Financial Performance - Total revenues reached a record of $292.9 million, an increase of 11%, driven by higher pawn service charges (PSC) and sales[23] - The company's Q1 pawn loans outstanding (PLO) hit a record balance of $238.4 million, up 14%[23] - Adjusted EBITDA was $46.4 million, a 21% increase[39] - Adjusted diluted EPS increased to $0.36, up from $0.28 in the previous year[39] Segment Performance - U S Pawn - U S Pawn segment saw revenues increase by $22.6 million, or 12%, reaching $217.4 million[50] - Earning assets in the U S Pawn segment increased by 12%, driven by a 14% increase in PLO and an 8% increase in inventory[50] - Adjusted EBITDA for the U S Pawn segment improved by $8.2 million, or 19%, primarily due to higher PSC[57] Segment Performance - Latin America Pawn - Latin America Pawn segment experienced an 11% increase in PLO balance, with same-store PLO growth of 8%[85] - Merchandise sales in Latin America Pawn segment increased by 8%, with same-store sales up 4%[88] - Adjusted EBITDA for the Latin America Pawn segment improved by $1.5 million, or 16%, driven by higher PSC[88]

AUSTIN, Texas, Jan. 31, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ:EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its first quarter ended December 31, 2023. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles ("GAAP") and comparisons shown are to the same period in the prior year. FIRST QUARTER HIGHLIGHTS Net income increased to $28.5 million, an increase of $11.7 milli ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | ( ...

Ezcorp (EZPW) closed the most recent trading day at $8.78, moving +1.5% from the previous trading session. This change outpaced the S&P 500's 0.76% gain on the day. Elsewhere, the Dow saw an upswing of 0.59%, while the tech-heavy Nasdaq appreciated by 1.12%.Coming into today, shares of the consumer financial services company had lost 1.03% in the past month. In that same time, the Finance sector lost 2.01%, while the S&P 500 gained 2.5%.Market participants will be closely following the financial results of ...

FY23 - U.S. Race & Ethnicity Underrepresented Minority White Global Employees Global Management 11 ($ millions) All figures adjusted for discrete items and constant currency. See Appendix for reconciliations. FINANCIAL RESULTS – U.S. PAWN | --- | --- | --- | --- | --- | --- | --- | --- | |-------|-------------------------------------------------------------------------------------------------------------------|-------------|------------------------|-------|-------------|-------------------------------|----- ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | | | (I ...

EZCORP, Inc. (NASDAQ:EZPW) Q3 2023 Earnings Conference Call August 3, 2023 9:00 AM ET Company Participants Jeff Elliott - Investor Relations Lachlan Given - Chief Executive Officer Timothy Jugmans - Chief Financial Officer Conference Call Participants Brian McNamara - Canaccord Genuity Andrew Chasanoff - Oppenheimer Operator Good morning, ladies and gentlemen and welcome to the EZCORP Third Quarter Fiscal 2023 Earnings Call. [Operator Instructions] As a reminder, this call may be recorded. I would now like ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | (I.R. ...

EZCORP, Inc. (NASDAQ:EZPW) Q2 2023 Earnings Conference Call May 4, 2023 9:00 AM ET Company Participants Jean Young - Three Part Advisors Lachlan Given - CEO, Director & Chief Strategy, M&A and Funding Officer Timothy Jugmans - CFO Conference Call Participants William Dossett - Oppenheimer Brian McNamara - Canaccord Genuity John Hecht - Jefferies Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Second Quarter Fiscal 2023 Earnings Call. [Operator Instructions]. As a reminder, this call may b ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | (I.R ...