TORONTO, Jan. 05, 2026 (GLOBE NEWSWIRE) -- Evergold Corp. (TSX-V: EVER, WKN: A2PTHZ) (“Evergold” or the “Company”) is pleased to announce a strategic non-brokered private placement (the “Financing”) with principals associated with the Ore Group, acting in their individual capacities. This investment marks the beginning of a broader repositioning of Evergold, including a singular strategic focus on the Company’s 100%-owned Golden Lion gold-silver project, located in the prolific Toodoggone district of Britis ...

Core Viewpoint - EverQuote, Inc. (EVER) shows potential as a stock pick due to a recent "golden cross" event, indicating a bullish trend may be forthcoming [1][2]. Technical Analysis - A "golden cross" occurs when a stock's short-term moving average (50-day) crosses above its long-term moving average (200-day), suggesting a bullish breakout [2]. - The successful golden cross event consists of three stages: a price decline bottoming out, the shorter moving average crossing above the longer one, and the stock maintaining upward momentum [3]. Performance Metrics - Over the past four weeks, EVER has increased by 9.6%, and it currently holds a 1 (Strong Buy) rating on the Zacks Rank, indicating strong potential for a breakout [4]. - Earnings expectations for EVER are positive, with six upward revisions and no downward changes in estimates over the past 60 days, leading to an increase in the Zacks Consensus Estimate [4]. Investment Consideration - Given the significant technical indicator and the positive movement in earnings estimates, investors are encouraged to consider adding EVER to their watchlist [6].

Core Insights - Small-cap investing requires patience and selectivity, especially during market volatility, with companies that have visible revenue streams and disciplined cost structures remaining anchored to fundamentals [1] Economic Environment - The U.S. economy is experiencing uneven growth across sectors, influenced by shifting consumer behavior and the current tariff landscape, with small-cap companies being more sensitive to changes in demand and capital spending [2] Small-Cap Growth Candidates for 2026 - A structured approach identifies small-cap companies with Zacks Ranks 1 (Strong Buy) or 2 (Buy), emphasizing Growth and Value Scores of A or B, along with expectations for year-over-year sales and earnings growth in 2026 [3] Company Analysis EverQuote, Inc. (EVER) - EverQuote operates an online marketplace for insurance, primarily in the auto insurance sector, with a market capitalization of approximately $980 million [5] - The company has seen a revenue increase of approximately 41% year over year, benefiting from higher carrier engagement and improved revenue per quote request [6] - EverQuote is focused on product innovation and aims to surpass $1 billion in annual revenues by 2026, supported by increased carrier spending [7] - Year-to-date, EverQuote stock has gained 34.3%, with a Zacks Consensus Estimate for 2026 EPS increasing to $1.74, indicating expected earnings growth of 19.1% [11] Orion Group Holdings, Inc. (ORN) - Orion Group, with a market capitalization of approximately $410 million, focuses on marine and concrete services for infrastructure projects [12] - The company reported a revenue increase of approximately 7% year over year, supported by steady execution and a healthy opportunity pipeline [13] - Orion Group's stock has gained 40.2% year to date, with a Zacks Consensus Estimate for 2026 earnings increasing to 27 cents, indicating expected earnings growth of 44.7% [17] Standard Motor Products, Inc. (SMP) - Standard Motor, with a market capitalization of approximately $855 million, operates in the automotive replacement parts market, focusing on nondiscretionary repair categories [18] - The company experienced a 25.5% year-over-year increase in consolidated sales, driven by solid aftermarket demand and contributions from the Nissens acquisition [19] - Standard Motor's stock has gained 25.4% year to date, with a Zacks Consensus Estimate for 2026 earnings increasing to $4.31, reflecting expected earnings growth of 10% [23]

