Exhibit 99.3 FIRST QUARTER 2025 FINANCIAL SUPPLEMENT ALLY FINANCIAL INC. FORWARD-LOOKING STATEMENTS AND ADDITIONAL INFORMATION This document and related communications should be read in conjunction with the financial statements, notes, and other information contained in our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K. This information is preliminary and based on company and third-party data available at the time of the presentation or related communication. T ...

Financial Data and Key Metrics Changes - In Q1 2025, adjusted earnings per share were 58 cents, with core pre-tax income of $247 million and adjusted net revenue of $2.1 billion, reflecting solid execution across core businesses [14][15] - Net interest margin for the quarter was 3.35%, up two basis points compared to the previous quarter [14][36] - The company reported a GAAP loss per share of 82 cents for the quarter, primarily due to a pre-tax loss related to securities repositioning [35] Business Line Data and Key Metrics Changes - In the auto finance business, consumer originations reached $10.2 billion, driven by 3.8 million applications, the highest quarterly application volume ever [19] - Insurance written premiums were $385 million, representing a 9% year-over-year increase, with the average number of insurance products sold per dealer increasing to 2.2% [21][22] - Corporate finance delivered pre-tax income of $76 million with a 25% return on equity, maintaining zero net charge-offs [23][24] Market Data and Key Metrics Changes - The digital bank served 3.3 million customers with balances reaching $146 billion, up nearly $3 billion quarter-over-quarter [26] - The company expects tax payments to result in lower deposits in Q2, aiming for approximately flat balances for the full year [27] Company Strategy and Development Direction - The company is focused on simplifying its organization and prioritizing resources in areas with demonstrated competitive advantage, including dealer financial services, corporate finance, and deposits [12] - A multi-year partnership with the WNBA was announced, reinforcing the company's commitment to brand strength and community engagement [10] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's strong position despite macroeconomic uncertainties, emphasizing the importance of focus and strategic execution [13][73] - The company anticipates some near-term volatility due to changes in trade policy but remains optimistic about long-term economic benefits [73] Other Important Information - The transfer of the credit card business to held for sale was completed, which is expected to strengthen the balance sheet [16][17] - The company has taken steps to manage interest rate risk and improve net interest income through strategic repositioning of its securities portfolio [42][43] Q&A Session Summary Question: How do tariffs impact the business? - Management acknowledged the evolving uncertainty regarding tariffs but emphasized the company's strong balance sheet and strategic positioning to navigate the environment [82][84] Question: Can you discuss the NIM outlook? - Management reiterated guidance of 3.4% to 3.5% for 2025, considering various rate scenarios and emphasizing resilience in the business model [92][93] Question: What is the outlook for credit performance? - Management indicated that while there are positive trends in delinquency and flow-to-loss rates, caution is warranted due to macroeconomic uncertainties [116] Question: What is the used car price outlook? - Management noted that used car prices are expected to remain elevated, potentially benefiting the business, but emphasized the uncertainty surrounding future price movements [126][127]

CHARLOTTE, N.C., April 17, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) today reported its first quarter 2025 results. View full press release in PDF.The news release, presentation and financial supplement can be accessed in the following ways: Ally Financial Press Room at https://media.ally.com Ally Financial Investor Relations website at https://ally.com/about/investor/Ally will host a conference call at 9 a.m. ET to review the company's performance. The call will include a review of the results, ...

Wall Street analysts forecast that Ally Financial (ALLY) will report quarterly earnings of $0.46 per share in its upcoming release, pointing to a year-over-year increase of 2.2%. It is anticipated that revenues will amount to $1.95 billion, exhibiting a decline of 1.9% compared to the year-ago quarter.The consensus EPS estimate for the quarter has been revised 1.3% lower over the last 30 days to the current level. This reflects how the analysts covering the stock have collectively reevaluated their initial ...

Core Insights - Ally Financial Inc. has announced a multi-year partnership with the WNBA, becoming the official banking partner and a WNBA Changemaker, aimed at enhancing engagement with fans and promoting women's sports [1][2][9] Partnership Details - Ally will serve as the presenting partner of the WNBA's first-ever "Rivals Week," scheduled for August 9-17, 2025, featuring key matchups that highlight team rivalries and player competitions [3][4] - The partnership includes a new endorsement deal with incoming rookie Paige Bueckers, complementing existing relationships with players like Breanna Stewart and Sydney Colson [5][8] Marketing Initiatives - Ally is launching the "That's A 'Savings' Bucket" sweepstakes, offering fans a chance to win a trip to the AT&T WNBA All-Star 2025 in Indianapolis and $5,000 towards savings [6][10] - The partnership will also feature Ally as the presenting partner of WNBA All-Star Voting and a logo patch partner for the All-Star Game jerseys [8] Strategic Goals - Ally's partnership aligns with its 50/50 Pledge, aiming for parity in paid media spending between women's and men's sports by 2026, a year ahead of schedule [9][11] - The WNBA is recognized as a rapidly growing brand, ranked as the fastest-growing brand in 2024 and fourth on Fast Company's list of the World's 50 Most Innovative Companies of 2025 [13]

Wall Street expects a year-over-year increase in earnings on lower revenues when Ally Financial (ALLY) reports results for the quarter ended March 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on April 17. O ...

