Core Insights - dLocal reported a Total Payment Volume (TPV) of $25.6 billion for the full year 2024, representing a 45% year-over-year increase, with revenue reaching $746 million, up 15% year-over-year [1][3][6] - The company achieved a Net Revenue Retention Rate of 113% and a Gross Profit of $295 million, which is a 6% increase year-over-year [1][3][6] - Adjusted EBITDA for the year was $189 million, reflecting a 7% decrease year-over-year, indicating some pressure on profitability despite revenue growth [1][3][6] Financial Performance - In Q4 2024, dLocal's TPV reached $7.7 billion, a 51% increase year-over-year and an 18% increase quarter-over-quarter [2][20] - Revenue for Q4 was $204 million, up 9% year-over-year and 10% quarter-over-quarter, driven by strong performance in Egypt and other emerging markets [2][20][29] - Gross Profit for Q4 was $84 million, a 20% increase year-over-year, with a gross profit margin of 41% [20][22][29] Market Dynamics - The company is focusing on expanding into newer, more attractive markets, which has contributed to the strong TPV growth [3][6][7] - dLocal's business model benefits from a large addressable market in emerging and frontier markets, where 85% of the world's population resides [7][18] - The company is experiencing a shift in payment mix and take rates, with a focus on higher take rate markets to offset compression [10][15][29] Operational Highlights - dLocal's investments in product development and operational capabilities are aimed at achieving greater scalability and efficiency [4][12][18] - The company added 9 licenses and registrations in 2024, including a significant license from the UK FCA, enhancing its competitive edge [12][18] - Cash generation remains strong, with $425.2 million in cash and cash equivalents as of December 31, 2024, despite a decrease from the previous year [24][29] Future Outlook - For 2025, dLocal expects TPV growth of 35% to 45% year-over-year, with revenue growth projected at 25% to 35% [14][18] - The company anticipates gross profit growth of 20% to 25% and Adjusted EBITDA growth between 20% and 30% year-over-year [14][18] - dLocal's strategy focuses on capturing the potential of digital payments in high-growth regions while driving operational efficiencies [18][19]

DLocal (DLO) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.The power of ...

Group 1 - DLocal (DLO) has reached a significant support level and shows potential as a good investment from a technical perspective, having recently broken through the 20-day moving average, indicating a short-term bullish trend [1] - The 20-day simple moving average (SMA) is a popular tool among traders as it provides insights into a stock's price over a shorter period and helps smooth out price fluctuations, with the ability to show trend reversal signals more effectively than longer-term moving averages [2] - DLO has moved 7% higher over the last four weeks and is currently rated as a Zacks Rank 2 (Buy), supported by positive earnings estimate revisions, with no earnings estimates lowered in the past two months and one estimate raised for the current fiscal year [3] Group 2 - Investors are encouraged to consider adding DLO to their watchlist due to the important technical indicator and the positive movement in earnings estimate revisions [4]

Core Viewpoint - dLocal is positioned as a vital player for global merchants aiming to penetrate emerging markets, connecting them to over 2 billion users through a diverse range of local payment methods [1][2] Group 1: Business Growth and Performance - dLocal's shares are currently 81% below their all-time highs, yet the company has experienced a 600% increase in sales since its IPO in 2021, indicating a stronger business foundation [2][3] - The company has expanded its service from 8 countries with 80 payment methods in 2016 to 40 countries with over 900 payment options today, although this rapid growth has impacted its margins [5] - dLocal's free cash flow (FCF) margin stands at 21%, demonstrating financial stability despite the challenges of growth [6] Group 2: Market Potential - dLocal targets countries in Latin America, Africa, and the Asia-Pacific region, which are projected to grow their urban GDP 3.5 times faster than developed markets through 2040 [7] - By 2028, these emerging markets are expected to generate over $3.7 trillion in digital payments annually, presenting a long-term growth opportunity for dLocal [8] Group 3: Leadership and Strategic Moves - The appointment of CEO Pedro Arnt, who previously served as CFO at MercadoLibre, is seen as a positive development, suggesting confidence in dLocal's potential [10][12] - Arnt's experience in transforming MercadoLibre into a leading e-commerce platform positions him well to guide dLocal through its growth phase [12] Group 4: Financial Strategies - Despite its growth-focused strategy, dLocal has initiated share buybacks, utilizing a $100 million plan in 2022 and half of a $200 million plan in the following year, reducing its share count by 2% annually [14] - The company's net take rate has remained stable over the last three quarters, indicating a potential stabilization of margins, with the stock trading at 27 times FCF, slightly below the S&P 500 average [15]

MONTEVIDEO, Uruguay, Feb. 20, 2025 (GLOBE NEWSWIRE) -- dLocal Limited (NASDAQ:DLO), a leading technology-first payments platform enabling global enterprise merchants to connect with billions of consumers in emerging markets deems the allegations made in a recent short-seller report to be inaccurate and misleading, and made by interested parties who profit from the Company's stock price falling. Any suggestion that the Company failed to properly investigate identical or similar allegations in the past is ina ...