Core Insights - InsurTech companies like Lemonade Inc. (LMND) and EverQuote Inc. (EVER) are leveraging advanced technologies but face challenges such as lower interest rates, increased competition, and inflation [1][2] Group 1: Lemonade Inc. (LMND) - Lemonade has diversified its offerings beyond renters and homeowners insurance to include auto, pet, and life insurance, which strengthens its revenue base [3] - The auto insurance segment is performing well, with in-force premiums (IFP) reaching $1.16 billion, marking eight consecutive quarters of growth, and management projects year-end IFP of $1.218 billion to $1.223 billion [4] - Lemonade's reinsurance structure helps stabilize financial performance by transferring claims costs, resulting in loss adjustment expenses averaging 7% of premiums [5] - Geographic expansion into Europe provides additional revenue opportunities and a favorable regulatory environment, although the company has yet to achieve profitability [6] - Shares of LMND have increased by 116% year to date, but its return on equity is negative at -31.9%, lagging behind industry averages [7] Group 2: EverQuote Inc. (EVER) - EverQuote is positioned for long-term growth with a focus on property and casualty insurance and a debt-free balance sheet, supported by a proprietary data platform [10][13] - The company is investing in innovation to enhance monetization and strengthen relationships with advertisers, integrating proprietary data with various tools [11] - Inorganic growth through acquisitions, such as PolicyFuel, has expanded EverQuote's product offerings and increased exposure to the $135 billion commission-based market [12] - EverQuote has authorized a $50 million share repurchase program, reflecting management's confidence in its performance [13] - Shares of EVER have also rallied 116% year to date, with a return on equity of 38.2%, outperforming the industry [13] Group 3: Financial Estimates and Valuation - The Zacks Consensus Estimate for LMND's 2025 revenues indicates a 38.6% year-over-year increase, while EPS estimates show a 17.2% increase [14] - For EVER, the 2025 revenue estimate implies a 34.8% year-over-year increase, with EPS estimates indicating a significant 65.9% increase [15] - LMND's price-to-book ratio is 11.65, significantly above its three-year median of 1.85, while EVER's ratio is 5.6, above its median of 5.26 [17] Group 4: Conclusion - Lemonade is focusing on growth through acquisitions and expanding its market presence, targeting a 30% growth in in-force premiums by 2026 [18] - EverQuote aims to sustain growth by diversifying revenue and leveraging technology to attract consumers, positioning itself strongly in the digital insurance market [19] - Based on return on equity, EVER is currently a more attractive investment compared to LMND, with a Zacks Rank of 1 for EVER and 3 for LMND [20]

Core Viewpoint - EverQuote (EVER) shows potential for upside with a mean price target of $33.67, indicating a 26% increase from the current price of $26.72 [1] Price Targets - The average price target consists of six estimates ranging from $30.00 to $40.00, with a standard deviation of $3.83, suggesting a consensus among analysts [2] - The lowest estimate indicates a 12.3% increase, while the highest suggests a 49.7% upside [2] - A low standard deviation indicates greater agreement among analysts regarding price movement [2][9] Analyst Sentiment - Analysts have shown increasing optimism about EverQuote's earnings, with a positive trend in earnings estimate revisions [4][11] - Over the last 30 days, two estimates have been revised higher, leading to a 3.6% increase in the Zacks Consensus Estimate [12] Zacks Rank - EverQuote holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimates [13] Conclusion on Price Movement - While consensus price targets may not reliably indicate the extent of potential gains, they do suggest a positive direction for price movement [14]

