香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 Lufax Holding Ltd 陸金所控股有限公司 於本公告日期，平安保險通過安科技術及平安海外控股間接持有本公司已發行 股本約66.85%。因此，根據《上市規則》第十四A章，(a)2026年物業租賃框架協 議；(b)2026年產品及服務提供框架協議；(c)2026年服務及產品購買框架協議； (d)2026年金融服務框架協議；及(e)2026年賬戶管理框架協議項下擬進行的交易 均構成本公司的持續關連交易。 平安消費金融為本公司的間接非全資子公司，於本公告日期由本公司及平安保 險分別擁有70%及30%的股權，因此根據《上市規則》第14A.16條，平安消費金 融為本公司的關連子公司。因此，根據《上市規則》第十四A章，2026年平安消 費金融服務合作框架協議項下擬進行的交易構成本公司的持續關連交易。 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） 重續持續關連交易 及 ...

Core Insights - The article highlights the growth and transformation of Chinese tech companies, particularly Tianyue Advanced and Puyuan Precision Electric, showcasing their achievements in the capital market and technological innovation [8][12][19] Group 1: Company Achievements - Tianyue Advanced showcased the world's first 12-inch silicon carbide substrate at the 2024 Munich Electronics Fair, marking a significant milestone in the industry [8] - Puyuan Precision Electric's MHO900 series ultra-portable oscilloscope has entered the global high-end measurement instrument market, reflecting its competitive edge [8] - Tianyue Advanced achieved a revenue of 794 million yuan and a net profit of 10.88 million yuan in the first half of the year, with R&D expenses increasing by 34.94% [10] - Puyuan Precision Electric's net profit grew by 112.1% in the first half of the year, aided by its acquisition of a majority stake in Beijing Naisu Electronics [11] Group 2: Capital Market Support - Guotai Junan has developed a comprehensive financial service model that supports tech companies throughout their lifecycle, acting as a long-term partner in their growth [8][12] - The capital market has undergone structural changes that facilitate a virtuous cycle among technology, capital, and industry, shifting from "single-point support" to "ecological co-construction" [8][12] - Guotai Junan's involvement in Tianyue Advanced's IPO process helped bridge the knowledge gap between the silicon carbide industry and investors, enabling a successful listing on the Sci-Tech Innovation Board [10] Group 3: Industry Trends - The oscilloscope market in China is projected to grow at a compound annual growth rate (CAGR) of 8.16% from 2018 to 2024, indicating a robust demand for high-end measurement instruments [10] - The introduction of the "Eight Articles of the Sci-Tech Innovation Board" by the China Securities Regulatory Commission has encouraged tech companies to achieve technological synergies through mergers and acquisitions [11] - The capital market is evolving to provide a more supportive environment for tech innovation, with a focus on long-term capital and sustainable growth [17][19]

今日，嘀嗒出行发布《2025嘀嗒顺风车通勤观察报告》，基于嘀嗒顺风车大数据和近万名嘀嗒顺风车用户调研，从顺风车通勤整体现状、顺风车市内通勤城 市特征、顺风车跨城通勤线路特征、顺风车通勤消费观四个维度，展现了顺风车通勤最新画面，以及顺风车市内及跨城通勤的效率、成本新趋势。 《报告》也在一定程度上反映出，全国早晚高峰道路整体通行效率的新变化，各地一小时通勤圈打造的新进展，以及出行理性消费的新面貌。 《报告》有七大新发现： 1.顺风车通勤效率连续三年提升，通勤成本连续三年下降。2025年，顺风车市内及跨城通勤时速分别40.2公里/小时和56公里/小时，相比2023年分别提升了 9.2%和14.5%，市内及跨城通勤平均费用分别为37.2元和100.3元，分别下降了10.4%和5.8%。 2.顺风车市内及跨城通勤，订单规模约为3：1。同时，顺风车市内通勤的20公里以上订单占近七成；顺风车跨城通勤90公里以上订单占近六成。多数通勤线 路为小区及办公地点之间往返，一站直达。 3.一线城市与新一线城市顺风车市内通勤效率整体接近：平均距离分别为32.2公里和36.5公里，平均时长分别为52.8分钟和52.1分钟，平均时速分别为 ...

