The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.Here's the latest list of major oversold players in this sector, having an RSI near or below 30.Gemini Space Station Inc (NASDAQ:GEMI)Dlocal Ltd (NASDAQ:DLO)          DLocal is expected to release financial results for its fourth fiscal quarter on March 18, after market close. The company's stock fell around 10% over the past five days and has a 52-week low of $7.61.RSI Value: 29.5DLO Price Action: Sha ...

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.Here's the latest list of major oversold players in this sector, having an RSI near or below 30.Gemini Space Station Inc (NASDAQ:GEMI)Dlocal Ltd (NASDAQ:DLO)          DLocal is expected to release financial results for its fourth fiscal quarter on March 18, after market close. The company's stock fell around 10% over the past five days and has a 52-week low of $7.61.RSI Value: 29.5DLO Price Action: Sha ...

Core Insights - DLocal Limited (NASDAQ:DLO) has shown strong operational momentum with record performance in Total Payment Volume and gross profit, indicating robust demand for its cross-border payments infrastructure despite challenges in certain markets [3][4] - JPMorgan has lowered its price target for DLocal to $18 from $18.50 while maintaining an Overweight rating, anticipating solid quarterly results but noting that tougher year-over-year comparisons may limit upside surprises in payment volumes [2] - The company is focused on product expansion, with its Buy Now, Pay Later Fuse now operational in six countries and supporting 27 local payment methods across 16 countries [3] Company Overview - Founded in 2016 and headquartered in Montevideo, Uruguay, DLocal Limited specializes in enabling global merchants to operate seamlessly in emerging markets [4] - Despite regional volatility, DLocal's expanding payment capabilities and geographic reach position it as a key infrastructure provider in cross-border commerce [4]

Group 1 - DLocal Limited (NASDAQ:DLO) is recognized as one of the best performing new tech stocks, with Truist raising its price target to $17 from $16 while maintaining a Buy rating ahead of the Q4 2025 earnings report [1] - Truist anticipates solid performance for DLocal in Q4 2025, but notes that challenging year-over-year comparisons may hinder significant volume exceedance [1] - Itau BBA analyst William Barranjard initiated coverage of DLocal with an Outperform rating and set a price target of $21 [3] Group 2 - Truist expresses general optimism about the FinTech sector's trajectory through 2026, suggesting that management teams may provide more conservative guidance to reset expectations [2] - DLocal operates a global payment processing platform, offering a robust pay-in solution for businesses to receive payments through various methods [4]

Core Viewpoint - dLocal Limited, a financial technology company, is set to release its financial results for the fourth fiscal quarter ended December 31, 2025, on March 18, 2026, after market close [1] Group 1: Financial Results Announcement - The financial results will be disclosed on March 18, 2026, after market close [1] - A conference call and video webcast will be hosted on the same day at 5:00 p.m. Eastern Time [1] Group 2: Conference Call Details - Pre-registration for the conference call is available, providing dial-in numbers and passcodes [2] - The live conference call can be accessed via audio webcast on the company's investor relations website, with an archive available for one year post-call [2] Group 3: Company Overview - dLocal facilitates local payments in emerging markets, connecting global enterprise merchants with billions of consumers across regions such as APAC, the Middle East, Latin America, and Africa [3] - The "One dLocal" concept allows global companies to manage payments, payouts, and fund settlements through a single API, platform, and contract, eliminating the need for multiple local entities and payment processors [3]

Group 1: Stock Performance in 2025 - The market saw strong gains in 2025, with seven out of ten recommended stocks outperforming the S&P 500, and six of these stocks increasing by over 25% [1][2] - The top-performing stocks included Taiwan Semiconductor Manufacturing (TSMC), ASML, Meta Platforms, Alphabet, Amazon, CrowdStrike, dLocal, PayPal, MercadoLibre, and Nvidia [2][3] Group 2: Future Outlook for Selected Stocks - Nvidia, TSMC, and dLocal are expected to repeat their 2025 performance and achieve at least a 25% increase in 2026 due to their roles in the AI sector [5][6] - Nvidia specializes in GPUs, which are essential for generative AI workloads, while TSMC manufactures the logic chips for these devices, both benefiting from significant AI spending [6] Group 3: Valuation and Investment Considerations - CrowdStrike, ASML, and Alphabet are still considered good investments, but they may not replicate the 25% or greater rise seen in 2025 due to their current valuations [9][11] - ASML and Alphabet have forward earnings multiples of 43 and 29, respectively, which may limit further gains [9] - CrowdStrike is valued at 25 times sales, which is typical for a software company, but high valuations could pose challenges in 2026 [11]

