Core Viewpoint - Suzanne M. Chadwick will retire from the Boards of Directors of Community West Bancshares and Community West Bank effective March 31, 2026, after significant contributions during her tenure [1]. Group 1: Contributions and Experience - Ms. Chadwick joined the Boards on April 1, 2024, following a transformative merger, and played a crucial role in integrating the newly combined Company, which expanded its footprint by adding seven Banking Centers in California's Central Coast [2]. - She has over 40 years of banking experience, including her previous role as a director of the acquired institution since August 2020, and has been an active member of the Bank's Asset/Liability, Technology, and Retirement Committees [3]. - Her previous experience includes over 20 years at Santa Barbara Bank & Trust as Senior Vice President and Private Client Relationship Manager, where she was responsible for the bank's expansion into Ventura County [4]. Group 2: Leadership and Community Focus - The Board Chairman, Daniel J. Doyle, emphasized Ms. Chadwick's commitment to community, relationship-driven approach, and her significant contributions to the Board's work [4]. - CEO James J. Kim highlighted her caring leadership and client-centric decision-making, which strengthened the Board and the Company [5]. - Community West Bancshares was established in 1979 with a vision to support businesses and communities, operating full-service Banking Centers throughout Central California [5].

Group 1 - Community West Bancshares has appointed Andriana D. Majarian as Lead Independent Director, effective January 21, 2026, succeeding Daniel N. Cunningham [1] - Ms. Majarian has been on the Board since December 1, 2020, and is recognized for her expertise in technology, cybersecurity, mergers and acquisitions, and customer success, which are vital for the Bank's strategic growth [2][3] - She co-founded Agrian, an agricultural technology company, which was acquired by TELUS Agriculture & Consumer Goods in 2020, where she served as Global Head of Customer Support [3][4] Group 2 - Ms. Majarian has held senior executive roles across various sectors, including healthcare, agriculture, and technology, focusing on operational leadership and growth strategy [4] - Community West Bancshares was established in 1979 and aims to support businesses and communities through various banking services, including Commercial Lending and Agribusiness [5] - The Board of Directors includes notable members such as Daniel J. Doyle (Chairman) and James J. Kim (CEO), alongside Ms. Majarian [6]

Core Viewpoint - The proposed sale of United Security Bancshares to Community West Bancshares is under investigation to assess whether the transaction adequately values United Security Bancshares [1] Group 1: Transaction Details - Shareholders of United Security Bancshares will receive 0.4520 shares of Community West Bancshares for each share they own in United [1] Group 2: Legal Investigation - Kahn Swick & Foti, LLC is investigating the adequacy of the proposed transaction and the process leading to it [1] - The firm is open to discussions regarding legal rights related to the proposed sale without obligation or cost to interested parties [2]

Core Viewpoint - Community West Bancshares (CWBC) reported quarterly earnings of $0.6 per share, exceeding the Zacks Consensus Estimate of $0.57 per share, and showing an increase from $0.38 per share a year ago [1] Financial Performance - The earnings surprise for the quarter was +5.26%, with the company previously expected to post earnings of $0.53 per share but actually reporting $0.57, resulting in a surprise of +7.55% [2] - Revenues for the quarter were $38.3 million, surpassing the Zacks Consensus Estimate by 0.51%, compared to $34.33 million in the same quarter last year [3] - Over the last four quarters, the company has exceeded consensus EPS estimates two times and topped consensus revenue estimates twice [3] Stock Performance - Community West Bancshares shares have increased approximately 5.7% since the beginning of the year, while the S&P 500 has gained 0.4% [4] Future Outlook - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $0.56 for the upcoming quarter and $2.53 for the current fiscal year, with revenues expected to be $37.7 million and $194.7 million respectively [5][8] - The estimate revisions trend for Community West Bancshares was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [7] Industry Context - The Financial - Miscellaneous Services industry, to which Community West Bancshares belongs, is currently in the top 39% of over 250 Zacks industries, suggesting that stocks in the top 50% outperform those in the bottom 50% by more than 2 to 1 [9]

