根据香港政府的一份声明，香港财经事务及库务局局长许正宇周一开始对加拿大展开为期五天的访问。 他会见了加拿大皇家银行和丰业银行的高管。声明称，两家银行均对香港财富管理业的发展深感兴趣。 ...

加拿大丰业银行表示，鉴于英国央行首席经济学家皮尔是支持维持利率不变的两名委员之一，且英国央 行的声明保持其政策指引不变，即维持"渐进谨慎"的政策放松步伐，英国央行6月份再次降息的门槛大 幅提高。我们仍然预计英国央行将暂时维持每季度降息一次的节奏，并选择在6月份暂停降息、8月份恢 复降息。未来两周公布的CPI、就业和GDP数据或为6月降息预期注入些许活力，目前市场对该会议的 降息定价已从昨日的约15个基点（60%概率）大幅削减至仅5个基点（20%概率）。 丰业银行：降息门槛大幅提高 预计英国央行6月将按兵不动 ...

TORONTO, May 1, 2025 /PRNewswire/ - Scotiabank (TSX: BNS) (NYSE: BNS) today announced its intention to redeem all outstanding US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (Non-Viability Contingent Capital (NVCC)) (the "Notes") at 100% of their principal amount plus accrued and unpaid interest to, but excluding, the date fixed for redemption. The redemption of the Notes will occur on June 4, 2025. Formal notice will be delivered to the noteholders in ac ...

Group 1 - Bank of Nova Scotia has underperformed compared to its peers in total returns over the last decade [1] - The company is now led by a new CEO who has initiated an ambitious turnaround plan [1] Group 2 - The article highlights the importance of dividend stocks for passive income and retirement planning [1]

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Investor Presentation February 25, 2025 Caution Regarding Forward-Looking Statements Forward-looking Statements From time to time, our public communications include oral or written forward-looking statements. Statements of this type are included in this document, and may be included in other filings with Canadian securities regulators or the U.S. Securities and Exchange Commission (SEC), or in other communications. In addition, representatives of the Bank may include forward-looking statements orally to ana ...

Financial Data and Key Metrics Changes - The bank reported adjusted earnings of $2.2 billion or $1.76 per share, reflecting a 15% year-over-year growth in noninterest revenue [9][40] - Return on equity improved to 11.8% from 10.6% in the previous quarter, with return on tangible common equity at 14.3% [41][112] - Revenues increased by 11% year-over-year, driven by both net interest and non-interest income [41][112] - The provision for credit losses was approximately $1.2 billion, with a PCL ratio of 60 basis points, up 6 basis points quarter-over-quarter [42][64] Business Line Data and Key Metrics Changes - Canadian Banking reported earnings of $914 million, down 6% year-over-year due to higher loan loss provisions and expenses [47] - Global Wealth Management delivered earnings of $414 million, up 23% year-over-year, driven by higher mutual fund fees and wealth advisory revenues [50][91] - Global Banking and Markets had earnings of $517 million, up 33% year-over-year, with capital markets revenue increasing by 41% [53][94] - International Banking delivered earnings of $657 million, down 7% year-over-year, with a PCL ratio of 146 basis points [57][70] Market Data and Key Metrics Changes - The bank's overall funding profile strengthened with year-over-year deposit growth of 4%, reducing the loan-to-deposit ratio to 105% [85] - Retail deposit growth was up 4% year-over-year, with commercial business generating over $10 billion in deposit growth [98][99] - Digital active clients at Tangerine reached an all-time high of 1.4 million [100] Company Strategy and Development Direction - The bank is focused on allocating incremental capital and resources to priority markets, including a recent investment in KeyCorp [12][84] - The strategy emphasizes value over volume, with initiatives like Mortgage+ and Scene+ to enhance client acquisition [15][86] - The bank aims to improve operational excellence and return discipline, targeting stronger ROE performance across business lines [18][89] Management's Comments on Operating Environment and Future Outlook - Management acknowledged heightened geopolitical uncertainty and a less certain economic outlook, particularly in the U.S. and Mexico [35][106] - The bank is taking a conservative approach to navigate potential economic disruptions and is well-positioned to fund organic growth while resuming dividend growth [34][72] - Confidence remains in the bank's ability to manage through challenging periods while supporting clients [72][108] Other Important Information - The bank's CET1 capital ratio remained strong at 12.9%, with total risk-weighted assets at $468 billion [45][116] - The bank generated positive operating leverage of 2.8%, with a productivity ratio of 54.5% [44][114] - The effective tax rate increased to 23.8% due to changes in earnings mix and the implementation of the global minimum tax [44][112] Q&A Session Summary Question: What are the expectations regarding the impact of potential tariffs? - Management indicated that PCLs would remain elevated due to macroeconomic uncertainty and potential tariffs, with a base case scenario including modest tariff risks [63][70] Question: How is the bank addressing client acquisition and retention? - The bank is enhancing client acquisition strategies through initiatives like Mortgage+ and Scene+, with significant growth in primary clients [15][87] Question: What is the outlook for earnings growth in 2025? - The bank is on track to deliver earnings growth towards the higher end of the 5% to 7% range, excluding potential tariff impacts [104][106]

Group 1 - Bank of Nova Scotia (BNS) reported quarterly earnings of $1.22 per share, exceeding the Zacks Consensus Estimate of $1.17 per share, but down from $1.25 per share a year ago, representing an earnings surprise of 4.27% [1] - The bank's revenues for the quarter ended January 2025 were $6.47 billion, surpassing the Zacks Consensus Estimate by 4.57%, compared to $6.24 billion in the same quarter last year [2] - Over the last four quarters, Bank of Nova Scotia has surpassed consensus EPS estimates two times and topped consensus revenue estimates three times [2] Group 2 - The stock has underperformed the market, losing about 5.8% since the beginning of the year, while the S&P 500 has gained 1.7% [3] - The current consensus EPS estimate for the upcoming quarter is $1.19 on revenues of $6.17 billion, and for the current fiscal year, it is $4.90 on revenues of $25.24 billion [7] - The Zacks Industry Rank for Banks - Foreign is currently in the bottom 35% of over 250 Zacks industries, indicating potential underperformance compared to higher-ranked industries [8]