证券代码：002936 证券简称：郑州银行 公告编号：2024-003 郑州银行股份有限公司 关于诉讼事项的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 1.案件所处的诉讼阶段：立案受理，尚未开庭审理 2.上市公司所处的当事人地位：原告 3.涉案的金额：案件一借款本金 660,000,000 元及利息、罚息、复利等，案件 二借款本金 434,418,337 元及利息、罚息、复利等 4.对上市公司损益产生的影响：本行已对该两笔贷款计提了相应贷款损失准 备，不会对本行的本期利润或期后利润产生重大影响。 一、诉讼事项受理的基本情况 本行长椿路支行就与郑州康桥房地产开发有限责任公司、河南万松建设工程 有限公司、宋革委、曹军领、河南纵鑫置业有限公司、河南亨业房地产开发有限 公司、北京康桥同道圣合咨询集团有限责任公司、深圳君颂实业有限责任公司、 康桥地产集团有限公司金融借款合同纠纷一案（简称"案件一"），与河南美景新 瑞房地产开发有限责任公司、北京康桥同道圣合咨询集团有限责任公司、宋革委、 郑州睿途房地产有限公司、河南康桥 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年1月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 2. 股 ...

截至本公告日，王兆琪女士持有本行 136,342 股 A 股股份。辞任后，王兆琪 女士将继续遵守法律法规有关所持本行股份及其变动的规定及继续履行股份锁 定承诺直至相关承诺事项履行完毕。王兆琪女士已确认其与本行董事会并无不一 致意见，也无任何与其辞去职务有关而需通知本行股东及债权人的事项。 郑州银行股份有限公司 关于高级管理人员辞任的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行收到王兆琪女士的辞任报告，因到龄退出现职，辞去本行总审计师职务。 辞任后，王兆琪女士将不再担任本行及本行控股子公司任何职务。 证券代码：002936 证券简称：郑州银行 公告编号：2023-053 特此公告。 郑州银行股份有限公司董事会 2023 年 12 月 22 日 1 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2023年12月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 2. ...

证券代码：002936 证券简称：郑州银行 公告编号：2023-052 郑州银行股份有限公司 关于诉讼事项的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 1.案件所处的诉讼阶段：立案受理，尚未开庭审理 2.上市公司所处的当事人地位：原告 3.涉案的金额：借款本金 63,998 万元及利息、罚息、复利等 4.对上市公司损益产生的影响：本行已对该笔贷款计提了相应贷款损失准备， 不会对本行的本期利润或期后利润产生重大影响。 2、诉讼各方当事人名称： 原告：本行商鼎路支行 被告一：河南汇艺置业有限公司 被告二：李慧 被告三：司德贤 1 被告四：李景香 一、本次诉讼事项受理的基本情况 本行商鼎路支行就与河南汇艺置业有限公司、李慧、司德贤、李景香、蒋燕、 李亚东金融借款合同纠纷一案向郑州市中级人民法院提起诉讼，于近日收到郑州 市中级人民法院的受理案件通知书。 二、有关本案的情况 1、受理机构：郑州市中级人民法院 被告五：蒋燕 被告六：李亚东 3、诉讼案件事实简述： 2020 年 8 月 20 日，原告与被告一签订《固定资产 ...

郑州银行股份有限公司 关于诉讼事项进展的公告 证券代码：002936 证券简称：郑州银行 公告编号：2023-051 4.对上市公司损益产生的影响：本行已对该笔贷款计提了相应贷款损失准备， 不会对本行的本期利润或期后利润产生重大影响。 一、本次诉讼事项的基本情况 2023 年 4 月，本行中牟支行与河南美尔健康产业发展有限公司、河南省美 景集团有限公司、王小兴、郑州美景置业有限责任公司、河南景麟投资有限公司、 河南省美瑞实业有限公司金融借款合同纠纷一案被河南省郑州市中级人民法院 受理。本案 的基本 情况详见本 行于 2023 年 4 月 20 日在巨潮资讯网 （http://www.cninfo.com.cn）披露的《郑州银行股份有限公司关于诉讼事项的公 告》（公告编号：2023-017）。 2023 年 7 月，河南省郑州市中级人民法院就本案作出（2023）豫 01 民初 341 号民事判决书，具体判决情况详见本行于 2023 年 7 月 18 日在巨潮资讯网 （http://www.cninfo.com.cn）披露的《郑州银行股份有限公司关于诉讼事项进展 的公告》（公告编号：2023-038）。 二、本次 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2023年11月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 2. ...

