Core Insights - Bill Holdings reported Q2 FY25 earnings that exceeded expectations, showcasing strong revenue growth and positive forward guidance [1][2] Financial Performance - Non-GAAP EPS for Q2 FY25 was $0.56, surpassing the estimate of $0.47 by 19.1% [2][3] - Revenue reached $362.6 million, exceeding the target of $360 million, reflecting a 14% year-over-year growth [2][3] - Non-GAAP operating income was $62.8 million, a 41.8% increase from $44.3 million in the previous year [3] - Core revenue grew by 16.2% year-over-year to $319.6 million, driven by a 19% rise in transaction fees [3][6] Operational Highlights - The company processed $84 billion in total payment volume, marking a 13% increase compared to the previous period [6] - Operating loss reduced to $21.7 million from $67.7 million the previous year, indicating effective cost management [7] - Gross margin slightly decreased to 81.6% from 81.7%, while Non-GAAP gross margin fell from 85.9% to 85.2% [8] Strategic Initiatives - Bill Holdings focuses on expanding its platform through AI integration, real-time payments, and strategic partnerships to enhance user engagement [4][5] - The company is actively managing capital through the issuance and buyback of convertible senior notes and share repurchases [7] Forward Guidance - Management expects Q3 FY25 revenue to range from $352.5 million to $357.5 million, with non-GAAP net income projected between $42 million and $46 million [9] - Full-year revenue guidance is set at $1.454 to $1.469 billion, reflecting long-term growth assurance [11]

BILL Reports Second Quarter Fiscal Year 2025 Financial Results SAN JOSE, Calif.--(BUSINESS WIRE) – February 6, 2025 – BILL (NYSE: BILL), a leading financial operations platform for small and midsize businesses (SMBs), today announced financial results for the second fiscal quarter ended December 31, 2024. "We delivered strong financial results and innovated at a rapid pace as we executed on our vision to be the de facto intelligent financial operations platform for SMBs," said René Lacerte, BILL CEO and Fou ...

Author's note: I present an update my best small and mid-cap stock ideas that insiders are buying only to subscribers of my exclusive marketplace, The Insiders Forum. Our model portfolio has more than doubled the return of its benchmark, the Russell 2000, since its launch. To join our community and gain access to our market beating returns, just click on our logo below.Today, we are putting BILL Holdings, Inc. (NYSE: BILL ) in the spotlight for the first time. The stock of this SaaS concern has surged recen ...

In its upcoming report, BILL Holdings (BILL) is predicted by Wall Street analysts to post quarterly earnings of $0.46 per share, reflecting a decline of 27% compared to the same period last year. Revenues are forecasted to be $359.56 million, representing a year-over-year increase of 12.9%.The current level reflects an upward revision of 1.3% in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial ...

If you are looking for a stock that has a solid history of beating earnings estimates and is in a good position to maintain the trend in its next quarterly report, you should consider BILL Holdings (BILL) . This company, which is in the Zacks Internet - Software industry, shows potential for another earnings beat.When looking at the last two reports, this payment processing software company has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 26.24%, on average, ...

Core Viewpoint - BILL Holdings (BILL) has received an upgrade to a Zacks Rank 1 (Strong Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system tracks the Zacks Consensus Estimate, which reflects EPS estimates from sell-side analysts, and is crucial for understanding a company's earnings outlook [1][4]. - Changes in earnings estimates are strongly correlated with stock price movements, particularly due to institutional investors adjusting their valuations based on these estimates [4][5]. Recent Performance and Projections - BILL Holdings is projected to earn $1.81 per share for the fiscal year ending June 2025, reflecting a year-over-year decline of 14.6% [8]. - Over the past three months, the Zacks Consensus Estimate for BILL Holdings has increased by 112.9%, indicating a significant upward revision in earnings expectations [8]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [7]. - The upgrade of BILL Holdings to Zacks Rank 1 places it in the top 5% of Zacks-covered stocks, suggesting potential for market-beating returns in the near term [10].

BILL Holdings’ (BILL) shares have surged 62.4% in the past three months, outperforming the broader Zacks Computer & Technology sector’s 6.7% return and the Zacks Internet - Software industry’s rise of 7.2%.BILL shares have outperformed its competitors in small and medium business (SMB) financial management, including SAP (SAP) , PayPal Holdings (PYPL) and Intuit (INTU) , over the same time frame.Shares of PayPal Holdings, SAP and Intuit have delivered returns of 10.3%, 9% and 1.9%, respectively.The rise in ...

The S&P 500 is in a raging bull market. It's up 26% in 2024, which followed a 26% gain in 2023. It hasn't delivered back-to-back annual gains that strong since 1997 and 1998 during the dot-com internet bubble. Large technology stocks like Nvidia and Apple are driving those gains. However, many tech stocks at the smaller end of the spectrum (which sit outside the S&P 500) haven't performed quite as well. Some still haven't reclaimed their all-time highs from a few years ago.Workiva (WK -2.72%) and Bill.com ( ...

It is not surprising that before an earnings season, every investor looks for stocks that can beat market expectations. This is because investors always try to position themselves ahead of time and look to tap stocks that are high quality in nature.In this regard, we ran a screener that yielded stocks Urban Outfitters (URBN) , Deckers Outdoor (DECK) , BILL Holdings, Inc. (BILL) , The Travelers Companies (TRV) and Stride (LRN) as the likely winners on the earnings beat potential.Why Is a Positive Earnings Su ...

Though many stocks experienced significant downside this summer as investors sold off risky assets on geopolitical concerns and worries that interest rates weren't going to decline quickly enough, many of those fears have since subsided, leading to broad rebounds, especiallyWith combined experience of covering technology companies on Wall Street and working in Silicon Valley, and serving as an outside adviser to several seed-round startups, Gary Alexander has exposure to many of the themes shaping the indus ...