Market Performance - The city commercial bank sector declined by 0.59% on November 26, with Nanjing Bank leading the drop [1] - The Shanghai Composite Index closed at 3864.18, down 0.15%, while the Shenzhen Component Index rose by 1.02% to 12907.83 [1] Individual Stock Performance - Suzhou Bank closed at 8.30, up 0.97% with a trading volume of 488,700 shares and a transaction value of 406 million yuan [1] - Nanjing Bank closed at 11.49, down 1.29% with a trading volume of 514,300 shares and a transaction value of 592 million yuan [2] - Chengdu Bank closed at 16.82, down 0.53% with a trading volume of 354,700 shares and a transaction value of 597 million yuan [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 147 million yuan from institutional investors, while retail investors saw a net inflow of 152 million yuan [2] - Among individual stocks, Suzhou Bank had a net outflow of 31.27 million yuan from institutional investors, while Nanjing Bank saw a net inflow of 27.56 million yuan [3]

Core Insights - Zhengzhou Bank reported a comprehensive progress in various dimensions such as scale growth, profitability, service to the real economy, and risk control amid a complex external environment and increasing industry competition [1] Group 1: Asset Growth - The bank's total assets reached 743.55 billion yuan, an increase of 9.93% compared to the end of the previous year, marking a growth of 67.19 billion yuan, which is 1.87 times the growth rate of the same period last year [2] - The total amount of loans and advances issued by the bank was 406.72 billion yuan, reflecting a growth of 4.91% compared to the end of the previous year [2] Group 2: Revenue and Profitability - Zhengzhou Bank achieved a net interest income of 7.82 billion yuan, representing a year-on-year increase of 5.83% [3] - The bank's non-interest income also showed good growth, indicating a diversified revenue structure and sustained profitability in a challenging operating environment [3] Group 3: Retail Strategy - The bank's retail strategy has made significant progress, with personal deposit balances reaching 267.14 billion yuan, a growth of 22.44% compared to the end of the previous year [3] - Personal loan balances stood at 96.31 billion yuan, reflecting a growth of 5.88% compared to the end of the previous year [3] - The bank is focusing on enhancing customer loyalty through a comprehensive retail service system, addressing the financing needs of small and micro enterprises, and expanding financial services to rural areas [3] Group 4: Future Outlook - Zhengzhou Bank aims to continue its high-quality development direction by differentiating its business positioning, deepening services to the real economy, and advancing technological finance and digital transformation [3]

Core Insights - The city commercial bank sector experienced a rise of 0.99% on November 25, with Nanjing Bank leading the gains [1] - The Shanghai Composite Index closed at 3870.02, up 0.87%, while the Shenzhen Component Index closed at 12777.31, up 1.53% [1] Stock Performance - Nanjing Bank (600T009) closed at 11.64, with a gain of 2.65% and a trading volume of 457,300 shares, amounting to a transaction value of 526 million [1] - Beijing Bank (601169) closed at 5.78, up 1.76%, with a trading volume of 2,510,400 shares [1] - Xiamen Bank (601187) closed at 7.03, up 1.59%, with a trading volume of 156,300 shares [1] - Hangzhou Bank (600926) closed at 15.49, up 1.37%, with a trading volume of 128,080 shares [1] - Guiyang Bank (601997) closed at 6.07, up 1.17%, with a trading volume of 335,800 shares [1] - Other notable performances include Changsha Bank (601577) at 69.6 (+1.04%), Suzhou Bank (002966) at 8.22 (+0.98%), and Qingdao Bank (002948) at 4.78 (+0.84%) [1] Capital Flow - The city commercial bank sector saw a net inflow of 366 million in main funds, while retail funds experienced a net outflow of 305 million [2] - The main funds' net inflow for Hangzhou Bank was 97.67 million, while retail funds saw a net outflow of 48.86 million [3] - Qilu Bank (601665) had a main fund net inflow of 67.32 million, with retail funds experiencing a net outflow of 50.62 million [3] - Jiangsu Bank (601009) reported a main fund net inflow of 38.10 million, while retail funds had a net outflow of 45.88 million [3]

