Core Viewpoint - The market anticipates a year-over-year decline in earnings for Cass Information Systems (CASS) due to lower revenues, with a focus on how actual results will compare to estimates [1][3]. Earnings Expectations - CASS is expected to report quarterly earnings of $0.44 per share, reflecting a year-over-year decrease of 27.9% [3]. - Revenues are projected to be $49.48 million, down 2.5% from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised 3.64% lower in the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for CASS matches the Zacks Consensus Estimate, resulting in an Earnings ESP of 0% [10][11]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive or negative reading indicates the potential deviation of actual earnings from the consensus estimate, with a positive reading being a strong predictor of an earnings beat [6][7]. - CASS currently holds a Zacks Rank of 3, making it challenging to predict an earnings beat conclusively [11]. Historical Performance - In the last reported quarter, CASS was expected to post earnings of $0.50 per share but only achieved $0.21, resulting in a surprise of -58% [12]. - Over the past four quarters, CASS has only beaten consensus EPS estimates once [13]. Industry Comparison - CACI International, another player in the Zacks Computer - Services industry, is expected to report earnings of $5.24 per share, indicating a year-over-year increase of 20.2% [17]. - CACI's revenues are projected to be $1.99 billion, up 8.3% from the previous year [17]. - Despite a recent EPS estimate revision of 3% higher, CACI has an Earnings ESP of -1.48%, complicating predictions for an earnings beat [18].

Core Viewpoint - Cass Information Systems (CASS) has experienced significant selling pressure, resulting in an 8.6% decline over the past four weeks, but analysts anticipate a rebound as the stock is now in oversold territory and expected to report better earnings than previously predicted [3]. Group 1: Technical Indicators - The Relative Strength Index (RSI) is utilized to determine if a stock is oversold, with a reading below 30 indicating oversold conditions [4]. - CASS's current RSI reading is 28.76, suggesting that the heavy selling may be exhausting itself and a trend reversal could occur soon [5]. Group 2: Fundamental Indicators - There is a consensus among sell-side analysts to raise earnings estimates for CASS, leading to a 1.4% increase in the consensus EPS estimate over the last 30 days [6]. - CASS holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, indicating a strong potential for a turnaround [6].

Core Viewpoint - Cass Information Systems (CASS) has faced significant selling pressure, resulting in a 7.5% decline in stock price over the past four weeks, but analysts anticipate better earnings than previously expected, indicating potential for recovery [1]. Group 1: Technical Indicators - The Relative Strength Index (RSI) is a key technical indicator used to identify oversold conditions, with a reading below 30 typically indicating that a stock is oversold [2]. - CASS has an RSI reading of 26.92, suggesting that the heavy selling may be exhausting itself, which could lead to a price rebound as the stock seeks to return to its previous equilibrium [3]. Group 2: Fundamental Indicators - There is a strong consensus among sell-side analysts regarding an increase in earnings estimates for CASS, with a 1.4% rise in the consensus EPS estimate over the last 30 days, which often correlates with price appreciation [6]. - CASS holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, further supporting the potential for a turnaround [6].

Group 1 - Cass Information Systems (NASDAQ: CASS) has made recent investments aimed at improving efficiency and boosting margins, although the current situation remains challenging [1] - Despite the challenges faced, the stock price of CASS has increased by over 40% [1] Group 2 - The article does not provide additional relevant content regarding the industry or company beyond the key points summarized above [1]

Table of Contents ____________________ ____________________ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ___________________________ FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File No. 000-20827 CASS INFORMATION SYSTEMS ...

Cass Information Systems (CASS) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.50 per share. This compares to earnings of $0.54 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -58%. A quarter ago, it was expected that this invoice and payment management company would post earnings of $0.53 per share when it actually produced earnings of $0.32, delivering a surprise of -39.62%. ...

Exhibit 99.1 Contact: Cass Investor Relations ir@cassinfo.com October 17, 2024 Cass Information Systems reports Third Quarter 2024 Results Third Quarter Results (All comparisons refer to the third quarter of 2023, except as noted) • Net income of $2.9 million, or $0.21 per diluted common share (includes $6.6 million of bad debt expense on a funding receivable related to a facility client). • Increase in net interest margin to 3.55%. • Increase in facility expense transaction volumes of 26.3%. • Increased qu ...

Table of Contents ____________________ ____________________ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ___________________________ FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File No. 000-20827 CASS INFORMATION SYSTEMS, INC ...

Group 1 - The implied volatility for Cass Information Systems indicates that the market is anticipating significant movement in the stock price, potentially due to an upcoming event [1][4][6] - Analysts currently rate Cass Information Systems as a Zacks Rank 5 (Strong Sell), placing it in the bottom 26% of the Computer Services industry [4] - Over the past 60 days, no analysts have raised their earnings estimates for the current quarter, while one has lowered the estimate, resulting in a decrease in the Zacks Consensus Estimate from 57 cents per share to 53 cents per share [4] Group 2 - The high implied volatility in options trading for Cass Information Systems suggests that traders may be looking to sell premium, a strategy that benefits from the stock not moving as much as expected [2][6] - The September 20, 2024 $30.00 Put option for Cass Information Systems has recorded some of the highest implied volatility among equity options recently [6]

Cass Information Systems (CASS) came out with quarterly earnings of $0.32 per share, missing the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.52 per share a year ago. These figures are adjusted for non-recurring items. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive tr ...