Core Insights - EverQuote reported strong Q3 2025 earnings, with operating net income per share of 50 cents, exceeding estimates by 35.1% and showing a 6.1% year-over-year increase [2] - Total revenues reached $174 million, surpassing estimates by 4.6% and reflecting a 20% year-over-year growth [2] Financial Performance - Automotive insurance revenues increased by 21% year-over-year to $157.6 million, outperforming the Zacks Consensus Estimate of $150 million [4] - Home and Renters insurance revenues totaled $16.3 million, a 15% year-over-year increase, slightly below the Zacks Consensus Estimate of $16.7 million [4] - Other insurance revenues fell dramatically by 97.7% year-over-year to $0.01 million, missing the estimate of $0.1 million [5] - Total costs and operating expenses rose by 17.7% to $142.5 million, driven by higher sales and marketing, R&D, and administrative expenses [5] - Adjusted EBITDA was $25.1 million, a 33% year-over-year increase, with an adjusted EBITDA margin of 14.4% [6] Financial Position - Cash and cash equivalents at the end of Q3 were $145.8 million, up 42.7% from the end of 2024 [7] - Total assets increased by 14.6% to $256.1 million, while total stockholders' equity rose by 29.2% to $174.9 million [7] - Cash from operations was $25.3 million, a decline of 16.4% year-over-year [7] Future Guidance - For Q4, EverQuote estimates revenues between $169 million and $174 million, indicating a 20% year-over-year growth at the midpoint [8] - Expected variable marketing dollars are projected to be between $46 million and $48 million, representing a 7% year-over-year growth at the midpoint [8] - Adjusted EBITDA is anticipated to be in the range of $21 million to $23 million, reflecting a 16% year-over-year growth at the midpoint [8] Market Sentiment - Since the earnings release, there has been a 7.61% upward shift in consensus estimates for EverQuote [9] - The company holds a Zacks Rank 1 (Strong Buy), indicating expectations for above-average returns in the coming months [11] Industry Context - EverQuote operates within the Zacks Insurance - Multi line industry, where Markel Group reported revenues of $3.93 billion for the quarter ended September 2025, reflecting a year-over-year change of +6.5% [12] - Markel Group's EPS for the same period was $30.90, compared to $17.34 a year ago, with a projected earnings increase of +18.1% for the current quarter [13]

Core Insights - Liquidity is crucial for a company's ability to meet debt obligations and can drive business growth, making it a key factor for investors [1] - Four top-ranked stocks identified for potential investment are EverQuote, Inc. (EVER), Innodata Inc. (INOD), PJT Partners Inc. (PJT), and GigaCloud Technology Inc. (GCT) [1][9] Liquidity Measures - Current Ratio: Measures current assets against current liabilities; a ratio below 1 indicates more liabilities than assets, while a range of 1-3 is ideal [3] - Quick Ratio: Indicates ability to pay short-term obligations, with a desirable ratio of more than 1 [4] - Cash Ratio: The most conservative measure, focusing on cash and equivalents relative to current liabilities; a ratio greater than 1 is desirable but may indicate inefficiency [5] Screening Parameters - Asset Utilization: A measure of efficiency, calculated as total sales over the last 12 months divided by the average total assets; a higher ratio than the industry average indicates efficiency [6] - Growth Score: A proprietary metric ensuring that selected stocks have solid growth potential; stocks with a Growth Score of A or B tend to outperform others [10] Company-Specific Insights - **EverQuote, Inc. (EVER)**: Online insurance marketplace with Q3 revenues of $173.9 million, a 20% year-over-year increase; projected Q4 revenues between $174-$180 million [12][13] - **Innodata Inc. (INOD)**: Data engineering company with Q3 revenues of $62.6 million, up 20% year-over-year; expects significant revenue growth from new contracts [15][16] - **PJT Partners Inc. (PJT)**: Advisory-focused investment bank with Q3 revenues of $447 million, a 37% year-over-year increase; management anticipates strong M&A activity due to favorable market conditions [16][17] - **GigaCloud Technology Inc. (GCT)**: Provides B2B e-commerce solutions with Q3 revenues of $333 million, a 10% year-over-year increase; expects Q4 revenues between $328 million and $344 million [19][20]

分组1 - EverQuote (EVER) shares have increased by 18.2% over the past four weeks, closing at $23.75, with a mean price target of $33.67 indicating a potential upside of 41.8% [1] - The mean estimate consists of six short-term price targets with a standard deviation of $3.83, where the lowest estimate of $30.00 suggests a 26.3% increase, and the highest estimate of $40.00 indicates a 68.4% surge [2] - Analysts show strong agreement on the company's ability to report better earnings, with a positive trend in earnings estimate revisions correlating with potential stock price increases [4][11] 分组2 - The Zacks Consensus Estimate for the current year has risen by 8.6% over the past month, with five estimates increasing and no negative revisions [12] - EverQuote holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimates [13] - While consensus price targets may not be reliable for predicting exact gains, they can provide a directional guide for price movement [14]

