Core Insights - Fiserv, Inc. experienced a significant decline in share price, dropping over $59 (-47%) following the release of disappointing Q3 2025 financial results, which analysts described as "abysmal" [1][4][6] Financial Performance - The company reported a sequential decline in Q3 2025 adjusted revenue and reduced organic revenue growth expectations to 3.5%-4% [4] - Fiserv also lowered its earnings per share (EPS) outlook to $8.50-$8.60 [4] - The market reaction resulted in a loss of $32 billion in shareholder value in a single day [6] Management Changes - Following the poor financial results, Fiserv announced the departure of its chief financial officer and a shake-up in its board of directors, including the replacement of the non-executive Chairman and the head of the audit committee, effective January 1, 2026 [4][5] Investigation - Hagens Berman, a national shareholders rights firm, has initiated an investigation into whether Fiserv misled investors regarding its financial performance and growth prospects [2][6] - The investigation is focused on the propriety of Fiserv's statements about its business and growth expectations [3][6] Leadership Insights - The new CEO, Michael Lyons, indicated that a rigorous analysis of the company's operations led to a recalibration of previously optimistic growth assumptions set by prior leadership [5] - Lyons emphasized that several initiatives were found to be "short-term driven," prompting dissatisfaction with existing processes and subsequent leadership changes [5]

Core Insights - Scott+Scott Attorneys at Law LLP is investigating Fiserv, Inc. for potentially issuing misleading statements and failing to disclose material information to investors, which may violate federal securities laws [1][3] Financial Performance - Fiserv reported third-quarter earnings for 2025, with adjusted earnings of $2.04 per share, missing analysts' expectations of $2.64 per share [3] - The company revised its 2025 adjusted earnings forecast to a range of $8.50 to $8.60 per share, down from the previous forecast of $10.15 to $10.30 per share made in July 2025 [3] - Following the earnings report, Fiserv's share price dropped approximately 47%, falling from $126.17 to as low as $66.58 per share on October 29, 2025, amid heavy trading volume [3] Company Overview - Fiserv is a global fintech and payments company that provides solutions for banking, global commerce, merchant acquiring, billing and payments, and point-of-sale [2]

Core Viewpoint - Fiserv, Inc. is currently under investigation for potential securities fraud violations, which may have significant implications for the company's reputation and financial standing [1] Group 1 - The investigation is being conducted by the DJS Law Group, indicating a serious legal concern for Fiserv, Inc. [1] - Stakeholders are encouraged to discuss their rights in light of the ongoing investigation, suggesting potential legal ramifications for investors [1]

Company Performance - Advent Technologies Holdings, Inc. (NASDAQ:ADN) experienced a price drop to $1.065, marking a 60.70% decrease, indicating challenges in the fuel cell and hydrogen technology markets [1][7] - Fiserv, Inc. (NASDAQ:FI) saw its price fall to $72.59, a 42.46% decrease, reflecting potential challenges within the fintech sector and competitive pressures [2][7] - Stride, Inc. (NYSE:LRN) witnessed a sharp price decrease to $75.07, translating to a 51.10% drop, possibly due to concerns over growth prospects and operational challenges [3] - Quhuo Limited (NASDAQ:QH) faced a dramatic decline to $1.78, a decrease of 78.06%, which may indicate market apprehensions about regulatory challenges or operational inefficiencies [4][7] - Varonis Systems, Inc. (NASDAQ:VRNS) saw its price decrease to $34.58, marking a 45.11% fall, reflecting concerns over cybersecurity market competition and shifts in enterprise spending [5] Market Trends - The significant price movements among these companies highlight the importance of monitoring market trends, company-specific news, and broader economic indicators [6]

Market Overview - Major U.S. equities indexes ended mixed after the Federal Reserve announced a quarter-point cut to its benchmark interest rate, with Fed Chair Jerome Powell cautioning against assumptions of further cuts in December [3][8] - The S&P 500 finished flat, the Dow Jones Industrial Average fell 0.2%, while the tech-heavy Nasdaq advanced 0.6% [4] Company Performance - Teradyne (TER) shares surged 20.5% after exceeding third-quarter sales and profit estimates, driven by strong AI demand for semiconductor testing equipment [5] - Seagate Technology Holdings (STX) reported better-than-expected third-quarter results, with a 19.1% stock increase, attributed to AI-driven demand for its heat-assisted magnetic recording drives [6] - Centene (CE) shares rose 12.5% following a surprise profit in the third quarter and an increase in full-year guidance, supported by higher demand for Medicare and Medicaid services [7] Underperforming Companies - Fiserv (FI) shares plummeted 44% after missing quarterly revenue and earnings estimates, leading to a cut in full-year forecasts [10] - Verisk Analytics (VRSK) topped adjusted profit forecasts but fell short on revenue, resulting in a 10.4% drop in shares due to low severe weather claims [11] - CoStar Group (CSGP) exceeded sales and profit forecasts but revised its full-year earnings forecast downward, leading to a 9.9% decline in shares [11]

