Core Viewpoint - The third National Skills Competition opened in Zhengzhou, Henan, with the Bank of Communications actively supporting the event to contribute to the talent-driven national strategy [1] Group 1: Event Participation and Support - The Bank of Communications has partnered with the National Skills Competition for the third time, showcasing its commitment to supporting the event and the national strategy for talent development [1] - The bank proactively addressed the financing needs for the construction of competition venues, ensuring timely delivery [3] Group 2: Financial Services and Engagement - At the event, the bank set up an interactive exhibition titled "Show Your Skills to Support Talented Youth," utilizing multimedia and immersive experiences to highlight its financial services that support the real economy and entrepreneurship [3] - The bank introduced a "Cloud Bank" smart screen for remote customer service interaction, allowing attendees to experience digital financial services [3] Group 3: Educational Initiatives - The bank collaborated with the event organizers to launch the "Learn with the National Competition" initiative, which combines on-site learning with practical experiences, providing a platform for youth to gain vocational insights and skill recognition [3] - The initiative includes various activities such as exhibition experiences, competition learning, interactive courses, and immersive experiences aimed at fostering high-quality skill development [3]

活动以"国风+金融+文旅"为创新载体，打造沉浸式游园场景，设置国风换装体验、金融知识互动展位、传统游戏挑战和文艺演出等多项内容。参与者可身 着汉服漫步古风市集，在投壶、猜灯谜、蒙眼敲鼓等游戏中，轻松掌握假币识别、反诈防非、理性投资等实用金融知识。完成打卡集章任务还可兑换精美礼 品，真正实现"玩中学、学中乐"，让"国风入耳、金融入心"的氛围愈发浓厚。 转自：新华财经 为提升社会公众金融素养，维护金融消费者和投资者合法权益，9月20日，在国家金融监督管理总局海南监管局、海南省委金融委员会办公室、中国人民银 行海南省分行及中国证券监督管理委员会海南监管局的指导下，交通银行海南省分行主办的"保障金融权益、助力美好生活"2025年海南省金融教育宣传周进 社区活动——云洞沉浸式国风游园会在海口举行。活动将传统国风文化与金融知识普及深度融合，为市民游客带来一场别开生面的沉浸式金融学习体验。 交行海南省分行相关负责人表示，本次游园会是该行推动金融教育进社区、融入生活，践行金融工作政治性与人民性的具体实践。未来，该行将继续探索大 众喜闻乐见的宣传形式，扎实推进金融消费者权益保护工作，为优化地方金融生态、助力美好生活持续贡献交行 ...

Core Viewpoint - The stock price of Bank of Communications has experienced a decline, with a notable drop of 7.86% year-to-date and 14.88% over the past 60 days, indicating potential challenges in the market [1]. Group 1: Stock Performance - As of September 22, the stock price of Bank of Communications was 6.81 CNY per share, with a trading volume of 8.01 billion CNY and a turnover rate of 0.45%, resulting in a total market capitalization of 601.76 billion CNY [1]. - The stock has seen a decrease of 4.08% over the last 5 trading days and 11.33% over the last 20 trading days [1]. Group 2: Financial Performance - For the first half of 2025, Bank of Communications reported a net profit attributable to shareholders of 46.016 billion CNY, reflecting a year-on-year growth of 1.61% [2]. - The company achieved zero operating revenue for the same period [2]. Group 3: Shareholder Information - As of June 30, 2025, the number of shareholders for Bank of Communications was 263,100, a decrease of 5.37% from the previous period [2]. - The average number of circulating shares per shareholder was 111,247, down by 29.42% [2]. - The company has distributed a total of 337.762 billion CNY in dividends since its A-share listing, with 83.694 billion CNY distributed over the last three years [3]. Group 4: Institutional Holdings - As of June 30, 2025, Hong Kong Central Clearing Limited was the fifth-largest circulating shareholder, holding 1.396 billion shares, an increase of 10.8003 million shares from the previous period [3]. - Huaxia SSE 50 ETF was a new entrant among the top ten circulating shareholders, holding 523 million shares [3].

在本次活动上，就投资者关于 交通银行 （601328）分红稳定性的有关提问，公司方面直言：今年上半 年向全体股东（含本次定增的全部股份）每股分配现金股利人民币0.1563元（含税），总共分配现金股 利人民币138.11亿元，较2024年半年度分红提升约2.18%，占归属于母公司普通股股东净利润的31.2%。 这是我行连续第二年开展中期分红，分红比率将连续第14年保持30%以上。未来，交行将保持分红政策 的延续性、稳定性和可预期性，与股东持续分享交行经营发展成果。 9月19日，"2025年上海辖区上市公司集体接待日暨中报业绩说明会"活动成功举办。 ...

