股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年4月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2025年5月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | ...

Group 1 - The central bank's recent policy package aims to release liquidity, lower financing costs, and direct credit resources towards key sectors to promote high-quality economic development [1][2] - The policy includes a comprehensive 0.5 percentage point reduction in the reserve requirement ratio, releasing 1 trillion yuan in long-term funds, and a 0.1 percentage point decrease in policy interest rates, which will alleviate banks' liability pressure and support the real economy [2] - The structural tools emphasized in the policy will support technology innovation, consumer services, and inclusive finance, with a significant increase in the re-lending quota for technology innovation from 500 billion yuan to 800 billion yuan [2] Group 2 - Zhengzhou Bank's Q1 2025 report shows strong growth across key metrics, achieving increases in total assets, deposits, loans, revenue, and profit, marking a historical high for the bank [4] - As of the end of Q1 2025, Zhengzhou Bank's total assets grew by 4.46% year-on-year, surpassing 700 billion yuan, with total deposits of 430.11 billion yuan (up 6.32%) and total loans of 400.24 billion yuan (up 3.24%) [4] - The bank's operating income reached 3.475 billion yuan, a 2.22% increase year-on-year, and net profit was 1.016 billion yuan, up 4.98% from the previous year, indicating a stable growth trend [4] Group 3 - Zhengzhou Bank's strategic focus on retail transformation has led to a significant increase in personal deposits, which rose by 11.61% to 243.51 billion yuan, accounting for 56.6% of total deposits [5][6] - The bank's innovative credit products, such as "Zheng e-loan" and "Housing e-loan," have met diverse personal credit needs, with personal loan balances reaching 93.58 billion yuan, a year-on-year increase of 2.88% [6] - By concentrating credit resources on key industrial clusters in Henan province, Zhengzhou Bank has established a positive feedback mechanism that supports local economic development [6] Group 4 - The central bank's policy initiatives provide a strategic opportunity for banks to enhance their services to the real economy, with Zhengzhou Bank's strong performance in Q1 serving as a testament to the effective integration of policy benefits and the bank's strategic direction [7] - As policy benefits continue to unfold, Zhengzhou Bank's advantages in technology innovation and green finance may position it favorably in regional financial competition and value reassessment [7]

Core Viewpoint - Zhengzhou Bank is experiencing a recovery trend with positive profit growth, achieving significant increases in key financial metrics in the first quarter of 2024 [1][2]. Financial Performance - In Q1 2024, Zhengzhou Bank reported revenue of 3.475 billion yuan and net profit attributable to shareholders of 1.016 billion yuan, representing year-on-year growth of 2.22% and 4.98% respectively [1]. - Total assets exceeded 700 billion yuan for the first time, with total loans surpassing 400 billion yuan, and personal deposits maintaining double-digit growth [1]. - By the end of Q1 2025, net profit returned to the 1 billion yuan level, with total loans reaching 400.236 billion yuan, a 3.24% increase from the end of the previous year [2]. Strategic Focus - Zhengzhou Bank is committed to supporting local economic development by focusing on seven major industrial clusters and modernizing the "7+28+N" industrial chain, as well as promoting stable development in the real estate market [2]. - The bank is actively involved in significant provincial projects and initiatives like "Ten Thousand People Helping Ten Thousand Enterprises," directing financial resources to key areas of social development [2]. Loan and Deposit Growth - Total deposits reached 430.112 billion yuan, with personal deposits growing by 11.61% to 243.505 billion yuan [2]. - The bank's non-performing loan ratio stood at 1.79% at the end of Q1, remaining stable compared to the end of the previous year, while the provision coverage ratio increased by 8.17% [2]. Implementation of "Five Major Articles" - The "Five Major Articles" framework has become a crucial tool for Zhengzhou Bank to support the real economy and achieve high-quality development [3]. - In technology finance, the bank's loans to technology enterprises reached 48.269 billion yuan, with a growth rate of 44.50% [3]. - Green finance initiatives supported the development of green industries, with green credit business balance reaching 9.146 billion yuan, a year-on-year increase of 123.73% [3]. - Inclusive finance efforts led to a balance of 53.685 billion yuan in small and micro loans, growing by 7.46% [3]. - The bank is enhancing financial support for the elderly care and health industries, promoting a robust financial service environment for senior citizens [3]. - Digital finance initiatives are being implemented to integrate financial services into the digital transformation of enterprises [3].