关于诉讼事项进展的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 证券代码：002936 证券简称：郑州银行 公告编号：2023-050 郑州银行股份有限公司 1.案件所处的诉讼阶段：一审判决 2.上市公司所处的当事人地位：原告 3.涉案的金额：借款本金 5.55 亿元及利息、罚息、复利等 4.对上市公司损益产生的影响：本行已对该笔贷款计提了相应贷款损失准备， 不会对本行的本期利润或期后利润产生重大影响。 一、本次诉讼事项的基本情况 2023 年 9 月，本行金水东路支行与河南森源重工有限公司、河南森源集团 有限公司、森源汽车股份有限公司、楚金甫金融借款合同纠纷一案被河南省郑州 市中级人民法院受理。本案的基本情况详见本行于 2023 年 9 月 21 日在巨潮资讯 网（http://www.cninfo.com.cn）披露的《郑州银行股份有限公司关于诉讼事项的 公告》（公告编号：2023-045）。 二、本次诉讼事项的进展情况 近日，河南省郑州市中级人民法院就本案作出（2023）豫 01 民初 1176 号民 事 ...

Financial Performance - The operating income for Q3 2023 was RMB 3,559,444 thousand, a decrease of 14.45% compared to the same period last year[4]. - The net profit attributable to shareholders for Q3 2023 was RMB 704,012 thousand, down 19.30% year-on-year[4]. - The basic earnings per share for Q3 2023 was RMB 0.08, a decrease of 20.00% year-on-year[5]. - The group's net profit for the nine months ended September 30, 2023, was RMB 3,342,163 thousand, down from RMB 4,360,420 thousand in the same period of 2022, reflecting a decline of approximately 23.3%[34]. - The total profit for the group was RMB 3,345,512 thousand, down from RMB 4,355,769 thousand in the previous year, representing a decline of 23.2%[35]. - The net profit for the group for the nine months ended September 30, 2023, was RMB 2,848,811 thousand, a decrease of 19.6% compared to RMB 3,543,822 thousand for the same period in 2022[35]. - The net profit attributable to shareholders of the bank was RMB 2,750,645 thousand, with a decrease from RMB 3,403,445 thousand in the same period last year[35]. - The total comprehensive income for the group for the nine months was RMB 2,976,027 thousand, compared to RMB 3,750,293 thousand in the previous year, reflecting a decrease of 20.6%[37]. Assets and Liabilities - Total assets as of September 30, 2023, reached RMB 622,051,831 thousand, an increase of 5.16% from the end of 2022[7]. - The total liabilities amounted to RMB 566,450,568 thousand, reflecting a growth of 5.11% compared to the end of 2022[7]. - The group's total equity reached RMB 55,601,263 thousand as of September 30, 2023, up from RMB 52,625,236 thousand as of December 31, 2022, marking an increase of around 5.6%[33]. - The total deposits as of September 30, 2023, were RMB 363,291,631 thousand, an increase from RMB 341,797,766 thousand at the end of 2022, representing a growth of approximately 6.5%[32]. Cash Flow - The net cash flow from operating activities was RMB (552,685) thousand, a decline of 88.02% compared to the previous year[4]. - The net cash inflow from operating activities was RMB 55,484,526 thousand, up from RMB 40,202,723 thousand, indicating a growth of about 37.9%[44]. - The net cash outflow from investment activities was RMB 4,001,424 thousand, a significant decrease from a net inflow of RMB 20,897,096 thousand in the previous period[46]. - The net cash flow from financing activities for the group was RMB 6,654,275, compared to a net outflow of RMB 4,008,102 in the same period last year, indicating a significant improvement[47]. - The net increase in cash and cash equivalents was RMB 1,636,017, compared to a decrease of RMB 5,210,211 in the same period last year, showing a positive turnaround[48]. Capital and Ratios - The core tier one capital adequacy ratio increased to 9.68% as of September 30, 2023, compared to 9.29% at the end of 2022[12]. - The bank's total capital adequacy ratio rose to 13.05% as of September 30, 2023, compared to 12.72% at the end of 2022[14]. - The leverage ratio was reported at 7.75% as of September 30, 2023, slightly up from 7.69% at the end of 2022[15]. - The liquidity coverage