EverQuote Q3 2025 Conference Call Summary Company Overview - **Company**: EverQuote (NasdaqGM:EVER) - **Date**: November 19, 2025 - **Key Speakers**: CEO Jayme Mendal, CFO Joseph Sanborn Key Financial Metrics - **Q3 Performance**: Record results across all financial metrics including revenues, VMD, EBITDA, and net income [5][5][5] - **Year-on-Year Growth**: 20% growth expected in the second half of the year, with a target path to reach $1 billion in revenue [5][5][5] Industry Insights - **Carrier Underwriting**: - Currently healthy with mid-to-high 80s combined ratios across carriers [7][7][7] - The industry is in a soft market cycle expected to last multiple years [7][7][7] - 80% of top 25 carriers have not yet reached historical peak spending levels [9][9][9] - **Market Dynamics**: - New advertising spend expected to be higher than previous peaks due to increased premiums [11][11][11] - Stability in underwriting costs is crucial for carrier health, with recent price increases averaging 40% over the past few years [20][20][20] Growth Drivers - **Digital Advertising Shift**: - Insurance is lagging in digital advertising compared to other sectors, with only one-third of advertising spend currently online [21][21][21] - High consumer shopping levels due to increased insurance costs create a favorable backdrop for growth [22][22][22] - **Smart Campaigns**: - AI-driven bidding product that improves return on ad spend by over 20% [15][15][15] - Majority of carriers are now using Smart Campaigns, leading to increased budget allocation to EverQuote [18][18][18] Expansion Opportunities - **Product Diversification**: - Currently, 90% of business is in auto insurance, with plans to expand into home insurance, which presents a higher growth opportunity [29][29][29] - Introduction of multiple products for agents, including marketing services and subscription models [34][34][34] - **Marketing Channel Revitalization**: - Plans to revive and expand into new marketing channels, including social media and AI search [36][36][36] Challenges and Considerations - **Market Volatility**: - External factors affecting advertising costs can impact margins [56][56][56] - The company aims for a long-term EBITDA margin target of 20% while managing operational expenses effectively [57][57][57] M&A Strategy - **Future M&A Considerations**: - Focus on organic growth with a path to $1 billion in revenue, but open to sector consolidation and technology acquisitions to enhance product offerings [60][60][60][62][62][62] Conclusion - **Outlook**: The company is well-positioned for growth with a healthy market environment, strong execution in digital advertising, and plans for product and channel expansion. The focus remains on leveraging technology to enhance marketing effectiveness and drive revenue growth.

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1][2]. Company Overview: EverQuote (EVER) - EverQuote currently holds a Momentum Style Score of A and a Zacks Rank of 1 (Strong Buy), indicating strong potential for outperformance in the market [3][4]. - The stock has shown significant price increases, with shares up 18.06% over the past week and 25.86% over the past month, compared to the Zacks Insurance - Multi line industry's 0.7% and 0.05% respectively [6]. - Over the last three months, EverQuote shares have risen 12.08%, and over the past year, they are up 32.41%, while the S&P 500 has only increased by 6.64% and 15.78% in the same periods [7]. Trading Volume - EverQuote's average 20-day trading volume is 610,672 shares, which serves as a bullish indicator when combined with rising stock prices [8]. Earnings Outlook - In the past two months, six earnings estimates for EverQuote have been revised upwards, increasing the consensus estimate from $1.31 to $1.43 for the full year, with no downward revisions [10]. - For the next fiscal year, six estimates have also moved upwards, indicating positive sentiment regarding future earnings [10]. Conclusion - Given the strong performance metrics and positive earnings outlook, EverQuote is positioned as a solid momentum pick, making it a noteworthy consideration for investors seeking growth opportunities [12].