Market Overview - The stock market has experienced significant volatility, with the S&P 500 down 18% from its February high and the Nasdaq Composite down 23%, indicating a bear market [1] - Major market indexes fell by over 10% in a two-day period due to high tariff rates announced by President Trump [1] Investment Opportunities - Current market conditions present opportunities to invest in solid companies at discounted prices, with five recommended stocks that have lost over 25% of their value recently [2] Company Analysis Amazon.com - Amazon.com is down nearly 30% from its peak due to potential impacts from tariffs on imported products and concerns over reduced spending on cloud and AI services amid economic turbulence [3] - E-commerce represents just over 15% of U.S. retail sales, and the cloud computing market is projected to quadruple by 2032, indicating significant growth potential for Amazon [4] Alphabet (Google) - Alphabet has fallen 29% from its peak, making it more attractive for investment [5] - The company combines a mature business (Google) with growth potential in Google Cloud, boasting a 29% net margin and nearly $96 billion in cash [6] Ally Financial - Ally Financial is trading 27% below its 52-week high, influenced by increased recession risks leading to weak loan demand and potential higher defaults [7] - The company is the largest indirect auto lender in the U.S. and is focusing on its core auto-lending business, maintaining high credit quality in its loans [8] Shopify - Shopify has seen a 41% decline from its 52-week high, affected by tariffs due to its international platform [9] - Despite the downturn, Shopify reported 26% year-over-year revenue growth in 2024 and over $2 billion in net income, with expectations for continued growth [10] Advanced Micro Devices (AMD) - AMD shares are down 53% from their 52-week high, trading at a valuation of 18 times forward earnings despite strong growth prospects [11][13] - The company is gaining market share in the PC and laptop CPU market and has opportunities in gaming and embedded chips, including applications in autonomous vehicles [12]

Core Insights - High-yield certificates of deposit (CDs) are presented as a secure option for storing money while earning interest, typically offering higher rates than traditional savings accounts [1] - A review of over 300 data points was conducted to identify the best CDs available for various terms, including 6-month, 1-year, and 18-month options [2] Summary by Category Best CD Rates Overview - The best CD rates for October 2025 include accounts offering rates of 3.9% APY and higher, emphasizing the importance of selecting accounts that align with individual savings goals [4][5] - Approximately 60 CD accounts were evaluated to determine the top options based on interest rates, minimum opening deposits, compounding frequency, and customer service access [5] 6-Month CD Options - Ally Bank offers a 6-month CD with a 3.9% APY, no monthly maintenance fees, and no minimum deposit requirement [7] - Marcus by Goldman Sachs provides a 6-month CD with a 4.25% APY, requiring a minimum deposit of $500 [11] - Synchrony Bank's 6-month CD features a 4.1% APY with no minimum balance requirement [12] 1-Year CD Options - Ally Bank's 1-year CD offers a competitive 3.85% APY with no minimum deposit [30] - Marcus by Goldman Sachs provides a 1-year CD with a 4.1% APY, requiring a minimum deposit of $500 [31] - America First Credit Union's 1-year CD offers a 4.15% APY with a minimum deposit of $500 [38] 18-Month CD Options - Ally Bank's 18-month CD boasts a 3.65% APY with no minimum opening deposit [55] - Synchrony Bank's 18-month CD offers a competitive 4% APY with no minimum deposit [57] - America First Credit Union's 18-month CD provides a 4.1% APY with a minimum deposit of $500 [64]

Core Points - Ally Financial Inc. is set to release its first quarter financial results on April 17, 2025, at approximately 7:30 a.m. ET [1] - A conference call will be held at 9 a.m. ET to discuss the company's performance, available via webcast or dial-in [2] - Registration for the conference call is required at least 15 minutes prior to the start [3] - A replay of the conference call will be accessible via webcast on Ally's Investor Relations website [4] Company Overview - Ally Financial Inc. operates as a financial services company with the largest all-digital bank in the nation and a leading auto financing business [5] - The company provides a range of services including deposits, securities brokerage, investment advisory, auto financing, and insurance offerings [5] - Ally also has a corporate finance division that offers capital for equity sponsors and middle-market companies [5]

Core Initiatives - Ally Financial has initiated a balance sheet repositioning to support net interest income (NII) and net interest margin (NIM) expansion by selling lower-yielding investment securities with an amortized cost of nearly $2.8 billion for $2.5 billion, resulting in a pre-tax loss of $250 million in the current quarter [1] - The proceeds from the sale have been reinvested into shorter-duration, highly liquid securities at current market rates, which is expected to lower the CET1 ratio by almost 12 basis points while slightly increasing NII and NIM in upcoming quarters [2] Industry Context - Several U.S. banks, including Associated Banc-Corp and KeyCorp, have also engaged in balance sheet restructuring to mitigate the adverse effects of high interest rates on NII and NIM, with ASB selling approximately $1.3 billion of investment securities yielding 1.87% and reinvesting in higher-yielding securities yielding 5.08% [3] Organizational Restructuring - Ally Financial is restructuring its operations to create a streamlined organizational structure, including the sale of its credit card business to CardWorks, which includes $2.3 billion in credit card receivables and 1.3 million active cardholders as of December 31, 2024 [4] - The transaction is expected to close in the second quarter of 2025, adding 40 basis points to the CET1 ratio at closing and $1 to adjusted tangible book value per share, with anticipated one-time transaction-related expenses of $10-$20 million [5] Cost Management - The company has ceased originating new mortgage loans and announced workforce reductions, which are expected to yield annual cost savings of $60 million [6] Growth Strategy - Ally Financial plans to invest resources in growing core businesses and strengthening relationships with dealer customers, anticipating improved demand for consumer loans due to relatively lower interest rates, which is expected to drive net financing revenues in the coming quarters [7] Strategic Outlook - The balance sheet repositioning and organizational restructuring efforts reflect Ally Financial's commitment to long-term growth and profitability, despite the immediate financial impact, positioning the company for future success [8]