UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 (State or other jurisdiction of incorporation) (Commission File Number) FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 6, 2025 BEELINE HOLDINGS, INC. (Exact name of registrant as specified in its charter) Nevada 001-38182 20-3937596 (IRS Employer Identification No.) 188 Valley Street, Suite 225 Providence, RI 02909 (Address of prin ...

Core Viewpoint - Funds managed by Trinity and Certares have announced the sale of EAST Miami to funds affiliated with Blackstone Real Estate [1] Group 1 - The transaction involves the sale of EAST Miami, indicating a strategic move in the real estate sector [1] - The involvement of Blackstone Real Estate highlights the continued interest of large investment firms in prime real estate assets [1]

U. S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _____________ Commission File Number 001-38182 BEELINE HOLDINGS, INC. (Name of small business issuer as specified in its charter) (State or other jurisdiction of inco ...

[Executive Summary & Highlights](index=1&type=section&id=Executive%20Summary%20%26%20Highlights) This section provides an overview of Beeline Holdings' significant operational and financial achievements in Q2 2025, including growth, debt reduction, and strategic initiatives [Q2 2025 & Extended Highlights](index=1&type=section&id=Q2%202025%20%26%20Extended%20Highlights) Beeline Holdings achieved significant operational and financial improvements in Q2 2025, marked by increased loan volume and revenue, substantial debt reduction, and improved net loss and adjusted EBITDA, while divesting non-core assets and launching new equity products Key Financial and Operational Metrics for Q2 2025 | Metric | Q2 2025 Data | Sequential Change (Q1 2025) | | :----------------------- | :---------------- | :------------------- | | Loan Originations | $52 million | +31% | | Revenue (excluding Bridgetown Spirits) | $1.7 million | +27% | | Debt Repaid | $2.7 million | N/A | | Cash at Quarter-End | $6.3 million | N/A | | Equity at Quarter-End | $55 million | N/A | | GAAP Net Loss | $4.1 million | Improved (Q1: $6.9 million) | | Adjusted EBITDA Loss (excluding Bridgetown Spirits) | $2.8 million | Improved (Q1: $3.5 million) | - The company divested Bridgetown Spirits Corp. in July 2025 to fully focus on the digital mortgage sector[5](index=5&type=chunk) - Debt-free status (excluding warehouse financing for loans) is anticipated by November 1, 2025[5](index=5&type=chunk) - Successfully facilitated the first fractional sale of residential real estate equity through the new BeelineEQUITY product, with more transactions planned before the full launch in early October 2025[5](index=5&type=chunk) - Monthly recurring expenses decreased by **$0.3 million**, with full realization expected in September[5](index=5&type=chunk) - Monthly operational profitability is projected by January 2026[5](index=5&type=chunk) [CEO Commentary](index=2&type=section&id=An%20Exciting%20Quarter%20for%20Beeline) CEO Nick Liuzza highlighted Q2 as foundational for Beeline's strong growth through product differentiation, diversification, and disruptive innovation, noting a 15% revenue increase and 20% marketing expense reduction in July, alongside significant financial improvement and plans to replicate this success - Beeline is poised for strong growth through unparalleled product differentiation, diversification, and disruptive innovation[6](index=6&type=chunk) - July revenue increased by **15%** compared to the best month in the past three years, while marketing expenses decreased by **20%**[6](index=6&type=chunk) - The company's financial position significantly improved, non-core service lines were eliminated, and plans are in place to replicate this success model in the future[6](index=6&type=chunk) [Financial Performance](index=2&type=section&id=Financial%20Performance) This section details Beeline's Q2 2025 financial results, including revenue, operating expenses, net loss, and balance sheet position, alongside management's strategic commentary [Overview of Q2 2025 Results](index=2&type=section&id=Overview%20of%20Q2%202025%20Results) Beeline reported **$1.7 million** in total net revenue for Q2 2025, with strong year-over-year growth in mortgage-related metrics, an operating loss of **$3.9 million**, and a net loss from continuing operations of **$4.0 million**, but an **$0.8 million** improvement in adjusted EBITDA quarter-over-quarter Q2 2025 Financial Data | Metric | Amount (Millions USD) | | :-------------------------------- | :-------------- | | Total Net Revenue | 1.7 | | Operating Expenses | 5.6 | | Operating Loss | (3.9) | | Net Loss from Continuing Operations | (4.0) | | Interest Expense | 0.4 | | Adjusted EBITDA Improvement (Sequential Q1 2025) | 0.8 | - Mortgage-related metrics showed strong year-over-year growth: average loan amount increased by **24%**, revenue per loan by **28%**, and title revenue by **93%**[8](index=8&type=chunk) - Operating expenses included **$2.2 million** in salaries and benefits, **$1.2 million** in professional fees (primarily non-recurring), **$0.8 million** in marketing expenses, and **$0.8 million** in non-cash depreciation and amortization[8](index=8&type=chunk) [Balance Sheet and Cash Position](index=2&type=section&id=Balance%20Sheet%20and%20Cash%20Position) Beeline held **$6.3 million** in cash at quarter-end and successfully reduced accounts payable by **$0.8 million**, indicating an improved financial position - Beeline held **$6.3 million** in cash at quarter-end[9](index=9&type=chunk) - Accounts payable decreased by **$0.8 million**[9](index=9&type=chunk) [Management Commentary on Financials](index=2&type=section&id=Management%20Commentary%20on%20Financials) CFO Chris Moe stated that Q2 marked the beginning of a structural shift towards stronger financial performance and market leadership, driven by the launch of scalable, AI-first FinTech mortgage, title, SaaS, and fractional equity platforms - Q2 marked the beginning of a structural shift towards stronger financial performance and market leadership[9](index=9&type=chunk) - The company has launched and is rapidly developing