Euronet Worldwide, Inc. (NASDAQ:EEFT) Q1 2025 Earnings Conference Call April 24, 2025 9:00 AM ET Company Participants Adam Godderz – General Counsel Mike Brown – Chairman and Chief Executive Officer Rick Weller – Chief Financial Officer Conference Call Participants Pete Heckmann – D.A. Davidson Mike Grondahl – Northland Chris Kennedy – William Blair Gus Gala – MCH Rayna Kumar – Oppenheimer Daniel Krebs – Wolfe Research Zachary Gunn – FT Partners Operator Greetings, and welcome to the Euronet Worldwide’s Fir ...

First Quarter 2025 Financial Results Forward Looking Statements Statements contained in this news release that concern Euronet's or its management's intentions, expectations, or predictions of future performance, are forward-looking statements. Euronet's actual results may vary materially from those anticipated in such forward-looking statements as a result of a number of factors, including: conditions in world financial markets and general economic conditions and tariffs, including impacts from pandemics; ...

For the quarter ended March 2025, Euronet Worldwide (EEFT) reported revenue of $915.5 million, up 6.8% over the same period last year. EPS came in at $1.13, compared to $1.28 in the year-ago quarter. View all Key Company Metrics for Euronet Worldwide here>>> Shares of Euronet Worldwide have returned -11.1% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Re ...

Contact: Euronet Worldwide, Inc. Stephanie Taylor +1-913-327-4200 Euronet Worldwide Reports First Quarter 2025 Financial Results - Highlighted by 18% Operating Income Growth LEAWOOD, KANSAS, USA - April 23, 2025 - Euronet Worldwide, Inc. ("Euronet" or the "Company") (NASDAQ: EEFT), a leading global financial technology solutions and payments provider, reports first quarter 2025 financial results. Euronet reports the following consolidated results for the first quarter 2025 compared with the same period of 2 ...

Core Insights - Euronet Worldwide, Inc. reported strong financial results for the first quarter of 2025, achieving double-digit constant currency growth in adjusted operating income and adjusted EBITDA, with an 18% increase in adjusted operating income compared to the previous year [4][5]. Financial Performance - Total revenues reached $915.5 million, a 7% increase from $857.0 million, with a 9% increase on a constant currency basis [8]. - Operating income was $75.2 million, an 18% increase from $64.0 million, translating to a 22% increase on a constant currency basis [8]. - Adjusted EBITDA was $118.7 million, a 9% increase from $108.8 million, with a 12% increase on a constant currency basis [8]. - Net income attributable to Euronet was $38.4 million, or $0.85 diluted earnings per share, compared to $26.2 million, or $0.55 diluted earnings per share [8]. Segment Performance - The EFT Processing Segment reported revenues of $232.5 million, a 7% increase from $217.2 million, with a 10% increase on a constant currency basis [9]. - The Money Transfer Segment experienced constant currency revenue growth driven by double-digit growth in cross-border transactions, with direct-to-consumer digital transactions growing by 31% [11]. - The epay Segment's revenue growth was supported by continued payments and digital media growth, although operating income growth was impacted by a one-time tax resolution payment [10]. Operational Highlights - Euronet expanded its cross-border payments network and launched operations in the Dominican Republic and Peru [10]. - The company operated 55,512 ATMs as of March 31, 2025, a 5% increase from the previous year [9]. - The company repurchased 0.6 million shares for $59.6 million during the first quarter, which is expected to improve future earnings per share by 1% [16]. Balance Sheet and Financial Position - Unrestricted cash and cash equivalents were $1,393.6 million as of March 31, 2025, up from $1,278.8 million at the end of 2024 [13]. - Total indebtedness increased to $2,202.5 million as of March 31, 2025, compared to $1,949.8 million at the end of 2024 [13].

Core Insights - Euronet Worldwide, Inc. reported strong financial results for the first quarter of 2025, achieving double-digit constant currency growth in adjusted operating income and adjusted EBITDA, with an 18% increase in adjusted operating income compared to the previous year [4][5] - The company reaffirmed its expectation for 12% to 16% earnings growth for the year, citing a diversified global business model [5] Financial Performance - Total revenues reached $915.5 million, a 7% increase from $857.0 million (9% increase on a constant currency basis) [8] - Operating income was $75.2 million, an 18% increase from $64.0 million (22% increase on a constant currency basis) [8] - Adjusted EBITDA was $118.7 million, a 9% increase from $108.8 million (12% increase on a constant currency basis) [8] - Net income attributable to Euronet was $38.4 million, or $0.85 diluted earnings per share, compared to $26.2 million, or $0.55 diluted earnings per share [8][32] Segment Performance - The EFT Processing Segment reported revenues of $232.5 million, a 7% increase from $217.2 million (10% increase on a constant currency basis) [9] - The Money Transfer Segment experienced double-digit growth in cross-border transactions, with direct-to-consumer digital transactions growing by 31% [11] - The epay Segment's revenue growth was driven by continued payments and digital media growth, although operating income growth was impacted by a one-time tax resolution payment [10] Operational Highlights - Euronet expanded its ATM network to 55,512 installed ATMs, a 5% increase from the previous year [9] - The company launched operations in the Dominican Republic and Peru, contributing to transaction growth [10] - The company repurchased 0.6 million shares for $59.6 million during the first quarter, which is expected to improve future earnings per share by 1% [16] Balance Sheet and Financial Position - Unrestricted cash and cash equivalents increased to $1,393.6 million as of March 31, 2025, compared to $1,278.8 million at the end of 2024 [13] - Total indebtedness rose to $2,202.5 million as of March 31, 2025, from $1,949.8 million at the end of 2024 [13] - The company reported a decrease in corporate expenses to $20.0 million from $21.3 million year-over-year [12]

LEAWOOD, Kan. and MADRID, April 22, 2025 (GLOBE NEWSWIRE) -- Euronet (NASDAQ: EEFT), a global leader in payments processing and cross-border transactions, and Prosegur Cash (Spanish SE: CASH), a global Cash-In-Transit company with strong leadership in Latin American markets, announced today the launch of their Independent ATM Network (IAD) in Peru and the Dominican Republic. The initiative is part of their joint venture agreement, branded as LATM (a combination of LATAM and ATM), to deploy independent ATMs ...