ratio was reported at 225.04%, significantly above the regulatory requirement of 100%[16]. Investment and Loans - The bank's investment income increased by 33.92% year-on-year to CNY 903,616 thousand for the first nine months of 2023[18]. - The total loans and advances increased to RMB 353,657,644 thousand, a rise of 6.87% year-on-year[7]. - The bank's borrowing from the central bank increased by 42.51% to CNY 28,652,282 thousand compared to the end of 2022[19]. - The bank's policy-oriented sci-tech financial loans increased by 23% year-to-date, showcasing the growth in its sci-tech financial services[22]. Shareholder Information - The total number of ordinary shareholders reached 99,773, with A-share shareholders accounting for 99,723[23]. - The top 10 shareholders hold a combined 56.4% of the total shares, with the largest shareholder, Hong Kong Central Clearing Limited, holding 22.22%[24]. Strategic Initiatives - The bank has developed over 10 tailored financial products for sci-tech enterprises, enhancing its service offerings[22]. - The bank's retail business transformation is focused on enhancing customer experience and expanding consumer loan offerings[22]. - The bank approved project funding of RMB 8.6 billion and has disbursed RMB 4.2 billion to support the "guarantee delivery" initiative[20]. - The bank has supported 44 major projects with a total investment of RMB 8.2 billion during the reporting period[20].

Financial Performance - For the third quarter of 2023, the operating income was RMB 3,561,061,000, a decrease of 16.38% compared to the same period last year[3] - The net profit attributable to shareholders was RMB 704,012,000, down 19.30% year-on-year[3] - The basic earnings per share for the third quarter was RMB 0.08, a decrease of 20.00% compared to the same period last year[3] - Net interest income for the nine months ended September 30, 2023, was RMB 9,017,585, a decrease of 4.6% compared to RMB 9,455,463 for the same period in 2022[26] - Total operating income for the nine months ended September 30, 2023, was RMB 10,464,658, down 11.5% from RMB 11,822,857 in the previous year[26] - Net profit attributable to shareholders for the nine months ended September 30, 2023, was RMB 2,750,645, a decline of 19.2% from RMB 3,403,445 in the same period of 2022[28] - The company reported a net profit of RMB 734,328 for the three months ended September 30, 2023, down 19.4% from RMB 911,606 for the same period in 2022[31] - The total comprehensive income for the three months ended September 30, 2023, was RMB 687,690, a decrease of 31.9% compared to RMB 1,010,779 in the previous year[31] - The company’s net profit for the nine months ended September 30, 2023, was RMB 2,848,811, a decrease of 19.6% from RMB 3,543,822 in the same period of 2022[28] - The company reported a pre-tax profit of RMB 3,345,512 thousand for the nine months ended September 30, 2023, down from RMB 4,355,769 thousand in the same period of 2022, indicating a decline of about 23.2%[35] Cash Flow and Liquidity - The net cash flow from operating activities was RMB (552,685,000), a significant decline of 88.02% compared to the previous year[3] - The net cash flow from operating activities for the nine months ended September 30, 2023, was a negative RMB 1,019,928 thousand, compared to a negative RMB 22,743,754 thousand for the same period in 2022, indicating a significant improvement[36] - The net cash flow from investment activities for the nine months ended September 30, 2023, was negative RMB 4,001,424 thousand, down from a positive RMB 20,897,096 thousand in 2022, reflecting a substantial decrease in