近年来，顺风车成为越来越多上班族，尤其是中长距离上班族的重要通勤选择。那么，顺风车通勤效率 过去几年有无提升？一线和新一线的顺风车通勤效率有何差异？哪些城市顺风车用户上班赶早出发占比 更高？主要城市群顺风车跨城通勤现状如何？顺风车跨城通勤热门线路前十都有哪些？ 今日，嘀嗒出行发布《2025嘀嗒顺风车通勤观察报告》，基于嘀嗒顺风车大数据和近万名嘀嗒顺风车用 户调研，从顺风车通勤整体现状、顺风车市内通勤城市特征、顺风车跨城通勤线路特征、顺风车通勤消 费观四个维度，展现了顺风车通勤最新画面，以及顺风车市内及跨城通勤的效率、成本新趋势。 《报告》也在一定程度上反映出，全国早晚高峰道路整体通行效率的新变化，各地一小时通勤圈打造的 新进展，以及出行理性消费的新面貌。 《报告》有七大新发现： 顺风车通勤效率连续三年提升，通勤成本连续三年下降。2025年，顺风车市内及跨城通勤时速分别40.2 公里/小时和56公里/小时，相比2023年分别提升了9.2%和14.5%，市内及跨城通勤平均费用分别为37.2元 和100.3元，分别下降了10.4%和5.8%。顺风车市内及跨城通勤，订单规模约为3：1。同时，顺风车市内 通勤的20公里 ...

| 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06623 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | | 增加 / 減少 (-) | | | | | | | USD | | | | 本月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | 本月底法定/註冊股本總額： USD 100,000 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | | | 致：香港交易及結算所有限公司 公司名稱: 陆金所控股有限公司 呈交日期: 2025年11月6日 I. 法定/註冊股本變動 F ...

Core Insights - The company has appointed two senior executives, Ji Xiang as Co-CEO and Wu Tao as Executive Vice President and Chief Marketing Officer, to enhance its management team and drive its "micro + consumer finance" dual strategy [1][2] Group 1: Executive Appointments - Ji Xiang brings nearly 20 years of experience in retail credit, risk management, and investment management from McKinsey & Company, where he served as a global partner [1][2] - Wu Tao has over 30 years of experience in property insurance, automotive services, and the internet industry, previously holding key positions at Ping An Property & Casualty Insurance and as CEO of Autohome [2] Group 2: Strategic Focus - The appointments aim to strengthen the company's strategic execution capabilities and enhance its operational efficiency, aligning with its commitment to "quality first and prudent management" [2] - Ji Xiang's strategic thinking and international perspective, combined with Wu Tao's practical experience in channel management, are expected to create a synergy that supports high-quality business development [2] Group 3: Financial Performance - As of September 30, the company enabled new loans totaling RMB 56.9 billion, a 12.8% increase from 2024, with approximately 28.5 million borrowers [3] - Consumer finance business showed strong growth with new loans of RMB 31.7 billion in Q3, a year-on-year increase of 20.1%, while small micro-loan business also showed signs of recovery with a 26% quarter-on-quarter increase [3] - The effective complementarity of the two business lines validates the resilience and foresight of the "micro + consumer finance" dual-driven model [3]

Group 1: Management Changes - The board of directors of the company has proposed the appointment of Mr. Ji Xiang as Co-CEO and Mr. Wu Tao as Executive Vice President and Chief Marketing Officer [1][2] - Mr. Ji Xiang has nearly 20 years of cross-industry experience in retail credit, risk management, and investment management, previously serving as a global partner at McKinsey & Company [1] - Mr. Wu Tao has over 30 years of experience in property insurance, automotive services, and the internet, previously holding executive positions at AutoHome and Ping An Property & Casualty Insurance [2] Group 2: Upcoming Events - The company will hold a special shareholders' meeting on December 29, 2025, with the record date for shares set for November 17, 2025 [2] Group 3: Financial Performance - In the third quarter, the company reported a total new loan amount of 56.9 billion RMB, representing a year-on-year increase of 13%, with consumer finance loans increasing by 20.1% to 31.7 billion RMB [3] - As of September 30, the cumulative number of borrowers increased by 15.3% year-on-year to approximately 28.5 million [3]