香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責， 對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 會 就 本 公 告 全 部 或 任 何 部 分 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 的 任 何 損 失 承 擔 任 何 責 任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：6196） 趙 飛 董事長 中國河南省鄭州市 2025年11月25日 於 本 公 告 日 期，本 行 董 事 會 成 員 包 括 執 行 董 事 趙 飛 先 生 及 李 紅 女 士；非 執 行 董 事 張 繼 紅 女 士、劉 炳 恒 先 生 及 衛 志 剛 先 生；以 及 獨 立 非 執 行 董 事 李 小 建 先 生、王 寧 先 生、劉 亞 天 先 生 及 蕭 志 雄 先 生。 * 本行並非香港法例第155章《銀 行 業 條 例》所 指 認 可 機 構，不 受 限 於 香 港 ...

Group 1 - Zhengzhou Bank announced that approximately 329 million restricted shares will be unlocked and listed for trading on November 27, 2025 [1] - For the first half of 2025, Zhengzhou Bank's revenue composition is as follows: interest income accounts for 89.32%, while non-interest income accounts for 2.28% [1] Group 2 - As of the report, Zhengzhou Bank has a market capitalization of 18.2 billion yuan [2] - Dapeng Industrial's strategic placement has resulted in significant gains for insiders, with a subscription price of 9 yuan and a first-day listing price of 118 yuan, leading to a paper profit of 24.92 million yuan for the controlling shareholder and his brother [2]

证券代码：002936 证券简称：郑州银行 公告编号：2025-046 郑州银行股份有限公司关于 部分非公开发行限售股上市流通的提示性公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、 准确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示 （一）本次限售股上市流通数量为 328,515,000 股，占本行 A 股股份的 4.6455%，占本行总股份的 3.6132%。 （二）本次限售股上市流通日期为 2025 年 11 月 27 日（星期四）。 一、非公开发行股票概况及股本变动情况 三、本次解除限售股份的上市流通安排 经中国证券监督管理委员会《关于核准郑州银行股份有限公司非公开发行 股票的批复》（证监许可[2020]1485 号）核准，本行非公开发行 A 股 1,000,000,000 股，并于 2020 年 11 月 27 日在深圳证券交易所上市。非公开发行 A 股完成后， 本行总股本由 6,514,125,090 股变为 7,514,125,090 股，其中，A 股 5,844,325,090 股，H 股 1,669,800,000 股。 本行 2021 年第一次临时 ...

招商证券股份有限公司 关于郑州银行股份有限公司 本次限售股形成后至今，公司发生资本公积转增股本事项，公司总股本变动 情况如下： （1）公司 2021 年第一次临时股东大会、2021 年第二次 A 股类别股东大会 及 2021 年第二次 H 股类别股东大会分别审议通过了《关于郑州银行股份有限公 司 2020 年度利润分配及资本公积转增股份预案的议案》，同意公司向权益分派股 权登记日登记在册的普通股股东以资本公积每 10 股股份转增 1 股股份，该权益 分派已于 2021 年 12 月 20 日实施完毕。转增后，公司总股本由 7,514,125,090 股 变为 8,265,537,599 股，其中，A 股 6,428,757,599 股，H 股 1,836,780,000 股。 （2）公司 2022 年度股东周年大会、2023 年第一次 A 股类别股东大会及 2023 年第一次 H 股类别股东大会分别审议通过了《关于郑州银行股份有限公司 2022 1 年度利润分配及资本公积转增股份预案的议案》，同意公司向权益分派股权登记 日登记在册的普通股股东以资本公积每 10 股股份转增 1 股股份，该权益分派已 于 202 ...

