EZCORP, Inc. (NASDAQ:EZPW) Q3 2023 Earnings Conference Call August 3, 2023 9:00 AM ET Company Participants Jeff Elliott - Investor Relations Lachlan Given - Chief Executive Officer Timothy Jugmans - Chief Financial Officer Conference Call Participants Brian McNamara - Canaccord Genuity Andrew Chasanoff - Oppenheimer Operator Good morning, ladies and gentlemen and welcome to the EZCORP Third Quarter Fiscal 2023 Earnings Call. [Operator Instructions] As a reminder, this call may be recorded. I would now like ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | (I.R. ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |----------------------------------------------------------------------------------------------------------|-----------|-----------|-----------|-----------|-----------|-------|------------------------------------------|-------|-------|-------| | ($ millions) | FY20 Q1 | FY20 Q2 | FY20 Q3 | FY20 Q4 | FY20 FY | | FY21 FY21 FY21 FY21 FY21 Q1 Q2 Q3 Q4 FY | | | | | Continuing Ops PBT 3.0 (34.2) (10.2) (28.7) (70.1) 5.5 6.8 (0.8) 4.5 16.1 | | | | ...

EZCORP, Inc. (NASDAQ:EZPW) Q2 2023 Earnings Conference Call May 4, 2023 9:00 AM ET Company Participants Jean Young - Three Part Advisors Lachlan Given - CEO, Director & Chief Strategy, M&A and Funding Officer Timothy Jugmans - CFO Conference Call Participants William Dossett - Oppenheimer Brian McNamara - Canaccord Genuity John Hecht - Jefferies Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Second Quarter Fiscal 2023 Earnings Call. [Operator Instructions]. As a reminder, this call may b ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | (I.R ...

EZCORP, Inc. (NASDAQ:EZPW) Q1 2023 Earnings Conference Call February 2, 2023 9:00 AM ET Company Participants Jean Marie Young - Investor Relations, Freeport's Advisors Lachlan Given - Chief Executive Officer Tim Jugmans - Chief Financial Officer Conference Call Participants Brian Nagel - Oppenheimer John Hecht - Jefferies Brian McNamara - Canaccord Genuity Alexander Villalobos - Jefferies Operator Good morning, ladies and gentlemen. Welcome to the EZCORP First Quarter Fiscal 2023 Earnings Call. At this time ...

Discrete Adjustments — — — — — — U.S. Pawn EBITDA 31.4 23.1 19.2 10.4 84.1 23.5 28.4 20.8 23.6 96.2 37.1 36.4 32.3 33.7 139.6 42.0 In addition to the financial information prepared in conformity with generally accepted accounting principles in the United States ("GAAP"), we provide certain other non-GAAP financial information on a constant currency basis ("constant currency"). We use constant currency results to evaluate our Latin America Pawn operations, which are denominated primarily in Mexican pesos, Gu ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | ( ...

EZCORP, Inc. (NASDAQ:EZPW) Q4 2022 Results Conference Call November 17, 2022 8:00 AM ET Company Participants Jean Marie Young - IR Lachlan Given - CEO Tim Jugmans - CFO Conference Call Participants Brian Nagel - Oppenheimer John Hecht - Jefferies Jean Marie Young - Three Part Advisors Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Fourth Quarter and Full Year Fiscal 2022 Earnings Call. [Operator Instructions] As a reminder, this call may be recorded. I'd now like to turn the conference c ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended September 30, 2022 or ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) Delaware 74-2540145 (State or other jurisdiction of incorp ...