Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) | Delaware | | 74-2540145 | | --- | --- | --- | | (I.R ...

AUSTIN, Texas, April 22, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. ("EZCORP" or the "Company") (NASDAQ:EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue second quarter fiscal 2025 results (period ended March 31, 2025) on Monday, April 28, 2025, after the market close. The Company will host a webcast and conference call at 9:00 a.m. Eastern time on Tuesday, April 29, 2025, to discuss its results. The presentation slides will be posted to the Investor Relations sect ...

Three major U.S. indexes the Nasdaq Composite, the S&P 500 and the Dow Jones Industrial Average closed deeply in red by 9.89%, 9.58% and 8.78% respectively, last week. The stocks have taken a beating after the implementation of President Donald Trump’s reciprocal tariff policies with major trading partners on April 2, 2025. Uncertainty over the impact of such policies on the U.S. economy has stoked fear of a near-term recession among market participants.Analysts are expecting a slowdown in economic growth a ...

Group 1 - The article discusses the impact of President Trump's recent reciprocal tariff announcements on the stock market, noting that U.S. stocks lost over 4% on April 3rd due to the unexpected severity of these tariffs [1] - Analysts express concern over the market's reaction to trade policies, highlighting the surprise element of the tariffs and their potential implications for investors [1] Group 2 - The author of the article has a long position in EZPW shares, indicating a personal investment interest in the stock mentioned [2] - The article is presented as an opinion piece, with no compensation received for the content, emphasizing the author's independent analysis [2] - Seeking Alpha clarifies that past performance does not guarantee future results, and the views expressed may not reflect the platform's overall stance [3]

Company Overview - Ezcorp (EZPW) shares increased by 5.4% to close at $15.52, with notable trading volume exceeding typical levels, contributing to an overall gain of 8.7% over the past four weeks [1][2] - The stock reached a 52-week high of $16.35, driven by expectations of sustained high interest rates, which are likely to support demand for pawn services in the upcoming quarters [2] Earnings Expectations - Ezcorp is projected to report quarterly earnings of $0.33 per share, reflecting a year-over-year increase of 17.9%, with revenues anticipated at $309.75 million, an 8.4% rise from the previous year [3] - The consensus EPS estimate for Ezcorp has been revised 1.6% higher in the last 30 days, indicating a positive trend that typically correlates with stock price appreciation [4] Industry Context - Ezcorp operates within the Zacks Financial - Consumer Loans industry, where Credit Acceptance (CACC) also operates, having closed 1.4% higher at $523.52, with an 8.2% return over the past month [4] - Credit Acceptance's EPS estimate has seen a significant change of -31% over the past month, but it still represents a 103% increase compared to the previous year [5]

Core Points - EZCORP, Inc. has successfully closed a private offering of $300 million in senior notes due 2032 [1][4] - The notes carry an interest rate of 7.375% per annum, with interest payments starting on October 1, 2025 [2] - The net proceeds from the offering are approximately $292.5 million, which will be used primarily to repay existing convertible senior notes [3] Company Overview - EZCORP is a leading provider of pawn transactions in the United States and Latin America, established in 1989 [7] - The company also engages in selling pre-owned and recycled merchandise, primarily from collateral forfeited from pawn lending operations [7] - EZCORP is listed on NASDAQ under the symbol EZPW and is part of the S&P 1000 Index and Nasdaq Composite Index [7]

AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ:EZPW) (the "Company"), a leading provider of pawn transactions in the United States and Latin America, announced today the pricing of its private offering of $300,000,000 aggregate principal amount of its senior notes due 2032 (the "Notes"). The Notes were offered in a private offering to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933 (the "Securities Act") or outsi ...

AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today that it intends to offer, subject to market conditions and other factors, $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”) in a private offering. The Notes will be senior unsecured obligations of the Company and will be fully and unconditionally guaranteed by certain of the Company’s wh ...

Core Viewpoint - EZCORP has terminated its agreement to purchase 53 stores in Mexico but remains optimistic about expansion opportunities in the region [1][2] Company Overview - EZCORP is a leading provider of pawn loans in the United States and Latin America, operating over 560 stores in Mexico [2] - The company focuses on satisfying short-term cash needs for consumers who are cash and credit constrained, emphasizing an industry-leading customer experience [2] Strategic Direction - Despite the termination of the acquisition, the company plans to continue expanding its footprint in Mexico through new store openings and opportunistic acquisitions [2]

Company Overview - EZCORP, Inc. is a leading provider of pawn transactions in the United States and Latin America, formed in 1989 [3] - The company also sells pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations [3] - EZCORP is traded on NASDAQ under the symbol EZPW and is a member of the S&P 1000 Index and Nasdaq Composite Index [3] Upcoming Events - EZCORP will host its Annual Meeting of Stockholders on March 13, 2025, at 9:00 a.m. Central Time [1] - Investors can register to receive dial-in information and a unique pin for the meeting [1] Financial Reporting - EZCORP's Annual Report on Form 10-K for fiscal 2024 has been filed with the Securities and Exchange Commission [2] - The report is available in the Investor Relations section of the company's website, and stockholders can request a paper copy free of charge [2]