Core Viewpoint - Wall Street anticipates a year-over-year decline in earnings for DLocal despite higher revenues, with the actual results being crucial for stock price movement [1][2]. Earnings Expectations - DLocal is expected to report quarterly earnings of $0.13 per share, reflecting a year-over-year decrease of 13.3%, while revenues are projected to be $231.04 million, an increase of 34.9% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating a stable outlook from analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model shows a positive Earnings ESP of +5.00% for DLocal, suggesting recent bullish sentiment among analysts [12]. However, the stock holds a Zacks Rank of 4, complicating predictions of an earnings beat [12]. Historical Performance - DLocal has exceeded consensus EPS estimates in three out of the last four quarters, with a notable surprise of +25.00% in the last reported quarter [13][14]. Conclusion - While DLocal does not appear to be a strong candidate for an earnings beat, investors should consider other influencing factors before making investment decisions [17].

Core Insights - DLocal (NASDAQ: DLO) is positioned as a significant player in the emerging markets and digital payments sector, headquartered in Uruguay, facilitating secure payment acceptance and transactions for global merchants [1] Company Overview - DLocal enables global merchants to securely accept and make payments, highlighting its role in the digital payments landscape [1] Analyst Background - MMMT Wealth, led by Oliver, a CPA with experience in private equity, hedge funds, and asset management, focuses on investment strategies and stock analysis, aiming for insights over a 3-5 year horizon [1] - Oliver has 5 years of investing experience and 4 years as a CPA, emphasizing a strong commitment to researching top businesses [1]

Core Viewpoint - dLocal Limited, a technology-first payments platform, is set to release its financial results for the second fiscal quarter ended June 30, 2025, on August 13, 2025, after market close [1]. Group 1: Financial Results Announcement - The financial results will be announced on August 13, 2025, after market close [1]. - A conference call and video webcast will be hosted on the same day at 5:00 p.m. Eastern Time [1]. Group 2: Conference Call Details - Investors can pre-register for the conference call to obtain dial-in numbers and passcodes [2]. - The live conference call will also be accessible via audio webcast on the company's investor relations website, with an archive available for one year [2]. Group 3: Company Overview - dLocal connects global enterprise merchants with billions of consumers in emerging markets across APAC, the Middle East, Latin America, and Africa [3]. - The "One dLocal" concept allows global companies to manage payments, payouts, and fund settlements through a single API, platform, and contract, eliminating the need for multiple local entities and payment processors [3].

Group 1 - The individual is an incoming Master's in Finance student at a top-tier UK university, focusing on global equities and market inefficiencies [1] - The investment strategy emphasizes mid-cap stocks, which are perceived as a balanced risk-reward opportunity [1] - The individual is open to analyzing companies outside their comfort zone, provided they understand the business and believe it is mispriced [1] Group 2 - The individual has a long position in DLO shares, indicating a beneficial interest in the stock [2] - The article expresses personal opinions and is not influenced by compensation from any company mentioned [2] - There is no business relationship with any company whose stock is discussed in the article [2]

Core Insights - The article discusses the perspective of a Latin-American fundamentalist investor focused on identifying discounted stocks both regionally and globally [1] Group 1: Investor Profile - The investor has a background as a Portfolio Manager at a large financial institution and experience in investment banking and economic journalism [1] - The investor specializes in sectors such as technology, retail, and banking [1] - The investor holds an Economic BS and an MBA, emphasizing a strong educational foundation [1] Group 2: Investment Strategy - The investor employs a bottom-up analysis approach to find value in stocks [1] - The investor also considers macro-driven situations that may affect investment opportunities [1]

Group 1 - DLocal Limited (NASDAQ: DLO) is recognized as Uruguay's first "unicorn" fintech company, founded in 2016, and has established itself as a significant player in the global payments sector [1] - The company's core mission is to bridge the payment innovation gap between global merchants, indicating a focus on enhancing payment solutions for international commerce [1] - Daniel Sereda, a chief investment analyst, emphasizes the importance of filtering vast amounts of data to extract critical investment ideas, showcasing the analytical rigor applied in evaluating companies like DLocal [1]