investment returns[38] - The net cash flow from financing activities for the nine months ended September 30, 2023, was RMB 6,654,275 thousand, compared to a negative RMB 4,008,102 thousand in 2022, showing a positive shift in financing operations[38] - The net increase in cash and cash equivalents as of September 30, 2023, was RMB 1,632,923 thousand, compared to a decrease of RMB 5,854,760 thousand in the same period of 2022, indicating a recovery in liquidity[38] Assets and Liabilities - Total assets as of September 30, 2023, reached RMB 622,051,831,000, reflecting a growth of 5.16% from the end of 2022[5] - The total liabilities were RMB 566,450,568,000, which is a 5.11% increase from December 31, 2022[5] - The company’s total liabilities as of September 30, 2023, were RMB 566,450,568, an increase from RMB 538,888,382 at the end of 2022[32] - Total liabilities and equity increased to RMB 622,051,831 thousand as of September 30, 2023, from RMB 591,513,618 thousand as of December 31, 2022, marking an increase of approximately 5.18%[34] Capital Ratios - As of September 30, 2023, the Core Tier 1 Capital Ratio is 9.68%, up from 9.29% at the end of 2022[8] - The Tier 1 Capital Ratio stands at 11.99%, an increase from 11.63% at the end of 2022[10] - The Capital Adequacy Ratio is 13.05%, compared to 12.72% at the end of 2022[10] Shareholder Information - The total number of ordinary shareholders reached 99,773, with 99,723 being A-share shareholders[19] - The largest shareholder, Hong Kong Central Clearing (Agent), holds 2,020,253,053 H shares, accounting for 22.22% of total shares[20] - Zhengzhou Finance Bureau holds 657,246,311 A shares, representing 7.23% of total shares, with 93,278,900 shares pledged[20] - Zhengzhou Investment Holding Co., Ltd. holds 608,105,180 A shares, with 207,515,000 shares under pledge[20] Investment and Financing Activities - The company approved project funding of RMB 8.6 billion and has disbursed RMB 4.2 billion to support the "guarantee housing" initiative[18] - The company visited and researched 1,849 enterprises, resulting in a total of RMB 53.9 billion in new or renewed financing[18] - The balance of green credit increased by 46% compared to the beginning of the year[18] - The company customized over 10 financial products for technology innovation, with policy-based innovation financial loans increasing by 23% year-to-date[18] Other Financial Metrics - The weighted average return on equity (annualized) was 6.50%, down 1.60 percentage points year-on-year[3] - The Cost-to-Income Ratio improved to 21.31% from 22.98% in the previous year[8] - The total net profit from investments increased by 78.82% year-on-year, reaching RMB 338,807 thousand[15] - The total amount of loans classified as "normal" increased to RMB 339,352,427 thousand, representing 95.95% of total loans[14] - The Non-Performing Loan Ratio is 1.88%, unchanged from the end of 2022[9] - The liquidity coverage ratio is 225.04%, down from 300.13% at the end of 2022[8] - The leverage ratio is reported at 7.75%, slightly up from 7.69% at the end of 2022[11] - The total assets yield (annualized) is 0.63%, an increase from 0.45% in the previous year[8] - Interest income from financial investments decreased to RMB 4,054,440 thousand for the nine months ended September 30, 2023, compared to RMB 4,657,724 thousand in 2022, reflecting a decline of approximately 12.93%[35] Reporting and Disclosure - The company has not disclosed any other significant matters outside of this report and other announcements[25] - The quarterly report is available on the Hong Kong Stock Exchange and the company's website[25]