香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不會就本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：6196） 董事會會議通告 鄭州銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣佈，董事會會議將於 二零二四年四月二十九日（星期一）舉行，藉以（其中包括）審議及批准本行及其附 屬公司截至二零二四年三月三十一日止三個月之第一季度業績及其發佈。 承董事會命 趙飛 董事長 中國河南省鄭州市 二零二四年四月十七日 於本公告日期，董事會成員包括執行董事趙飛先生；非執行董事王丹女士、劉炳 恒先生及王世豪先生；以及獨立非執行董事李燕燕女士、李小建先生、宋科先生 及李淑賢女士。 * 本行並非香港法例第155章《銀行業條例》所指認可機構，不受限於香港金融管理局的監 督，並無獲授權在香港經營銀行及╱或接受存款業務。 鄭州銀行股份有限公司* ...

Financial Performance - Operating revenue for 2023 was RMB 13,699,410 thousand, a decrease of 10.03% compared to RMB 15,225,843 thousand in 2022[24]. - Total profit for 2023 was RMB 1,739,636 thousand, down 38.03% from RMB 2,807,230 thousand in the previous year[24]. - Net profit attributable to shareholders for 2023 was RMB 1,850,117 thousand, representing a decline of 23.62% from RMB 2,422,304 thousand in 2022[24]. - Net cash flow from operating activities for 2023 was RMB 1,648,102 thousand, a significant improvement from a negative cash flow of RMB 31,350,017 thousand in 2022[24]. - Total assets at the end of 2023 reached RMB 630,709,429 thousand, an increase of 6.63% from RMB 591,513,618 thousand at the end of 2022[24]. - Total liabilities at the end of 2023 were RMB 576,394,573 thousand, up 6.96% from RMB 538,888,382 thousand in 2022[24]. - The total amount of loans and advances issued (excluding accrued interest) was RMB 360,608,206 thousand, an increase of 8.97% from RMB 330,921,097 thousand in 2022[24]. - Basic earnings per share for 2023 were RMB 0.15, a decrease of 6.25% from RMB 0.16 in 2022[24]. - The total equity attributable to shareholders at the end of 2023 was RMB 52,452,824 thousand, a 3.31% increase from RMB 50,772,566 thousand in 2022[24]. Risk Management - The company did not identify any significant risks that would adversely affect its future development strategy and operational goals during the reporting period[7]. - The report includes a detailed description of the main risks faced by the company and the measures taken to address them, found in the "Management Discussion and Analysis" section[7]. - The company is enhancing its digital risk control capabilities and optimizing corporate governance to improve operational management[15]. - The company emphasizes the importance of party leadership in financial work to ensure effective governance and operational efficiency[15]. - The company is committed to enhancing compliance management and risk control, aiming for stable and healthy business development[49]. Strategic Initiatives - The company is committed to high-quality development strategies, focusing on stability and progress, and aims to contribute to the modernization of Zhengzhou as a national central city[18]. - The company is actively participating in the "Rural Revitalization" initiative by establishing rural financial service points and promoting financial literacy in rural areas[18]. - The company is focusing on the integration of financial resources into key social development areas and addressing societal challenges through various initiatives[16]. - The company aims to strengthen the integration of talent, technology, capital, and industry chains to enhance its operational mechanisms[16]. - The company implemented a differentiated interest rate pricing mechanism to support local industries, reducing project fees and promoting interest-free renewals[16]. Subsidiaries and Investments - The company operates several subsidiaries, including Henan Jiuding Financial Leasing Co., Ltd., and various village banks[7]. - The bank's subsidiary, Jiuding Financial Leasing Company, reported total assets of RMB 35,010,000,000 and net profit of RMB 350,000,000 for the reporting period[161]. - The bank's investment in Zhongmou Zhengyin Village Bank increased its shareholding from 18.53% to 49.51% after acquiring shares from 78 shareholders[158]. - The company holds 49.51% of Zhongmu Zhengyin Village Bank and 49.58% of Yanling Zhengyin Village Bank, focusing on supporting agriculture and small enterprises[170]. Loan and Deposit Activities - A total of 16,579 microfinance loans were granted interest reductions amounting to RMB 23.34 million during the year[18]. - The bank's total deposits amounted to RMB 360.961 billion, growing by 6.89% year-on-year[41]. - Loans and advances totaled RMB 360.608 billion, reflecting an 8.97% increase from the previous year[41]. - Personal deposits reached RMB 168.643 billion, an increase of 19.55% year-on-year, while personal loans grew to RMB 84.147 billion, up 3.48%[196]. - The bank provided supply chain financial services with a loan balance of RMB 22.668 billion to core enterprises and their upstream and downstream customers by the end of the reporting period[191]. Financial Ratios and Metrics - Core Tier 1 capital adequacy ratio decreased to 8.90% in 2023 from 9.29% in 2022, a decline of 0.39 percentage points[25]. - Non-performing loan ratio slightly improved to 1.87% in 2023 from 1.88% in 2022, a decrease of 0.01 percentage points[25]. - Provision coverage ratio increased to 174.87% in 2023 from 165.73% in 2022, an increase of 9.14 percentage points[25]. - Weighted average return on equity decreased to 3.29% in 2023 from 3.53% in 2022, a decline of 0.24 percentage points[25]. - Total assets return decreased to 0.30% in 2023 from 0.45% in 2022, a decline of 0.15 percentage points[25]. Compliance and Governance - The company emphasizes strengthening risk management and compliance to ensure stable development of its subsidiaries[174]. - The capital management goals include meeting regulatory requirements and ensuring capital levels align with risk management[175]. - The company conducts regular stress tests to assess capital adequacy under adverse conditions[178]. - The capital adequacy ratio is calculated based on the regulations set by the former China Banking and Insurance Regulatory Commission[180]. Awards and Recognition - The company has been recognized with multiple awards in 2023, including the "Best Social Responsibility Bank" by the Financial Times[52].

