Extended managed services for the entire restaurant IT ecosystem ensure the highest touchpoint availability and enhanced traveler experiences Francesca Porta, head of IT - Italy, Avolta, said: "Our mission is to ensure every traveler enjoys an outstanding, frictionless experience. Smooth and swift processes are essential for orders and payments in our travel sector's hospitality industry, which requires reliable technology that runs flawlessly. By partnering with Diebold Nixdorf for their comprehensive expe ...

VCP-Pro 7 delivers true out-of-the-box customer journeys while providing efficient deployment and operations ®® NORTH CANTON, Ohio, Dec. 11, 2025 /PRNewswire/ -- Diebold Nixdorf (NYSE: DBD) today announced that Capital Bank, Jordan's leading financial institution, has deployed VCP-Pro 7, marking its first implementation on Microsoft Windows 11-powered ATMs in the Asia Pacific, Middle East and Africa (APMEA) region. The project was managed in collaboration with JBS, Diebold Nixdorf's licensed partner in Jord ...

Diebold Nixdorf, Incorporated (NYSE: DBD) automates, digitizes and transforms the way people bank and shop. As a partner to the majority of the world's top 100 financial institutions and top 25 global retailers, our integrated solutions connect digital and physical channels conveniently, securely and efficiently for millions of consumers each day. The company has a presence in more than 100 countries with approximately 21,000 employees worldwide. Visit www.DieboldNixdorf.com for more information. X: @Diebol ...

Core Viewpoint - The presentation features Diebold Nixdorf's leadership, including CEO Octavio Marquez and CFO Tom Timko, at the Bank of America 2025 Leveraged Finance Conference, highlighting the company's focus on technology and telecom sectors [1] Company Overview - Diebold Nixdorf is represented by its CEO and CFO at a significant financial conference, indicating the company's engagement with investors and stakeholders in the leveraged finance space [1]

Diebold Nixdorf (NYSE:DBD) 2025 Conference December 03, 2025 09:10 AM ET Company ParticipantsOctavio Marquez - President and CEOThomas Timko - EVP and CFOConference Call ParticipantsAna Goshko - Credit AnalystAna GoshkoTo the Bank of America 2025 Leveraged Finance Conference. I'm Ana Goshko. I cover technology and telecom on the research credit side, and we're thrilled to have Diebold Nixdorf with us this morning, and we have Octavio Marquez, the company's Chief Executive Officer, and Thomas Timko, the comp ...

Company Overview - Diebold Nixdorf serves two primary industry segments: Banking and Retail [3] - The company focuses on automation solutions, particularly through ATMs, recyclers, services, and software [3] Market Position - Diebold Nixdorf has a significant global presence with an installed base of 800,000 ATMs [4] - The stock price has increased from the early 40s to the low 60s over the past year, indicating positive market performance [1][2]

Diebold Nixdorf Conference Summary Company Overview - **Company**: Diebold Nixdorf (NYSE: DBD) - **Industry Segments**: Banking and Retail - **Global Presence**: Operates in over 60 countries directly and 100 countries in total - **Installed Base**: 800,000 ATMs globally [4][25] Financial Performance - **Current Stock Price**: $65 [2] - **Revenue**: Total company revenue is $3.8 billion, with $2.8 billion from banking and $1 billion from retail [34] - **Service Revenue**: Approximately 70% of service revenue is recurring, with long-term contracts for maintenance [41] - **Free Cash Flow**: Expected to generate $800 million of free cash flow cumulatively from 2025 to 2027, with a conversion rate projected to reach over 60% by 2027 [62][70] Banking Segment Insights - **Market Stability**: The banking business is stable with approximately 2 million bank-grade ATMs globally, and a steady refresh cycle of 60,000-70,000 ATMs annually [25][26] - **Growth Initiatives**: Focus on branch automation solutions to reduce operating costs, including teller cash recyclers and cash management technologies [29][30] - **Growth Projections**: Anticipated mid-single-digit growth annually, driven by pricing increases and new product offerings in emerging markets [32] Retail Segment Insights - **Market Dynamics**: Retail revenue is primarily generated in Europe, with a growing focus on the U.S. market [34] - **Self-Checkout Technology**: The company has developed modular and flexible self-checkout solutions, differentiating from competitors with a cloud-native architecture [35][39] - **Market Share Goals**: Aiming to capture a larger share of the U.S. market, currently not in the top five, with expectations of incremental growth [37][38] Management and Strategy - **Capital Allocation**: Committed to returning nearly 100% of free cash flow to shareholders, with a $200 million stock buyback program announced [11][72] - **M&A Strategy**: Focused on small, accretive acquisitions, such as the recent purchase of HTX for $10-$15 million [18][80] - **Operational Efficiency**: Continuous improvement initiatives in manufacturing and service operations, aiming for margin growth of 25 to 50 basis points annually [45][46] Future Outlook - **Long-Term Goals**: By the end of 2027, the company aims to achieve $800 million in cumulative free cash flow and maintain a focus on innovative technology deployment [70][72] - **Market Positioning**: The company is positioned to leverage its technology and service capabilities to enhance customer satisfaction and operational efficiency [69][79] Key Metrics - **Net Debt Ratio**: 1.6, within the target range of 1.25-1.75 [19] - **Service Contracts**: Long-term contracts for ATM and self-checkout maintenance provide stable revenue streams [26][41] - **Employee Base**: Approximately 20,000 employees, with 14,000 in field service roles [41] This summary encapsulates the key points from the Diebold Nixdorf conference, highlighting the company's strategic focus, financial performance, and growth initiatives across its banking and retail segments.

