Core Viewpoint - The announcement from Qiaoyin Co., Ltd. indicates that major shareholders plan to reduce their holdings in the company through block trading and centralized bidding methods, which may impact the stock's market performance [1] Group 1: Shareholder Actions - The controlling shareholder, Guo Beihua, and Shenzhen Zeyuan Private Securities Fund Management Co., Ltd. plan to reduce their stakes in Qiaoyin Co., Ltd. [1] - The reduction will involve a maximum of 8.1733 million shares through block trading, representing up to 2% of the company's total share capital [1] - Additionally, a maximum of 4.0867 million shares will be sold through centralized bidding, accounting for up to 1% of the company's total share capital [1]

Core Viewpoint - The company announced that its controlling shareholder, Guo Beihua, and a shareholder holding more than 5% of shares, Zeyuan Private Equity, plan to reduce their holdings through block trading and centralized bidding within a specified timeframe [1] Group 1 - The planned reduction includes a maximum of 8,173,313 shares through block trading, which represents up to 2% of the company's total share capital [1] - Additionally, a maximum of 4,086,656 shares will be reduced through centralized bidding, accounting for up to 1% of the company's total share capital [1] - The reduction period is set from November 3, 2025, to February 2, 2026 [1]

| 证券代码：002973 | 证券简称：侨银股份 | 公告编号：2025-126 | | --- | --- | --- | | 债券代码：128138 | 债券简称：侨银转债 | | 侨银城市管理股份有限公司 关于公司大股东减持股份预披露的公告 控股股东、实际控制人之一郭倍华女士、持股 5%以上股东深圳泽源私募证券基金 管理有限公司－泽源利旺田42号私募证券投资基金保证向本公司提供的信息内容真实、 准确、完整，没有虚假记载、误导性陈述或重大遗漏。 本公司及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 特别提示： 侨银城市管理股份有限公司（以下简称"公司"）控股股东、实际控制人之 一郭倍华女士持有公司股份 123,496,474 股（占公司总股本的 30.22%），持股 5% 以上股东深圳泽源私募证券基金管理有限公司－泽源利旺田 42 号私募证券投资 基金（以下简称"泽源私募"），持有公司股份 20,450,000 股（占公司总股本的 5.00%）。郭倍华女士、泽源私募计划自本公告披露之日起 15 个交易日后的三个 月内，即 2025 年 11 月 3 日起至 2026 年 2 月 2 日止， ...

Core Viewpoint - The company announced that its controlling shareholder, Guo Beihua, and a shareholder holding more than 5% of shares, Zeyuan Private Equity, plan to reduce their holdings in the company by a total of up to 6% of the total share capital within three months, starting 15 trading days after the announcement, due to personal funding needs [1] Summary by Sections - **Shareholding Reduction Plan** - Guo Beihua and Zeyuan Private Equity will reduce their holdings by up to 2% and 1% of the total share capital, respectively, through centralized bidding and block trading methods [1] - The total reduction will not exceed 6% of the total share capital [1] - **Reason for Reduction** - The reduction is attributed to personal funding needs of the shareholders [1] - **Compliance and Disclosure** - Guo Beihua and Zeyuan Private Equity have committed to strictly adhere to relevant laws, regulations, and normative documents during the reduction process and will fulfill their information disclosure obligations [1]

| | | 侨银城市管理股份有限公司 2025 年第三季度可转换公司债券转股情况公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假 记载、误导性陈述或重大遗漏。 特别提示：侨银转债（债券代码：128138）转股期为 2021 年 5 月 24 日至 2026 年 11 月 16 日；转股价格为人民币 17.90 元/股。 （二）可转债上市情况 经深圳证券交易所同意，公司本次公开发行的 42,000 万元可转换公司债券 于 2020 年 12 月 24 日起在深圳证券交易所挂牌交易，债券简称"侨银转债"， 债券代码"128138"。 （三）可转债转股期限 根据《深圳证券交易所股票上市规则》等有关规定和公司《公开发行可转换 公司债券募集说明书》（以下简称《募集说明书》）的约定，本次发行的可转债 转股期为 2021 年 5 月 24 日至 2026 年 11 月 16 日，初始转股价格为 25.43 元/股。 （四）可转债转股价格调整情况 根据《深圳证券交易所股票上市规则》《深圳证券交易所上市公司自律监管 指引第 15 号——可转换公司债券》的有关规定，侨银城市管理股份有限公司（以 下简称"公 ...