Focus Events - Four companies, including *ST Xulan and *ST Jiayu, will officially delist from A-shares on April 30, 2025, following announcements from the Shenzhen Stock Exchange regarding their termination of listing decisions [1][1][1] Banking Sector - Seven major banks, including Industrial and Commercial Bank of China and Agricultural Bank of China, announced plans to abolish their supervisory boards, pending approval from their respective shareholder meetings [2][2][2] Macro News - The People's Bank of China held a meeting to implement the overall statistical system for the "Five Major Articles" in finance, emphasizing the importance of statistical work and establishing a comprehensive "1+N" statistical system [3][3][3] Industry Dynamics - The Ministry of Industry and Information Technology issued a notice to accelerate the cultivation of pilot testing platforms in manufacturing, focusing on optimizing the layout and upgrading key platforms [5][5][5] - The Ministry of Agriculture and Rural Affairs announced a plan to continuously adjust and optimize pig production capacity, implementing a monitoring and early warning system for production [7][7][7] Company Focus - Guotai Junan Securities reported a 391.78% increase in net profit for Q1 2025, reaching 12.24 billion yuan, with total assets nearing 1.69 trillion yuan [10][10][10] - Xinhua Insurance plans to establish a 20 billion yuan fund in collaboration with China Life, targeting A+H shares of large listed companies [11][11][11] - Tianqi Lithium achieved a net profit of 104 million yuan in Q1 2025, recovering from a loss of 389.7 million yuan in the same period last year [12][12][12] - Ganfeng Lithium reported a net loss of 356 million yuan in Q1 2025, with a 25.43% decline in revenue [12][12][12] - Longi Green Energy posted a net loss of 8.618 billion yuan for 2024, with a 36.23% decrease in revenue [13][13][13] - Air China reported a net loss of 2.044 billion yuan in Q1 2025, with a slight revenue decline of 0.11% [14][14][14] - Industrial and Commercial Bank of China recorded a revenue of 212.77 billion yuan in Q1 2025, down 3.22% year-on-year [15][15][15] - Saisir reported a 240.6% increase in net profit for Q1 2025, despite a 27.91% decrease in total revenue [16][17] - Kweichow Moutai's net profit grew by 11.56% in Q1 2025, with revenue increasing by 10.54% [18][18][18] - Northern Rare Earth achieved a net profit increase of 727% in Q1 2025, with revenue up 61.19% [19][19][19] - China Life reported a 39.5% increase in net profit for Q1 2025, with total premiums reaching 354.4 billion yuan [20][20][20] - Pianzaihuang's net profit increased by 2.59% in Q1 2025, despite a slight revenue decline [21][21][21] - CITIC Securities reported a 32% increase in net profit for Q1 2025, with revenue up 29.13% [22][22][22] - Zhengzhou Bank's total assets surpassed 700 billion yuan for the first time, with a 4.98% increase in net profit for Q1 2025 [23][23][23]

证券代码：002936 证券简称：郑州银行 公告编号：2025-027 一、会议召开情况 本行于 2025 年 4 月 18 日以电子邮件及书面方式向全体监事发出关于召开 第八届监事会第二次会议的通知，会议于 2025 年 4 月 29 日在郑州市商务外环路 22 号郑州银行大厦现场召开。本次会议应出席监事 4 人，实际出席 4 人，其中 徐长生先生以视频接入方式出席会议。会议召开符合《公司法》《深圳证券交易 所股票上市规则》《香港联合交易所有限公司证券上市规则》和《郑州银行股份 有限公司章程》的规定，本次会议合法有效。会议由监事会临时召集人胡跃先生 主持。 二、会议审议情况 （一）会议审议通过了《关于郑州银行股份有限公司 2025 年第一季度报告 的议案》。 监事会认为：董事会编制和审议本行 2025 年第一季度报告程序符合法律、 行政法规和中国证监会的规定，报告内容真实、准确、完整地反映了本行的实际 情况，不存在任何虚假记载、误导性陈述或者重大遗漏。 本议案同意票 4 票，反对票 0 票，弃权票 0 票。 该报告在巨潮资讯网（http://www.cninfo.com.cn）披露，供投资者查阅。 （二）会 ...

证券代码：002936 证券简称：郑州银行 公告编号：2025-026 郑州银行股份有限公司 第八届董事会第二次会议决议公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 一、会议召开情况 本行于 2025 年 4 月 15 日以电子邮件及书面方式向全体董事发出关于召开 第八届董事会第二次会议的通知，会议于 2025 年 4 月 29 日在郑州市商务外环路 22 号郑州银行大厦现场召开。本次会议应出席董事 9 人，实际出席 9 人，其中， 卫志刚先生、刘亚天先生以视频接入方式出席会议。本行全部监事列席会议。会 议召开符合《公司法》《深圳证券交易所股票上市规则》《香港联合交易所有限公 司证券上市规则》和《郑州银行股份有限公司章程》的规定。本次会议合法有效。 会议由董事长赵飞先生主持。 二、会议审议情况 （一）会议审议通过了《郑州银行股份有限公司 2025 年第一季度经营管理 工作报告》。 本议案同意票 9 票，反对票 0 票，弃权票 0 票。 （二）会议审议通过了《关于郑州银行股份有限公司 2025 年第一季度报告 的议案》。 本 ...