a scalable, AI-first FinTech mortgage, title, SaaS product, and fractional equity platform[9](index=9&type=chunk) [Use of Non-GAAP Financial Measures](index=3&type=section&id=Use%20of%20a%20Non-GAAP%20Measure) This section explains the company's use of non-GAAP financial measures, such as Adjusted EBITDA, and provides a reconciliation to GAAP net loss for transparency [Explanation of Non-GAAP Measures](index=3&type=section&id=Explanation%20of%20Non-GAAP%20Measures) This section explains the use of non-GAAP financial measures, such as Adjusted EBITDA, as supplementary to GAAP for management to assess core operating results by excluding items affecting comparability, advising investors to consider them as additional information and note definitional differences across companies - Non-GAAP financial measures are supplementary to GAAP and should not be considered substitutes for net income (loss), operating income (loss), or cash flow[10](index=10&type=chunk) - Management uses Adjusted EBITDA to assess core operating results by excluding items that impact comparability[11](index=11&type=chunk) - Adjusted EBITDA is defined as earnings before interest, taxes, depreciation, and amortization, plus stock-based compensation expense and other one-time items[13](index=13&type=chunk) [Reconciliation of Net Loss to Adjusted EBITDA](index=3&type=section&id=Reconciliation%20of%20Net%20Loss%20to%20Adjusted%20EBITDA) The company provides a reconciliation of net loss to Adjusted EBITDA, showing a Q2 2025 Adjusted EBITDA loss of **$2.778 million**, an improvement from **$3.543 million** in Q1 Reconciliation of Net Loss to Adjusted EBITDA (Thousands USD) | | Three Months Ended June 30, 2025 | Three Months Ended March 31, 2025 | | :----------------------------- | :-------------------------- | :-------------------------- | | Net Loss | (4,140) | (6,927) | | Interest Expense | 388 | 1,889 | | Depreciation and Amortization | 836 | 820 | | Net Loss from Discontinued Operations | 138 | 224 | | Stock-Based Compensation Expense | - | 130 | | M&A Related Expenses | - | 321 | | **Adjusted EBITDA** | **(2,778)** | **(3,543)** | [About Beeline Holdings, Inc.](index=4&type=section&id=About%20Beeline%20Holdings%2C%20Inc.) This section provides a concise overview of Beeline Holdings, Inc., highlighting its mission as a technology-driven mortgage and title platform [Company Overview](index=4&type=section&id=Company%20Overview) Beeline Holdings is a technology-driven mortgage and title platform aiming to provide a faster, more convenient, and transparent home financing experience for new-generation homebuyers and real estate investors by combining AI, automation, and modern user experience - Beeline Holdings is a technology-driven mortgage and title platform designed to simplify home financing[15](index=15&type=chunk) - It offers a faster, more convenient, and transparent home loan experience by combining AI, automation, and modern user experience[15](index=15&type=chunk) - The platform serves both real estate investors and primary homebuyers[15](index=15&type=chunk) [Conference Call](index=4&type=section&id=Conference%20Call) This section provides details for the upcoming conference call to discuss Beeline Holdings' Q2 2025 financial results and operational highlights [Conference Call Details](index=4&type=section&id=Conference%20Call%20Details) Beeline Holdings will host a conference call on Thursday, August 14, 2025, at 5:00 PM ET, led by CEO Nick Liuzza and CFO Chris Moe, to discuss Q2 2025 results - Conference call date and time: Thursday, August 14, 2025, at 5:00 PM ET[16](index=16&type=chunk) - Presenters: CEO Nick Liuzza and CFO Chris Moe[16](index=16&type=chunk) - Participation options include a toll-free dial-in (1-833-752-5070), international dial-in (1-647-849-3415), or a webcast link (https://www.gowebcasting.com/14078)[16](index=16&type=chunk) [Forward-Looking Statements](index=4&type=section&id=Forward-Looking%20Statements) This section outlines the forward-looking statements disclaimer, emphasizing inherent risks and uncertainties that may cause actual results to differ materially from projections [Forward-Looking Statements Disclaimer](index=4&type=section&id=Forward-Looking%20Statements%20Disclaimer) This press release contains forward-looking statements, as defined by the Private Securities Litigation Reform Act of 1995, regarding future financial condition, operating results, company outlook, industry trends, and new products, which are based on current expectations and assumptions but are subject to inherent uncertainties, risks, and changing circumstances, where actual results may differ materially from expectations - Forward-looking statements pertain to future financial condition, operating results, company outlook, industry trends, new products, and strategic collaborations[17](index=17&type=chunk) - These statements are based on current expectations and assumptions but are subject to inherent uncertainties, risks, and changing circumstances, where actual results may differ materially from forward-looking statements[17](index=17&type=chunk) - Risk factors include, but are not limited to: incorrect estimates, forecasts, and assumptions; U.S. economic conditions; inflation and interest rates; need for additional capital; ability to attract homeowners; demand and success of fractional equity transactions; regulatory compliance; performance of software and technology infrastructure; and risk factors contained in the company's Form 10-K[17](index=17&type=chunk) - The company undertakes no obligation to publicly update any forward-looking statements, except as required by law[17](index=17&type=chunk) [Contact Information](index=4&type=section&id=Contact%20Information) This section provides essential contact information for investor relations and media inquiries regarding Beeline Holdings [Investor and Media Contacts](index=4&type=section&id=Investor%20and%20Media%20Contacts) This section provides contact email addresses for investors and media - Investor contact email: investors@makeabeeline.com[18](index=18&type=chunk) - Media contact email: press@makeabeeline.com[18](index=18&type=chunk)