Core Insights - Social Security Commissioner Frank Bisignano sold his Fiserv stock for at least $500 million prior to the stock's decline [1] Company Summary - Frank Bisignano's sale of Fiserv stock occurred before a significant drop in the stock's value, indicating potential insider knowledge or market timing [1]

LOS ANGELES--(BUSINESS WIRE)---- $FI--FI Investors Have Opportunity to Join Fiserv, Inc. Fraud Investigation with the Schall Law Firm. ...

Core Viewpoint - Fiserv has been downgraded to "Market Perform" by William Blair due to disappointing third-quarter financial results, which included significant misses in earnings and revenue forecasts [1][6]. Financial Performance - Fiserv's shares have declined nearly 45% following the release of its third-quarter 2025 financial results, with the stock priced at $76.55 at the time of downgrade [1][2]. - The company reported earnings per share (EPS) of $2.04, falling short of the anticipated $2.65, contributing to the downgrade [2][6]. - Revenue for the quarter was $4.92 billion, missing the forecasted $5.36 billion, prompting a revision of the full-year 2025 guidance [3][6]. - Fiserv now projects adjusted EPS between $8.50 and $8.60, down from the expected $10.07, and has adjusted its organic revenue growth forecast to 3.5% to 4%, significantly lower than the previous estimate of approximately 10% [3][6]. Strategic Initiatives - In response to the financial challenges, Fiserv has launched the "One Fiserv" action plan aimed at enhancing client focus and leveraging the company's strengths [4][6]. - Despite the overall disappointing performance, Fiserv's net income increased to $792 million from $564 million in the same period last year, indicating some positive aspects amidst the challenges [4][6]. Market Data - The current stock price of Fiserv is $75.98, reflecting a significant decrease of $50.19, or 39.78% [5]. - The stock has fluctuated between a low of $66.58 and a high of $76.64 on the day of reporting, with a market capitalization of approximately $41.3 billion and a trading volume of 63.6 million shares [5].

Key Points Fiserv's third-quarter report arrived with huge sales and earnings misses. The company also issued major downward revisions for its organic revenue growth and earnings targets. Organic revenue growth is now expected to come in at roughly 4%, and adjusted earnings per share are projected to dip slightly. 10 stocks we like better than Fiserv › Fiserv (NYSE: FI) stock is getting crushed in Wednesday's trading following a very disappointing quarterly report. The fintech company's share pric ...

Core Insights - Fiserv shares are experiencing significant declines, with nearly two-thirds of their value lost since the beginning of the year, following a disappointing earnings report and leadership changes [1][3]. Financial Performance - Fiserv reported adjusted earnings of $2.04 per share, with revenue growth of 1% year-over-year to $5.26 billion, falling short of analyst expectations of $2.63 and $5.69 billion respectively [2]. - The company has lowered its 2025 organic revenue growth target to a range of 3.5% to 4%, and adjusted EPS target to $8.50-$8.60, down from a previous projection of about 10% organic revenue growth and adjusted EPS of $10.15 to $10.30 [2]. Leadership Changes - Fiserv is undergoing a leadership shakeup under new CEO Mike Lyons, who took over in May. The company has appointed Paul Todd as the new CFO, effective Friday, succeeding Robert Hau [4][8]. - The board will see changes with Gordon Nixon, Céline Dufétel, and Gary Shedlin replacing three members on January 1, with Nixon becoming Independent Chairman [8]. Strategic Initiatives - The company has launched an action plan called "One Fiserv," focusing on client service, technology solutions, and innovation, with a key component being the Clover point-of-sale payments system [5]. - Fiserv has also announced the acquisition of part of TD Bank's merchant processing business in Canada and a deal with the bank group's Merchant Solutions unit [5]. Stock Market Activity - Following the earnings report and guidance reset, Fiserv's shares dropped more than 40%, reaching their lowest level since late 2018 [3][7]. - The company plans to transfer its stock listing to Nasdaq from the New York Stock Exchange on November 11, changing its ticker symbol to "FISV" from "FI" [9].