Core Viewpoint - Lufax Holding (06623.HK; LU.N) is undergoing significant management changes amid ongoing audit issues and delayed financial reporting, which raises concerns about its operational stability and governance [3][4]. Management Changes - Lufax appointed Ji Xiang as co-CEO and Wu Tao as Executive Vice President and Chief Marketing Officer, effective immediately [3]. - Ji Xiang, aged 43, previously worked at McKinsey for over ten years, most recently as a global partner overseeing retail banking in Asia, with an annual salary of RMB 3.3 million [3]. - Wu Tao has over 20 years of experience within the Ping An system and has held various senior roles, including CEO of Autohome [3]. Audit and Financial Reporting Issues - Lufax is facing audit troubles, having parted ways with its former auditors due to suspected related-party transactions, which were confirmed but not properly accounted for [4][5]. - The company has appointed Ernst & Young as its new auditor to reassess financial statements for 2022 and 2023, and to complete audits for 2024 and 2025 [5]. - Lufax has requested an extension until April 30, 2026, to submit its 2024 20-F form to the NYSE, indicating delays in financial reporting [5]. Financial Performance - As of September 30, 2025, Lufax reported a total outstanding loan balance of RMB 189.6 billion, a year-on-year decrease of 11.0% [6]. - The retail credit empowerment business revenue rate was 13.0%, an increase of 3.3 percentage points year-on-year [6]. - The overdue rate for loans exceeding 30 days was 5.1% as of September 30, 2025, up from 4.6% as of June 30, 2025 [6].

Group 1: Management Changes - Lufax Holdings has appointed Ji Xiang as co-CEO and Wu Tao as Executive Vice President and Chief Marketing Officer, effective immediately [1] - Ji Xiang, aged 43, previously worked at McKinsey for over ten years, serving as a global partner overseeing retail banking in Asia, with an initial three-year term and an annual salary of RMB 3.3 million [1] - Wu Tao has over 20 years of experience within the Ping An system and has held various senior positions, including CEO of Autohome [1] Group 2: Audit and Financial Reporting Issues - Lufax Holdings is currently facing audit issues and delays in financial reporting, having parted ways with its former auditors due to suspected related party transactions [2] - The company has appointed Ernst & Young as its new auditor to review financial statements for 2022 and 2023, and has requested an extension until April 30, 2026, for submitting its 2024 20-F form [3] - As of September 30, 2025, the total outstanding loan balance was RMB 189.6 billion, a year-on-year decrease of 11.0%, with a retail credit empowerment business income rate of 13.0%, up 3.3 percentage points year-on-year [3]

Core Viewpoint - The announcement from the company details the appointment of new senior management personnel and the schedule for a special shareholders' meeting, indicating a strategic shift in leadership aimed at enhancing operational efficiency and growth in financial services [1][2]. Group 1: Management Appointments - The board proposes the appointment of Mr. Ji Xiang as Co-CEO and Mr. Wu Tao as Executive Vice President and Chief Marketing Officer [1][2]. - Mr. Ji Xiang, aged 43, has nearly 20 years of cross-industry experience in retail credit, risk management, and investment management, previously serving as a global partner at McKinsey & Company [1]. - Mr. Wu Tao, aged 52, brings over 30 years of experience in property insurance, automotive services, and the internet, having held various leadership roles at AutoHome and Ping An Insurance [2]. Group 2: Upcoming Shareholders' Meeting - The company will hold a special shareholders' meeting on December 29, 2025, with a record date for shares set at the end of business on November 17, 2025 [2]. Group 3: Company Performance - The company reported a total of 56.9 billion RMB in new loans for the third quarter, representing a year-on-year increase of 13%, with consumer finance loans increasing by 20.1% to 31.7 billion RMB [3]. - As of September 30, the cumulative number of borrowers increased by 15.3% year-on-year to approximately 28.5 million [3].