Company Overview - Miller Industries, Inc. is recognized as the World's Largest Manufacturer of Towing and Recovery Equipment, offering products under various well-known brands such as Century®, Vulcan®, Chevron™, and others [4]. Upcoming Event - The CEO William Miller II and CFO Deborah Whitmire will present at the East Coast IDEAS Investor Conference on June 12, 2025, at The Westin Times Square in New York, NY, with the presentation scheduled to start at 10:00 AM ET [1]. - The presentation will be available via webcast on the conference host's website and the investor relations section of Miller Industries' website [1]. IDEAS Investor Conferences - IDEAS Investor Conferences aim to provide independent venues for quality companies to showcase their investment merits to investment professionals, distinguishing themselves from traditional bank-sponsored events [2]. - The conference sponsors manage over $200 billion in assets and include a variety of investment management firms [2].

U. S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _____________ Commission File Number 001-38182 BEELINE HOLDINGS, INC. (Name of small business issuer as specified in its charter) Nevada 20-3937596 (State or other j ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 15, 2025 BEELINE HOLDINGS, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation) (Commission File Number) Nevada 001-38182 20-3937596 (IRS Employer Identification No.) 188 Valley Street, Suite 225 Providence, RI 02909 (Address of princi ...

U. S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _____________ (Address of principal executive offices, including zip code) Commission File Number 001-38182 BEELINE HOLDINGS, INC. (Name of small business issuer as speci ...

Blending Local Culture and Elegant Design, The Ritz-Carlton, Suzhou Elevates Luxury in One of China's Most Culturally and Historically Rich CitiesSUZHOU, China, March 18, 2025 /PRNewswire/ -- The Ritz-Carlton today announced its highly anticipated debut in the historic city of Suzhou, nestled in China's Jiangsu province near Shanghai. As the brand's first venture into the city, The Ritz-Carlton, Suzhou introduces its legendary service, timeless elegance and immersive cultural experiences to the city's sceni ...

Eastside Distilling, Inc. Launches AI Based Online Mortgage Business Beeline Financial Holdings, Inc. and Commencement of Trading Under New Ticker Symbol "BLNE"January 23, 2025 8:30 AM EST | Source: Eastside Distilling, Inc.Providence, Rhode Island--(Newsfile Corp. - January 23, 2025) -  Eastside Distilling, Inc. (NASDAQ: EAST) (NASDAQ: BLNE) ("Eastside" or the "Company"), today announced the launch of its online mortgage business Beeline Financial Holdings, Inc. ("Beeline"). In recognition of ...