Financial Performance - Equifax's 2Q25 revenue increased by 7% as reported, and 8% in constant currency, exceeding the midpoint of April guidance by $27 million[13] - Adjusted EPS for 2Q25 was $2.00 per share, surpassing the midpoint of April guidance by $0.10[13] - The company is maintaining its 2025 full-year constant dollar framework due to economic and market uncertainty, but increasing reported revenue by $35 million and Adjusted EPS by $0.03 per share due to FX[13] - Free cash flow for FY25 is expected to be approximately $900 million or more, with a cash conversion rate of around 95% or higher[35, 45] Segment Performance - Workforce Solutions (EWS) revenue grew by 8% in 2Q25, with non-mortgage verifier revenue up by 10% and government revenue up by 14%[13, 15] - US Information Solutions (USIS) revenue increased by 9% in 2Q25, driven by a 20% increase in mortgage revenue and a 4% increase in non-mortgage revenue[13, 23] - International revenue was up 6% in constant currency, with strong growth in Brazil and double-digit vitality index[13, 24] Strategic Initiatives and Capital Allocation - Equifax increased its dividend by 28% to $0.50 per share and launched a $3 billion share repurchase program[14] - The company repurchased 480,000 shares for approximately $127 million in 2Q25[39] - The company returned approximately $190 million to shareholders in 2Q25[41, 45] Future Outlook - The company anticipates approximately $700 million or more in revenue from mortgage market recovery, which will positively impact EBITDA, EPS, and cash flow to shareholders[43] - The company's long-term financial framework targets 7-10% organic revenue growth and 1-2% revenue growth from bolt-on M&A[43, 46] - The company's 2Q25 vitality index was 14%, driven by double-digit vitality index across all business units, and the full-year vitality index is expected to be 12%[13, 25, 45]

NEWS RELEASE Contact: Trevor Burns Kate Walker Investor Relations Media Relations trevor.burns@equifax.com mediainquiries@equifax.com Exhibit 99.1 1550 Peachtree Street, N.W. Atlanta, Georgia 30309 Equifax Delivers Above Guidance Second Quarter Results; Returns Approximately $190 Million Cash to Shareholders ATLANTA, JULY 22, 2025 -- Equifax (NYSE: EFX) today announced financial results for the quarter ended June 30, 2025. ® "Equifax delivered strong second quarter revenue of $1.537 billion, up 8% on a loca ...

Core Insights - Equifax reported strong second quarter revenue of $1.537 billion, reflecting an 8% increase in local currency and a 7% increase on a reported basis, exceeding guidance by $27 million [2][8] - The company experienced significant growth in U.S. Mortgage revenue, which rose by 14%, and Workforce Solutions revenue grew by 8%, driven by a 10% increase in Verification Services revenue [2][8] - Equifax maintained its full-year 2025 local currency revenue growth guidance at 6% while increasing reported revenue guidance by $35 million and Adjusted EPS by $0.03 per share due to foreign exchange impacts [3][8] Financial Performance - Total revenue for the second quarter of 2025 was $1,537 million, up 7% from the previous year, with net income attributable to Equifax increasing by 17% to $191.3 million [6][21] - Diluted EPS for the quarter was $1.53, a 17% increase compared to $1.31 in the same quarter of 2024 [6][21] - The company expects to generate over $900 million in free cash flow for 2025, with a cash conversion ratio exceeding 95% [4] Segment Performance - Workforce Solutions reported revenue of $662.1 million, an 8% increase year-over-year, with an operating margin of 46.4% [9][26] - U.S. Information Solutions revenue grew by 9%, led by a 20% increase in Mortgage revenue and over 4% in Non-Mortgage revenue [9][26] - International revenue increased by 4% on a reported basis and 6% in local currency, with Latin America and Europe being key growth regions [9][18] Strategic Initiatives - Equifax is focusing on leveraging new Cloud capabilities to enhance product innovation and drive growth, with a Vitality Index of 14% for new products [5][8] - The company returned approximately $190 million to shareholders in the second quarter, including $127 million in share repurchases under a $3 billion program [4][8] - The strategic priorities for 2027 include a focus on growth, innovation, and free cash generation to support ongoing investments and shareholder returns [5][8]