Core Insights - Zhengzhou Bank reported strong growth in core business indicators for Q1 2025, with total assets exceeding 700 billion RMB, indicating robust development resilience and high-quality growth [1][2] Financial Performance - As of the reporting period, Zhengzhou Bank's total assets reached 706.53 billion RMB, a 4.46% increase from the previous year, marking its first time surpassing the 700 billion RMB milestone [2] - Total deposits and loans amounted to 430.11 billion RMB and 400.24 billion RMB, respectively, reflecting growth rates of 6.32% and 3.24% year-on-year [2] - Operating income was 3.475 billion RMB, up 2.22% year-on-year, while net profit attributable to shareholders was 1.016 billion RMB, representing a 4.98% increase [2] Business Transformation - The bank achieved growth in assets, deposits, loans, revenue, and profit in Q1 2025, reversing a three-year decline in net profit and demonstrating strong momentum for high-quality development [2] - Personal deposits reached 243.51 billion RMB, with an impressive growth rate of 11.61%, increasing their share of total deposits to 56.6% [2] Management Efficiency - Continuous growth in operating performance reflects improved management efficiency, with the bank focusing on deepening reforms and high-quality development [3] - The bank has implemented measures to enhance resource allocation efficiency and reduce costs, including reforms in the compensation system and optimizing internal distribution structures [3] Innovation and Digital Transformation - Zhengzhou Bank is advancing its business transformation through digital innovation, focusing on retail, wealth management, and personal credit sectors [4] - The bank has initiated a digital transformation strategy, launching a smart banking layout and leveraging AI technologies for risk control and digital financial product innovation [5] Risk Management - As of the end of 2024, the bank's non-performing loan ratio stood at 1.79%, unchanged from the previous year, while the provision coverage ratio improved to 182.99%, indicating enhanced risk mitigation capabilities [6]

Financial Performance - The total operating income for Q1 2025 was RMB 3,475,467 thousand, representing a 2.22% increase compared to RMB 3,400,099 thousand in Q1 2024[5]. - The net profit attributable to shareholders for Q1 2025 was RMB 1,015,591 thousand, up 4.98% from RMB 967,445 thousand in Q1 2024[5]. - The net investment income for Q1 2025 was CNY 851,299 thousand, representing a significant increase of 197.96% compared to CNY 285,709 thousand in Q1 2024[26]. - The total profit before tax for the group was RMB 1,205,583 thousand, compared to RMB 1,153,513 thousand in the same period last year, marking a growth of about 4.5%[49]. - The net profit attributable to shareholders of the bank was RMB 1,015,591 thousand, up from RMB 967,445 thousand year-over-year, indicating an increase of approximately 5.5%[49]. Assets and Liabilities - The total assets as of March 31, 2025, reached RMB 706,530,887 thousand, reflecting a 4.46% increase from RMB 676,365,240 thousand at the end of 2024[8]. - The total liabilities increased by 4.83% to RMB 650,020,645 thousand from RMB 620,070,469 thousand at the end of 2024[8]. - The bank's total equity as of March 31, 2025, was RMB 56,510,242 thousand, compared to RMB 56,294,771 thousand at the end of 2024, reflecting a slight increase of approximately 0.4%[45]. - The total amount of loans classified into five categories as of March 31, 2025, was CNY 400,235,539 thousand, reflecting a 3.24% increase from CNY 387,690,452 thousand as of December 31, 2024[23]. - The bank's loans and advances amounted to RMB 387,532,813 thousand, an increase from RMB 376,048,659 thousand as of December 31, 2024, showing a growth of about 3.9%[41]. Cash Flow - The net cash flow from operating activities was RMB (138,256) thousand, a decline of 35.09% compared to RMB (102,343) thousand in Q1 2024[5]. - The group reported a significant increase in net cash inflow from operating activities, totaling RMB 37,018,278 thousand, compared to RMB 22,661,715 thousand in the previous year, which is an increase of approximately 63.2%[53]. - The net cash inflow from financing activities was RMB 2,558,647 thousand for the three months ended March 31, 2025, a significant increase from RMB 294,666 thousand in the same period of 2024[59]. - The group reported a net cash outflow from investment activities of RMB 5,476,423 thousand for the three months ended March 31, 2025, compared to RMB 3,534,432 thousand for the same period in 2024, representing an increase of about 55%[57]. - The total cash and cash equivalents decreased by RMB 3,056,118 thousand during the three months ended March 31, 2025, compared to a decrease of RMB 3,339,816 thousand in the same period of 2024[61]. Shareholder Information - The total number of ordinary shareholders was 107,101, with 107,052 being A-share shareholders[29]. - The top 10 shareholders held a total of 3,500,000,000 shares, with the largest shareholder being Hong Kong Central Clearing Limited, holding 2,020,295,224 H shares[31]. - The bank's equity attributable to shareholders increased to RMB 54,660,173 thousand from RMB 54,445,031 thousand, marking a growth of about 0.4%[45]. Ratios and Capital Adequacy - The weighted average return on equity (ROE) for Q1 2025 was 9.12%, an increase of 0.14 percentage points from 8.98% in Q1 2024[6]. - The capital adequacy ratio stood at 12.01% as of March 31, 2025, slightly down from 12.06% at the end of 2024[13]. - The bank's core tier 1 capital adequacy ratio slightly decreased to 8.73% as of March 31, 2025, from 8.76% at the end of 2024[24]. - The liquidity coverage ratio was 260.65%, significantly above the regulatory requirement of 100%[13]. - As of March 31, 2025, the qualified high-quality liquid assets amounted to CNY 87,477,578 thousand, with a liquidity coverage ratio of 260.65%[21]. Other Comprehensive Income - The bank's other comprehensive income showed a significant decrease, with a value of CNY (88,661) thousand compared to CNY 711,788 thousand at the end of 2024[27]. - The group experienced a decrease in other comprehensive income, with a net amount of RMB (800,449) thousand, compared to RMB 292,744 thousand in the previous year[51].

