Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended September 30, 2024 or ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 0-19424 EZCORP, INC. (Exact name of registrant as specified in its charter) Delaware 74-2540145 (State or other jurisdiction of incorp ...

EZCORP, Inc. (EZPW) is slated to report fourth-quarter and fiscal 2024 (ended Sept. 30) results on Nov. 13, after market close. The company’s quarterly earnings and revenues are expected to have improved on a year-over-year basis.See the Zacks Earnings Calendar to stay ahead of market-making news.In the last reported quarter, EZCORP’s earnings surpassed the Zacks Consensus Estimate. Results reflected an increase in total revenues and higher operating expenses.EZPW has an impressive earnings surprise history ...

AUSTIN, Texas, Nov. 12, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (“EZCORP” or the “Company”) (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue fourth quarter and full year fiscal 2024 financial results (period ended September 30, 2024) on Wednesday, November 13, 2024, after the market close. The Company will host a webcast and conference call at 9:00 a.m. Eastern time on Thursday, November 14, 2024, to discuss its results. The presentation slides will be ...

Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or ...

Ezcorp (EZPW) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #1 (Strong Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices. The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate. The power of a cha ...

AUSTIN, Texas, Sept. 11, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ:EZPW), a leading provider of pawn loans in the United States and Latin America, announced today that it has entered into a definitive agreement to acquire 53 pawn stores in Mexico. The seller, Presta Dinero, S.A. de C.V. and doing business as "Auto Dinero," currently operates across 21 states in Mexico and specializes in two types of auto pawn transactions – auto (vehicle) pawn, where the pawnbroker takes possession of the vehicle, and t ...

Core Viewpoint - EZCORP (NASDAQ:EZPW) is positioned as a strong investment opportunity amid a weakening economy, particularly benefiting lower-income consumers, with the stock having increased by 45% since November, outperforming the S&P 500 Index which rose by 24% [1][2]. Company Overview - EZCORP is one of the largest pawn brokers in the U.S. and Latin America, operating over 1,200 retail stores across five countries [5][6]. - The primary business model involves extending pawn loans, which are fully collateralized by the merchandise pawned by consumers [6][7]. Financial Performance - In Q3/F24, EZCORP reported a 10% year-over-year revenue increase to $281 million, with diluted EPS rising to $0.25 from $0.24 in Q3 2023 [9]. - Year-to-date revenues reached $867 million, reflecting an 11% year-over-year growth, while diluted EPS grew 134% year-over-year to $0.89, influenced by a previous write-off [9][10]. - Pawn loans outstanding grew 15% year-over-year to $265 million, and pawn service charges increased by 14% year-over-year [10][11]. Market Dynamics - The demand for pawn loans is counter-cyclical, with low-income consumers increasingly relying on these services during economic downturns [7][14]. - Latin America emerged as a standout performer, with pawn loans growing 30% year-over-year due to increased consumer demand and larger average loan sizes [12][13]. Valuation Metrics - Despite a 45% stock price increase, EZCORP remains attractively valued at a forward P/E of 10.6x, below the financial sector's average of 11.5x [14][15]. - Various valuation metrics indicate that EZCORP is trading at significant discounts compared to sector medians, suggesting potential for further upside [15]. Technical Analysis - The stock is in a well-defined uptrend since the COVID lows in 2020, with recent breakouts indicating a potential re-test of all-time highs around $15 per share from 2018 [16]. Conclusion - EZCORP's business model is well-suited for the current macroeconomic environment, making it a compelling buy for investors looking to capitalize on the ongoing cost-of-living crisis affecting low-income consumers [17].

Have you been paying attention to shares of Ezcorp (EZPW) ? Shares have been on the move with the stock up 11.9% over the past month. The stock hit a new 52-week high of $11.66 in the previous session. Ezcorp has gained 29.8% since the start of the year compared to the 9.3% move for the Zacks Finance sector and the 6.4% return for the Zacks Financial - Consumer Loans industry. What's Driving the Outperformance? The stock has an impressive record of positive earnings surprises, as it hasn't missed our earnin ...

EZCORP, Inc. (NASDAQ:EZPW) Q3 2024 Earnings Conference Call August 1, 2024 9:00 AM ET Company Participants Sean Mansouri – Elevate Investor Relations Lachie Given – Chief Executive Officer Tim Jugmans – Chief Financial Officer Conference Call Participants Brian McNamara – Canaccord Genuity Operator Good morning, ladies and gentlemen. Welcome to the EZCORP Third Fiscal Quarter 2024 Earnings Call. At this time all participants are in a listen-only mode. [Operator Instructions] As a reminder, this call may be ...

| --- | --- | --- | |---------------|-------|-------| | | | | | | | | | | | | | | | | | THIRD QUARTER FISCAL 2024 EARNINGS | | | | AUGUST 2024 | | | PRELIMINARY STATEMENTS NASDAQ: EZPW FORWARD LOOKING STATEMENTS This presentation contains certain forward-looking statements. These statements are based on the company's current expectations as to the outcome and timing of future events. All statements, other than statements of historical facts, that address activities or results that the company plans, expects ...