Key Takeaways Citizens Financial's NII slipped to $2.83B in 1H25 despite Fed easing in the prior year.Management sees 2025 NII rising 3%-5% with NIM improving to 3%.Improving asset yields and loan growth are expected to support CFG's NII.Citizens Financial Group’s (CFG) net interest income (NII) has shown steady growth over the past few years, recording a compound annual growth rate (CAGR) of 5.3% for the period 2019–2024. However, in the first half of 2025, its NII slipped slightly to $2.83 billion. The Fe ...

Accessibility StatementSkip Navigation RALEIGH, N.C., Oct. 1, 2025 /PRNewswire/ --Â First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced that it will report its financial results for the quarter ended September 30, 2025, before the U.S. financial markets open on Thursday, October 23, 2025. A conference call and webcast will be held to discuss BancShares' financial results at 9 a.m. Eastern time on the same day. The conference call and webcast may contain forward-looking statements ...

Oct 1, 2025 10:19 AM Eastern Daylight Time Citizens Financial Group Announces Redemption of Subordinated Notes Share PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the redemption on November 3, 2025, of all of its outstanding 4.300% Fixed-Rate Subordinated Notes due December 3, 2025 (CUSIP No. 174610AK1) (the "Notes†). The redemption price for the Notes will be equal to 100% of principal amount of the Notes redeemed, plus any accrued and unpaid interest to, b ...

Accessibility StatementSkip Navigation RALEIGH, N.C., Sept. 30, 2025 /PRNewswire/ --Â First Citizens Bank has named two new Area Executives in South Carolina and Georgia. Justin Rice will oversee the South Carolina Lowcountry region, as well as Savannah, Ga., and JP Connell will be responsible for the Charleston, South Carolina region and surrounding area. Both will lead business, commercial and branch banking operations, serving clients and managing teams in their respective regions. Continue Reading Justi ...

Accessibility StatementSkip Navigation RALEIGH, N.C., Sept. 29, 2025 /PRNewswire/ -- First Citizens Bank today announced that Rod Versteegh, previously Global Business Unit President at DLL, has joined First Citizens as its new Equipment Finance Executive. "A respected veteran of the finance industry with over 30 years of expertise, Rod's leadership will be an incredible asset," said First Citizens Bank President Peter Bristow in announcing the appointment. "Rod has a clear track record of success that we ...

Citizens Holding Company is a one-bank holding company and the parent company of the Bank, both headquartered in Philadelphia, Mississippi. The Bank currently has locations in fourteen counties throughout the state of Mississippi. In addition to full service commercial banking, the Company offers mortgage loans, title insurance services through third party partnerships and a full range of Internet banking services including online banking, bill pay and cash management services for businesses. Internet servi ...

CFG-IR More News From Citizens Financial Group, Inc. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest financial institutions, with $218.3 billion in assets as of June 30, 2025. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. Citizens helps its customers reach their potential ...

Citizens, Inc. Provides Business Update Highlighting Its Growth and Operations InitiativesSeptember 26, 2025 9:20 AM EDT | Source: Citizens, Inc.Austin, Texas--(Newsfile Corp. - September 26, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, hosted a business update webcast on September 24, 2025 at 1:45 ET. The Company provided a positive overview of its operations and growth strategy. Growth ...

Company Overview - Citizens (CIA) shares increased by 5.4% to close at $5.89, with a notable trading volume, and have gained 11.4% over the past four weeks [1] - The company is positioned for growth due to a solid customer base, strong presence in underserved markets, streamlined sales processes, and new product introductions [1] Financial Strength - Citizens has a low-risk business model and a strong balance sheet supported by a prudent investment portfolio, reserves, and liquidity, enhancing its financial flexibility [2] - The company has no debt and has access to a $20 million line of credit [2] Earnings Expectations - Citizens is expected to report quarterly earnings of $0.06 per share, reflecting a year-over-year increase of 20%, with revenues projected at $63.46 million, up 4.2% from the previous year [2] - The consensus EPS estimate for Citizens has remained unchanged over the last 30 days, indicating stability in earnings expectations [4] Industry Context - Citizens operates within the Zacks Insurance - Life Insurance industry, where Jackson Financial (JXN) also operates, showing a 1.2% increase in its last trading session [4] - Jackson Financial's consensus EPS estimate has remained unchanged at $5.23, representing a 13.7% increase year-over-year, and it holds a Zacks Rank of 2 (Buy) [5]

Core Viewpoint - Citizens Financial Group, Inc. has reduced its prime lending rate from 7.50 percent to 7.25 percent, effective September 18, 2025 [1] Company Overview - Citizens Financial Group, Inc. is one of the oldest and largest financial institutions in the United States, with total assets amounting to $218.3 billion as of June 30, 2025 [1] - The company is headquartered in Providence, Rhode Island, and offers a wide range of retail financial services [1]