21世纪经济报道记者李览青 第二家市场化征信机构朴道征信有限公司（下称"朴道征信"）新任总经理落定。 近日，朴道征信官方微信公众号文章显示，朴道征信大模型生态大会在北京举办，会上，朴道征信总经理金波代表主办方做开场致辞。 21世纪经济报道记者注意到，在朴道征信官网最新的高管团队也显示，金波担任公司总经理一职。而在今年10月朴道征信的官微推文中，金波仍作为党支部 支委委员、副总经理发言。 事实上，从2020年末朴道征信成立之日起，金波担任副总经理一职已4年有余，其加入朴道征信之前的公开资料较少。在金波以朴道征信研究院副院长署名 发表的多篇论文显示，他出生于1978年，浙江绍兴人，高级经济师，硕士，主要研究方向为征信、社会信用与数字金融。 朴道征信原总经理程建波来自朴道征信第二大股东京东科技，早年曾在深发展银行、华夏银行以及全球知名数据分析公司FICO担任要职，在2014年加入京 东后，主导组建金融风险管理团队，先后担任京东数科消费金融事业部风险总监、风险管理中心总经理以及京东集团副总裁。 今年4月，程建波从朴道征信离职加入陆控（NYSE:LU）担任首席风险专家，10月陆控发布公告，董事会议决委任程建波担任首席风 ...

Core Insights - The integration of "Artificial Intelligence +" is driving a paradigm shift in the information security industry, necessitating a transition from traditional decentralized defenses to systematic, intelligent, and practical security capabilities [1][10] - The "Rock Solid Action" initiative in Shanghai has become a benchmark for assessing the cybersecurity capabilities of enterprises, with the 2025 event expanding to include 58 top attack teams and 187 defense teams, totaling nearly 4,000 participants [1][3] Group 1: Industry Developments - The 2025 "Rock Solid Action" event introduced advanced attack scenarios such as AI deep forgery and supply chain penetration, attracting hundreds of cross-industry companies and nearly 4,000 technical experts [4] - The "Iron Triangle" of Shanghai's information security, consisting of Lujin Technology, Hehe Information, and Shizhi Information, has achieved three consecutive years of excellence in the "Blue Team" category, reflecting a robust defense system aligned with industry needs [4][10] Group 2: Company Performance - Lujin Technology's performance in the "Rock Solid Action" highlights its ability to adapt financial-grade defense capabilities to general security scenarios, evolving from basic vulnerability defense in 2023 to addressing AI deep forgery attacks in 2025 [4][5] - The company has also excelled in other competitions, such as the "Guan An Cup" ISG competition and the ninth CTF competition organized by Ping An Group, demonstrating its commitment to practical security training [5] Group 3: AI and Security Innovations - Lujin Technology is implementing an AI-driven dynamic defense system that transitions from passive defense to proactive warning, utilizing deep learning algorithms to identify hidden attack chains in real-time [9] - The company has developed an automated security operations platform that enhances incident response efficiency, achieving an average response time of just 2 minutes for over 5,598 attacks, significantly reducing manpower requirements [9] Group 4: Strategic Vision - The rise of the "Iron Triangle" in Shanghai's fintech security sector is attributed to long-term accumulation and precise planning, establishing a benchmark for local fintech companies and providing a replicable model for national digital economic development [10] - Lujin Technology's focus on AI technology, compliance, and practical defense experience positions it as a key player in safeguarding data security and financial stability in the evolving digital economy [10]

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本通告全部或任 何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 截至2025年11月17日營業時間結束時（紐約時間），記錄在冊的美國存託股份持 有人有權向存託機構提供投票指示，且必須在存託機構發佈的美國存託股份投票指示 卡指定的日期及時間前向美國存託股份的存託機構花旗銀行發出投票指示。 – 2 – Lufax Holding Ltd 陸 金 所控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） 股東特別大會通告 茲通告陸金所控股有限公司（「本公司」）謹訂於2025年12月29日（星期一）上午九 時三十分（香港時間）假座中華人民共和國上海市浦東新區陸家嘴環路1333號3601室舉 行股東特別大會（「股東特別大會」），以考慮並酌情通過下列普通決議案。除另有指明 外，本通告所用詞彙與本公司日期為2025年12月3日的通函（「通函」）所界定者具有相 同涵義。 普通決議案 考慮及酌情通過（不論有否修訂）以下決議案為普通決議案： 1 ...