Core Insights - dLocal Ltd is set to significantly strengthen its presence in Asia starting in 2026, viewing the continent as a critical area for long-term expansion [1][2] - The initiative is described as a multi-year endeavor, with 2026 marking the year the company commits to treating Asia as a strategic priority [2] - The company plans to enhance its operational capabilities, including sales teams, regulatory licenses, and infrastructure to support cross-border transactions [2][4] Company Strategy - Currently, dLocal operates in select Asian markets, facilitating local payment methods for international enterprises, allowing them to reach billions of consumers [3] - While Latin America remains the primary market, Asia has been contributing a growing share of revenue, indicating successful diversification [4] - To support deeper market penetration, dLocal plans to recruit dozens of new employees, including high-level executives [4] Industry Trends - The strategy aligns with the e-commerce boom in emerging Asia, driven by digital adoption and a large consumer base, creating demand for localized payment solutions [5] - dLocal's platform addresses the complexities of operating in emerging economies, where fragmented payment landscapes and regulatory challenges exist [5] - By focusing on Asia, the company aims to capitalize on untapped potential and enhance service delivery for merchants entering the region [6]

Core Thesis - DLocal Limited is viewed positively due to its strong positioning in the payments infrastructure sector for emerging markets, with a current share price of $14.52 and P/E ratios of 25.93 (trailing) and 17.27 (forward) [1][2] Company Overview - DLocal operates a mission-critical payments platform that allows global merchants to transact seamlessly with consumers across over 40 countries, simplifying payment systems and regulatory complexities [2] - The company's "One dLocal" model creates a competitive advantage based on local expertise rather than solely on technology [2] Financial Performance - DLocal has a capital-light and highly profitable business model, achieving a 21.4% EBIT margin on $863.5 million in revenue [3] - The company is monitoring client concentration, with a shift in merchant composition as new enterprise clients are added [3] Valuation Analysis - A 10-year DCF analysis estimates an intrinsic value of $22.49 per share, indicating a 40.5% margin of safety compared to the current price of $13.38 [4] - The model anticipates a 21% revenue CAGR over the next decade, with growth expected to moderate from 37% in FY2025 to 6.5% by Year 10, and EBIT margins stabilizing between 19% and 21% [4] Assumptions and Valuation Metrics - Conservative assumptions include a 20% normalized tax rate, a 1.5% capex-to-revenue ratio, and a WACC of 9.73% [5] - The enterprise value is approximately $6.1 billion, with an equity value of around $6.6 billion, providing a solid valuation base not reliant on aggressive growth [5] Market Outlook - In a bear scenario, the share price is projected at $16.4, indicating limited downside, while the bull case suggests a price of $29.5, presenting significant upside potential [6] - The current market pricing implies a perpetual decline in free cash flow, which is considered an unrealistic assumption for a high-return platform in expanding digital economies [6] Historical Context - The stock has appreciated about 49.07% since a previous bullish thesis in March 2025, which highlighted DLocal's strong positioning in emerging-market payments [7] - The current analysis aligns with previous positive views, emphasizing a detailed DCF-based valuation approach and margin of safety [7]

分组1 - DLocal has successfully turned around after a volatile IPO period, with stock stabilization and strong operational performance [1] - The company reported impressive revenue growth driven by increased merchant adoption and transaction volumes, exceeding sales and earnings estimates in Q3 [1][2] - Earnings are projected to grow by over 21% this year, indicating robust financial health [1] 分组2 - DLocal is recognized as a compelling fintech growth story in emerging markets, facilitating local payment methods for global merchants across Latin America, Africa, and Asia [2] - The stock trades at a forward P/E of 16.6, which is a notable discount compared to many fintech peers, despite faster top-line growth [6] - Analysts have a consensus price target implying nearly 14% upside potential from its previous close, reflecting positive market sentiment [6] 分组3 - The stock has maintained key support levels near $12, suggesting accumulation rather than distribution, which is a positive technical indicator [7] - DLocal could benefit from broader themes such as dollar weakness and global diversification flows, enhancing its market position this year [7]

Core Insights - DLocal Limited (NASDAQ:DLO) is recognized as one of the best low-priced technology stocks to buy, with analysts initiating coverage and providing positive ratings and price targets [1][2]. Analyst Ratings - Itau BBA analyst William Barranjard initiated coverage of DLocal with an Outperform rating and a price target of $21 [1]. - Truist upgraded DLocal from Hold to Buy with a revised price target of $16, up from $15, indicating a renewed interest in fintech and payments for 2026 [2]. Partnership Expansion - DLocal and Yuno announced an expansion of their partnership to simplify global enterprise scaling in emerging markets, integrating DLocal's payment platform with Yuno's infrastructure [3]. - The partnership aims to streamline operations across Latin America and Africa, allowing merchants to bypass fragmented infrastructure and regulatory hurdles [3]. Successful Implementation - The first major success of the partnership is the launch of Smart Fit, a large fitness chain, into the Moroccan market, marking a significant transition from Latin America to Africa [4]. - This integrated system enables Smart Fit to process local debit and credit cards while navigating complex regulatory requirements without separate integrations [4].