MONTEVIDEO, Uruguay, Feb. 03, 2025 (GLOBE NEWSWIRE) -- DLocal Limited (NASDAQ:DLO, "dLocal" or the "Company")), a technology-first payments platform enabling global enterprise merchants to connect with billions of consumers in emerging markets, intends to release financial results for its fourth fiscal quarter ended December 31, 2024 on February 27, 2025 after market close. The Company will host a conference call and video webcast on February 27, 2025 at 5:00 p.m. Eastern Time. Please click here to pre-regi ...

Core Insights - Investors in the Financial Transaction Services sector may consider Fiserv (FI) and DLocal (DLO) as potential investment opportunities [1] - Fiserv currently holds a Zacks Rank of 2 (Buy), while DLocal has a Zacks Rank of 3 (Hold), indicating a stronger earnings outlook for Fiserv [3] Valuation Metrics - Fiserv has a forward P/E ratio of 20.44, compared to DLocal's forward P/E of 20.61, suggesting a slightly better valuation for Fiserv [5] - The PEG ratio for Fiserv is 1.37, indicating a favorable growth outlook, while DLocal's PEG ratio stands at 2.81, suggesting it may be overvalued relative to its growth [5] - Fiserv's P/B ratio is 4.19, which is lower than DLocal's P/B ratio of 7.61, further supporting Fiserv's position as a more attractive value option [6] Value Grades - Fiserv has a Value grade of B, while DLocal has a Value grade of C, indicating that Fiserv is perceived as a better value investment based on various financial metrics [6]

Group 1: SoundHound AI - SoundHound AI's stock has increased over 400% this year, positioning it as a strong candidate for growth in 2025 [2] - Management projects 2025 revenue to be between $155 million and $175 million, indicating a potential doubling from the projected 2024 revenue of $82 million to $85 million [3] - The company aims to achieve adjusted EBITDA profitability by the end of 2025, marking a significant milestone for a tech company [3] - SoundHound's products are being adopted across various industries, highlighting the scalability of its automation solutions [4] - The stock is currently trading at 46 times sales, necessitating consistent performance to maintain its high valuation [5] Group 2: dLocal - dLocal is a fintech company that provides payment processing solutions in emerging markets, serving clients like Spotify, Amazon, and Shopify [6] - The new CEO, Pedro Arnt, is expected to drive the company to new heights following his successful tenure at MercadoLibre [7] - In Q3, dLocal's total payment volume rose 41% year over year to $6.5 billion, with revenue increasing by 13% to $186 million [8] - The stock trades at 24 times forward earnings, indicating a lack of excessive hype, but potential for growth if the company can revitalize its business [8] Group 3: UiPath - UiPath specializes in robotic process automation (RPA) software, but its stock has suffered due to market perceptions regarding generative AI [9] - Despite a 40% decline in stock value in 2024, UiPath's annual recurring revenue (ARR) grew 17% year over year to $1.61 billion in Q3 [11] - The stock is currently valued at around 6 times sales, presenting a potentially attractive investment opportunity if the company can achieve profitability [12][14] - Management forecasts a 14% ARR growth in Q4, with non-GAAP operating income expected to double from Q3 to Q4, suggesting a positive outlook for 2025 [15]

Core Insights - dLocal has become a certified Payment Initiation Service Provider (PISP) in Brazil, allowing it to facilitate Pix payments directly within the Open Finance ecosystem without redirecting users to bank apps [1][2] - The certification enhances the checkout process by streamlining transactions and reducing friction, leading to increased conversion rates for Pix payments [2] - A significant portion of Brazilian consumers, 43%, use Pix daily, indicating its growing importance in the payment landscape [3] Company Developments - In April, dLocal partnered with Papaya Global to enable global firms to pay employees in local currencies across various regions, including Latin America, Asia, and Africa [4] - In October 2023, dLocal collaborated with ACE Money Transfer to enhance payout services in the Asia-Pacific region and EMEA, allowing instant money transfers across multiple corridors [5][6] - dLocal emphasizes the necessity of local solutions for global payment strategies, ensuring compliance and quality for customers in diverse payment ecosystems [5]

After reaching an important support level, DLocal (DLO) could be a good stock pick from a technical perspective. DLO surpassed resistance at the 200-day moving average, suggesting a long-term bullish trend.A useful tool for traders and analysts, the 200-day simple moving average helps determine long-term market trends for stocks, commodities, indexes, and other financial instruments. It moves higher or lower in conjunction with longer-term price performance, and serves as a support or resistance level.Share ...