此乃要件 請即處理 閣下如對本通函或應採取的行動有任何疑問，應諮詢 閣下的股票經紀或其他持牌證券交易商、銀行經理、律師、專 業會計師或其他專業顧問。 閣下如已將名下的陸金所控股有限公司股份全部售出或轉讓，應立即將本通函連同隨附的代表委任表格送交買主或承 讓人或經手買賣或轉讓的銀行、持牌證券交易商或其他代理人，以便轉交買主或承讓人。 香港交易及結算所有限公司和香港聯合交易所有限公司對本通函的內容概不負責，對其準確性或完整性亦不發表任何 聲明，並明確表示，概不對因本通函全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Lufax Holding Ltd 陸 金 所控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） (1)重續持續關連交易 及 (2)股東特別大會通告 獨立董事委員會及 獨立股東之獨立財務顧問 本封面頁所用詞彙應與通函所界定者具有相同涵義。 董事會函件載於本通函第7至33頁。獨立董事委員會致獨立股東之函件載於本通函第34至35頁。獨立財務顧問函件（載 有其對獨立董事委員會及獨立股東的意見）載於本通函第36至76頁。 陸金所控股有限公司 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 陆金所控股有限公司 呈交日期: 2025年12月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06623 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | | 增加 / 減少 (-) | | | | | | | USD | | | | 本月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | 本月底法定/註 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 Lufax Holding Ltd 陸金所控股有限公司 於本公告日期，平安保險通過安科技術及平安海外控股間接持有本公司已發行 股本約66.85%。因此，根據《上市規則》第十四A章，(a)2026年物業租賃框架協 議；(b)2026年產品及服務提供框架協議；(c)2026年服務及產品購買框架協議； (d)2026年金融服務框架協議；及(e)2026年賬戶管理框架協議項下擬進行的交易 均構成本公司的持續關連交易。 平安消費金融為本公司的間接非全資子公司，於本公告日期由本公司及平安保 險分別擁有70%及30%的股權，因此根據《上市規則》第14A.16條，平安消費金 融為本公司的關連子公司。因此，根據《上市規則》第十四A章，2026年平安消 費金融服務合作框架協議項下擬進行的交易構成本公司的持續關連交易。 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） 重續持續關連交易 及 ...

Core Insights - The article highlights the growth and transformation of Chinese tech companies, particularly Tianyue Advanced and Puyuan Precision Electric, showcasing their achievements in the capital market and technological innovation [8][12][19] Group 1: Company Achievements - Tianyue Advanced showcased the world's first 12-inch silicon carbide substrate at the 2024 Munich Electronics Fair, marking a significant milestone in the industry [8] - Puyuan Precision Electric's MHO900 series ultra-portable oscilloscope has entered the global high-end measurement instrument market, reflecting its competitive edge [8] - Tianyue Advanced achieved a revenue of 794 million yuan and a net profit of 10.88 million yuan in the first half of the year, with R&D expenses increasing by 34.94% [10] - Puyuan Precision Electric's net profit grew by 112.1% in the first half of the year, aided by its acquisition of a majority stake in Beijing Naisu Electronics [11] Group 2: Capital Market Support - Guotai Junan has developed a comprehensive financial service model that supports tech companies throughout their lifecycle, acting as a long-term partner in their growth [8][12] - The capital market has undergone structural changes that facilitate a virtuous cycle among technology, capital, and industry, shifting from "single-point support" to "ecological co-construction" [8][12] - Guotai Junan's involvement in Tianyue Advanced's IPO process helped bridge the knowledge gap between the silicon carbide industry and investors, enabling a successful listing on the Sci-Tech Innovation Board [10] Group 3: Industry Trends - The oscilloscope market in China is projected to grow at a compound annual growth rate (CAGR) of 8.16% from 2018 to 2024, indicating a robust demand for high-end measurement instruments [10] - The introduction of the "Eight Articles of the Sci-Tech Innovation Board" by the China Securities Regulatory Commission has encouraged tech companies to achieve technological synergies through mergers and acquisitions [11] - The capital market is evolving to provide a more supportive environment for tech innovation, with a focus on long-term capital and sustainable growth [17][19]