Core Insights - Diebold Nixdorf has launched the DN Series 300 and 350 self-service cash dispensers, featuring the new DM7V dispensing module, which enhances cash handling efficiency and reduces operational costs [2][3]. Product Features - The DN Series 300 and 350 utilize a shared cassette infrastructure, streamlining cash replenishment and reducing operational overhead [3]. - These cash dispensers offer nearly 40% greater availability and best-in-class note-handling accuracy, supporting up to 14,000 notes and eight denominations [3]. - The modular design allows for easy upgrades and servicing, promoting sustainability through energy-efficient components and eco-optimized materials [5]. Technological Advancements - The cash dispensers are integrated with DN AllConnect Services and the DN AllConnect Data Engine, providing real-time fleet monitoring, predictive maintenance, and cash forecasting [4]. - The use of IoT and cloud connectivity aims to redefine self-service banking, enhancing customer experiences through features like conversational interfaces and personalized menus [4]. Market Adoption - Early adopters, such as Komernà banka in the Czech Republic, have successfully piloted the new technology, indicating positive reception and potential for broader market implementation [4]. Company Overview - Diebold Nixdorf is a leader in automating and transforming banking and shopping experiences, serving top financial institutions and retailers globally [7].

Core Insights - Glendon Capital Management LP has significantly reduced its stake in Diebold Nixdorf, trimming its position by almost 25% during the third quarter of 2025, now accounting for 3.66% of the fund's assets under management (AUM) [4][3] - Diebold Nixdorf has shown strong stock performance, with shares priced at $65.25, reflecting a 61.83% increase over the past year, outperforming the S&P 500 by 44.76 percentage points [3][5] - The company operates a dual-segment business model focused on product sales and recurring service contracts, providing technology solutions for banking and retail automation [10][2] Financial Performance - Diebold Nixdorf reported a net income of $50.6 million after a loss of $17 million in 2024, indicating a return to profitability [6] - The company's P/E ratio stands at 48, while a forward P/E of 16 suggests that shares may be reasonably priced [6] - Despite the reduction in stake, Glendon Capital has retained over three-fourths of its Diebold shares, with expectations of double-digit profit growth in 2025 and 2026 [8] Investment Strategy - The sale of 370,396 shares by Glendon Capital during Q3 2025 resulted in an estimated value change of approximately $18.60 million [3][4] - Glendon had previously increased its position in Diebold Nixdorf until Q2 2025, making the Q3 sale notable as the first time shares were sold [5] - Concerns over projected sales growth of only 2% in the next two years may have influenced Glendon's decision to trim its stake [7]

Diebold Nixdorf Conference Call Summary Company Overview - **Company**: Diebold Nixdorf (NYSE: DBD) - **Industry**: Banking and Retail Technology Solutions Key Points and Arguments Company Positioning - Diebold Nixdorf is the leading player in global banking and retail self-checkout solutions, particularly in Europe [2][5] - The company has a strong backlog of approximately $920 million, indicating good revenue visibility for the next two quarters [3] Financial Performance - The company is on track to nearly double its free cash flow generation in 2025, with a commitment to return the majority to shareholders through a $200 million share repurchase program [4][32] - In Q3, Diebold Nixdorf reported a 2% year-over-year revenue growth and an adjusted EPS of $1.39, up more than $1 year-over-year [22] - The retail segment saw a 40% year-over-year order entry growth, with revenue up 8% [23] Product and Service Insights - The ATM business is stable, with an annual shipment of approximately 60,000 units expected to continue for the next six years [9] - The introduction of teller cash recyclers is a significant growth opportunity, aimed at reducing operational costs for banks [10][11] - The company has a 90%+ attach rate for services sold with products, with 70% of service revenue being recurring [3][12] Market Dynamics - The retail sector is recovering post-COVID, with growth opportunities particularly in North America, which is larger than the European market [13][15] - AI software developed by Diebold Nixdorf is effectively reducing theft at self-checkouts by 70% and improving customer experience through features like age verification and produce recognition [15][16][18] Strategic Initiatives - The company is focusing on a "local-for-local" manufacturing strategy to mitigate tariff impacts, which are estimated to be between $5-$10 million [5][6] - Diebold Nixdorf is enhancing operational efficiency through improved working capital management, with significant improvements in Days Sales Outstanding (DSO) and Days Inventory Outstanding (DIO) [28] Future Outlook - The company anticipates flat to low single-digit revenue growth in 2025, accelerating to mid-single-digit growth by 2027 [30] - Free cash flow conversion rates are projected to improve from 40% in 2025 to 60% by 2027 [31] - The company maintains a strong balance sheet with a net leverage ratio of 1.6, well within its target range [33] Capital Allocation - Diebold Nixdorf plans to continue prioritizing share repurchases over large acquisitions, focusing on small, bolt-on, and immediately accretive opportunities [35] Additional Important Insights - The company has undergone significant operational changes to improve cash flow management and reduce inventory buildup, which had previously been a challenge [42][43] - The recent S&P credit upgrade to B+ reflects the company's improved free cash flow generation and overall financial health [24] This summary encapsulates the key insights from the Diebold Nixdorf conference call, highlighting the company's strategic positioning, financial performance, product innovations, and future growth prospects.