Enact (ACT)
Search documents
Earnings Estimates Moving Higher for Enact Holdings (ACT): Time to Buy?
ZACKS· 2026-02-09 18:21
Investors might want to bet on Enact Holdings, Inc. (ACT) , as earnings estimates for this company have been showing solid improvement lately. The stock has already gained solid short-term price momentum, and this trend might continue with its still improving earnings outlook.The rising trend in estimate revisions, which is a result of growing analyst optimism on the earnings prospects of this company, should get reflected in its stock price. After all, empirical research shows a strong correlation between ...
What Makes Enact Holdings, Inc. (ACT) a Strong Momentum Stock: Buy Now?
ZACKS· 2026-02-09 18:00
Momentum investing revolves around the idea of following a stock's recent trend in either direction. In "long context," investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.While many investors like to look for momentum i ...
Enact (ACT) - 2025 Q4 - Earnings Call Transcript
2026-02-04 14:02
Enact (NasdaqGS:ACT) Q4 2025 Earnings call February 04, 2026 08:00 AM ET Company ParticipantsBose George - Managing DirexctorDaniel Kohl - Head of Investor RelationsDean Mitchell - CFORohit Gupta - CEOConference Call ParticipantsDouglas Harter - Director and Equity AnalystMihir Bhatia - Stock Analyst and Equity ResearchRichard Shane - AnalystOperatorHello, and thank you for standing by. Welcome to Enact Fourth Quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. A ...
Enact (ACT) - 2025 Q4 - Earnings Call Transcript
2026-02-04 14:02
Enact (NasdaqGS:ACT) Q4 2025 Earnings call February 04, 2026 08:00 AM ET Company ParticipantsBose George - Managing DirexctorDaniel Kohl - Head of Investor RelationsDean Mitchell - CFORohit Gupta - CEOConference Call ParticipantsDouglas Harter - Director and Equity AnalystMihir Bhatia - Stock Analyst and Equity ResearchRichard Shane - AnalystOperatorHello, and thank you for standing by. Welcome to Enact fourth quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. A ...
Enact (ACT) - 2025 Q4 - Earnings Call Transcript
2026-02-04 14:00
Enact (NasdaqGS:ACT) Q4 2025 Earnings call February 04, 2026 08:00 AM ET Speaker5Hello, and thank you for standing by. Welcome to Enact fourth quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask the question during the session, you will need to press star one one on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, p ...
Enact (ACT) - 2025 Q4 - Earnings Call Presentation
2026-02-04 13:00
Enact Holdings, Inc. Financial Supplement Fourth Quarter 2025 GAAP/Non-GAAP Disclosure Discussion This document includes the non-GAAP financial measures entitled "adjusted operating income (loss)," "adjusted operating income (loss) per share," and "adjusted operating return on equity." Adjusted operating income (loss) per share is derived from adjusted operating income (loss). Enact Holdings, Inc. (the "Company") defines adjusted operating income (loss) as net income (loss) excluding the after-tax effects o ...
Enact Holdings, Inc. (ACT) Q4 Earnings Beat Estimates
ZACKS· 2026-02-03 23:50
Enact Holdings, Inc. (ACT) came out with quarterly earnings of $1.23 per share, beating the Zacks Consensus Estimate of $1.09 per share. This compares to earnings of $1.09 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +13.36%. A quarter ago, it was expected that this company would post earnings of $1.12 per share when it actually produced earnings of $1.12, delivering no surprise.Over the last four quarters, the company has ...
Enact (ACT) - 2025 Q4 - Annual Results
2026-02-03 21:22
This Share Repurchase Agreement (this "Agreement") is made and entered into as of February 2, 2026, by and between Enact Holdings, Inc., a Delaware corporation (the "Company"), and Genworth Holdings, Inc., a Delaware corporation (the "Genworth"). RECITALS WHEREAS, Genworth owns 114,588,830 shares (the "Shares") of the Common Stock, par value $0.01 per share, of the Company (the "Common Stock"), representing approximately 81% of the outstanding shares of Common Stock; WHEREAS, the Company's Board of Director ...
Enact Reports Fourth Quarter and Full Year 2025 Results
Globenewswire· 2026-02-03 21:20
Core Insights - Enact Holdings, Inc. reported strong financial results for Q4 2025, with a net income of $177 million, or $1.22 per diluted share, marking an increase from $163 million in Q3 2025 and Q4 2024 [1][4] - The company emphasized its disciplined execution and resilient credit performance, despite ongoing affordability pressures and interest rate volatility in the housing market [2] Financial Performance - Q4 2025 net income was $177 million, up from $163 million in Q3 2025 and Q4 2024, with diluted earnings per share increasing to $1.22 from $1.10 and $1.05 respectively [3][4] - Adjusted operating income for Q4 2025 was $179 million, or $1.23 per diluted share, compared to $166 million and $1.12 in Q3 2025, and $169 million and $1.09 in Q4 2024 [3][4] - New insurance written (NIW) was $14 billion, a 2% increase from Q3 2025 and an 8% increase from Q4 2024 [4][7] Operational Metrics - The primary insurance in-force (IIF) reached $273 billion, a 2% increase year-over-year [1][7] - The primary persistency rate was 80%, down from 83% in Q3 2025 and 82% in Q4 2024 [4][7] - Losses incurred in Q4 2025 were $18 million, with a loss ratio of 7%, significantly lower than $36 million and 15% in Q3 2025, and $24 million and 10% in Q4 2024 [3][7] Capital Management - The company returned over $500 million to shareholders in 2025, including $121 million in dividends and $382 million in share repurchases [1][4] - As of December 31, 2025, Enact held $257 million in cash and cash equivalents and $370 million in invested assets [7] - PMIERs sufficiency was reported at 162%, approximately $1.9 billion above requirements, consistent with Q3 2025 [7] Future Outlook - The company announced a new share repurchase program with authorization to buy up to $500 million of common stock, alongside a quarterly dividend of $0.21 per share [7]
Enact Announces New $500 Million Share Repurchase Program and $0.21 Per Share Quarterly Dividend
Globenewswire· 2026-02-03 21:15
RALEIGH, N.C., Feb. 03, 2026 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that its Board of Directors authorized a new share repurchase program under which the company may purchase up to $500 million of its common stock. The new share repurchase authorization is in addition to the company’s current $350 million share repurchase program, of which $30 million remains as of January 30, 2026. A ...