Core Insights - The report highlights the continuous improvement in ride-sharing commuting efficiency and the decline in commuting costs over the past three years, indicating a positive trend in the ride-sharing market [6][11][43] Group 1: Commuting Efficiency and Cost Trends - Ride-sharing commuting efficiency has improved for three consecutive years, with average speeds for city and intercity commuting reaching 40.2 km/h and 56 km/h respectively in 2025, marking increases of 9.2% and 14.5% compared to 2023 [6][9][14] - Average commuting costs for city and intercity rides have decreased to 37.2 yuan and 100.3 yuan, reflecting declines of 10.4% and 5.8% respectively [6][14][39] Group 2: Order Distribution and Characteristics - The order distribution for ride-sharing commuting is approximately 3:1 in favor of city commuting, with nearly 70% of city orders being over 20 kilometers and nearly 60% of intercity orders exceeding 90 kilometers [15][17][20] - The average commuting distances in first-tier and new first-tier cities are similar, with average distances of 32.2 km and 36.5 km, and average durations of 52.8 minutes and 52.1 minutes [3][22] Group 3: Peak Commuting Patterns - The report identifies the top ten early bird cities for ride-sharing commuting, with Dongguan, Tianjin, and Qingdao leading, indicating regional commuting habits [30][32] - Over 60% of surveyed passengers reported saving more than 20 minutes on their commute compared to public transport, highlighting the efficiency of ride-sharing [33][35] Group 4: Intercity Commuting Trends - The top five city clusters for intercity ride-sharing commuting are the Pearl River Delta, Yangtze River Delta, Beijing-Tianjin-Hebei, Shandong Peninsula, and Chengdu-Chongqing, reflecting regional integration trends [36][39] - The most popular intercity routes include Dongguan-Shenzhen and Suzhou-Shanghai, with a significant concentration of routes in the Pearl River Delta [40][42]

Core Insights - The report indicates that ride-sharing commuting efficiency has improved continuously over the past three years, with commuting costs decreasing during the same period [5][6][8]. Group 1: Commuting Efficiency and Costs - In 2025, the average speed for city commuting is projected to be 40.2 km/h, an increase of 9.2% from 2023, while cross-city commuting speed is expected to reach 56 km/h, up 14.5% [5][10]. - The average costs for city and cross-city commuting are forecasted to be 37.2 yuan and 100.3 yuan, respectively, reflecting a decrease of 10.4% and 5.8% compared to 2023 [5][11]. - The ratio of city to cross-city ride-sharing orders is approximately 3:1, with city commuting orders predominantly over 20 km [11][13]. Group 2: City Characteristics and Commuting Patterns - The average commuting distance in first-tier cities is shorter at 32.2 km compared to 36.5 km in new first-tier cities, while average commuting times are similar [17]. - The top five cities for early morning ride-sharing orders (6:00-7:00 AM) are Dongguan, Tianjin, Qingdao, Chongqing, and Beijing, indicating a trend of early departures among commuters [25][26]. - The report identifies the top five city clusters for cross-city commuting as the Pearl River Delta, Yangtze River Delta, Beijing-Tianjin-Hebei, Shandong Peninsula, and Chengdu-Chongqing [30][32]. Group 3: Popular Routes and Commuting Trends - The top three popular cross-city commuting routes are Dongguan-Shenzhen, Suzhou-Shanghai, and Langfang-Beijing, with a significant concentration of routes in the Pearl River Delta [34][37]. - Over 60% of surveyed passengers reported saving more than 20 minutes on commuting time compared to public transport, highlighting the efficiency of ride-sharing [27][29]. - The report emphasizes that ride-sharing not only meets the commuting needs of urban workers but also enhances the quality and efficiency of long-distance commuting [37].

| 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06623 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | | 增加 / 減少 (-) | | | | | | | USD | | | | 本月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | 本月底法定/註冊股本總額： USD 100,000 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | | | 致：香港交易及結算所有限公司 公司名稱: 陆金所控股有限公司 呈交日期: 2025年11月6日 I. 法定/註冊股本變動 F ...