Core Viewpoint - The city commercial bank sector experienced a decline of 0.54% on November 24, with Shanghai Bank leading the drop, while the overall market indices showed slight increases [1][2]. Group 1: Market Performance - The Shanghai Composite Index closed at 3836.77, up 0.05%, and the Shenzhen Component Index closed at 12585.08, up 0.37% [1]. - The city commercial bank sector's individual stock performance varied, with Chengdu Bank rising by 1.32% to a closing price of 16.94, while Shanghai Bank fell by 1.70% to 9.84 [1][2]. Group 2: Trading Volume and Turnover - Chengdu Bank had a trading volume of 497,000 shares and a turnover of 842 million yuan, while Shanghai Bank had a trading volume of 655,100 shares and a turnover of 649 million yuan [1][2]. - The overall net inflow of funds in the city commercial bank sector was 56.49 million yuan, with retail investors showing a net outflow of 70.16 million yuan [2][3]. Group 3: Fund Flow Analysis - Chengdu Bank saw a net inflow of 97.44 million yuan from major funds, while retail investors had a net outflow of 51.42 million yuan [3]. - Suzhou Bank experienced a net inflow of 40.11 million yuan from major funds, but a net outflow of 32.86 million yuan from retail investors [3].

Core Insights - Zhengzhou Bank reported a solid performance in Q3 2025, with operating income of 9.395 billion and net profit attributable to shareholders of 2.279 billion, reflecting year-on-year growth of 3.91% and 1.56% respectively [1] - The bank's total assets reached 743.552 billion by the end of September, marking a 9.93% increase from the previous year, with a significant asset growth rate that set a historical high for the same period [1] Group 1: Financial Performance - The bank achieved a remarkable increase in total assets, adding 67.187 billion compared to the end of the previous year, which is 1.87 times the increase from the same period last year [1] - Total liabilities grew to 685.938 billion, up 10.62% from the previous year, ensuring ample funding for supporting the real economy [1] Group 2: Credit and Retail Strategy - As of the end of Q3, the total amount of loans and advances reached 406.717 billion, reflecting a 4.91% increase from the previous year, with a focus on key sectors [2] - Personal deposits surged to 267.143 billion, a significant increase of 22.44%, while personal loans rose to 96.306 billion, up 5.88% [2] Group 3: Future Outlook - The bank plans to combine internal accumulation with external supplementation to strengthen capital, focusing on supporting local economies, small and medium enterprises, and enhancing financial support in key areas [3]

Core Viewpoint - Zhengzhou Bank has demonstrated robust performance in its Q3 2025 earnings report, showcasing significant growth in asset scale, revenue, and net profit despite a challenging external environment and intensified industry competition [1] Group 1: Asset Growth and Credit Support - As of the end of Q3, Zhengzhou Bank's total assets reached 743.55 billion yuan, marking a 9.93% increase from the end of the previous year [1] - The bank's asset scale achieved a historic high growth rate, with an increase of 67.19 billion yuan, equivalent to 1.87 times the increase from the same period last year [2] - Total loans and advances amounted to 406.72 billion yuan, reflecting a 4.91% growth from the previous year, with a focus on key sectors such as advanced manufacturing and urban renewal [2] Group 2: Revenue and Profitability - The bank's net interest income for the first three quarters was 7.82 billion yuan, a year-on-year increase of 5.83%, serving as a core support for revenue growth [3] - Non-interest income also saw significant improvement, contributing to a diversified revenue structure that enhances the bank's sustained profitability and growth potential [3] Group 3: Retail Strategy and Ecosystem Development - The retail business transformation has emerged as a key growth driver, with personal deposits reaching 267.14 billion yuan, a substantial increase of 22.44% from the previous year [4] - Personal loan balances stood at 96.31 billion yuan, up 5.88% year-on-year, indicating steady expansion in retail operations [4] - The bank has established a comprehensive retail service ecosystem centered around four key roles: citizen steward, financing steward, wealth steward, and rural steward, enhancing customer engagement and service efficiency [4] Group 4: Future Outlook - Zhengzhou Bank aims to maintain a high-quality development trajectory by focusing on differentiated market positioning, deepening services for the real economy, and advancing technological finance and digital transformation [4]