Investors are always looking for stocks that are poised to beat at earnings season and Equifax Inc. (EFX) may be one such company. The firm has earnings coming up pretty soon, and events are shaping up quite nicely for their report.That is because Equifax is seeing favorable earnings estimate revision activity as of late, which is generally a precursor to an earnings beat. After all, analysts raising estimates right before earnings — with the most up-to-date information possible — is a pretty good indicator ...

Core Insights - Equifax (EFX) is set to report its second-quarter 2025 results on July 22, with earnings expected to be $1.92 per share, reflecting a 5.5% year-over-year increase, and revenues projected at $1.51 billion, indicating a 5.9% rise year-over-year [1][8] Revenue Expectations - Revenue growth is anticipated to be driven by improved segmental performances, with strong margin expansion benefiting the bottom line [2] - Workforce Solutions revenues are estimated to grow marginally to $652.8 million, while U.S. Information Solutions (USIS) revenues are expected to reach $509.2 million, a 6.5% increase from the previous year, largely due to strong mortgage performance [3][8] - Total international revenues are projected to increase by 6.5% to $361.3 million, supported by robust growth in Latin America, Canada, Australia, and Europe [4][8] EBITDA Projections - Adjusted EBITDA for the USIS and International segments is expected to grow by 13.2% to $179.6 million and by 9.7% to $95.3 million, respectively, driven by strong revenue growth and disciplined cost execution [4][8] - Adjusted EBITDA for Workplace Solutions is anticipated to be $339.3 million, reflecting a 4.8% increase from the previous year [5] Earnings Prediction Model - The model indicates a likely earnings beat for Equifax, supported by a positive Earnings ESP of +1.46% and a Zacks Rank of 3 [6]

Core Points - Enerflex Ltd. has entered into an amended and restated credit agreement, extending the maturity date of its revolving credit facility to July 11, 2028, with unchanged availability of $800 million [2] - As of March 31, 2025, Enerflex had drawn $117 million from its revolving credit facility [2] - The company maintains a $70 million unsecured credit facility supported by performance security guarantees from Export Development Canada [3] - The CFO of Enerflex expressed appreciation for the support from the lending syndicate, highlighting that the renewal of the credit facility enhances liquidity and supports long-term growth [4] - Enerflex's near-term priorities include enhancing profitability, leveraging its position in core operating countries, and maximizing free cash flow for shareholder returns and selective growth opportunities [5] - The company plans to release its financial results for the three and six months ended June 30, 2025, on August 7, 2025 [5] - A conference call will be held on August 7, 2025, at 8:00 a.m. (MDT) to discuss the company's results [6] Company Overview - Enerflex is a global provider of energy infrastructure and energy transition solutions, focusing on natural gas, low-carbon, and treated water solutions [12] - The company employs over 4,600 professionals and is committed to sustainability and the role of natural gas in the energy transition [12] - Enerflex's common shares are traded on the Toronto Stock Exchange and the New York Stock Exchange [13]

Financial Results Announcement - Equifax will announce its financial results for the second quarter ended June 30, 2025, on July 22 at 6:30 a.m. ET [1] - A conference call will be hosted by senior management at 8:30 a.m. ET on the same day to discuss the financial and business results [1] Conference Call Details - Participants can join the conference call by dialing the US/Canada number 877-559-1190 or the international number +1 201-389-0916 [2] - Registration is required 5-10 minutes prior to the call, including name and affiliation [2] - A webcast will be available for viewing, with the link becoming active 15 minutes before the scheduled start time [2] Audio Replay - An audio replay of the conference call will be accessible on investor.equifax.com starting July 23 [3] Company Overview - Equifax is a global data, analytics, and technology company, playing a crucial role in the global economy by assisting various entities in making informed decisions [4] - The company is headquartered in Atlanta and employs nearly 15,000 individuals worldwide, with operations or investments in 24 countries across multiple regions [4]

