Group 1 - The author identifies as an independent investor rather than a professional analyst, preferring the terms "contributor" or "author" to describe their role [1][3] - The author has over 30 years of personal investment experience in the stock market and has a background in economics and finance [1] - The author has worked in various capacities within the financial industry, including as a buy-side analyst, fund co-manager, and analyst at a multi-strategy hedge fund, gaining insights into capital structures and M&A situations [1] Group 2 - The author emphasizes the importance of understanding the dynamics of the broader economy and stock markets, focusing on fundamental analysis and newsflow [1] - The author has experience in developing international regulations and supervising companies, which provided valuable insights into corporate operations and the regulatory environment [1] - The author aims to share investment ideas and engage in discussions with the public, drawing from their diverse background while adhering to compliance guidelines [1]

Fiserv (FI) FY Conference May 15, 2025 10:00 AM ET Speaker0 Okay. Thanks everyone for joining. My name is Tien Tsin Huang. I cover payments and IT service here at JPM. This is the Fiserv discussion. I know there's a lot of talk about with Fiserv, a fun name to to cover. So with us from Fiserv, we've got Bob Howe, the the CFO. Julie's here also in the in in the audience. But thank you both for being here, Bob? Absolutely. Glad to be here. Thanks for I know you've been really busy with a lot of things going o ...

Fiserv (FI) FY 2025 Annual General Meeting May 14, 2025 11:00 AM ET Speaker0 Good morning, and welcome to the Pfizer annual meeting of shareholders. I'm joined today by Mike Lyons, our CEO and a director of Pfizer, Bob Howe, our CFO, and Bill Simon, the chairman of the board of directors. Mister chairman, please kick off the annual meeting. Speaker1 Thank you and good morning. Today's meeting is being held online to enable a broad shareholder attendance and provide a consistent experience to all shareholder ...

Company Leadership Change - Fiserv has appointed Michael Lyons as the new CEO following the departure of Frank Bisignano, who has been nominated to lead the Social Security Administration [1][2] - Lyons has extensive experience in the banking sector, previously serving as president of PNC Financial Services Group and holding leadership roles at Bank of America [2] Company Vision and Strategy - Lyons emphasized Fiserv's commitment to innovation and delivering exceptional solutions to financial institutions, merchants, and communities, while also focusing on growth and long-term value for shareholders [2] - The company has a history of being a transformative force in financial technology for over 40 years [2] Previous CEO's Transition - Frank Bisignano's nomination to the Social Security Administration was confirmed by the U.S. Senate, with a vote that reflected party lines [3] - Bisignano had previously served as CEO of Fiserv since 2020 and was instrumental in overseeing the integration of First Data after its acquisition by Fiserv in 2019 [6]

Table of Contents For the transition period from to UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 For the quarterly period ended March 31, 2025 Commission File Number 1-38962 FISERV, INC. OR FORM 10-Q ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Indicate by check mark whether the registrant has submitted electronically every Interactive Data File r ...

Fiserv (FI) Q1 2025 Earnings Call April 24, 2025 05:09 PM ET Company Participants Julie Chariell - Senior Vice President, Investor RelationsFrank Bisignano - Chairman & CEOMike Lyons - President and CEO-Elect of Fiserv, IncRobert Hau - Chief Financial OfficerDarrin Peller - Managing DirectorRamsey El-Assal - Managing DirectorTimothy Chiodo - Managing DirectorWill Nance - Vice PresidentJames Faucette - Managing Director Conference Call Participants Tien-tsin Huang - Senior AnalystJason Kupferberg - Senior Eq ...

Group 1 - Fiserv, Inc. (NYSE: FI) has shown strong performance over the past year, driven by growth from its Clover offering [1] - Mixed Q1 results have led to a significant decline in the stock price [1]

Core Insights - Fiserv's shares dropped significantly after the first-quarter earnings report, indicating slowing growth in Clover point-of-sale operations and a decline in payments processing within the Merchant Solutions segment due to reduced consumer discretionary spending [1][2][3] Financial Performance - Clover revenues increased by 27%, a slowdown from 29% in the previous quarter, while annualized Gross Payment Volume (GPV) reached $296 billion, reflecting an 8% growth, down from 14% [3] - Adjusted revenues in the payments processing unit of Merchant Solutions fell by 9% year-on-year to $276 million [3] - Organic revenue growth in the Financial Solutions segment was reported at 6%, with banking continuing to see investments in core modernization [5][6] Growth Outlook - Executives expressed confidence in accelerating growth as the year progresses, driven by existing contracts, key initiatives, and acquisitions such as Payfare and CCV [2][4] - Merchant Solutions organic revenue is projected to grow between 12% and 15% for the year, while Financial Solutions organic revenue is expected to grow between 6% and 8% [8] Market Dynamics - The slowdown in Clover's volume growth was partly attributed to reduced spending in Canada, which is the largest international market for Clover [7] - The company anticipates that revenue growth will be more pronounced in the second half of the year, with several new products and markets expected to contribute [9] Strategic Initiatives - The acquisition of Money Money in Brazil aims to enhance capital offerings to merchants through improved risk scoring capabilities [5] - The company is focusing on expanding its embedded finance offerings and leveraging its extensive bank partnerships to drive growth [9][10]

Fiserv, Inc. (FI) has reported mixed first-quarter 2025 results, wherein earnings beat the Zacks Consensus Estimate, while revenues missed the mark.FI’s adjusted earnings per share of $2.14 beat the consensus mark by 2.9% and gained 13.8% year over year. Adjusted revenues of $4.8 billion missed the consensus estimate by 1.6% but gained 5.5% on a year-over-year basis.The FI stock has gained 41.6% in a year, outperforming the 17.5% rally of the industry it belongs to and the 8.5% rise of the Zacks S&P 500 com ...

Fiserv, Inc. (NYSE:FI) Q1 2025 Earnings Conference Call April 24, 2025 8:00 AM ET Company Participants Julie Chariell - SVP, Investor Relations Frank Bisignano - Chairman, President & CEO Mike Lyons - President & CEO Bob Hau - CFO Conference Call Participants Darrin Peller - Wolfe Research Tien-Tsin Huang - JPMorgan Ramsey El-Assal - Barclays Timothy Chiodo - UBS Jason Kupferberg - Bank of America Bryan Keane - Deutsche Bank Will Nance - Goldman Sachs Jamie Friedman - Susquehanna Dan Dolev - Mizuho Securiti ...