Group 1 - The core idea of the news is that Bank of Communications has launched a new online credit product called "Guo Bu Loan" aimed at supporting merchants involved in national subsidy programs for home appliances and digital products [2] - The "Guo Bu Loan" product offers credit up to 3 million yuan, tailored specifically for dealers participating in national subsidy activities, thereby facilitating the direct delivery of policy benefits to market entities [2] - The bank has developed a smart operational model for the "Guo Bu Loan," utilizing a unified system for data integration and local adaptation to efficiently meet the diverse needs of merchants across different regions [2] Group 2 - The "Guo Bu Loan" has already been launched in provinces such as Henan, Hubei, Sichuan, and Chongqing, with plans for gradual nationwide coverage [2]

Group 1 - The core viewpoint of the articles highlights the effective implementation of consumption-boosting policies in China, leading to stable growth in the consumer market and the emergence of new consumption drivers [1][2] - The Bank of Communications has launched a new online credit product called "Guo Bu Loan," specifically designed for merchants participating in national subsidy activities, with a maximum credit limit of 3 million yuan [1] - The "Guo Bu Loan" product addresses the urgent funding needs of distributors in the home appliance, digital, and home improvement sectors, enhancing their confidence and ability to stock up for the upcoming sales season [1] Group 2 - The Bank of Communications is developing a smart operational model for the "Guo Bu Loan," utilizing a unified system for data integration while catering to local needs, which allows for efficient resource reuse across supply chain scenarios [2] - The "Guo Bu Loan" has already been launched in provinces such as Henan, Hubei, Sichuan, and Chongqing, with plans for nationwide coverage in the future [2]

9月19日，江西省委书记尹弘在南昌会见了交通银行党委书记、董事长任德奇一行。 尹弘指出，希望交 通银行继续发挥国有大行的优势，在以往双方良好合作的基础上，加大金融资源投放力度，更好支持江 西产业发展；综合运用大数据和区块链技术，深入推动金融创新与科技赋能，为各类企业和项目提供高 效金融服务，以务实合作的新成果实现更高水平的互利共赢。 ...

Core Points - The event "Party Building Leads to Empowerment" was successfully held by the Shenzhen Branch of Bank of Communications on September 18, under the guidance of the Municipal Social Work Department and the "Two New" Work Committee of the Municipal Party Committee [1] - The event aimed to strengthen ideological co-construction, promote resource sharing, and achieve collaborative progress through party building [1] - Jiang Zhou, the Party Secretary and President of the Shenzhen Branch, emphasized the bank's commitment to political and public service responsibilities, and the importance of innovative party building methods to deepen cooperation between government, banks, and enterprises [1] - Lin Qianjie, the First Secretary of the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, highlighted the event as a platform for exchange and a significant ideological feast [1] - The event featured a lecture by Jia Xingdong, Director of the Economic Committee of the Shenzhen Municipal Political Consultative Conference, focusing on the development status and future trends of the "20+8" key industrial clusters in Shenzhen [1] - The lecture provided valuable insights into the "20+8" industrial policy, aiding party members and cadres in understanding its rich connotations and practical requirements for promoting high-quality development of enterprises in Shenzhen [1] Participation - A total of 220 participants attended the event, including representatives from the Shenzhen Municipal Social Work Department, the "Two New" Work Committee, the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, associations, chambers of commerce, enterprises, and party representatives from the Bank of Communications Shenzhen Branch [2]

在今日下午的2025年上海辖区上市公司集体接待日暨中报业绩说明会上，交通银行执行董事、副行长周 万阜针对有关"公司下半年信贷投放储备情况如何？是否有利于提高息差？"提问表示，交行一直以来高 度重视信贷项目储备，认真落实金融服务实体经济高质量发展相关要求，全力推动项目储备扩容提 质。"目前看，我们三、四季度项目储备和需求总体保持平稳，项目储备重点聚焦'两重''两新'、制造 业、普惠金融、绿色发展、科技创新、乡村振兴等重点领域，进一步强化推动力度。同时，交行也结合 各地方产业经济结构和产业特色，储备了一批重点优质项目。"中报显示，今年上半年，交通银行的客 户贷款利息收入1,383.25亿元，同比减少123.96亿元，降幅8.22%，主要由于客户贷款年化平均收益率同 比下降57个基点。 ...

Core Viewpoint - The Bank of Communications has fully adopted digital electronic invoices in response to the national promotion of comprehensive digitalization, discontinuing paper invoices [1] Group 1: Implementation of Digital Invoices - As of now, the Bank of Communications has closed the application channel for paper invoices, allowing customers to apply for digital invoices through mobile banking, online banking, self-service machines, and bank counters [1] - Digital invoices labeled as "Value-Added Tax Special Invoice" and "Ordinary Invoice" hold the same legal validity and basic usage as existing paper invoices [1] Group 2: Access and Verification - Customers can download and query digital invoices issued by the Bank of Communications through their tax digital accounts or the comprehensive service platform for value-added tax invoices across provinces [1] - The authenticity of the digital invoices can be verified through the national value-added tax invoice verification platform [1]