Core Points - Community West Bancshares and United Security Bancshares are set to merge in an all-stock transaction, with two directors from United Security Bancshares joining the board of Community West Bancshares upon completion of the merger [1][2] - The merger aims to enhance the banking franchise and better serve communities in Central California [2] Company Overview - Community West Bancshares, established in 1979, operates Community West Bank, which provides a range of banking services across Central California [3] - United Security Bancshares, founded in 1987, is the holding company for United Security Bank, offering commercial and personal banking services through 13 branches in various locations [5] Leadership Changes - Jagroop "Jay" Gill, the largest shareholder and Vice Chairman of United Security Bancshares, is expected to be appointed Vice Chairman of Community West Bancshares' board [1]

Core Viewpoint - Monteverde & Associates PC is investigating Community West Bancshares regarding its merger with United Security Bancshares, questioning the fairness of the proposed transaction where United Security shareholders would receive 0.4520 shares of Community West common stock for each share of United Security common stock [1] Group 1: Company Overview - Monteverde & Associates PC is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report and has recovered millions for shareholders [1] - The firm is located in the Empire State Building, New York City, and specializes in class action securities litigation [2] Group 2: Legal Investigation - The firm is currently investigating the merger between Community West Bancshares and United Security Bancshares to assess the fairness of the deal for shareholders [1] - United Security shareholders are expected to receive 0.4520 shares of Community West common stock for each share of United Security common stock as part of the merger [1]

Core Viewpoint - Halper Sadeh LLC is investigating the fairness of the merger between Community West Bancshares and United Security Bancshares for Community West shareholders, who would own approximately 70.6% of the combined company after the merger [1]. Group 1: Investigation Details - The investigation focuses on whether Community West and its board violated federal securities laws or breached fiduciary duties by not obtaining the best possible consideration for shareholders and failing to disclose all material information necessary for assessing the merger [3]. - Halper Sadeh LLC may seek increased consideration for shareholders, additional disclosures, and other benefits related to the proposed transaction [4]. Group 2: Legal Rights and Options - Community West shareholders are encouraged to learn more about their legal rights and options regarding the merger [2]. - The firm operates on a contingent fee basis, meaning shareholders would not be responsible for out-of-pocket legal fees or expenses [4]. Group 3: Firm Background - Halper Sadeh LLC represents investors globally who have experienced securities fraud and corporate misconduct, having recovered millions for defrauded investors [5].

Core Viewpoint - Community West Bancshares and United Security Bancshares have announced a definitive merger agreement to combine in an all-stock transaction [1] Company Summary - Community West Bancshares is the parent company of Community West Bank, located in Fresno, California [1] - United Security Bancshares is the parent company of United Security Bank, also based in Fresno, California [1] - The merger will involve United Security Bancshares merging into Community West Bancshares [1]

Group 1 - Bank of Montreal (BMO) is currently outperforming the Finance sector with a year-to-date return of approximately 30.4%, compared to the sector average of 15.1% [4] - The Zacks Rank for Bank of Montreal is 2 (Buy), indicating a positive outlook based on earnings estimates and revisions, with a 16.1% increase in the consensus estimate for full-year earnings over the past quarter [3] - BMO belongs to the Banks - Foreign industry, which has seen a year-to-date gain of about 48.1%, indicating that while BMO is performing well, it is slightly underperforming its specific industry group [5] Group 2 - Community West Bancshares (CWBC) has also shown strong performance with a year-to-date return of 19.9% and holds a Zacks Rank of 2 (Buy) [4][5] - The Financial - Miscellaneous Services industry, where CWBC is categorized, has experienced a decline of -4.2% since the beginning of the year, contrasting with the performance of BMO [6] - Investors interested in Finance stocks should monitor both Bank of Montreal and Community West Bancshares for potential investment opportunities [6]

Core Viewpoint - US regional bank stocks rebounded collectively during intraday trading after a significant drop due to credit issues the previous day [1] Group 1: Stock Performance - Carver Bancorp saw an increase of 5.11% [2] - Pacific Mercantile Bank rose by 4.13% [2] - Alliance West Bank increased by 4.25% [2] - Zion Bank experienced a rise of 3.28% [2] - Riverview Bancorp gained 3.29% [2] - HarborOne Bancorp increased by 3.19% [2] - Truist Financial saw a rise of 3.04% [2] - Zions Bancorporation increased by 3.02% [2] - BayCom rose by 2.97% [2] - Eastern Bankshares increased by 2.96% [2] - BCB Bank saw a rise of 2.94% [2] - Northpointe Bancshares increased by 2.75% [2] - Union Bankshares rose by 2.58% [2] - West Community Bank increased by 2.55% [2]