公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年4月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年3月31日 狀態: 新提交 致：香港交易及結算所有限公司 | 2. 股份 ...

郑州银行股份有限公司 关于举行 2023 年度业绩网上说明会的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 本 行 2023 年度报告 及 摘 要 于 2024 年 3 月 29 日在巨潮资讯网 （http://www.cninfo.com.cn）披露，为便于投资者深入了解本行 2023 年度经营情 况，本行拟定于 2024 年 4 月 10 日（星期三）召开 2023 年度业绩网上说明会， 具体情况如下： 一、召开时间与方式 召开时间：2024 年 4 月 10 日（星期三）15:00-16:30 召开方式：网络远程方式 二、出席人员 证券代码：002936 证券简称：郑州银行 公告编号：2024-011 （问题征集专题页面二维码） 欢迎广大投资者积极参与。 特此公告。 郑州银行股份有限公司董事会 2024 年 4 月 8 日 本行董事长赵飞先生（代为履行董事会秘书职责），副行长、财务负责人孙 海刚先生，独立非执行董事代表。 三、投资者参与方式 投资者可登陆全景网"投资者关系互动平台"（https://ir.p5w.ne ...

Corporate Governance and Financial Reporting - The board of directors proposed no cash dividends, no bonus shares, and no capital reserve conversion for the 2023 fiscal year[2]. - The financial report for 2023 was audited by Ernst & Young with standard unqualified opinions issued[2]. - The report period covers from January 1, 2023, to December 31, 2023[7]. - The annual report was approved by the board of directors on March 28, 2024, with all 8 attending directors present[2]. - The company emphasizes the importance of risk awareness regarding forward-looking statements in the report[2]. - The company’s financial statements are prepared in accordance with Chinese and international accounting standards[2]. - The company did not experience any significant changes in accounting policies or estimates compared to the previous year[108]. Risk Management - The company did not identify any significant risks that would adversely affect its future development strategy and operational goals[2]. - The report includes a detailed description of the main risks faced by the company and the measures taken to address them[2]. - The bank has implemented a comprehensive risk management framework, focusing on credit, market, operational, liquidity, and information technology risks to ensure sustainable and stable operations[153]. - The bank's operational risk management framework has been enhanced, with a focus on identifying and assessing operational risks across various business activities[157]. - The bank's market risk management includes a clear structure for risk limits, stress testing, and regular reporting to ensure potential market losses are kept within acceptable levels[155]. - The bank's information technology risk management has been strengthened, with a focus on monitoring and assessing risks related to technology operations and ensuring business continuity[160]. - The bank's risk management culture emphasizes compliance and effective risk control measures to balance risk management with business development[153]. Financial Performance - Operating revenue for 2023 was RMB 13,667,290 thousand, a decrease of 9.50% compared to 2022[15]. - Total profit for 2023 was RMB 1,739,636 thousand, down 38.03% from the previous year[15]. - Net profit attributable to shareholders for 2023 was RMB 1,850,117 thousand, a decline of 23.62% year-over-year[15]. - Basic earnings per share for 2023 was RMB 0.15, a decrease of 6.25% compared to 2022[16]. - The bank's operating income was RMB 13.667 billion, a decrease of 