Group 1 - The company has approved its wholly-owned subsidiary, Qiaoyin New Energy Technology (Shihezi) Co., Ltd., to engage in financing leasing business with a financing amount not exceeding RMB 10 million and a term of up to 36 months [2][4] - The financing leasing contract signed with Zhejiang Zheyin Financial Leasing Co., Ltd. involves a financing amount of up to RMB 1.39 million [4][12] - The company has provided irrevocable joint liability guarantees for the financing leasing matters without charging any guarantee fees [2][6] Group 2 - The company has approved a total guarantee limit of RMB 107 million for its subsidiaries, which is valid until the next annual general meeting [3][20] - The company has adjusted the unused guarantee limit of RMB 3.5 million from Guangzhou Tengda Supply Chain Co., Ltd. to Qiaoyin New Energy, reducing Guangzhou Tengda's available guarantee limit from RMB 8.5 million to RMB 5 million [4][5] - After the adjustment, the total approved guarantee limit for Qiaoyin New Energy is RMB 5 million, with a remaining guarantee balance of RMB 2.11 million [5][6] Group 3 - The financing leasing business is expected to optimize the company's capital structure and improve the efficiency of fund utilization [15] - The company has a total external guarantee balance of RMB 189.85 million, accounting for 77.95% of its audited net assets for 2024 [16][26] - The company has not experienced any overdue guarantees or legal disputes related to guarantees [16][27]

Core Viewpoint - The company announced a sale-leaseback transaction involving its wholly-owned subsidiary, which aims to optimize its financing structure and enhance asset liquidity [1] Financing Details - The financing amount for the sale-leaseback business with Zhejiang Yinjin Leasing is capped at 13.9 million yuan, with a maximum term of 36 months [1] - The company reallocates an unused guarantee quota of 35 million yuan from Guangzhou Tengda to its subsidiary, Qiaoyin New Energy [1] Guarantee Information - Prior to the transaction, the company's guarantee balance for its subsidiary was 121.912 million yuan, leaving a remaining guarantee capacity of 948.088 million yuan [1] - After the transaction, the guarantee balance will increase to 135.812 million yuan, with a remaining capacity of 934.188 million yuan [1] - The total external guarantee balance for the company and its subsidiaries is 1.898541 billion yuan, with no overdue guarantees reported [1]

Core Points - The company announced progress on providing guarantees for its subsidiary, with an approved guarantee limit of 107 million yuan for the year 2025 [1] - The subsidiary, Anfu Qiaoyin, applied for a loan of 3 million yuan from Anfu Rural Commercial Bank due to operational needs, and the company provided a joint liability guarantee without any fees [1] - Before this guarantee, the company's total guarantee balance for subsidiaries was 91.912 million yuan, leaving a remaining limit of 97.808 million yuan; after the guarantee, the balance increased to 135.812 million yuan, with a remaining limit of 93.418 million yuan [1] - The guarantee is within the expected limit and does not require additional meeting discussions [1] - As of the announcement date, the total external guarantee balance for the company and its subsidiaries is 1.898541 billion yuan, with no overdue guarantees [1]

暨调剂担保事项的进展公告 证券代码：002973 证券简称：侨银股份 公告编号：2025-124 债券代码：128138 债券简称：侨银转债 侨银城市管理股份有限公司 关于全资控股子公司开展融资租赁业务 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假 记载、误导性陈述或重大遗漏。 一、融资租赁和担保情况概述 （一）融资租赁情况概述 侨银城市管理股份有限公司（以下简称"公司"）于 2025 年 7 月 28 日召开 第四届董事会第三次会议，审议通过了《关于控股子公司开展融资租赁业务暨相 关担保事项的议案》，为拓宽融资渠道，优化公司的债务结构，提高资金使用效 率，满足经营发展需求，同意全资子公司侨银新能源科技（石河子市）有限公司 （以下简称"侨银新能源"）作为承租人与浙江浙银金融租赁股份有限公司（以 下简称"浙银金租"）开展融资租赁业务(包括售后回租形式)，融资金额不超过 人民币 10,000.00 万元，融资期限不超过 36 个月。侨银石河子以其持有的应收账 款为其自身融资租赁业务提供质押担保。公司及控股股东、实际控制人郭倍华、 刘少云、韩丹为上述融资租赁事项提供不可撤销的连带责任担保，不收 ...

| 证券代码：002973 | 证券简称：侨银股份 | 公告编号：2025-123 | | --- | --- | --- | | 债券代码：128138 | 债券简称：侨银转债 | | 侨银城市管理股份有限公司 关于为子公司提供担保的进展公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假 记载、误导性陈述或重大遗漏。 一、担保情况概述 二、担保进展情况 公司控股子公司安福侨银环保科技有限公司（以下简称"安福侨银"）因经 营发展需要，安福侨银与江西安福农村商业银行股份有限公司（以下简称"安福 农商行"）签订《流动资金借款合同》，安福侨银拟向安福农商行申请贷款 3,000.00 万元，贷款期限不超过 60 个月，同时公司与安福农商行签订《保证合同》为上 述融资事项提供连带责任担保，不收取任何担保费用。 本次担保开始履行前，公司累计获批且有效的公司对子公司的担保额度为 107,000.00 万元，公司对子公司的担保余额为 9,191.20 万元，尚余担保额度 97,808.80 万元，本次担保后，公司对子公司的担保余额为 13,581.20 万元，尚余 担保额度为 93,418.80 元。本 ...