4月以来，9只银行股股价盘中创历史新高，行业热度持续攀升。 多家机构认为，从已披露经营情况的银行来看，一季度财务指标和资产质量总体稳健。展望后市，银行 业相对于大部分行业而言，基本面具备相对稳健特征。 此外，广发证券（000776）认为，近期银行股作为指数重要组成部分，对指数稳定起了重要作用。 去年四季度业绩改善 2024年四季度，银行股业绩明显改善，今年一季度亦有多股报喜。行业现金分红总额有望再创新高，12 只银行股年度分红金额均超百亿元。 本月9只银行股股价创新高 4月24日，银行指数收盘涨1.16%。中国银行（601988）、农业银行（601288）和工商银行（601398） 股价均创历史新高，收盘分别上涨2.1%、2.01%和1.83%。 本月以来，建设银行（601939）、交通银行（601328）和江苏银行（600919）等9只银行股盘中股价均 创历史新高。 创新高的银行股今年以来股价稳步上涨，上海银行（601229）股价年内涨幅达到15.52%，工、农、 中、建四大行股价年内涨幅均在6%以上。 4月以来，市场行情持续震荡，银行板块作为高股息、低估值的避险资产颇受资金青睐。 数据显示，农业银行、宁波 ...

从本周开始银行分红季正式开启。 4月2 0日，中国银行发布公告显示，中国银行A股每股派发2 0 2 4年末期现金红利0 . 1 2 1 6元（税 前，下同），股权登记日为4月2 4日，除权（息）日为4月2 5日，现金红利发放日为4月2 5 日。 作 者丨叶静 编 辑丨 包芳鸣 图 源丨图虫 根据Wi n d统计， 截至4月2 3日，已经有3 6家银行披露了分红计划，分红总额为6 1 6 1 . 2 6亿 元，这其中包括去年超2 3 0 0亿元的中期分红。 分红大户 值得注意的是， 中国银行此次年度分红落地明显早于往年。 同花顺数据显示，中国银行自 2 0 0 6年在A股上市以来，年度分红派息时间均在6月至7月。 根据分配方案，中国银行2 0 2 4年末期利润分配以方案实施前的该行普通股总股本2 9 4 3 . 8 8亿股 为基数，每股派发现金红利0 . 1 2 1 6元，共计派发现金红利3 5 7 . 9 8亿元。其中，A股普通股股 本2 1 0 7 . 6 6亿股，派发A股现金红利2 5 6 . 2 9亿元。该行已派发2 0 2 4年中期现金红利每股 0 . 1 2 0 8元，连同本次末期现金红利，2 0 ...