9.50% year-on-year, while net profit was RMB 1.859 billion, down 28.48%[29]. - Non-interest income fell to RMB 1.93 billion, a decrease of 32.30% year-on-year[37]. - The bank's total operating expenses were RMB 11.93 billion, down 2.90% year-on-year[37]. Asset and Liability Management - Total assets at the end of 2023 reached RMB 630,709,429 thousand, an increase of 6.63% from the end of 2022[16]. - Total liabilities at the end of 2023 were RMB 576,394,573 thousand, up 6.96% from the previous year[16]. - The capital adequacy ratio for 2023 was 12.38%, down from 12.72% in 2022[16]. - The bank's total deposits reached RMB 360.961 billion, growing by 6.89% year-on-year[29]. - The total amount of loans and advances amounted to RMB 360.608 billion, reflecting an increase of 8.97% from the previous year[29]. - The bank's total shareholder equity amounted to RMB 54.31 billion, an increase of RMB 1.69 billion or 3.21% compared to the end of the previous year[87]. Loan and Credit Management - The non-performing loan ratio for 2023 was 1.87%, slightly improved from 1.88% in 2022[16]. - The bank's credit impairment losses were RMB 8.08 billion, a decrease of 6.75% from the previous year[37]. - The total amount of loans and advances reached RMB 360,608,206 thousand, with non-performing loans accounting for 1.87% of the total[92]. - The bank's mortgage loans amount to RMB 91.49 billion, with an NPL amount of RMB 3.08 billion, resulting in an NPL ratio of 3.37%[96]. - The bank's total corporate loans amount to RMB 253.46 billion, with an NPL amount of RMB 5.31 billion and an NPL ratio of 2.09%[94]. Strategic Initiatives and Development - The bank is focused on high-quality development and aims to contribute to the modernization of Zhengzhou as a national central city in 2024[11]. - The bank aims to enhance its service to small and micro enterprises by optimizing product offerings and implementing various supportive policies[30]. - The bank is committed to rural revitalization by developing rural inclusive financial services and launching a mobile banking version for rural areas[11]. - The bank will focus on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, as outlined in the central financial work meeting[166]. - The bank aims to enhance digital transformation and risk management capabilities in response to new regulatory requirements in 2024[166]. Shareholder and Capital Structure - Zhengzhou Bank's total issued shares increased from 8,265,537,599 to 9,092,091,358 due to a capital reserve conversion of 826,553,759 shares[172]. - The total number of ordinary shareholders reached 100,479, with 100,429 holding A-shares and 50 holding H-shares at the end of the reporting period[183]. - The bank's shareholding structure includes significant control by state-owned enterprises, reflecting a concentrated ownership model[192]. - The bank's major shareholder, Zhengzhou Finance Bureau, holds 1,418,761,196 shares, accounting for 20.06% of A shares and 15.60% of total issued common shares[190]. - The bank's major shareholders include Henan Guoyuan Trading Co., Ltd., which holds 329,997,429 A-shares, representing 3.63% of the total issued ordinary shares[198].