Company Overview - Equifax Inc. is a global data, analytics, and technology company providing information solutions and human resources business process outsourcing services for various sectors including businesses, governments, and consumers [11] - The company's services are based on comprehensive databases of consumer and business information derived from multiple sources such as credit, financial assets, telecommunications, utility payments, employment, income, demographic, and marketing data [11] Investment Ratings - Equifax is currently rated 3 (Hold) on the Zacks Rank, indicating a neutral outlook [12] - The company has a VGM Score of B, suggesting a favorable combination of value, growth, and momentum characteristics [12] Growth Potential - Equifax is considered a top pick for growth investors, with a Growth Style Score of B [12] - The company is forecasted to achieve year-over-year earnings growth of 4.4% for the current fiscal year [12] - Recent upward revisions in earnings estimates by two analysts in the last 60 days have led to an increase in the Zacks Consensus Estimate by $0.01 to $7.61 per share [12] - Equifax has demonstrated an average earnings surprise of +4.2%, indicating a positive trend in earnings performance [12] Conclusion - With a solid Zacks Rank and strong Growth and VGM Style Scores, Equifax is recommended for inclusion on investors' short lists [13]

Strategic Priorities & Financial Performance - Equifax is executing against its EFX2025 strategic priorities, despite a tougher mortgage market[2] - The company is delivering spending reductions of $210 million in 2023 and $250 million in 2024[2] - Equifax is outperforming underlying EWS markets, expanding records and penetration[2] - The new long-term financial framework targets organic revenue growth of 7-10% and total growth of 8-12%[4] - The framework also aims for EBITDA margin improvement of +50 bps and cash EPS growth of 12-16%[4] Acquisitions & Expansion - The Boa Vista Serviços (BVS) acquisition closed in August, adding $160 million run-rate revenue in a $2 billion addressable market[6] - BVS is estimated to have a ~$700 million credit bureau market, ~$760 million debt renegotiation market, and ~$190 million e-commerce anti-fraud market in Brazil[7] - The acquisition is expected to be slightly accretive to EPS in year 1[8] - The fast-growing Brazil market is adding $2 billion to Equifax's total addressable market (TAM)[13] Innovation & Technology - The Vitality Index is above the 10% long-term goal, with over 30 new product innovations (NPIs) in the quarter and 65 year-to-date[19] - Over 80% of new product revenue is from non-mortgage NPIs[23] - Mortgage inquiries are tracking an unprecedented 40% below historical levels in 2023[37]

Financial Performance & Growth - Equifax aims for 8-12% long-term revenue growth, including 1-2% from M&A[6, 10, 40] - The company anticipates a ~$1.1 billion revenue upside from a return to normal mortgage market conditions in 2025+[6, 33, 35, 40] - Equifax is targeting a ~50 BPs EBITDA margin improvement[6, 10, 40] - The company expects to return cash to shareholders in 2025+ through dividend growth and buybacks[6, 40] Strategic Initiatives & Technology - Equifax is migrating to the EFXCloud, with ~90% of revenue expected to be in the cloud by year-end[6, 12] - The company is focused on New Product Innovation (NPI), targeting a 10%+ vitality index[6, 25, 40] - Equifax is leveraging EFX AI/ML, with 89% of new models built using AI/ML in 2Q[6, 28] Segment Performance & Opportunities - In the first half of the year, non-mortgage revenue was up 11%[6] - EWS Government revenue grew strongly by 30% in 2Q, with a $5 billion Total Addressable Market (TAM)[18, 19] - TWN active records increased by 12% to 180 million in 2Q[21, 22]