Company Overview - Euronet Worldwide, Inc. is a leading global financial technology solutions and payments provider, established in Central Europe in 1994, and has developed a comprehensive global payments network [4][5] - The company operates a real-time digital and cash payments network with millions of touchpoints, facilitating money transfers, credit/debit card processing, ATMs, POS services, branded payments, and foreign currency exchange [4][5] Financial Performance - Euronet is set to release its first quarter 2025 earnings results on April 24, 2025, prior to market opening [1] - A conference call will be held on the same day at 9:00 a.m. Eastern Time to discuss the earnings results [1] Access to Information - The conference call and accompanying slide show presentation will be available via webcast, with a replay accessible approximately one hour after the event and available for one year [2][3] - Participants can register for the conference call to receive dial-in information, and it is recommended to join five minutes early [2] Global Presence - Euronet operates 55,248 installed ATMs and approximately 1,160,000 EFT POS terminals across 64 countries, along with a prepaid processing network of around 777,000 POS terminals at approximately 362,000 retailer locations [5] - The company has a global money transfer network with approximately 607,000 locations serving 197 countries and territories [5] Corporate Headquarters - Euronet is headquartered in Leawood, Kansas, USA, and has 67 worldwide offices [5]

Group 1 - Zacks Premium provides various tools for investors to enhance their stock market strategies, including daily updates on Zacks Rank and Industry Rank, access to the Zacks 1 Rank List, Equity Research reports, and Premium stock screens [1][2] - The Zacks Style Scores are designed to help investors select stocks with the highest potential to outperform the market within a 30-day timeframe, using an alphabetic rating system from A to F based on value, growth, and momentum [2][3] Group 2 - The Value Score focuses on identifying undervalued stocks by analyzing financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow, appealing to value investors [3] - The Growth Score assesses a company's future prospects by examining projected and historical earnings, sales, and cash flow, catering to growth investors [4] - The Momentum Score capitalizes on price trends and earnings outlook changes, helping momentum traders identify optimal times to invest in high-momentum stocks [5] Group 3 - The VGM Score combines the Value, Growth, and Momentum Scores to provide a comprehensive rating, assisting investors in finding stocks with attractive value, strong growth forecasts, and promising momentum [6] - The Zacks Rank is a proprietary model that utilizes earnings estimate revisions to guide investors in building successful portfolios, with 1 (Strong Buy) stocks achieving an average annual return of +25.41% since 1988, significantly outperforming the S&P 500 [7][8] Group 4 - To maximize returns, investors should focus on stocks with a Zacks Rank of 1 or 2 that also have Style Scores of A or B, ensuring higher potential for success [9] - The direction of earnings estimate revisions is crucial when selecting stocks, as stocks with lower ranks but high Style Scores may still face downward price pressure [10] Group 5 - Euronet Worldwide, a leading electronic payments solutions provider, is currently rated 3 (Hold) on the Zacks Rank and has a VGM Score of A, indicating potential for investors [11] - Euronet Worldwide has a Value Style Score of A, supported by a forward P/E ratio of 9.45, making it attractive to value investors [12] - Recent upward revisions in earnings estimates for fiscal 2025 have increased the Zacks Consensus Estimate by $0.16 to $9.81 per share, with an average earnings surprise of 7%, positioning Euronet Worldwide as a noteworthy investment opportunity [12]

Core Viewpoint - Euronet Worldwide, Inc. (EEFT) is experiencing strong transaction growth across its segments, driven by strategic acquisitions, increased demand for contactless payment solutions, and a solid financial position [1] Financial Performance - Euronet's stock has gained 5.5% year to date, outperforming the industry's 5.6% decline and the S&P 500's 2.4% drop [2] - The Zacks Consensus Estimate for Euronet's 2025 earnings is $9.81 per share, reflecting a 13.9% increase from the previous year, with revenues expected to reach $4.3 billion, indicating 7.5% growth [4] - For 2026, earnings are estimated at $11.12 per share, implying 13.4% growth from 2025, with revenues projected at $4.6 billion, an 8% increase from 2025 [4] - Euronet's return on equity stands at 31.2%, significantly higher than the industry average of 17.3% [8] Business Segments - The EFT Processing segment processed 11.4 million transactions in 2024, a 35% increase year-over-year [10] - The epay segment saw a 6% year-over-year increase, while the Money Transfer segment grew by 8% [11] - Euronet's strategic focus on acquisitions has enhanced its market position and product offerings, particularly in contactless payments [12] Cash Flow and Financial Health - Euronet generated $732.8 million in operating cash flow during 2024, a 13.9% increase from the previous year, with cash reserves amounting to $1.3 billion as of December 31, 2024 [14]