Financial Performance - Bank of Zhengzhou Co., Ltd. reported its audited consolidated annual results for the year ended December 31, 2023[1]. - Operating revenue for 2023 was RMB 13,699,410 thousand, a decrease of 10.03% compared to RMB 15,225,843 thousand in 2022[24]. - Total profit for 2023 was RMB 1,739,636 thousand, down 38.03% from RMB 2,807,230 thousand in 2022[24]. - Net profit attributable to shareholders for 2023 was RMB 1,850,117 thousand, a decline of 23.62% from RMB 2,422,304 thousand in 2022[24]. - Operating income for Q4 2023 was 3,234,752 thousand RMB, down from 3,561,061 thousand RMB in Q3 2023[32]. - The company achieved operating revenue of RMB 13.70 billion, a year-on-year decrease of 10.03%[54]. - Net profit for the period was RMB 1.86 billion, down 28.48% compared to the previous year[54]. - The net interest income was RMB 11.74 billion, representing a decline of 4.20% year-on-year[58]. - Non-interest income decreased significantly by 34.06%, amounting to RMB 1.96 billion[55]. - The company reported a pre-tax profit of RMB 1.74 billion, a decrease of 38.03% from the previous year[55]. Assets and Liabilities - Total assets at the end of 2023 reached RMB 630,709,429 thousand, an increase of 6.63% from RMB 591,513,618 thousand at the end of 2022[24]. - Total liabilities at the end of 2023 were RMB 576,394,573 thousand, up 6.96% from RMB 538,888,382 thousand at the end of 2022[24]. - The total amount of loans and advances issued (excluding accrued interest) was RMB 360,608,206 thousand, an increase of 8.97% from RMB 330,921,097 thousand in 2022[24]. - The total amount of deposits absorbed by Zhengzhou Bank was RMB 360.961 billion, growing by 6.89% year-on-year[41]. - The total amount of personal loans was RMB 84.15 billion, with an NPL ratio of 1.72%[131]. Risk Management - The company has not identified any major risks that could adversely affect its future development strategy and operational goals[7]. - The report includes a detailed description of the main risks faced by the company and the measures taken to address them[7]. - The company aims to strengthen its risk management systems and enhance digital risk control capabilities[15]. - The non-performing loan ratio slightly improved to 1.87% in 2023 from 1.88% in 2022, a decrease of 0.01 percentage points[25]. - The provision coverage ratio increased to 174.87% in 2023, up from 165.73% in 2022, an increase of 9.14 percentage points[25]. Corporate Governance and Compliance - The board of directors confirmed that the financial data is accurate and complete, with no significant omissions or misleading statements[7]. - The company plans to continue optimizing corporate governance and enhance operational management levels as a solid backing for sustainable development[15]. - The company is actively enhancing its compliance management and internal control systems to ensure stable operations[49]. - The company emphasizes strengthening risk management and compliance to ensure stable development of its subsidiaries[174]. Strategic Initiatives - The company is committed to high-quality development and aims to contribute to the modernization of Zhengzhou as a national central city[18]. - The company has initiated strategic planning adjustments to adapt to changing market conditions and maintain a focus on high-quality development[15]. - The company launched various innovative financial products, including "Technology Talent Loan" and "Intellectual Property Pledge Loan," to support the full lifecycle of technological innovation[16]. - The company is actively involved in rural revitalization efforts, including the establishment of rural financial service points and the launch of a mobile banking app tailored for rural areas[18]. - The company emphasizes the importance of serving the real economy and has implemented measures to alleviate financial burdens on enterprises[16]. Capital and Investments - The capital adequacy ratio decreased to 12.38% from 12.72% year-over-year, indicating a decline in capital strength[181]. - Core Tier 1 capital increased to CNY 40,526,517 thousand as of December 31, 2023, compared to CNY 40,383,351 thousand a year earlier, reflecting a slight growth of 0.35%[181]. - The company’s bond investments included RMB 65.74 billion in government bonds, representing 35.00% of total bond investments, up from 30.94% in the previous year[108]. - The company issued bonds totaling RMB 102.07 billion, which accounted for 17.71% of total liabilities, an increase from 17.63% in 2022[115]. Customer and Market Engagement - The bank's credit card business generated operating income of RMB 170 million, with transaction amounts reaching RMB 19.805 billion, reflecting a growth of 28.48% year-on-year[200]. - The bank's cumulative issuance of rural revitalization cards reached 171,800, with an increase of 83,000 cards compared to the end of the previous year[196]. - The bank actively promoted online supply chain services, providing financing services to over 1,000 core enterprise suppliers, with over 90% being small and micro enterprises[191]. - The bank facilitated 94 matching transactions, amounting to RMB 19.045 billion, enhancing core customer relationships[194].

