns on dollar deposits if the trend continues [7]. - There is an expectation that state-owned banks will eventually follow suit with rate adjustments, as market expectations are forming around this possibility [7].

公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 证券代码：601963 证券简称：重庆银行 公告编号：2025-061 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司关于参加 重庆辖区2025年投资者网上集体接待日活动的 届时，本行相关人员将参加本次集体接待日活动，与投资者进行"一对多"形式的在线交流，回答投资者 关心的问题。欢迎广大投资者积极参与。 特此公告。 重庆银行股份有限公司董事会 2025年9月22日 为进一步提高投资者关系管理水平，促进完善公司治理，助力公司高质量发展，重庆银行股份有限公司 （以下简称"本行"）将参加在重庆证监局指导下、重庆上市公司协会联合深圳市全景网络有限公司举办 的"重庆辖区上市公司2025年投资者网上集体接待日"活动（以下简称"本次集体接待日活动"），现将有 关事项公告如下： 本次集体接待日活动将采用线上交流形式举行。投资者可以登录"全景路演"平台（https://rs.p5w.net）参 与本次集体接待日活动，活动时间为2025年9月25日（星期四）15:00至17 ...

Group 1 - The core viewpoint of the article is that Chongqing Bank is participating in an online investor reception day to enhance investor relations and corporate governance, contributing to the bank's high-quality development [1] - The event will be guided by the Chongqing Securities Regulatory Bureau and organized in collaboration with the Chongqing Listed Companies Association and Shenzhen Panorama Network Co., Ltd [1] - The online reception day is scheduled for September 25, 2025, from 15:00 to 17:00, allowing investors to engage with the bank's representatives in a "one-to-many" format [1]

格隆汇9月22日丨重庆银行(01963.HK)公告，为进一步提高投资者关系管理水平，促进完善公司治理， 助力公司高质量发展，重庆银行股份有限公司(以下简称"本行")将参加在重庆证监局指导下、重庆上市 公司协会联合深圳市全景网络有限公司举办的"重庆辖区上市公司2025年投资者网上集体接待日"活动， 现将有关事项公告如下：本次集体接待日活动将采用线上交流形式举行。投资者可以登录"全景路演"平 台(https://rs.p5w.net)参与本次集体接待日活动，活动时间为2025年9月25日(星期四)15:00至17:00。届 时，本行相关人员将参加本次集体接待日活动，与投资者进行"一对多"形式的在线交流，回答投资者关 心的问题。欢迎广大投资者积极参与。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 董事長 楊秀明 中國重慶，2025年9月22日 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （ 於 中 華 人 民 共 和 國 註 冊 成 立 的 股 份 有 限 公 司 ） （股份代號：1963） 海外監管公告 本公告乃重慶銀行股份有限公司*（「本行」）根據香港聯合交易所有限公司證券上市規則第 13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《關於參加重慶轄區2025年投資者網上集體接待 日活動的公告》，僅供參閱。 代表董事會 重慶銀行股份有限公司* 特此公告。 重庆银行股份有限公司董事会 2025 年 9 月 22 日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生及侯曦蒙女士；本行的非 執行董事為黃漢興先生、郭喜樂先生、吳珩先生、付巍先生、周宗成先生及余華先生； 本行的獨立非執行董事為朱燕建先生、劉瑞晗女士、汪欽琳女士、曾宏先生及陳鳳翔先 ...

Core Viewpoint - Chongqing Bank has shown a stable dividend yield over the past three years, with recent initiatives supporting rural revitalization and agricultural financing, indicating a focus on growth in these sectors [2]. Financial Performance - The bank's revenue for the first half of 2025 was reported at 0.00 yuan, while the net profit attributable to shareholders was 3.19 billion yuan, reflecting a year-on-year growth of 5.39% [6]. - Cumulative cash dividends since the bank's A-share listing amount to 6.88 billion yuan, with 4.23 billion yuan distributed over the past three years [7]. Stock Performance - On September 22, Chongqing Bank's stock price decreased by 0.11%, with a trading volume of 92.35 million yuan and a market capitalization of 31.514 billion yuan [1]. - The average trading cost of the stock is 9.59 yuan, with the current price near a support level of 8.99 yuan [5]. Shareholder Activity - Chongqing Real Estate Group Co., Ltd. has acquired a stake in Chongqing Bank, holding 6.53% of the total shares [2]. Business Overview - Chongqing Bank, established on September 2, 1996, primarily provides corporate and personal banking products and services, with a revenue composition of 69.84% from corporate banking, 21.95% from personal banking, and 7.41% from funding operations [6].

本次集体接待日活动将采用线上交流形式举行。投资者可以登录"全景路演" 平台（https://rs.p5w.net）参与本次集体接待日活动，活动时间为 2025 年 9 月 25 日（星期四）15:00 至 17:00。 届时，本行相关人员将参加本次集体接待日活动，与投资者进行"一对多" 形式的在线交流，回答投资者关心的问题。欢迎广大投资者积极参与。 特此公告。 证券代码：601963 证券简称：重庆银行 公告编号：2025-061 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司关于参加 重庆辖区 2025 年投资者网上集体接待日活动的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 为进一步提高投资者关系管理水平，促进完善公司治理，助力公司高质量发 展，重庆银行股份有限公司（以下简称"本行"）将参加在重庆证监局指导下、 重庆上市公司协会联合深圳市全景网络有限公司举办的"重庆辖区上市公司 2025 年投资者网上集体接待日"活动（以下简称"本次集体接待日活动"），现 将有关事项公告如下： 2025 年 9 ...