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Can Ezcorp (EZPW) Climb 27.32% to Reach the Level Wall Street Analysts Expect?
ZACKS· 2026-02-11 15:55
Ezcorp (EZPW) closed the last trading session at $24.74, gaining 15.9% over the past four weeks, but there could be plenty of upside left in the stock if short-term price targets set by Wall Street analysts are any guide. The mean price target of $31.5 indicates a 27.3% upside potential.The mean estimate comprises six short-term price targets with a standard deviation of $4.76. While the lowest estimate of $25.00 indicates a 1.1% increase from the current price level, the most optimistic analyst expects the ...
Ezcorp (EZPW) Upgraded to Strong Buy: What Does It Mean for the Stock?
ZACKS· 2026-02-10 18:01
Ezcorp (EZPW) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.Individual inve ...
Best Momentum Stock to Buy for February 10th
ZACKS· 2026-02-10 15:45
Here are three stocks with buy rank and strong momentum characteristics for investors to consider today, February 10th:EZCORP (EZPW) : This company, which is engaged in establishing, acquiring, and operating pawnshops which function as convenient sources of consumer credit and as value-oriented specialty retailers of primarily previously owned merchandise, has a Zacks Rank #1(Strong Buy), and witnessed the Zacks Consensus Estimate for its current year earnings increasing 24.1% over the last 60 days.EZCORP's ...
EZCORP, Inc. 2026 Q1 - Results - Earnings Call Presentation (NASDAQ:EZPW) 2026-02-05
Seeking Alpha· 2026-02-05 23:08
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EZCORP(EZPW) - 2026 Q1 - Earnings Call Transcript
2026-02-05 15:02
EZCORP (NasdaqGS:EZPW) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsLachlan Given - CEOSean Mansouri - Head of Investor RelationsTim Jugmans - CFOConference Call ParticipantsAndrew Scutt - AnalystBrian McNamara - AnalystJonathan Weitz - AnalystKyle Joseph - AnalystRaj Sharma - AnalystZach Oster - AnalystOperatorGood morning, ladies and gentlemen. Welcome to the EZCORP first quarter fiscal 2026 earnings call. At this time, all participants are in a listen-only mode. Later, we will ...
EZCORP(EZPW) - 2026 Q1 - Earnings Call Transcript
2026-02-05 15:02
EZCORP (NasdaqGS:EZPW) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsLachlan Given - CEOSean Mansouri - Head of Investor RelationsTim Jugmans - CFOConference Call ParticipantsAndrew Scutt - AnalystBrian McNamara - AnalystJonathan Weitz - AnalystKyle Joseph - AnalystRaj Sharma - AnalystZach Oster - AnalystOperatorGood morning, ladies and gentlemen. Welcome to the EZCORP first quarter fiscal 2026 earnings call. At this time, all participants are in a listen-only mode. Later, we will ...
EZCORP(EZPW) - 2026 Q1 - Earnings Call Transcript
2026-02-05 15:00
Financial Data and Key Metrics Changes - The company achieved record first-quarter revenue of $374.5 million, up 17% year-over-year, with adjusted EBITDA rising 36% to $70.3 million and diluted EPS improving 34% to $0.55 [10][11] - Net income and EBITDA both grew by more than 35%, reflecting strong operational leverage [4][5] - The company ended the quarter with net earning assets of $554 million, an increase of 17% [5] Business Line Data and Key Metrics Changes - Pawn Loan Outstanding (PLO) increased 12% to $307.3 million, marking an all-time Q1 high, driven by sustained consumer demand [10] - Pawn Service Charge (PSC) revenue rose 11% to $129.6 million, in line with PLO growth [10] - Merchandise sales climbed 10% to $205.2 million, with same-store sales up 7% [10] Market Data and Key Metrics Changes - In the U.S. segment, total revenues increased 16% to $269.8 million, with PLO expanding 9% to $239.9 million [12] - In Latin America, total revenues rose 19% to $104.7 million, with PLO expanding 23% to $67.4 million [14][15] Company Strategy and Development Direction - The company aims to build scale through disciplined capital deployment, focusing on growth and return on capital while maintaining a conservative balance sheet [20] - Recent acquisitions, including Founders One and El Bufalo Pawn, are expected to enhance geographic reach and operational scale [6][7] - The company is actively pursuing additional M&A opportunities, particularly in Latin America [18][28] Management's Comments on Operating Environment and Future Outlook - Management noted that consumer credit conditions remain challenging, particularly for lower and middle-income households, which supports pawn demand [4] - The company expects favorable momentum in Q2, driven by tax refund season and elevated gold prices supporting scrap contributions [18] - Management emphasized the importance of operational execution and customer service in driving growth, independent of macroeconomic factors [80] Other Important Information - The company reported a significant increase in scrap margins from 23% to 34% due to higher gold prices [11] - Inventory turnover improved in both U.S. and Latin America segments, indicating effective inventory management [13][16] Q&A Session Summary Question: Why was now the right time to take a controlling stake in SMG? - Management indicated that operational performance and favorable deal terms made the timing right for the acquisition [25][26] Question: How does the M&A pipeline look after recent acquisitions? - The M&A pipeline remains strong, particularly in Latin America, with a focus on disciplined growth [27][28] Question: What are the expectations for loan demand during tax refund season? - Management anticipates a slight increase in loan paydown but does not expect a monumental change in customer demographics [30][31] Question: How does the company manage scrap and its relation to gold prices? - Scrap management is based on inventory age and sellability rather than solely on gold prices, with a focus on effective inventory management [84][85] Question: What is the growth potential in new geographies from the SMG acquisition? - Puerto Rico is seen as a significant opportunity, with plans for disciplined DeNovo store build-outs in new markets [40][42]
EZCORP(EZPW) - 2026 Q1 - Earnings Call Presentation
2026-02-05 14:00
Investor Presentation Q1 2026 NASDAQ: EZPW PRELIMINARY STATEMENTS FORWARD LOOKING STATEMENTS This presentation contains certain forward-looking statements. These statements are based on the company's current expectations as to the outcome and timing of future events. All statements, other than statements of historical facts, that address activities or results that the company plans, expects, believes, projects, estimates or anticipates will, should or may occur in the future are forward-looking statements. ...
Ezcorp (EZPW) Beats Q1 Earnings and Revenue Estimates
ZACKS· 2026-02-05 00:20
Ezcorp (EZPW) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.4 per share. This compares to earnings of $0.42 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +37.50%. A quarter ago, it was expected that this consumer financial services company would post earnings of $0.29 per share when it actually produced earnings of $0.34, delivering a surprise of +17.24%.Over the last four qu ...
EZCORP(EZPW) - 2026 Q1 - Quarterly Results
2026-02-04 21:11
EZCORP Reports First Quarter Fiscal 2026 Results Exceptional Operating Performance Drives Outstanding Earnings Growth Austin, Texas (February 4, 2026) — EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its first quarter ended December 31, 2025. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles ("GAAP") and comparisons shown are to the same period in t ...