一、独立非执行董事的基本情况 （一）工作履历、专业背景以及兼职情况 本人李淑贤，风险管理硕士，可持续领导力和治理社会科学硕士， 现任中信银行（国际）有限公司独立非执行董事、中国光大环境（集 团）有限公司独立非执行董事、中国人民财产保险股份有限公司外部 监事、中国海洋石油有限公司独立非执行董事、Elite Beam Limited 董 事，是英格兰及威尔士特许会计师公会资深会员、香港会计师公会资 深会员。曾任毕马威中国金融服务业审计主管合伙人。2021 年 12 月 起履职公司独立非执行董事。 郑州银行股份有限公司 2023 年度独立非执行董事述职报告 （李淑贤） 2023 年，本人严格按照《公司法》、《上市公司独立董事管理办 法》、《银行保险机构公司治理准则》、《深圳证券交易所上市公司自律 监管指引第 1 号——主板上市公司规范运作》、《香港联合交易所有限 公司证券上市规则》等法律法规和《公司章程》的要求，认真、勤勉、 谨慎履行职责，积极出席相关会议，对公司的经营发展提出合理的建 议，充分发挥独立非执行董事的作用，维护公司股东尤其是中小股东 的合法权益。 作为公司的独立非执行董事，本人未在公司担任除独立非执行 ...

郑州银行股份有限公司 2023 年度内部控制自我评价报告 根据《企业内部控制基本规范》及其配套指引的规定和其他内 部控制监管要求（以下简称"企业内部控制规范体系"），结合郑州 银行股份有限公司（以下简称"公司"）内部控制制度和评价办法， 在内部控制日常监督和专项监督的基础上，我们对公司 2023年 12月 31 日（内部控制评价报告基准日）的内部控制有效性进行了评价。 一、重要声明 按照企业内部控制规范体系的规定，建立健全和有效实施内部 控制，评价其有效性，并如实披露内部控制评价报告是公司董事会 的责任。监事会对董事会建立和实施内部控制进行监督。高级管理 层负责组织领导企业内部控制的日常运行。公司董事会、监事会及 董事、监事、高级管理人员保证本报告内容不存在任何虚假记载、 误导性陈述或重大遗漏，并对报告内容的真实性、准确性和完整性 承担个别及连带法律责任。 公司内部控制的目标是合理保证经营管理合法合规、资产安全、 财务报告及相关信息真实完整，提高经营效率和效果，促进实现发 展战略。由于内部控制存在的固有局限性，故仅能为实现上述目标 提供合理保证。此外，由于情况的变化可能导致内部控制变得不恰 当，或对控制政策和 ...

（二）不存在影响独立性的情况说明 作为公司的独立非执行董事，本人未在公司担任除独立非执行董 事以及董事会专门委员会委员以外的其他职务，与公司以及公司主要 股东之间不存在妨碍本人进行独立客观判断的关系，不存在影响独立 性的情况，亦不存在违反相关法律法规、规范性文件等规定的任职独 立性要求的情形。 郑州银行股份有限公司 2023 年度独立非执行董事述职报告 （李燕燕） 2023 年，本人严格按照《公司法》、《上市公司独立董事管理办 法》、《银行保险机构公司治理准则》、《深圳证券交易所上市公司自律 监管指引第 1 号——主板上市公司规范运作》、《香港联合交易所有限 公司证券上市规则》等法律法规和《公司章程》的要求，认真、勤勉、 谨慎履行职责，积极出席相关会议，对公司的经营发展提出合理的建 议，充分发挥独立非执行董事的作用，维护公司股东尤其是中小股东 的合法权益。 一、独立非执行董事的基本情况 （一）工作履历、专业背景以及兼职情况 本人李燕燕，经济学博士，现任郑州大学教授、郑州大学学报编 辑部主任兼主编。曾任新乡医学院社科部教师，河南大学经济学院教 师，郑州大学商学院教师、副院长，曾在中国社科院（中国北京）从 事博士 ...

证券代码：002936 证券简称：郑州银行 公告编号：2024-010 特此公告。 郑州银行股份有限公司监事会 2024 年 3 月 29 日 1 郑州银行股份有限公司（以下简称"本行"）及监事会全体成员保证公告内容的真实、 准确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行近日收到李怀斌先生的辞职报告，因个人原因，辞去本行第七届监事会 职工监事、监事会监督委员会委员职务。本行现已收到其被有关部门留置的通知。 截至本公告日，李怀斌先生持有本行 59,620 股 A 股股份，其所持本行股份 将严格按照相关法律法规及相关承诺管理。 李怀斌先生的辞任不会影响本行监事会正常运作。本行将依据法律法规、监 管规定及本行《公司章程》及时补选职工监事。 郑州银行股份有限公司 关于职工监事辞任的公告 ...