Investor Deck May 2023 In addition to financial measures prepared in accordance with U.S. generally accepted accounting principles (GAAP), this presentation contains non-GAAP financial measures, including non-GAAP gross margin, non-GAAP operating expenses, non-GAAP income (loss) from operations, and non-GAAP net income (loss). The non-GAAP financial information is presented for supplemental informational purposes only and is not intended to be considered in isolation or as a substitute for, or superior to, ...

Investor Deck February 2023 Safe harbor Our mission: Make it simple to connect and do business. 3 ● Automate financial operations ● Make and receive payments | --- | --- | --- | |-------------------|---------------------------------|----------------------| | | Spend Management | | | Accounts Payable | Financial Operations Platform | Accounts Receivable | | | | | | | Payments | | BILL at a glance 400K+ Businesses using our solutions¹ (Suppliers & Clients) bill BILL (NYSE: BILL) This presentation contains for ...

Bill.com Holdings, Inc. (NYSE:BILL) Q2 2023 Earnings Conference Call February 2, 2023 4:30 PM ET Company Participants Karen Sansot – Vice President-Investor Relations Rene Lacerte – Chairman, Chief Executive Officer and Founder John Rettig – Executive Vice President and Chief Financial Officer Conference Call Participants Brent Bracelin – Piper Sandler Josh Beck – KeyCorp Matt VanVliet – BTIG Darrin Peller – Wolfe Research Andrew Schmidt – Citigroup Jonathan Lee – Morgan Stanley Kenneth Suchoski – Autonomo ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ _____________________ (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR For the transition period from ________ to ________ BILL.COM HOLDINGS, INC. (Exact name of registrant as specified in its charter) _____________________ | --- | --- | --- | |---------------------------------------------------------------------------------------------------------------------- ...

Bill.com Holdings, Inc. (NYSE:BILL) Q1 2023 Earnings Conference Call November 3, 2022 4:30 PM ET Company Participants Karen Sansot - Executive, IR Rene Lacerte - Founder, CEO & Chairperson John Rettig - EVP, Finance & Operations and CFO Conference Call Participants William Nance - Goldman Sachs Robert Napoli - William Blair & Company Samad Samana - Jefferies Bradley Sills - Bank of America Merrill Lynch Ken Wong - Oppenheimer Tien-Tsin Huang - JPMorgan Chase & Co. Kenneth Suchoski - Autonomous Research Andr ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ FORM 10-Q _____________________ (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number: 001-39149 _____________________ BILL.COM HOLDIN ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________________________________ FORM 10-K ___________________________________________ (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM ________ TO ________ Commission File Number: 001-39149 ________________________ ...

Bill.com Holdings, Inc. (NYSE:BILL) Q4 2022 Earnings Conference Call August 18, 2022 4:30 PM ET Company Participants Karen Sansot - Vice President of Investor Relations Rene Lacerte - Chairman, Chief Executive Officer and Founder John Rettig - Executive Vice President and Chief Financial Officer Conference Call Participants Bryan Keane - Deutsche Bank Brad Sills - Bank of America Darrin Peller - Wolfe Research Josh Beck - KeyBanc Andrew Bauch - SMBC Nikko Brent Bracelin - Piper Sandler Samad Samana - Jeffer ...

it Bill.com (NYSE: BILL) Investor Deck May 2022 Safe Harbor This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements other than statements of historical facts, and statements in the future tense. Forward-looking statements are based on our expectations as of the date of this presentation and are subject to a number of risks, uncertainties and assumptions, many of which involve factors or circumstances that are beyo ...

Financial Data and Key Metrics Changes - Total revenue increased by 179% year-over-year, reaching $166.9 million [39] - Organic core revenue grew by 74% year-over-year, amounting to $102.1 million [39] - Non-GAAP gross margin was reported at 84.6%, exceeding expectations [42] - Non-GAAP net loss was $8.7 million, significantly better than anticipated [44] Business Line Data and Key Metrics Changes - Revenue from the Divvy spend management solution increased by 155% year-over-year [39] - Subscription revenue rose to $52.2 million, up 78% year-over-year [41] - Transaction revenue surged to $113.3 million, reflecting a 286% year-over-year increase [41] Market Data and Key Metrics Changes - Total payment volume processed on the platform reached $55 billion, representing a 57% year-over-year growth [37] - The number of Bill.com organic customers increased to 146,600, with 11,600 net new adds in the quarter [33] - The number of spending businesses using Divvy grew to 18,100, more than double from a year ago [35] Company Strategy and Development Direction - The company aims to build an integrated solution by combining Bill.com's AP platform with Divvy's spend management and Invoice2go's accounts receivable capabilities [10] - A focus on enhancing relationships with strategic partners, particularly in the accounting and financial institution sectors, is emphasized [13][15] - The company is scaling its organization to address a large global opportunity and aims to become a multibillion-dollar company [19] Management's Comments on Operating Environment and Future Outlook - Management noted that inflation has had a minimal impact on business operations, with customers seeking efficiency [28][66] - Rising interest rates are expected to provide a significant tailwind, potentially increasing float revenue by $30 million to $35 million annually for every 100 basis points increase [31] - The company anticipates continued strong growth in the upcoming quarters, with Q4 revenue expected to be between $182.3 million and $183.3 million [47] Other Important Information - The company has integrated employees from Divvy and Invoice2go into a unified team [10] - New leadership appointments include a Chief People Officer and a new Board member with extensive experience in the SMB sector [20][22] - The company is focused on enhancing its platform capabilities and expanding its payment offerings [48] Q&A Session Summary Question: What is driving the strong customer adds? - Management attributed the strong customer adds to a multichannel distribution strategy, particularly the partnership with Bank of America [52] Question: Can you explain the revenue model with financial institutions? - The revenue model involves minimum guarantees with financial institution partners, which take time to translate into revenue growth [53] Question: How is the rollout of Instant Transfer and enhanced ACH going? - Management highlighted the importance of these payment options for suppliers and their potential to enhance monetization [61] Question: Are customers delaying purchases due to inflation? - Management reported minimal impact from inflation, noting that businesses are looking for efficiency [66] Question: What are the competitive barriers in the market? - Management emphasized the large market opportunity and the company's robust platform as competitive advantages [77] Question: How does the company plan to maintain customer growth? - The company plans to leverage its multichannel strategy and enhance customer experience to drive growth [92] Question: What is the outlook for profitability as revenue scales? - Management expressed confidence in balancing growth with operational efficiency, aiming for minimal losses [95]