Core Insights - The article compares two financial transaction services companies, PagSeguro Digital Ltd. (PAGS) and DLocal (DLO), to determine which is the better undervalued stock option for investors [1] Valuation Metrics - PAGS has a forward P/E ratio of 7.65, significantly lower than DLO's forward P/E of 17.66, indicating that PAGS may be undervalued [5] - The PEG ratio for PAGS is 0.68, while DLO's PEG ratio is 1.05, suggesting that PAGS has a better growth outlook relative to its price [5] - PAGS has a P/B ratio of 1.25 compared to DLO's P/B of 5.75, further indicating that PAGS is more attractively valued based on its book value [6] Investment Ratings - PAGS currently holds a Zacks Rank of 2 (Buy), while DLO has a Zacks Rank of 3 (Hold), suggesting a stronger earnings outlook for PAGS [3] - Based on the valuation metrics and earnings outlook, PAGS is rated with a Value grade of A, whereas DLO has a Value grade of C, reinforcing PAGS as the superior value option [6]

Company Overview - DLocal shares increased by 8.8% to $11.16, following a significant trading volume, contrasting with an 8.9% decline over the past four weeks [1] - The company has experienced a rally for three consecutive days, attributed to its unified platform that facilitates payments for global merchants in over 40 emerging markets [2] Business Model and Market Position - DLocal's strong local presence, including regulatory licenses and partnerships with payment providers, enables seamless compliance and settlement in local currencies [2] - The company benefits from partnerships with top global merchants, leading to high transaction volumes and a strong Net Revenue Retention rate through upselling and cross-border expansion [3] - DLocal's asset-light model and operational efficiency contribute to high margins and profitability, while proprietary technology and market knowledge create barriers to entry for competitors [3] Financial Performance and Expectations - The upcoming quarterly earnings report is expected to show earnings of $0.15 per share, unchanged from the previous year, with revenues projected at $231.04 million, reflecting a 34.9% increase year-over-year [4] - The consensus EPS estimate has been revised 1.2% higher in the last 30 days, indicating a positive trend that typically correlates with stock price appreciation [5] Industry Context - DLocal is categorized within the Zacks Financial Transaction Services industry, which includes other companies like Nayax, that also experienced a stock increase of 5.5% recently [6]

Core Viewpoint - dLocal Limited has appointed Will Pruett as an Independent Board Member and member of the Audit Committee, effective July 1, 2025, to enhance the Board's guidance on growth and scalability [1][2][3] Group 1: Appointment Details - Will Pruett brings extensive expertise in capital markets and emerging markets, which will be crucial for dLocal's expansion and stakeholder value delivery [2][3] - Pruett has a notable background, including 16 years at Fidelity Investments managing various funds focused on Latin America and emerging markets, and prior experience at HSBC [2] - His appointment reflects dLocal's commitment to effective governance and diverse perspectives in driving growth strategies [3] Group 2: Board Changes - Mariam Toulan's term as Independent Director will conclude on June 30, 2025, and the company expresses gratitude for her contributions during her tenure [4] Group 3: Company Overview - dLocal operates a technology-first payments platform that connects global enterprise merchants with consumers in over 40 emerging market countries across Africa, Asia, and Latin America [5] - The "One dLocal" platform allows global companies to manage payments, pay-outs, and fund settlements without the complexity of multiple local entities and payment processors [5]

Core Viewpoint - dLocal is positioned as a crucial payment processing company that connects global e-commerce giants with consumers in emerging markets, adapting to local payment methods and regulatory changes [1]. Company Overview - dLocal operates as a payment processing company, facilitating transactions between international e-commerce platforms and consumers in emerging markets [1]. Market Position - The company serves as a "toll bridge," indicating its role in enabling cross-border payments in regions where payment methods are diverse and regulations are frequently updated [1].